Cleburne County, Alabama: commercial real estate data.
Cleburne County, Alabama has a population of 15,426 across 560 square miles, up 5.7 percent since the 2020 census base. County output reached $463.6 m in 2024, 186 establishments operate here, and the SBA record carries 10 7(a) approvals worth $12.4 m.
119 sourced county values · tier FULL · 11 sections
Cleburne County
How many people live in Cleburne County
- Population15,426
- Households5,980
- Average household size2.58
- Median household income$55,345
- Median age42.7
- Median gross rent$798 per month
- Median owner-occupied home value$165,600
- Home value to household income3.0 times
- Annual rent as a share of median income17.3 percent
- Adults 25 and over with a bachelor degree or higher17.0 percent
- Adults 25 and over with a graduate degree7.4 percent
- Adults 25 and over11,005
- Population under 183,387
- Share under 1822.0 percent
- Population 65 and over3,103
- Share 65 and over20.1 percent
- Working age population, 18 to 648,936
- Civilian labor force6,145
- Unemployment rate2.6 percent
- Labor force participation, adults 18 and over51.0 percent
- Rank by population among Alabama counties53rd of 67
- Rank by population among US county-equivalents2131st
Cleburne County is the 53rd largest of 67 Alabama counties by population. A median home costs 3.0 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 22.0 percent against 20.1 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Cleburne County
Is Cleburne County growing
- Population change since the 2020 census base5.65 percent
- Census 2020 base population15,055
- Births, 2024174
- Deaths, 2024211
- Natural change, 2024-37
- Net domestic migration, 2024278
- Net international migration, 20248
- Total net migration, 2024286
- Cumulative net domestic migration, 2021 to 20241,025
- Rank by growth among US county-equivalents450th
The county has grown 5.65 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Cleburne County
Where people moving to Cleburne County come from
- Tax returns filed by households arriving406
- People arriving, from those returns860
- Adjusted gross income arriving$21.5 m
- Net adjusted gross income movement$0
- Average income of an arriving household$52,941
- Largest single originCleburne County Non-migrants (4,593 households)
- Largest single destination (4,593 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Cleburne County Non-migrants | 4,593 | 10,160 | $289.5 m |
| Other flows - Different State | 117 | 256 | $7.3 m |
| Other flows - South | 96 | 210 | $6.0 m |
| Carroll County | 87 | 193 | $4.1 m |
| Calhoun County | 75 | 144 | $4.0 m |
| Other flows - Same State | 63 | 125 | $3.2 m |
| Haralson County | 40 | 95 | $1.8 m |
| Randolph County | 24 | 47 | $1.1 m |
The largest single source of arrivals is Cleburne County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Cleburne County
What the Cleburne County economy runs on
- County GDP, 2024$463.6 m
- County GDP, 2023$430.4 m
- GDP change, 2023 to 20247.7 percent
- GDP change over five years60.6 percent
- Rank by GDP among Alabama counties61st
- Rank by GDP among US county-equivalents2454th
- GDP per resident$30,056
Output grew 7.7 percent in the latest year and 60.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Cleburne County
Who employs people in Cleburne County
- Covered employment, annual average2,721
- Establishments reporting289
- Average annual pay$54,823
- Average weekly wage$1,054
- Sector 44-45, employment462
- Sector 44-45, average annual pay$40,889
- Sector 31-33, employment461
- Sector 31-33, average annual pay$73,461
- Sector 23, employment456
- Sector 23, average annual pay$73,657
- Sector 72, employment139
- Sector 72, average annual pay$18,794
- Sector 62, employment126
- Sector 52, employment59
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 462 | 52 | $40,889 |
| Sector 31-33 | 461 | 16 | $73,461 |
| Sector 23 | 456 | 28 | $73,657 |
| Sector 72 | 139 | 10 | $18,794 |
| Sector 62 | 126 | 30 | $35,902 |
| Sector 52 | 59 | 12 | $64,443 |
| Sector 81 | 59 | 16 | $57,098 |
| Sector 54 | 32 | 16 | $61,147 |
The largest sector is the biggest private employer group at 462 jobs, 17.0 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Cleburne County
What businesses operate in Cleburne County
- Establishments, all industries186
- Employment at those establishments2,022
- Annual payroll$106.4 m
- Establishments per 1,000 residents12.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Cleburne County
What is being built in Cleburne County
- Housing units authorised by permit, 20245
- Declared construction value permitted$1.3 m
- Single family units authorised5
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$252,140
- Units authorised per 1,000 households0.8
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Cleburne County
How much SBA lending happens in Cleburne County
- 7(a) approvals recorded10
- 7(a) gross approval dollars$12.4 m
- Average 7(a) approval$1,238,180
- Median 7(a) approval$1,405,000
- 10th percentile approval$65,500
- 90th percentile approval$2,791,900
- Largest single approval$2,791,900
- Jobs reported supported, 7(a)29
- Jobs per approval2.9
- Distinct 7(a) lenders active5
- Distinct industries receiving approvals4
- Median 7(a) term183 months
- Share of loans on real estate terms, 240 months or longer10.0 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter4
- Franchise loans1
- Franchise share of approvals10.0 percent
- Leading industry by approval countBroilers and Other Meat Type Chicken Production (7)
- Most active lenderBankPlus (6)
- 504 approvals recorded1
- 504 gross approval dollars$239,000
- Average 504 approval$239,000
- Median 504 approval$239,000
- Distinct CDCs active1
- 504 jobs per approval5.0
- 504 jobs per million dollars approved20.9
- Most active CDCBirmingham Citywide Local Development Company (1)
- 7(a) share of SBA approvals90.9 percent
- Combined SBA approval dollars$12.6 m
The average approval of $1,238,180 sits close to the median of $1,405,000, so lending here is fairly evenly sized rather than driven by a few large deals. Only 10.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cleburne County
Do SBA loans in Cleburne County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Exempt from disclosure8
- Status: Cancelled1
- Status: Paid in full1
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cleburne County
Which parts of Cleburne County get the lending
- Places in the county with recorded lending5
- FRUITHURST, approvals4
- MUSCADINE, approvals2
- HEFLIN, approvals2
- RANBURNE, approvals1
- Delta, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| FRUITHURST | 4 | $6,672,300 |
| MUSCADINE | 2 | $3,955,900 |
| HEFLIN | 2 | $1,463,100 |
| RANBURNE | 1 | $65,500 |
| Delta | 1 | $225,000 |
FRUITHURST accounts for 4 approvals against 2 in MUSCADINE. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cleburne County
How big is Cleburne County
- Land area560 sq mi
- Rank by land area among Alabama counties65th of 67
- Width, east to west33.6 mi
- Height, north to south34.2 mi
- Geographies sharing a boundary5
- Residents per square mile of land28
- Establishments per square mile0.33
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Cleburne County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Cleburne County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population15,426
- Households5,980
- Average household size2.58
- Median household income$55,345
- Median age42.7
Common questions
Cleburne County questions, answered from the record.
How many people live in Cleburne County, Alabama?
15,426, in 5,980 households, ranking 53rd of 67 Alabama counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Cleburne County growing?
The population has grown 5.65 percent since the 2020 census base. In 2024 there were 174 births against 211 deaths, with net migration of 286. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Cleburne County?
$55,345. The median owner-occupied home is valued at $165,600, which is 3.0 times income, and median gross rent is $798 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Cleburne County?
186 establishments, employing 2,022 people with an annual payroll of $106.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Cleburne County?
Average annual pay is $54,823, or $1,054 a week, across 2,721 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Cleburne County?
10 7(a) approvals totalling $12.4 m since FY2020, across 5 lenders, with a median approval of $1,405,000, plus 1 504 approvals worth $239,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Cleburne County?
5 housing units were authorised by permit in 2024, with a declared construction value of $1.3 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Cleburne County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Cleburne County come from?
The largest single origin is Cleburne County Non-migrants, with 4,593 households. Arriving households report an average income of $52,941 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Cleburne County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Cleburne County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.