HomeCaliforniaVentura County
Ventura County, California: commercial real estate data.
Ventura County, California has a population of 837,469 across 1,843 square miles, down 1.1 percent since the 2020 census base. County output reached $69.61 bn in 2024, 22,992 establishments operate here, and the SBA record carries 1,026 7(a) approvals worth $551.8 m.
129 sourced county values · tier FULL · 12 sections
Ventura County
How many people live in Ventura County
- Population837,469
- Households280,360
- Average household size2.99
- Median household income$109,797
- Median age39.6
- Median gross rent$2,317 per month
- Median owner-occupied home value$822,700
- Home value to household income7.5 times
- Annual rent as a share of median income25.3 percent
- Adults 25 and over with a bachelor degree or higher36.1 percent
- Adults 25 and over with a graduate degree13.8 percent
- Adults 25 and over580,810
- Population under 18182,707
- Share under 1821.8 percent
- Population 65 and over145,793
- Share 65 and over17.4 percent
- Working age population, 18 to 64508,969
- Civilian labor force431,630
- Unemployment rate5.7 percent
- Labor force participation, adults 18 and over65.9 percent
- Rank by population among California counties12th of 58
- Rank by population among US county-equivalents74th
Ventura County is the 12th largest of 58 California counties by population. A median home costs 7.5 times median household income, which is a stretched ownership market and usually shows up as rental demand. Residents under 18 outnumber those 65 and over, at 21.8 percent against 17.4 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Ventura County
Is Ventura County growing
- Population change since the 2020 census base-1.06 percent
- Census 2020 base population844,363
- Births, 20248,527
- Deaths, 20246,457
- Natural change, 20242,070
- Net domestic migration, 2024-3,889
- Net international migration, 20244,158
- Total net migration, 2024269
- Cumulative net domestic migration, 2021 to 2024-26,023
- Rank by growth among US county-equivalents2205th
The county has lost 1.06 percent of its population since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Ventura County
Where people moving to Ventura County come from
- Tax returns filed by households arriving15,992
- People arriving, from those returns27,238
- Adjusted gross income arriving$2.02 bn
- Net adjusted gross income movement$0
- Average income of an arriving household$126,414
- Largest single originVentura County Non-migrants (337,235 households)
- Largest single destination (337,235 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Ventura County Non-migrants | 337,235 | 675,737 | $38.91 bn |
| Los Angeles County | 6,858 | 11,873 | $1.12 bn |
| Other flows - Different State | 2,561 | 4,412 | $285.3 m |
| Other flows - South | 1,041 | 1,844 | $99.7 m |
| Santa Barbara County | 905 | 1,536 | $78.4 m |
| Other flows - West | 594 | 991 | $89.4 m |
| San Diego County | 586 | 981 | $44.4 m |
| Other flows - Midwest | 499 | 859 | $51.7 m |
The largest single source of arrivals is Ventura County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Ventura County
What the Ventura County economy runs on
- County GDP, 2024$69.61 bn
- County GDP, 2023$65.50 bn
- GDP change, 2023 to 20246.3 percent
- GDP change over five years29.1 percent
- Rank by GDP among California counties12th
- Rank by GDP among US county-equivalents79th
- GDP per resident$83,114
Output grew 6.3 percent in the latest year and 29.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Ventura County
Who employs people in Ventura County
- Covered employment, annual average336,272
- Establishments reporting31,435
- Average annual pay$70,487
- Average weekly wage$1,356
- Sector 62, employment49,739
- Sector 62, average annual pay$57,825
- Sector 44-45, employment35,647
- Sector 44-45, average annual pay$45,554
- Sector 72, employment33,250
- Sector 72, average annual pay$31,700
- Sector 31-33, employment27,385
- Sector 31-33, average annual pay$83,438
- Sector 11, employment24,597
- Sector 23, employment17,879
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 49,739 | 10,224 | $57,825 |
| Sector 44-45 | 35,647 | 2,461 | $45,554 |
| Sector 72 | 33,250 | 1,766 | $31,700 |
| Sector 31-33 | 27,385 | 1,016 | $83,438 |
| Sector 11 | 24,597 | 576 | $42,916 |
| Sector 23 | 17,879 | 2,523 | $75,869 |
| Sector 56 | 17,732 | 1,344 | $56,623 |
| Sector 54 | 17,086 | 3,322 | $127,033 |
The largest sector is the biggest private employer group at 49,739 jobs, 14.8 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Ventura County
What businesses operate in Ventura County
- Establishments, all industries22,992
- Employment at those establishments273,697
- Annual payroll$18.17 bn
- Establishments per 1,000 residents27.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Ventura County
What is being built in Ventura County
- Housing units authorised by permit, 20241,648
- Declared construction value permitted$306.0 m
- Single family units authorised499
- Multifamily units authorised1,149
- Multifamily share of units69.7 percent
- Average declared value per unit$185,704
- Units authorised per 1,000 households5.9
Multifamily is 69.7 percent of units authorised, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Ventura County
How much SBA lending happens in Ventura County
- 7(a) approvals recorded1,026
- 7(a) gross approval dollars$551.8 m
- Average 7(a) approval$537,800
- Median 7(a) approval$250,000
- 10th percentile approval$25,400
- 90th percentile approval$1,487,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)10,524
- Jobs per approval10.3
- Distinct 7(a) lenders active106
- Distinct industries receiving approvals306
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer16.1 percent
- Loans on real estate terms165
- Loans on working capital terms, 120 months or shorter832
- Franchise loans91
- Franchise share of approvals8.9 percent
- Leading industry by approval countFull-Service Restaurants (50)
- Most active lenderU.S. Bank, National Association (152)
- 504 approvals recorded599
- 504 gross approval dollars$563.1 m
- Average 504 approval$940,017
- Median 504 approval$615,000
- Distinct CDCs active14
- 504 jobs per approval13.2
- 504 jobs per million dollars approved14.0
- Most active CDCCDC Small Business Finance Corp. (188)
- 7(a) share of SBA approvals63.1 percent
- Combined SBA approval dollars$1.11 bn
The average approval of $537,800 sits well above the median of $250,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 16.1 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ventura County
Do SBA loans in Ventura County get paid back
- Loans with a final outcome recorded159
- Paid in full150
- Charged off9
- Charge off rate on resolved loans5.7 percent
- Status: Paid in full150
- Status: Cancelled170
- Status: Exempt from disclosure643
- Status: Charged off9
- Status: Committed, not yet disbursed54
Of the 159 loans that have reached a final outcome, 5.7 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ventura County
Which parts of Ventura County get the lending
- Places in the county with recorded lending23
- VENTURA, approvals220
- Oxnard, approvals154
- SIMI VALLEY, approvals141
- THOUSAND OAKS, approvals130
- Camarillo, approvals120
- WESTLAKE VILLAGE, approvals59
| Place | Approvals | Gross approval dollars |
|---|---|---|
| VENTURA | 220 | $93,904,000 |
| Oxnard | 154 | $99,528,500 |
| SIMI VALLEY | 141 | $76,511,800 |
| THOUSAND OAKS | 130 | $64,819,100 |
| Camarillo | 120 | $81,523,400 |
| WESTLAKE VILLAGE | 59 | $25,526,400 |
| Newbury Park | 57 | $24,484,200 |
| MOORPARK | 46 | $30,411,500 |
VENTURA accounts for 220 approvals against 154 in Oxnard. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ventura County
How big is Ventura County
- Land area1,843 sq mi
- Rank by land area among California counties26th of 58
- Width, east to west54.2 mi
- Height, north to south116.4 mi
- Geographies sharing a boundary3
- Residents per square mile of land454
- Establishments per square mile12.48
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Ventura County
What hazards affect Ventura County
- EPA radon zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
- Communities in the NFIP Community Status Book11
- Of those, participating in the NFIP11
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 5
- Communities carrying a CRS class3
The EPA places the county in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The best Community Rating System class in the county is 5, which carries a flood insurance premium discount for properties in the participating community.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Ventura County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Ventura County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population837,469
- Households280,360
- Average household size2.99
- Median household income$109,797
- Median age39.6
Common questions
Ventura County questions, answered from the record.
How many people live in Ventura County, California?
837,469, in 280,360 households, ranking 12th of 58 California counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Ventura County growing?
The population has fallen 1.06 percent since the 2020 census base. In 2024 there were 8,527 births against 6,457 deaths, with net migration of 269. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Ventura County?
$109,797. The median owner-occupied home is valued at $822,700, which is 7.5 times income, and median gross rent is $2,317 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Ventura County?
22,992 establishments, employing 273,697 people with an annual payroll of $18.17 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Ventura County?
Average annual pay is $70,487, or $1,356 a week, across 336,272 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Ventura County?
1,026 7(a) approvals totalling $551.8 m since FY2020, across 106 lenders, with a median approval of $250,000, plus 599 504 approvals worth $563.1 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Ventura County get paid back?
Of the 159 loans that have reached a final outcome, 150 were paid in full and 9 charged off, a charge off rate of 5.7 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Ventura County?
1,648 housing units were authorised by permit in 2024, with a declared construction value of $306.0 m. Multifamily was 69.7 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Ventura County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Ventura County come from?
The largest single origin is Ventura County Non-migrants, with 337,235 households. Arriving households report an average income of $126,414 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Ventura County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Ventura County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.