HomeCaliforniaRiverside County
Riverside County, California: commercial real estate data.
Riverside County, California has a population of 2,478,600 across 7,206 square miles, up 4.5 percent since the 2020 census base. County output reached $134.76 bn in 2024, 46,244 establishments operate here, and the SBA record carries 2,713 7(a) approvals worth $1.56 bn.
129 sourced county values · tier FULL · 12 sections
Riverside County
How many people live in Riverside County
- Population2,478,600
- Households775,335
- Average household size3.20
- Median household income$93,074
- Median age37.0
- Median gross rent$1,901 per month
- Median owner-occupied home value$557,300
- Home value to household income6.0 times
- Annual rent as a share of median income24.5 percent
- Adults 25 and over with a bachelor degree or higher25.6 percent
- Adults 25 and over with a graduate degree9.2 percent
- Adults 25 and over1,649,835
- Population under 18597,369
- Share under 1824.1 percent
- Population 65 and over382,888
- Share 65 and over15.4 percent
- Working age population, 18 to 641,498,343
- Civilian labor force1,191,323
- Unemployment rate6.5 percent
- Labor force participation, adults 18 and over63.3 percent
- Rank by population among California counties4th of 58
- Rank by population among US county-equivalents10th
Riverside County is the 4th largest of 58 California counties by population. A median home costs 6.0 times median household income, which is a stretched ownership market and usually shows up as rental demand. Residents under 18 outnumber those 65 and over, at 24.1 percent against 15.4 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Riverside County
Is Riverside County growing
- Population change since the 2020 census base4.54 percent
- Census 2020 base population2,419,967
- Births, 202427,265
- Deaths, 202419,464
- Natural change, 20247,801
- Net domestic migration, 20247,509
- Net international migration, 202411,037
- Total net migration, 202418,546
- Cumulative net domestic migration, 2021 to 202454,921
- Rank by growth among US county-equivalents607th
The county has grown 4.54 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Riverside County
Where people moving to Riverside County come from
- Tax returns filed by households arriving60,407
- People arriving, from those returns113,590
- Adjusted gross income arriving$4.87 bn
- Net adjusted gross income movement$0
- Average income of an arriving household$80,685
- Largest single originRiverside County Non-migrants (888,463 households)
- Largest single destination (888,463 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Riverside County Non-migrants | 888,463 | 1,855,694 | $67.72 bn |
| Los Angeles County | 13,038 | 24,863 | $1.07 bn |
| San Bernardino County | 11,769 | 22,524 | $746.9 m |
| Orange County | 9,452 | 18,604 | $789.7 m |
| San Diego County | 7,496 | 14,864 | $593.6 m |
| Other flows - Different State | 4,635 | 8,196 | $345.2 m |
| Other flows - South | 1,940 | 3,644 | $124.8 m |
| Other flows - Midwest | 1,105 | 1,930 | $83.1 m |
The largest single source of arrivals is Riverside County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Riverside County
What the Riverside County economy runs on
- County GDP, 2024$134.76 bn
- County GDP, 2023$127.00 bn
- GDP change, 2023 to 20246.1 percent
- GDP change over five years39.9 percent
- Rank by GDP among California counties10th
- Rank by GDP among US county-equivalents41st
- GDP per resident$54,368
Output grew 6.1 percent in the latest year and 39.9 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Riverside County
Who employs people in Riverside County
- Covered employment, annual average840,433
- Establishments reporting86,446
- Average annual pay$59,734
- Average weekly wage$1,149
- Sector 62, employment132,092
- Sector 62, average annual pay$53,956
- Sector 44-45, employment94,170
- Sector 44-45, average annual pay$44,156
- Sector 72, employment90,357
- Sector 72, average annual pay$32,150
- Sector 23, employment74,216
- Sector 23, average annual pay$73,089
- Sector 48-49, employment73,962
- Sector 56, employment50,769
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 132,092 | 43,350 | $53,956 |
| Sector 44-45 | 94,170 | 5,504 | $44,156 |
| Sector 72 | 90,357 | 4,600 | $32,150 |
| Sector 23 | 74,216 | 6,191 | $73,089 |
| Sector 48-49 | 73,962 | 2,296 | $62,875 |
| Sector 56 | 50,769 | 3,024 | $45,983 |
| Sector 31-33 | 44,356 | 1,840 | $67,880 |
| Sector 42 | 26,720 | 2,049 | $82,261 |
The largest sector is the biggest private employer group at 132,092 jobs, 15.7 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Riverside County
What businesses operate in Riverside County
- Establishments, all industries46,244
- Employment at those establishments687,526
- Annual payroll$36.18 bn
- Establishments per 1,000 residents18.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Riverside County
What is being built in Riverside County
- Housing units authorised by permit, 20249,598
- Declared construction value permitted$2.54 bn
- Single family units authorised8,016
- Multifamily units authorised1,582
- Multifamily share of units16.5 percent
- Average declared value per unit$264,381
- Units authorised per 1,000 households12.4
Multifamily is 16.5 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Riverside County
How much SBA lending happens in Riverside County
- 7(a) approvals recorded2,713
- 7(a) gross approval dollars$1.56 bn
- Average 7(a) approval$574,235
- Median 7(a) approval$230,500
- 10th percentile approval$25,000
- 90th percentile approval$1,615,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)28,154
- Jobs per approval10.4
- Distinct 7(a) lenders active162
- Distinct industries receiving approvals447
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer20.2 percent
- Loans on real estate terms548
- Loans on working capital terms, 120 months or shorter2,081
- Franchise loans301
- Franchise share of approvals11.1 percent
- Leading industry by approval countFull-Service Restaurants (144)
- Most active lenderU.S. Bank, National Association (549)
- 504 approvals recorded1,295
- 504 gross approval dollars$1.32 bn
- Average 504 approval$1,019,880
- Median 504 approval$637,000
- Distinct CDCs active16
- 504 jobs per approval13.7
- 504 jobs per million dollars approved13.5
- Most active CDCCDC Small Business Finance Corp. (369)
- 7(a) share of SBA approvals67.7 percent
- Combined SBA approval dollars$2.88 bn
The average approval of $574,235 sits well above the median of $230,500, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 20.2 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Riverside County
Do SBA loans in Riverside County get paid back
- Loans with a final outcome recorded564
- Paid in full497
- Charged off67
- Charge off rate on resolved loans11.9 percent
- Status: Paid in full497
- Status: Exempt from disclosure1,659
- Status: Cancelled360
- Status: Charged off67
- Status: Committed, not yet disbursed130
| NAICS | Industry | Resolved loans | Charged off | Charge off rate |
|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 33 | 4 | 12.1% |
| 484110 | General Freight Trucking, Local | 22 | 3 | 13.6% |
| 722513 | Limited-Service Restaurants | 19 | 1 | 5.3% |
| 236118 | Residential Remodelers | 17 | 2 | 11.8% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 14 | 0 | 0.0% |
| 238210 | Electrical Contractors and Other Wiring Installation Contractors | 13 | 2 | 15.4% |
| 484121 | General Freight Trucking, Long-Distance, Truckload | 13 | 4 | 30.8% |
| 238990 | All Other Specialty Trade Contractors | 12 | 1 | 8.3% |
Of the 564 loans that have reached a final outcome, 11.9 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong. Among industries with at least ten resolved loans, General Freight Trucking, Long-Distance, Truckload carries the highest charge off rate at 30.8 percent.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Riverside County
Which parts of Riverside County get the lending
- Places in the county with recorded lending73
- RIVERSIDE, approvals496
- CORONA, approvals262
- MURRIETA, approvals253
- TEMECULA, approvals236
- PALM DESERT, approvals129
- MORENO VALLEY, approvals120
| Place | Approvals | Gross approval dollars |
|---|---|---|
| RIVERSIDE | 496 | $323,639,600 |
| CORONA | 262 | $156,526,100 |
| MURRIETA | 253 | $119,112,700 |
| TEMECULA | 236 | $130,156,500 |
| PALM DESERT | 129 | $73,252,100 |
| MORENO VALLEY | 120 | $64,668,000 |
| LAKE ELSINORE | 106 | $57,186,400 |
| HEMET | 104 | $61,989,600 |
RIVERSIDE accounts for 496 approvals against 262 in CORONA. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Riverside County
How big is Riverside County
- Land area7,206 sq mi
- Rank by land area among California counties4th of 58
- Width, east to west186.3 mi
- Height, north to south45.1 mi
- Geographies sharing a boundary4
- Residents per square mile of land344
- Establishments per square mile6.42
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Riverside County
What hazards affect Riverside County
- EPA radon zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
- Communities in the NFIP Community Status Book30
- Of those, participating in the NFIP29
- NFIP participation rate96.7 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 6
- Communities carrying a CRS class5
The EPA places the county in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The best Community Rating System class in the county is 6, which carries a flood insurance premium discount for properties in the participating community.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Riverside County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Riverside County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population2,478,600
- Households775,335
- Average household size3.20
- Median household income$93,074
- Median age37.0
Common questions
Riverside County questions, answered from the record.
How many people live in Riverside County, California?
2,478,600, in 775,335 households, ranking 4th of 58 California counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Riverside County growing?
The population has grown 4.54 percent since the 2020 census base. In 2024 there were 27,265 births against 19,464 deaths, with net migration of 18,546. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Riverside County?
$93,074. The median owner-occupied home is valued at $557,300, which is 6.0 times income, and median gross rent is $1,901 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Riverside County?
46,244 establishments, employing 687,526 people with an annual payroll of $36.18 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Riverside County?
Average annual pay is $59,734, or $1,149 a week, across 840,433 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Riverside County?
2,713 7(a) approvals totalling $1.56 bn since FY2020, across 162 lenders, with a median approval of $230,500, plus 1,295 504 approvals worth $1.32 bn. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Riverside County get paid back?
Of the 564 loans that have reached a final outcome, 497 were paid in full and 67 charged off, a charge off rate of 11.9 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Riverside County?
9,598 housing units were authorised by permit in 2024, with a declared construction value of $2.54 bn. Multifamily was 16.5 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Riverside County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Riverside County come from?
The largest single origin is Riverside County Non-migrants, with 888,463 households. Arriving households report an average income of $80,685 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Riverside County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Riverside County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.