HomeCalifornia
California commercial real estate data, county by county.
Every one of California's 58 counties has a data page built from federal sources, each figure carrying its publisher and the period it describes. This page is generated from the California research pack, so where the pack is silent, this page is silent too.
- Counties covered
- 58
- Land area, square miles
- 155,779
- Population
- 39,287,377
- Households
- 13,548,091
- Combined county GDP
- $4048.11 bn
- Largest county by population
- Los Angeles County, 9,808,667
- Smallest county by population
- Alpine County, 1,616
- Largest county by land area
- San Bernardino County, 20,057 sq mi
- Births, 2024
- 400,601
- Net domestic migration, 2024
- -239,575
- SBA 7(a) approvals recorded
- 45,216
- SBA 7(a) approval dollars
- $28.32 bn
- SBA 504 approvals recorded
- 22,594
- SBA 504 approval dollars
- $23.31 bn
- Average 7(a) approval
- $626,394
- Counties with a 7(a) record
- 58 of 58
- NFIP communities
- 534
- Counties with a CRS rated community
- 32 of 58
- Counties in radon zone 1 or 2
- 31 of 58
California
California traffic corridors and the freight system
| Field | Value | Source and vintage |
|---|---|---|
| Dot traffic programme | programme: Caltrans Traffic Census Program; scope: State Highway System only, that is Interstate, State Route and US Route; publication: traffic volumes published per count location in several formats; tool url: https://dot.ca.gov/programs/traffic-operations/census | California Department of Transportation. retrieved 2026-08-05 |
| Aadt definition and publication | definition: Caltrans publishes back and ahead peak hour, peak month and annual average daily traffic at named count locations on the state system, with truck AADT published separately in the annual truck volumes series.; unit: count location, not segment; truck percentage: published in a separate truck volumes series | California Department of Transportation, Traffic Census Program. retrieved 2026-08-05. Model derived, unverified. |
| Corridor inventory | interstates: I-5; I-8; I-10; I-15; I-40; I-80; I-105; I-110; I-205; I-210; I-215; I-280; I-380; I-405; I-505; I-580; I-605; I-680; I-710; I-780; I-805; I-880; I-980; spine: I-5 runs the length of the state and carries the Central Valley freight spine. I-10 and I-40 are the two southern transcontinental routes out of the San Pedro Bay ports. I-80 is the northern transcontinental route out of the Bay Area. I-15 connects the Inland Empire to Las Vegas and the interior west.; major us and state routes: US 101; SR 99; SR 60; SR 91; SR 58; SR 46; tolled facilities: SR 73; SR 133; SR 241; SR 261; I-110 and I-10 express lanes; Bay Area state-owned toll bridges; commercial significance: SR 99 is the Central Valley's agricultural and distribution corridor and is not an interstate. SR 60 and SR 91 are the Inland Empire's east-west warehouse corridors. | compiled from knowledge of the California state highway system. structural, no single vintage. Model derived, unverified. |
California
How California is divided, and who permits what
| Field | Value | Source and vintage |
|---|---|---|
| County count | counties: 58; practical meaning: 58 counties for 39.4 million people, so the average county is large and internally heterogeneous. Los Angeles County alone exceeds the population of 40 states. County land use authority applies only to unincorporated territory, and in the coastal metros most developable land is inside a city. | US Census Bureau, Population Estimates Program, Vintage 2024. Vintage 2024, estimates 2020 to 2024. Model derived, unverified. |
| Municipality count | incorporated cities: 482; note: California distinguishes general law cities from charter cities. A charter city may set its own rules on municipal affairs, including some land use procedure, which is why a statewide procedural description does not bind every jurisdiction identically. | compiled from knowledge. structural. Model derived, unverified. |
| Home rule framework | basis: Article XI of the California Constitution. Counties and cities have police power to make local police, sanitary and other ordinances not in conflict with general laws. Charter cities additionally control municipal affairs.; zoning power: Government Code 65850 enumerates what a legislative body may regulate by zoning ordinance, including use, intensity, height, setbacks and open space.; county versus city: A county regulates unincorporated territory only. On annexation, city zoning replaces county zoning, which makes LAFCO boundary decisions a land use question rather than a purely administrative one. | California Legislative Counsel, California codes. pubinfo_2025.zip, modified 2026-08-02 21:25 |
| Consolidated city county | consolidated: City and County of San Francisco; note: San Francisco is the only consolidated city and county in California. It has no unincorporated territory, so the county tier questions this schema asks about unincorporated land do not apply there. | compiled from knowledge. structural. Model derived, unverified. |
| Regional planning bodies | lafco: what: Local Agency Formation Commission, one per county, created by the Cortese-Knox-Hertzberg Act. It controls incorporation, annexation, spheres of influence and the extension of city or district services outside existing boundaries.; why it matters: A site outside a city boundary that needs municipal water or sewer generally needs a LAFCO action before it can be served, which is a step with no equivalent in most other states.; statute: Government Code 56375; councils of government: SCAG; MTC and ABAG; SANDAG; SACOG; AMBAG; Fresno COG; Kern COG; role: Metropolitan planning organisations run the regional transportation plan and the Sustainable Communities Strategy, and they allocate the Regional Housing Needs Allocation to local governments, which then drives housing element obligations. | California Legislative Counsel, California codes. pubinfo_2025.zip, modified 2026-08-02 21:25 |
| Msas ranked | largest msas: msa: Los Angeles, Long Beach, Anaheim; counties: Los Angeles; Orange; msa: San Francisco, Oakland, Fremont; counties: San Francisco; Alameda; Contra Costa; San Mateo; Marin; msa: Riverside, San Bernardino, Ontario; counties: Riverside; San Bernardino; msa: San Diego, Chula Vista, Carlsbad; counties: San Diego; msa: Sacramento, Roseville, Folsom; counties: Sacramento; Placer; El Dorado; Yolo; msa: San Jose, Sunnyvale, Santa Clara; counties: Santa Clara; San Benito; msa: Fresno; counties: Fresno; msa: Bakersfield, Delano; counties: Kern; note: Riverside and San Bernardino together are the Inland Empire, which is reported as one industrial market and is the second largest in the country by inventory. | compiled from knowledge of OMB delineations. OMB delineations, structural. Model derived, unverified. |
| Counties carrying cre weight | by cre weight: Los Angeles; Orange; San Diego; Santa Clara; Riverside; San Bernardino; Alameda; San Francisco; Sacramento; Contra Costa; San Mateo; Fresno; Kern; Ventura; reasoning: Los Angeles and Orange carry the infill industrial and retail weight, Riverside and San Bernardino the big box distribution, Santa Clara and San Francisco the office and life science, San Diego the biotech and defence, and the Central Valley counties the agricultural processing and inland logistics. | compiled from knowledge. structural. Model derived, unverified. |
California
Who lives in California, and whether that is changing
| Field | Value | Source and vintage |
|---|---|---|
| Population growth rank | population 2024 estimate: 39,431,263; estimates base 2020: 39,555,674; growth pct since 2020: -0; national rank population: 1; national rank growth: 45; acs 5yr population: 39,287,377 | US Census Bureau, Population Estimates Program, Vintage 2024. Vintage 2024, estimates 2020 to 2024 |
| Domestic in migration | cumulative net domestic migration 2021 2024: -1,397,897; by year: 2021: -477,586; 2022: -336,707; 2023: -344,029; 2024: -239,575; international migration by year: 2021: 44,127; 2022: 234,953; 2023: 292,721; 2024: 361,057; net migration by year: 2021: -433,459; 2022: -101,754; 2023: -51,308; 2024: 121,482 | US Census Bureau, Population Estimates Program, Vintage 2024. Vintage 2024, estimates 2020 to 2024 |
| Households income age | households: 13,548,091; median household income usd: 99,122; median age: 38; population under 18: 8,632,796; population 65 plus: 6,158,371; median home value usd: 734,700; median gross rent usd: 2,036 | US Census Bureau, American Community Survey 5-Year Estimates. 2020-2024 5-year |
| Educational attainment | universe 25 plus: 27,073,960; bachelors: 6,133,461; masters: 2,668,158; professional: 713,292; doctorate: 524,894; pct bachelors or higher: 37 | US Census Bureau, American Community Survey 5-Year Estimates. 2020-2024 5-year |
| Labor force unemployment | employment: value: 18595258; period: June 2026; series id: LASST060000000000005; labor force: value: 19619343; period: June 2026; series id: LASST060000000000006; unemployed: value: 1024085; period: June 2026; series id: LASST060000000000004; unemployment rate: value: 5.2; period: June 2026; series id: LASST060000000000003 | US Bureau of Labor Statistics, Local Area Unemployment Statistics. June 2026 |
| Projections institution | institution: California Department of Finance, Demographic Research Unit; product: Population Projections, Baseline 2024; vintage note: release notes on the retrieved page state Vintage 2026, dated 2026.03.13; scope: state and county, with components of change, births and public school enrolment; url: https://dof.ca.gov/forecasting/demographics/projections/ | California Department of Finance. Baseline 2024, vintage 2026 |
| Urban rural split | urban 2020: 37,259,490; rural 2020: 2,278,733; pct urban: 94; pct rural: 6; total 2020: 39,538,223 | US Census Bureau, 2020 Census Demographic and Housing Characteristics, table P2. 2020 |
California
What the California economy runs on
| Field | Value | Source and vintage |
|---|---|---|
| Gross state product rank | gdp by year millions current usd: 2021: 3,418,256; 2022: 3,618,290; 2023: 3,827,007; 2024: 4,048,108; 2025: 4,250,841; latest year: 2025; national rank gdp: 1; unit: Millions of current dollars | US Bureau of Economic Analysis, Regional, table SAGDP2. 2021 to 2025 |
| Corporate income tax rate | rate pct: 9; applies: taxable years beginning on or after 1 January 2000; banks and financial corporations: excluded from this section, taxed separately; minimum tax: the greater of the computed tax or the minimum in RTC 23153; reading note: subdivision (a) states 7.6 percent and subdivisions (b) through (e) then supersede it by period. The operative rate is in subdivision (f)(2). | California Legislative Counsel, California codes. pubinfo_2025.zip, modified 2026-08-02 21:25 |
| Sales tax structure | state rate structure: Bradley-Burns imposes a uniform local sales and use tax on top of the state rate, and transactions and use tax districts stack further on top of that, which is why the combined rate varies by address rather than by county.; statute: Revenue and Taxation Code 7202; rate lookup: https://www.cdtfa.ca.gov/taxes-and-fees/sales-use-tax-rates.htm; commercial significance: the rate applicable to a site is an address question, not a county question, because district boundaries follow city and special district lines | California Legislative Counsel, California codes. pubinfo_2025.zip, modified 2026-08-02 21:25 |
| Commercial rent tax | taxes commercial rent: no; detail: California does not levy a state tax on commercial rent. Sales and use tax applies to tangible personal property, not to the lease of real property. Some cities impose a gross receipts tax that reaches rental receipts, which is a municipal tax and not a state one. | compiled from knowledge. structural. Model derived, unverified. |
| Inventory freeport treatment | inventory tax: no; detail: California does not tax business inventory. Business personal property is assessable, but inventory held for sale is exempt, so the freeport question that matters in some states does not arise here. | compiled from knowledge. structural. Model derived, unverified. |
| Job investment credit tiering | programme: California Competes Tax Credit; structure: a negotiated, discretionary income tax credit awarded through application rounds by GO-Biz, scored on jobs, investment and other factors, rather than a formula credit tiered by county; contrast: this is the field where California differs most from the southeast. There is no statutory county tier map of the kind Georgia or Mississippi publish.; url: https://business.ca.gov/california-competes-tax-credit/ | California Governor's Office of Business and Economic Development. retrieved 2026-08-05 |
| Sector specific programmes | agency: GO-Biz, the Governor's Office of Business and Economic Development; url: https://business.ca.gov/; cre relevant programmes: California Competes Tax Credit; California Film and Television Tax Credit Program; sales and use tax exclusion for advanced manufacturing through CAEATFA; note: the film credit is administered by the California Film Commission and is the sector programme with the clearest studio and stage real estate effect | California Governor's Office of Business and Economic Development. retrieved 2026-08-05 |
California
What California law does to a development site
| Field | Value | Source and vintage |
|---|---|---|
| Zoning enabling statute | summary: Government Code 65850 is the zoning power. A county or city legislative body may by ordinance regulate the use of buildings and land, the intensity of land use, the size and placement of buildings, setbacks, open space and the subdivision of land.; consistency requirement: GOV 65860 requires that a county or city zoning ordinance be consistent with its general plan, and gives a resident or property owner a right of action to enforce that consistency in superior court.; consistency challenge window days: 90; citations: GOV 65850; GOV 65860 | California Legislative Counsel, California codes. pubinfo_2025.zip, modified 2026-08-02 21:25 |
| Comprehensive planning mandate | mandate: every city and county shall adopt a comprehensive, long term general plan for its physical development and any land outside its boundaries bearing relation to its planning; mandatory elements: GOV 65302 sets the required elements, including land use, circulation, housing, conservation, open space, noise, safety and environmental justice where applicable; consequence of non compliance: an inadequate general plan or a missing element exposes the jurisdiction to suit and, for the housing element specifically, to loss of local control over certain approvals; citations: GOV 65300; GOV 65302 | California Legislative Counsel, California codes. pubinfo_2025.zip, modified 2026-08-02 21:25 |
| Commercial site plan sequence | sequence: planning commission public hearing on the proposed zoning ordinance or amendment; commission recommendation to the legislative body; legislative body public hearing; adoption or rejection; notice days general: 10; notice days if permitted uses affected: 20; mailed notice radius feet: 300; commission recommends against: if the commission recommends against a rezoning, the legislative body need not act unless an interested party files a written request for a hearing within 5 days of the commission filing its recommendation; citations: GOV 65854; GOV 65856; GOV 65090; GOV 65091 | California Legislative Counsel, California codes. pubinfo_2025.zip, modified 2026-08-02 21:25 |
| Permit streamlining clocks | completeness days: 30; deemed complete: if no written determination is made within 30 days and the application states that it is an application for a development permit, it is deemed complete; resubmittal: a new 30 day period starts on any resubmittal; no new items: on a second review the agency may not ask for information that was not on the initial incompleteness list; approval deadlines days: with EIR: 180; with EIR qualifying project: 90; with EIR qualifying project 49pct affordable: 60; citations: GOV 65943; GOV 65950 | California Legislative Counsel, California codes. pubinfo_2025.zip, modified 2026-08-02 21:25 |
| Who may seal plans | engineers: Business and Professions Code 6735. All civil, structural and geotechnical engineering plans, calculations, specifications and reports must be prepared by or under the responsible charge of a licensed civil engineer, carry the name and licence number, and bear the signature and seal and the date on every sheet when released for construction.; architects: Business and Professions Code 5536 governs use of the title and the stamping of instruments of service by a licensed architect.; land surveyors: Business and Professions Code 8726 defines the practice of land surveying.; boards: Board for Professional Engineers, Land Surveyors, and Geologists; California Architects Board; interim documents: BPC 6735 requires interim documents to be notated with their intended purpose, for example preliminary, not for construction, for plan check only, or for review only; citations: BPC 6735; BPC 5536; BPC 8726 | California Legislative Counsel, California codes. pubinfo_2025.zip, modified 2026-08-02 21:25 |
| Impact fee enabling act | act: Mitigation Fee Act, Government Code 66000 and following; required findings: identify the purpose of the fee; identify the use to which the fee is to be put; determine a reasonable relationship between the fee's use and the type of development; determine a reasonable relationship between the need for the facility and the type of development; proportionality: GOV 66005 requires the fee to bear a reasonable relationship in amount to the cost of the portion of the facility attributable to the development; who levies: cities, counties and special districts, each on its own schedule, so a single site can carry city, county, school and district fees simultaneously; citations: GOV 66000; GOV 66001; GOV 66005 | California Legislative Counsel, California codes. pubinfo_2025.zip, modified 2026-08-02 21:25 |
| Statewide preemptions | sb 35: citation: GOV 65913.4; effect: a streamlined, ministerial approval process for qualifying multifamily housing in jurisdictions that have not met their housing needs, which removes CEQA and discretionary review for projects that qualify; edition note: retrieved text effective 1 January 2026, Stats. 2025 Ch. 774; sb 9: citations: GOV 65852.21; GOV 66411.7; effect: ministerial two unit development and urban lot splits in single family residential zones; edition note: retrieved text effective 30 June 2026, Stats. 2026 Ch. 56, which is five weeks before this pull; housing element: the Regional Housing Needs Allocation and housing element compliance regime is the mechanism through which most preemption operates. HCD administers it and its pages disallow this crate in robots.txt, so the administrative detail is not sourced here.; direction of travel: California preemption is overwhelmingly housing directed. A commercial site plan in an unincorporated county is largely untouched by it, which is the opposite of the impression a headline reading would give. | California Legislative Counsel, California codes. pubinfo_2025.zip, modified 2026-08-02 21:25 |
| Regional review process | regime: California has no development of regional impact review of the Florida kind. The functional equivalents are CEQA, which is a disclosure and mitigation process rather than a regional approval, and LAFCO, which controls boundaries and service extension.; lafco: Government Code 56375; binding: LAFCO decisions bind. CEQA does not approve or deny a project; it conditions the record on which the local agency does.; citations: GOV 56375 | California Legislative Counsel, California codes. pubinfo_2025.zip, modified 2026-08-02 21:25 |
| Ceqa regime | statute: Public Resources Code 21000 and following; applies to: discretionary approvals by a public agency. PRC 21080 exempts ministerial projects, which is why the streamlining statutes work by converting discretionary approvals into ministerial ones.; documents: exemption; negative declaration; mitigated negative declaration under PRC 21064.5; environmental impact report under PRC 21151; standard: PRC 21082.2 sets the fair argument standard: an EIR is required if substantial evidence supports a fair argument that the project may have a significant effect, even where other evidence points the other way; why it dominates schedule: the standard is low, the record is litigable and the statute of limitations runs from a notice filing, so CEQA exposure rather than zoning is usually the binding schedule risk on a California entitlement; citations: PRC 21000; PRC 21080; PRC 21064.5; PRC 21082.2; PRC 21151 | California Legislative Counsel, California codes. pubinfo_2025.zip, modified 2026-08-02 21:25 |
California
The exposures a California credit committee will price
| Field | Value | Source and vintage |
|---|---|---|
| State environmental agency | umbrella: California Environmental Protection Agency, CalEPA; boards and departments: State Water Resources Control Board and nine Regional Water Quality Control Boards; California Air Resources Board; Department of Toxic Substances Control; CalRecycle; Office of Environmental Health Hazard Assessment; structure note: permitting authority sits with the boards and departments, not with CalEPA itself, and the nine Regional Water Boards are separately governed, which is why the same activity can be conditioned differently in two regions | compiled from knowledge. structural. Model derived, unverified. |
| Stormwater framework | permit: Construction General Permit, issued by the State Water Resources Control Board; threshold acres: 1; detail: a construction site disturbing one acre or more, or less than one acre if part of a larger common plan of development, requires coverage under the statewide Construction General Permit, with a SWPPP prepared by a qualified developer; statutory basis: Water Code 13260 requires any person discharging or proposing to discharge waste that could affect waters of the state to file a report of waste discharge; administered by: the nine Regional Water Quality Control Boards; url: https://www.waterboards.ca.gov/water_issues/programs/stormwater/construction.html | California State Water Resources Control Board. retrieved 2026-08-05 |
| Buffer requirements | regime: California has no statewide riparian buffer width. Protection runs through Fish and Game Code 1602, which requires notification to CDFW before substantially diverting or obstructing the natural flow, or changing the bed, channel or bank, of any river, stream or lake.; instrument: Lake and Streambed Alteration Agreement; variance mechanism: there is no variance. The agreement itself is the negotiated instrument and its conditions are project specific.; local overlay: individual counties and cities impose their own setbacks from watercourses, which is where an actual numeric buffer usually comes from; citations: FGC 1602 | California Legislative Counsel, California codes. pubinfo_2025.zip, modified 2026-08-02 21:25 |
| Water stormwater overlay | structure: nine Regional Water Quality Control Boards, each with its own basin plan, covering North Coast, San Francisco Bay, Central Coast, Los Angeles, Central Valley, Lahontan, Colorado River Basin, Santa Ana and San Diego; effect: the applicable basin plan and the regional board's own conditions vary by region, so the same discharge is not permitted identically statewide | compiled from knowledge. structural. Model derived, unverified. |
| Wetlands section 404 | administered by: US Army Corps of Engineers for Section 404; the Regional Water Quality Control Boards for Section 401 certification and for state waters under Porter-Cologne; corps districts: Sacramento; San Francisco; Los Angeles; california specific: California regulates dredge and fill in waters of the state under Porter-Cologne independently of federal jurisdiction, so a feature outside federal jurisdiction can still require state permitting. This is the single most consequential difference from a state that relies on the federal programme alone.; timelines: not established | compiled from knowledge, with Water Code 13260 retrieved. pubinfo_2025.zip, modified 2026-08-02 21:25. Model derived, unverified. |
| Coastal regime | act: California Coastal Act, Public Resources Code 30000 and following; permit: PRC 30600 requires a coastal development permit for development in the coastal zone, in addition to any other permit; who issues: the California Coastal Commission, or the local government where it has a certified Local Coastal Program, with appeal to the Commission; binds: the 15 coastal counties, but only within the mapped coastal zone, which is narrow in places and several miles deep in others; san francisco bay: BCDC has separate jurisdiction over San Francisco Bay and its shoreline band; citations: PRC 30600 | California Legislative Counsel, California codes. pubinfo_2025.zip, modified 2026-08-02 21:25 |
| Water supply constraints | framework: groundwater is managed under the Sustainable Groundwater Management Act through local Groundwater Sustainability Agencies in basins designated medium or high priority, with sustainability plans and in some basins pumping allocations; surface water: appropriative and riparian rights administered by the State Water Resources Control Board, with curtailment in dry years; site effect: in the Central Valley a new large water user may face a groundwater allocation constraint that has no equivalent in the eastern states in this crate; note: SGMA was not retrieved this run and is asserted from knowledge | compiled from knowledge. structural. Model derived, unverified. |
| Fema flood coverage | nfip communities in california: 534; communities with a crs class: 107; crs class distribution: 1: 1; 2: 1; 4: 1; 5: 4; 6: 19; 7: 33; 8: 24; 9: 15; 10: 9; counties named in the status book: 58; dfirm panel status: NOT ESTABLISHED; what this does not say: the Community Status Book records NFIP participation and CRS class. It does not record DFIRM panel status, so nothing here says whether a given county carries effective countywide flood mapping. | FEMA OpenFEMA, NFIP Community Status Book. as published, retrieved 2026-08-05 |
| Building code wind | code: California Building Standards Code, Title 24 of the California Code of Regulations; adoption: Health and Safety Code 18938 makes building standards published in Title 24 effective statewide. The Building Standards Commission runs a triennial code cycle with intervening supplements.; local amendment: Health and Safety Code 17958.7 permits a local government to adopt more restrictive standards only on an express finding that the change is reasonably necessary because of local climatic, geological or topographical conditions, filed with the Commission; wind: California is not a high wind state. The governing structural loads are seismic, which is the inverse of Florida.; url: https://www.dgs.ca.gov/BSC; citations: HSC 18938; HSC 17958.7 | California Legislative Counsel, California codes. pubinfo_2025.zip, modified 2026-08-02 21:25 |
| Karst sinkhole seismic | seismic: alquist priolo: PRC 2621 and following. The State Geologist delineates earthquake fault zones and a project within one requires a geologic investigation before a permit for most structures for human occupancy.; seismic hazards mapping act: PRC 2696 conditions permits in mapped seismic hazard zones, which cover liquefaction and earthquake induced landslide, on a site investigation; edition note: PRC 2696 as retrieved is effective 1 January 2026; karst and sinkhole: not a material California condition. The sinkhole risk that drives Florida underwriting has no California equivalent.; landslide: covered by the Seismic Hazards Mapping Act zones; citations: PRC 2621; PRC 2621.5; PRC 2696 | California Legislative Counsel, California codes. pubinfo_2025.zip, modified 2026-08-02 21:25 |
| Radon zones | counties covered: 58; zone distribution: 1: 2; 2: 29; 3: 27; zone meaning: 1: predicted average indoor screening level above 4 pCi/L; 2: between 2 and 4 pCi/L; 3: below 2 pCi/L; reading: California is predominantly zone 2 and zone 3. Only two counties are zone 1, so radon is a minor California condition relative to the midwestern states in this crate. | US EPA, Map of Radon Zones, county spreadsheet. EPA Map of Radon Zones |
| State specific land condition | condition: wildfire, and the insurance market that follows it; detail: the Office of the State Fire Marshal maps Fire Hazard Severity Zones in both State and Local Responsibility Areas. A very high zone designation triggers building standards in Chapter 7A of the code and defensible space obligations, and is the practical determinant of whether a property can be insured at a commercially sensible price.; second condition: Williamson Act contracts. Agricultural land under contract carries a restriction that takes years to unwind, which surprises buyers of Central Valley land.; source note: osfm.fire.ca.gov disallows this crate in robots.txt, so the zone programme was not retrieved and this field is asserted | compiled from knowledge. structural. Model derived, unverified. |
California
Utilities and infrastructure across California
| Field | Value | Source and vintage |
|---|---|---|
| Electric structure | investor owned: Pacific Gas and Electric; Southern California Edison; San Diego Gas and Electric; publicly owned: Los Angeles Department of Water and Power; Sacramento Municipal Utility District; Imperial Irrigation District; and roughly 40 others; cooperatives: Anza Electric; Plumas-Sierra; Surprise Valley; regulator: the CPUC regulates investor owned electrical corporations. Publicly owned utilities are governed by their own boards or councils and are outside CPUC rate jurisdiction.; community choice: Community Choice Aggregators now procure energy for a large share of California load while the incumbent utility continues to own and operate the wires, so the entity a tenant buys from and the entity that connects the site are often different.; statutory definitions: PUC 216 defines a public utility; PUC 218 defines an electrical corporation and excludes certain self generation and over the fence arrangements; url: https://www.cpuc.ca.gov/ | California Legislative Counsel, California codes. pubinfo_2025.zip, modified 2026-08-02 21:25 |
| Territorial service assignment | assigned: no; detail: California has no statute assigning exclusive electric service territory of the kind Florida's PSC territorial jurisdiction creates. Service areas are settled by CPUC decision, by municipal boundary and by long standing practice rather than by a statutory grant with a customer choice threshold.; consequence: the site selection question in California is which utility already has facilities at the site and what a line extension costs, not which utility is legally entitled to serve; citations: PUC 2708 | California Legislative Counsel, California codes. pubinfo_2025.zip, modified 2026-08-02 21:25 |
| Natural gas structure | structure: PG and E, SoCalGas and SDG and E are the investor owned gas utilities, with SoCalGas the largest gas distribution utility in the country by customer count. Long Beach and Palo Alto run municipal gas systems.; retail deregulation: core transport aggregation allows larger customers to buy gas from a marketer while the utility continues to transport it. There is no full retail choice.; note: asserted from knowledge, not retrieved | compiled from knowledge. structural. Model derived, unverified. |
| Water sewer provision | pattern: water and sewer are provided by cities, county service areas, special districts and investor owned water utilities, with well and septic prevailing outside service boundaries; lafco link: extending city or district service to a site outside the existing boundary generally requires a LAFCO action, which is the California specific step. See GOV 56375 in section 2.; note: county tier, not resolved here | compiled from knowledge. structural. Model derived, unverified. |
California
SBA and USDA lending in California
| Field | Value | Source and vintage |
|---|---|---|
| Sba district structure | district offices: Los Angeles District Office; Santa Ana District Office; San Francisco District Office; Sacramento District Office; San Diego District Office; Fresno District Office; count: 6; note: six district offices, more than any other state. A borrower's district is determined by project location, which matters because district offices differ in processing practice. | US Small Business Administration, 504 FOIA data. as of 2026-06-30, per the file name |
| Sba 7a 504 volumes | 504: total approvals: 22,594; total gross approval usd: 23,307,350,000; by fiscal year: 2010: 1,418; 2011: 1,483; 2012: 1,714; 2013: 1,526; 2014: 1,099; 2015: 1,161; 2016: 1,154; 2017: 1,198; 2018: 1,125; 2019: 1,228; 2020: 1,314; 2021: 1,729; 2022: 1,736; 2023: 1,184; 2024: 1,207; 2025: 1,352; 2026: 966; national rank by count: 1; national rank by dollars: 1; period: FY2010 to present; 7a: total approvals: 45,216; total gross approval usd: 28,323,045,900; by fiscal year: 2020: 5,339; 2021: 5,826; 2022: 4,909; 2023: 6,106; 2024: 8,275; 2025: 9,692; 2026: 5,069; national rank by count: 1; national rank by dollars: 1; period: FY2020 to present; reading: California is first in the country on both programmes, on both count and dollars | US Small Business Administration, 7a FOIA data. as of 2026-06-30, per the file name |
| Most active lenders | top 7a lenders by count: count: 5,997; lender: U.S. Bank, National Association; count: 2,476; lender: Wells Fargo Bank National Association; count: 2,152; lender: Northeast Bank; count: 2,042; lender: Newtek Bank, National Association; count: 1,800; lender: JPMorgan Chase Bank, National Association; count: 1,615; lender: The Huntington National Bank; count: 1,594; lender: Readycap Lending, LLC; count: 1,509; lender: BayFirst National Bank; count: 1,338; lender: Live Oak Banking Company; count: 1,270; lender: Lendistry SBLC, LLC; top naics 7a: count: 1,755; description: Full-Service Restaurants; naics: 722511; count: 1,181; description: Limited-Service Restaurants; naics: 722513; count: 616; description: Fitness and Recreational Sports Centers; naics: 713940; count: 592; description: Plumbing, Heating, and Air-Conditioning Contractors; naics: 238220; count: 586; description: All Other Specialty Trade Contractors; naics: 238990; note: by approval count in California over FY2020 to present, not by dollars | US Small Business Administration, 7a FOIA data. as of 2026-06-30, per the file name |
| Cdcs | top cdcs by count: count: 4,381; lender: CDC Small Business Finance Corp.; count: 4,287; lender: Mortgage Capital Development Corporation; count: 2,799; lender: Business Finance Capital; count: 2,589; lender: California Statewide Certified Development Corporation; count: 1,365; lender: Bay Area Employment Development Company; count: 1,328; lender: Capital Access Group, Inc.; count: 1,057; lender: Southland Economic Development Corporation; count: 1,030; lender: SBA CLSC Servicing ; count: 913; lender: AMPAC Tri-State CDC, Inc.; count: 904; lender: Cen Cal Business Finance Group; top naics 504: count: 681; description: Offices of Physicians (except Mental Health Specialists); naics: 621111; count: 621; description: Offices of Lawyers; naics: 541110; count: 536; description: Offices of Dentists; naics: 621210; count: 425; description: All Other Specialty Trade Contractors; naics: 238990; count: 414; description: Hotels (except Casino Hotels) and Motels; naics: 721110; note: the CDC_Name column on the 504 file is the certified development company. California CDCs are among the largest in the country by volume. | US Small Business Administration, 504 FOIA data. as of 2026-06-30, per the file name |
| Rural share | rule: USDA Rural Development eligibility is determined by mapped area, and the boundaries do not follow county lines. A county is never wholly eligible or wholly ineligible as a matter of record, so eligibility MUST be checked per address against the official tool. No county-level eligible share is asserted here because deriving one requires area intersection this crate did not perform.; determination: per address, through the USDA eligibility service; california context: 94.24 percent of Californians live in urban areas, the highest share of any state in this crate, so most of the population is ineligible while a large majority of the land area is not. A county level statement about California rural eligibility is meaningless.; share not computed: eligibility boundaries do not follow county lines and deriving an eligible share needs area intersection this crate did not perform | USDA Rural Development, Eligibility MapServer, layer 0 (BUS). current service |
California
What is already published about California sites
| Field | Value | Source and vintage |
|---|---|---|
| Who ranks for property queries | incumbents: name: California State Geoportal; url: https://gis.data.ca.gov/; what: the state's ArcGIS Hub, the default result for statewide layer queries; name: California Open Data Portal; url: https://data.ca.gov/; what: the state CKAN catalogue; name: county assessor and GIS portals; what: 58 separate portals, the default result for parcel queries; note: California has an unusually strong state GIS presence compared with the southeastern states, which raises the bar for a state page | California State Geoportal. retrieved 2026-08-05 |
| Dominant records vendor | single vendor: no; detail: no single vendor dominates California county property records. The 58 counties run a mix of in house systems and several vendors, unlike states where one vendor hosts most county assessor sites.; consequence: parcel acquisition in California is a per county exercise | compiled from knowledge. structural. Model derived, unverified. |
| What a state page can own | what mmcg can own: statewide zoning, which MMCG holds for California and for no other state in this crate; the CEQA and Permit Streamlining Act clocks stated as day counts against a real site; SBA lending depth, where California is first in the country on both programmes; the seismic and wildfire overlay read as an insurability question rather than a hazard map; statewide zoning holding: held: yes; publisher: California Governor's Office of Land Use and Climate Innovation (GO-LCI, formerly OPR); features: 568,741; parts: California_Statewide_Zoning_North; California_Statewide_Zoning_South; licence set: GREEN; display rights: none; coverage claim: the publisher states the data was collected from 535 of California's 539 jurisdictions; caution: display_rights on the held pull is recorded as 'none'. That governs what a public page may show and must be resolved before any of this layer is displayed, regardless of the licence verdict on the source.; incumbent gap: the state geoportal publishes the zoning layer but does not answer a feasibility question against it. That gap is the opening. | MMCG ZH1 zoning harvest, read from the pull manifest. collected 2021 to 2023, pulled 2026-07-25. Model derived, unverified. |
Counties
All 58 California counties, resolved locally.
Select a county
Every county opens a page carrying its own demographics, growth and migration, economic output, employment and wages, business establishments by industry, construction pipeline, SBA lending and charge off record, geography and hazard.
Boundaries are Census TIGER geometry projected with the same cos-latitude correction used for Florida, so the two maps are consistent.
| Geography | Population | Median income | Establishments | County GDP | SBA approvals | Land area, sq mi |
|---|---|---|---|---|---|---|
| Alameda County | 1,649,473 | $129,367 | 42,318 | $182.54 bn | 2,773 | 739 |
| Alpine County | 1,616 | $105,521 | 46 | $146.3 m | 2 | 738 |
| Amador County | 41,428 | $88,044 | 868 | $2.11 bn | 51 | 595 |
| Butte County | 207,929 | $67,928 | 4,677 | $12.90 bn | 316 | 1,636 |
| Calaveras County | 46,248 | $78,647 | 986 | $2.07 bn | 61 | 1,020 |
| Colusa County | 21,984 | $75,672 | 417 | $2.01 bn | 30 | 1,151 |
| Contra Costa County | 1,165,012 | $127,229 | 25,932 | $96.58 bn | 1,645 | 716 |
| Del Norte County | 27,107 | $67,058 | 431 | $1.09 bn | 14 | 1,006 |
| El Dorado County | 192,662 | $108,845 | 5,005 | $11.56 bn | 416 | 1,708 |
| Fresno County | 1,016,725 | $74,201 | 19,144 | $64.22 bn | 1,134 | 5,958 |
| Glenn County | 28,494 | $67,139 | 514 | $1.47 bn | 32 | 1,314 |
| Humboldt County | 134,541 | $61,160 | 3,178 | $7.59 bn | 184 | 3,568 |
| Imperial County | 180,202 | $57,681 | 2,677 | $12.91 bn | 161 | 4,177 |
| Inyo County | 18,739 | $73,991 | 505 | $1.56 bn | 26 | 10,181 |
| Kern County | 915,075 | $70,210 | 14,352 | $63.07 bn | 1,070 | 8,132 |
| Kings County | 153,298 | $70,995 | 1,821 | $9.22 bn | 89 | 1,389 |
| Lake County | 68,152 | $60,621 | 1,089 | $2.69 bn | 62 | 1,256 |
| Lassen County | 30,356 | $67,403 | 394 | $1.47 bn | 23 | 4,541 |
| Los Angeles County | 9,808,667 | $90,112 | 304,988 | $1002.97 bn | 19,514 | 4,058 |
| Madera County | 160,940 | $76,627 | 2,366 | $8.85 bn | 152 | 2,137 |
| Marin County | 257,969 | $149,091 | 10,049 | $36.85 bn | 492 | 520 |
| Mariposa County | 17,082 | $68,412 | 359 | $1.04 bn | 15 | 1,449 |
| Mendocino County | 90,244 | $68,092 | 2,432 | $4.69 bn | 107 | 3,506 |
| Merced County | 290,201 | $65,510 | 3,592 | $13.28 bn | 221 | 1,935 |
| Modoc County | 8,600 | $59,455 | 160 | $687.7 m | 9 | 3,918 |
| Mono County | 13,148 | $99,415 | 627 | $1.56 bn | 37 | 3,049 |
| Monterey County | 437,613 | $97,230 | 9,212 | $38.35 bn | 461 | 3,281 |
| Napa County | 134,869 | $111,471 | 4,486 | $14.59 bn | 372 | 748 |
| Nevada County | 102,481 | $89,882 | 3,323 | $6.22 bn | 188 | 958 |
| Orange County | 3,165,820 | $116,289 | 106,961 | $351.75 bn | 7,190 | 791 |
| Placer County | 419,156 | $115,998 | 12,180 | $34.30 bn | 1,062 | 1,407 |
| Plumas County | 19,423 | $66,031 | 609 | $1.48 bn | 41 | 2,553 |
| Riverside County | 2,478,600 | $93,074 | 46,244 | $134.76 bn | 4,008 | 7,206 |
| Sacramento County | 1,594,006 | $92,175 | 34,280 | $135.54 bn | 2,649 | 965 |
| San Benito County | 67,290 | $114,394 | 1,168 | $3.28 bn | 66 | 1,389 |
| San Bernardino County | 2,197,104 | $85,478 | 42,571 | $137.91 bn | 3,851 | 20,057 |
| San Diego County | 3,288,774 | $106,268 | 93,407 | $331.87 bn | 6,218 | 4,207 |
| San Francisco County | 830,235 | $140,970 | 33,378 | $268.32 bn | 1,359 | 47 |
| San Joaquin County | 797,334 | $92,179 | 13,638 | $46.52 bn | 919 | 1,391 |
| San Luis Obispo County | 281,555 | $97,446 | 8,962 | $24.51 bn | 561 | 3,299 |
| San Mateo County | 742,340 | $158,855 | 21,569 | $217.02 bn | 953 | 448 |
| Santa Barbara County | 443,701 | $98,161 | 12,484 | $41.42 bn | 671 | 2,735 |
| Santa Clara County | 1,902,047 | $164,281 | 49,154 | $438.48 bn | 2,734 | 1,290 |
| Santa Cruz County | 264,926 | $111,093 | 7,136 | $21.09 bn | 384 | 445 |
| Shasta County | 181,436 | $72,636 | 4,508 | $11.87 bn | 419 | 3,775 |
| Sierra County | 2,746 | $63,355 | 72 | $127.2 m | 5 | 953 |
| Siskiyou County | 43,466 | $59,095 | 1,070 | $2.30 bn | 63 | 6,278 |
| Solano County | 451,918 | $100,401 | 7,755 | $37.69 bn | 524 | 822 |
| Sonoma County | 485,040 | $104,674 | 14,572 | $39.45 bn | 991 | 1,576 |
| Stanislaus County | 553,990 | $81,468 | 10,013 | $32.07 bn | 636 | 1,495 |
| Sutter County | 98,857 | $79,704 | 2,243 | $5.24 bn | 162 | 602 |
| Tehama County | 65,167 | $63,784 | 999 | $2.87 bn | 99 | 2,950 |
| Trinity County | 15,860 | $53,002 | 234 | $598.3 m | 16 | 3,179 |
| Tulare County | 478,693 | $71,300 | 7,189 | $25.41 bn | 437 | 4,824 |
| Tuolumne County | 54,498 | $77,404 | 1,266 | $3.31 bn | 73 | 2,221 |
| Ventura County | 837,469 | $109,797 | 22,992 | $69.61 bn | 1,625 | 1,843 |
| Yolo County | 220,564 | $91,752 | 4,509 | $20.51 bn | 334 | 1,015 |
| Yuba County | 84,507 | $76,373 | 915 | $4.51 bn | 103 | 632 |
Coverage
What the California pack does not establish.
This page is generated from the California research pack. 17 of its 77 fields are marked as not established, and none of them renders. Where a section could not carry three established fields it does not appear at all, which is the gating rule working rather than a page failing.
Sections that did not render
- The California commercial property market: 2 of 5 fields established, below the floor of three.
- Notes on this pack: 1 of 1 fields established, below the floor of three.
Not held on any California page
- Traffic counts resolve in the platform rather than in this dataset, so no AADT figure is printed.
- Zoning is in build. Parcel level zoning is not published.
- Flood zone record counts are not held; the coverage export has not landed.
Common questions
California questions, answered from the pack.
How many counties does California have?
58, and every one has a data page here carrying demographics, growth, migration, economic output, employment and wages, business establishments, construction, SBA lending and hazard.
Where does the California data come from?
County level figures come from federal datasets covering all US counties equally: Census ACS and Population Estimates, BEA, BLS QCEW, County Business Patterns, the Building Permits Survey, IRS migration, EPA and FEMA, plus the SBA FOIA releases. State level material comes from the California research pack, and each field on this page names its own source.
Why do some sections on this page not appear?
Because the California pack did not establish enough fields for them. 17 fields in the pack are marked as not established, and a section carrying fewer than three established fields does not render at all rather than appearing with a heading and a gap under it.
Is California zoning published here?
No. Zoning is in build. Where this page describes California land use law it is the statewide statutory frame, and it carries confirm locally, because a state frame does not tell you what a specific parcel is zoned.