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Yuba County, California: commercial real estate data.
Yuba County, California has a population of 84,507 across 632 square miles, up 7.2 percent since the 2020 census base. County output reached $4.51 bn in 2024, 915 establishments operate here, and the SBA record carries 61 7(a) approvals worth $35.6 m.
129 sourced county values · tier FULL · 12 sections
Yuba County
How many people live in Yuba County
- Population84,507
- Households28,635
- Average household size2.95
- Median household income$76,373
- Median age34.2
- Median gross rent$1,311 per month
- Median owner-occupied home value$412,300
- Home value to household income5.4 times
- Annual rent as a share of median income20.6 percent
- Adults 25 and over with a bachelor degree or higher17.7 percent
- Adults 25 and over with a graduate degree5.9 percent
- Adults 25 and over53,788
- Population under 1822,964
- Share under 1827.2 percent
- Population 65 and over11,060
- Share 65 and over13.1 percent
- Working age population, 18 to 6450,483
- Civilian labor force36,757
- Unemployment rate6.8 percent
- Labor force participation, adults 18 and over59.7 percent
- Rank by population among California counties39th of 58
- Rank by population among US county-equivalents695th
Yuba County is the 39th largest of 58 California counties by population. A median home costs 5.4 times median household income, which is a stretched ownership market and usually shows up as rental demand. Residents under 18 outnumber those 65 and over, at 27.2 percent against 13.1 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Yuba County
Is Yuba County growing
- Population change since the 2020 census base7.23 percent
- Census 2020 base population81,575
- Births, 20241,196
- Deaths, 2024737
- Natural change, 2024459
- Net domestic migration, 20241,128
- Net international migration, 2024196
- Total net migration, 20241,324
- Cumulative net domestic migration, 2021 to 20243,186
- Rank by growth among US county-equivalents297th
The county has grown 7.23 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Yuba County
Where people moving to Yuba County come from
- Tax returns filed by households arriving3,397
- People arriving, from those returns6,912
- Adjusted gross income arriving$197.0 m
- Net adjusted gross income movement$0
- Average income of an arriving household$58,001
- Largest single originYuba County Non-migrants (26,061 households)
- Largest single destination (26,061 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Yuba County Non-migrants | 26,061 | 57,870 | $1.60 bn |
| Sacramento County | 865 | 1,891 | $56.3 m |
| Other flows - Different State | 642 | 1,295 | $30.0 m |
| Sutter County | 610 | 1,211 | $29.1 m |
| Placer County | 317 | 646 | $23.2 m |
| Other flows - West | 266 | 551 | $13.3 m |
| Other flows - South | 255 | 535 | $11.7 m |
| Other flows - Same State | 245 | 476 | $13.2 m |
The largest single source of arrivals is Yuba County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Yuba County
What the Yuba County economy runs on
- County GDP, 2024$4.51 bn
- County GDP, 2023$4.34 bn
- GDP change, 2023 to 20243.9 percent
- GDP change over five years31.4 percent
- Rank by GDP among California counties39th
- Rank by GDP among US county-equivalents753rd
- GDP per resident$53,346
Output grew 3.9 percent in the latest year and 31.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Yuba County
Who employs people in Yuba County
- Covered employment, annual average21,061
- Establishments reporting2,146
- Average annual pay$66,931
- Average weekly wage$1,287
- Sector 44-45, employment1,767
- Sector 44-45, average annual pay$39,305
- Sector 72, employment1,364
- Sector 72, average annual pay$29,482
- Sector 23, employment973
- Sector 23, average annual pay$75,226
- Sector 31-33, employment879
- Sector 31-33, average annual pay$87,704
- Sector 56, employment524
- Sector 55, employment496
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 1,767 | 135 | $39,305 |
| Sector 72 | 1,364 | 92 | $29,482 |
| Sector 23 | 973 | 144 | $75,226 |
| Sector 31-33 | 879 | 61 | $87,704 |
| Sector 56 | 524 | 52 | $57,777 |
| Sector 55 | 496 | 7 | $95,715 |
| Sector 54 | 398 | 80 | $80,639 |
| Sector 71 | 362 | 21 | $24,114 |
The largest sector is the biggest private employer group at 1,767 jobs, 8.4 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Yuba County
What businesses operate in Yuba County
- Establishments, all industries915
- Employment at those establishments12,800
- Annual payroll$734.0 m
- Establishments per 1,000 residents10.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Yuba County
What is being built in Yuba County
- Housing units authorised by permit, 2024756
- Declared construction value permitted$301.7 m
- Single family units authorised692
- Multifamily units authorised64
- Multifamily share of units8.5 percent
- Average declared value per unit$399,063
- Units authorised per 1,000 households26.4
Multifamily is 8.5 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Yuba County
How much SBA lending happens in Yuba County
- 7(a) approvals recorded61
- 7(a) gross approval dollars$35.6 m
- Average 7(a) approval$583,989
- Median 7(a) approval$211,700
- 10th percentile approval$25,000
- 90th percentile approval$2,159,000
- Largest single approval$4,250,000
- Jobs reported supported, 7(a)439
- Jobs per approval7.2
- Distinct 7(a) lenders active23
- Distinct industries receiving approvals42
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer29.5 percent
- Loans on real estate terms18
- Loans on working capital terms, 120 months or shorter42
- Franchise loans4
- Franchise share of approvals6.6 percent
- Leading industry by approval countGeneral Freight Trucking, Local (4)
- Most active lenderU.S. Bank, National Association (19)
- 504 approvals recorded42
- 504 gross approval dollars$34.2 m
- Average 504 approval$814,190
- Median 504 approval$779,000
- Distinct CDCs active5
- 504 jobs per approval11.5
- 504 jobs per million dollars approved14.1
- Most active CDCGreater Sacramento Certified Development Corporation (23)
- 7(a) share of SBA approvals59.2 percent
- Combined SBA approval dollars$69.8 m
The average approval of $583,989 sits well above the median of $211,700, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 29.5 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Yuba County
Do SBA loans in Yuba County get paid back
- Loans with a final outcome recorded11
- Paid in full10
- Charged off1
- Charge off rate on resolved loans9.1 percent
- Status: Paid in full10
- Status: Cancelled14
- Status: Exempt from disclosure33
- Status: Charged off1
- Status: Committed, not yet disbursed3
Of the 11 loans that have reached a final outcome, 9.1 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Yuba County
Which parts of Yuba County get the lending
- Places in the county with recorded lending9
- Marysville, approvals26
- OLIVEHURST, approvals19
- PLUMAS LAKE, approvals6
- WHEATLAND, approvals4
- BROWNS VALLEY, approvals2
- CAMPTONVILLE, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Marysville | 26 | $20,760,100 |
| OLIVEHURST | 19 | $10,959,100 |
| PLUMAS LAKE | 6 | $395,100 |
| WHEATLAND | 4 | $610,000 |
| BROWNS VALLEY | 2 | $155,000 |
| CAMPTONVILLE | 1 | $10,000 |
| Arboga | 1 | $2,159,000 |
| SMARTSVILLE | 1 | $250,000 |
Marysville accounts for 26 approvals against 19 in OLIVEHURST. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Yuba County
How big is Yuba County
- Land area632 sq mi
- Rank by land area among California counties52nd of 58
- Width, east to west32.8 mi
- Height, north to south48.4 mi
- Geographies sharing a boundary6
- Residents per square mile of land134
- Establishments per square mile1.45
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Yuba County
What hazards affect Yuba County
- EPA radon zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
- Communities in the NFIP Community Status Book3
- Of those, participating in the NFIP3
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 7
- Communities carrying a CRS class1
The EPA places the county in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The best Community Rating System class in the county is 7, which carries a flood insurance premium discount for properties in the participating community.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Yuba County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Yuba County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population84,507
- Households28,635
- Average household size2.95
- Median household income$76,373
- Median age34.2
Common questions
Yuba County questions, answered from the record.
How many people live in Yuba County, California?
84,507, in 28,635 households, ranking 39th of 58 California counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Yuba County growing?
The population has grown 7.23 percent since the 2020 census base. In 2024 there were 1,196 births against 737 deaths, with net migration of 1,324. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Yuba County?
$76,373. The median owner-occupied home is valued at $412,300, which is 5.4 times income, and median gross rent is $1,311 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Yuba County?
915 establishments, employing 12,800 people with an annual payroll of $734.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Yuba County?
Average annual pay is $66,931, or $1,287 a week, across 21,061 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Yuba County?
61 7(a) approvals totalling $35.6 m since FY2020, across 23 lenders, with a median approval of $211,700, plus 42 504 approvals worth $34.2 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Yuba County get paid back?
Of the 11 loans that have reached a final outcome, 10 were paid in full and 1 charged off, a charge off rate of 9.1 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Yuba County?
756 housing units were authorised by permit in 2024, with a declared construction value of $301.7 m. Multifamily was 8.5 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Yuba County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Yuba County come from?
The largest single origin is Yuba County Non-migrants, with 26,061 households. Arriving households report an average income of $58,001 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Yuba County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Yuba County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.