HomeCaliforniaFresno County
Fresno County, California: commercial real estate data.
Fresno County, California has a population of 1,016,725 across 5,958 square miles, up 1.5 percent since the 2020 census base. County output reached $64.22 bn in 2024, 19,144 establishments operate here, and the SBA record carries 733 7(a) approvals worth $516.1 m.
129 sourced county values · tier FULL · 12 sections
Fresno County
How many people live in Fresno County
- Population1,016,725
- Households324,702
- Average household size3.13
- Median household income$74,201
- Median age33.5
- Median gross rent$1,392 per month
- Median owner-occupied home value$388,800
- Home value to household income5.2 times
- Annual rent as a share of median income22.5 percent
- Adults 25 and over with a bachelor degree or higher24.3 percent
- Adults 25 and over with a graduate degree8.4 percent
- Adults 25 and over636,203
- Population under 18282,519
- Share under 1827.8 percent
- Population 65 and over131,488
- Share 65 and over12.9 percent
- Working age population, 18 to 64602,718
- Civilian labor force472,838
- Unemployment rate8.7 percent
- Labor force participation, adults 18 and over64.4 percent
- Rank by population among California counties10th of 58
- Rank by population among US county-equivalents47th
Fresno County is the 10th largest of 58 California counties by population. A median home costs 5.2 times median household income, which is a stretched ownership market and usually shows up as rental demand. Residents under 18 outnumber those 65 and over, at 27.8 percent against 12.9 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Fresno County
Is Fresno County growing
- Population change since the 2020 census base1.53 percent
- Census 2020 base population1,008,649
- Births, 202413,676
- Deaths, 20247,904
- Natural change, 20245,772
- Net domestic migration, 2024-6,429
- Net international migration, 20244,855
- Total net migration, 2024-1,574
- Cumulative net domestic migration, 2021 to 2024-18,959
- Rank by growth among US county-equivalents1318th
The county has grown 1.53 percent since the 2020 census base. Births exceeded deaths in 2024 but more people left than arrived, so the population is being sustained internally rather than attracting.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Fresno County
Where people moving to Fresno County come from
- Tax returns filed by households arriving12,395
- People arriving, from those returns22,123
- Adjusted gross income arriving$734.2 m
- Net adjusted gross income movement$0
- Average income of an arriving household$59,237
- Largest single originFresno County Non-migrants (359,818 households)
- Largest single destination (359,818 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Fresno County Non-migrants | 359,818 | 773,651 | $25.71 bn |
| Other flows - Different State | 2,277 | 4,047 | $122.1 m |
| Tulare County | 1,134 | 2,114 | $67.8 m |
| Madera County | 1,124 | 2,120 | $63.1 m |
| Other flows - South | 885 | 1,571 | $43.0 m |
| Los Angeles County | 817 | 1,487 | $49.2 m |
| Other flows - West | 658 | 1,174 | $30.5 m |
| Kings County | 546 | 1,034 | $30.5 m |
The largest single source of arrivals is Fresno County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Fresno County
What the Fresno County economy runs on
- County GDP, 2024$64.22 bn
- County GDP, 2023$60.43 bn
- GDP change, 2023 to 20246.3 percent
- GDP change over five years36.3 percent
- Rank by GDP among California counties13th
- Rank by GDP among US county-equivalents91st
- GDP per resident$63,161
Output grew 6.3 percent in the latest year and 36.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Fresno County
Who employs people in Fresno County
- Covered employment, annual average427,076
- Establishments reporting44,409
- Average annual pay$57,904
- Average weekly wage$1,114
- Sector 62, employment80,697
- Sector 62, average annual pay$58,598
- Sector 11, employment41,983
- Sector 11, average annual pay$41,405
- Sector 44-45, employment39,302
- Sector 44-45, average annual pay$41,143
- Sector 72, employment32,329
- Sector 72, average annual pay$28,252
- Sector 31-33, employment26,218
- Sector 23, employment22,697
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 80,697 | 25,167 | $58,598 |
| Sector 11 | 41,983 | 1,452 | $41,405 |
| Sector 44-45 | 39,302 | 2,414 | $41,143 |
| Sector 72 | 32,329 | 1,860 | $28,252 |
| Sector 31-33 | 26,218 | 685 | $60,837 |
| Sector 23 | 22,697 | 1,900 | $76,499 |
| Sector 56 | 18,171 | 999 | $44,649 |
| Sector 48-49 | 16,918 | 1,518 | $51,438 |
The largest sector is the biggest private employer group at 80,697 jobs, 18.9 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Fresno County
What businesses operate in Fresno County
- Establishments, all industries19,144
- Employment at those establishments301,731
- Annual payroll$16.69 bn
- Establishments per 1,000 residents18.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Fresno County
What is being built in Fresno County
- Housing units authorised by permit, 20242,439
- Declared construction value permitted$782.8 m
- Single family units authorised2,131
- Multifamily units authorised308
- Multifamily share of units12.6 percent
- Average declared value per unit$320,943
- Units authorised per 1,000 households7.5
Multifamily is 12.6 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Fresno County
How much SBA lending happens in Fresno County
- 7(a) approvals recorded733
- 7(a) gross approval dollars$516.1 m
- Average 7(a) approval$704,084
- Median 7(a) approval$350,000
- 10th percentile approval$40,000
- 90th percentile approval$1,822,100
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)10,510
- Jobs per approval14.3
- Distinct 7(a) lenders active97
- Distinct industries receiving approvals236
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer24.0 percent
- Loans on real estate terms176
- Loans on working capital terms, 120 months or shorter506
- Franchise loans112
- Franchise share of approvals15.3 percent
- Leading industry by approval countLimited-Service Restaurants (41)
- Most active lenderFFB Bank (85)
- 504 approvals recorded401
- 504 gross approval dollars$320.4 m
- Average 504 approval$799,072
- Median 504 approval$466,000
- Distinct CDCs active15
- 504 jobs per approval11.3
- 504 jobs per million dollars approved14.1
- Most active CDCCen Cal Business Finance Group (262)
- 7(a) share of SBA approvals64.6 percent
- Combined SBA approval dollars$836.5 m
The average approval of $704,084 sits well above the median of $350,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 24.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Fresno County
Do SBA loans in Fresno County get paid back
- Loans with a final outcome recorded108
- Paid in full99
- Charged off9
- Charge off rate on resolved loans8.3 percent
- Status: Exempt from disclosure497
- Status: Cancelled98
- Status: Paid in full99
- Status: Charged off9
- Status: Committed, not yet disbursed30
Of the 108 loans that have reached a final outcome, 8.3 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fresno County
Which parts of Fresno County get the lending
- Places in the county with recorded lending27
- FRESNO, approvals511
- Clovis, approvals107
- SANGER, approvals20
- Selma, approvals14
- KINGSBURG, approvals14
- Reedley, approvals10
| Place | Approvals | Gross approval dollars |
|---|---|---|
| FRESNO | 511 | $354,864,600 |
| Clovis | 107 | $66,956,300 |
| SANGER | 20 | $16,851,500 |
| Selma | 14 | $14,490,600 |
| KINGSBURG | 14 | $8,616,500 |
| Reedley | 10 | $10,765,800 |
| Coalinga | 8 | $9,456,600 |
| Fowler | 7 | $7,182,000 |
FRESNO accounts for 511 approvals against 107 in Clovis. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fresno County
How big is Fresno County
- Land area5,958 sq mi
- Rank by land area among California counties6th of 58
- Width, east to west141.7 mi
- Height, north to south115.9 mi
- Geographies sharing a boundary8
- Residents per square mile of land171
- Establishments per square mile3.21
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Fresno County
What hazards affect Fresno County
- EPA radon zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
- Communities in the NFIP Community Status Book15
- Of those, participating in the NFIP14
- NFIP participation rate93.3 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 7
- Communities carrying a CRS class2
The EPA places the county in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The best Community Rating System class in the county is 7, which carries a flood insurance premium discount for properties in the participating community.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Fresno County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Fresno County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population1,016,725
- Households324,702
- Average household size3.13
- Median household income$74,201
- Median age33.5
Common questions
Fresno County questions, answered from the record.
How many people live in Fresno County, California?
1,016,725, in 324,702 households, ranking 10th of 58 California counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Fresno County growing?
The population has grown 1.53 percent since the 2020 census base. In 2024 there were 13,676 births against 7,904 deaths, with net migration of -1,574. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Fresno County?
$74,201. The median owner-occupied home is valued at $388,800, which is 5.2 times income, and median gross rent is $1,392 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Fresno County?
19,144 establishments, employing 301,731 people with an annual payroll of $16.69 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Fresno County?
Average annual pay is $57,904, or $1,114 a week, across 427,076 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Fresno County?
733 7(a) approvals totalling $516.1 m since FY2020, across 97 lenders, with a median approval of $350,000, plus 401 504 approvals worth $320.4 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Fresno County get paid back?
Of the 108 loans that have reached a final outcome, 99 were paid in full and 9 charged off, a charge off rate of 8.3 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Fresno County?
2,439 housing units were authorised by permit in 2024, with a declared construction value of $782.8 m. Multifamily was 12.6 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Fresno County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Fresno County come from?
The largest single origin is Fresno County Non-migrants, with 359,818 households. Arriving households report an average income of $59,237 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Fresno County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Fresno County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.