HomeCaliforniaStanislaus County
Stanislaus County, California: commercial real estate data.
Stanislaus County, California has a population of 553,990 across 1,495 square miles, up 0.7 percent since the 2020 census base. County output reached $32.07 bn in 2024, 10,013 establishments operate here, and the SBA record carries 415 7(a) approvals worth $315.7 m.
129 sourced county values · tier FULL · 12 sections
Stanislaus County
How many people live in Stanislaus County
- Population553,990
- Households177,874
- Average household size3.11
- Median household income$81,468
- Median age34.9
- Median gross rent$1,623 per month
- Median owner-occupied home value$450,100
- Home value to household income5.5 times
- Annual rent as a share of median income23.9 percent
- Adults 25 and over with a bachelor degree or higher19.6 percent
- Adults 25 and over with a graduate degree6.3 percent
- Adults 25 and over354,367
- Population under 18147,379
- Share under 1826.6 percent
- Population 65 and over76,271
- Share 65 and over13.8 percent
- Working age population, 18 to 64330,340
- Civilian labor force261,978
- Unemployment rate8.0 percent
- Labor force participation, adults 18 and over64.4 percent
- Rank by population among California counties16th of 58
- Rank by population among US county-equivalents127th
Stanislaus County is the 16th largest of 58 California counties by population. A median home costs 5.5 times median household income, which is a stretched ownership market and usually shows up as rental demand. Residents under 18 outnumber those 65 and over, at 26.6 percent against 13.8 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Stanislaus County
Is Stanislaus County growing
- Population change since the 2020 census base0.67 percent
- Census 2020 base population553,285
- Births, 20246,553
- Deaths, 20244,660
- Natural change, 20241,893
- Net domestic migration, 2024-2,186
- Net international migration, 20243,324
- Total net migration, 20241,138
- Cumulative net domestic migration, 2021 to 2024-12,264
- Rank by growth among US county-equivalents1597th
The county has grown 0.67 percent since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Stanislaus County
Where people moving to Stanislaus County come from
- Tax returns filed by households arriving9,263
- People arriving, from those returns17,734
- Adjusted gross income arriving$582.1 m
- Net adjusted gross income movement$0
- Average income of an arriving household$62,846
- Largest single originStanislaus County Non-migrants (198,638 households)
- Largest single destination (198,638 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Stanislaus County Non-migrants | 198,638 | 427,907 | $14.64 bn |
| San Joaquin County | 2,046 | 4,110 | $134.9 m |
| Other flows - Different State | 1,268 | 2,261 | $69.7 m |
| Merced County | 1,001 | 1,966 | $50.8 m |
| Santa Clara County | 947 | 1,960 | $70.8 m |
| Alameda County | 910 | 1,963 | $69.9 m |
| Other flows - West | 476 | 833 | $23.2 m |
| Other flows - South | 472 | 870 | $27.5 m |
The largest single source of arrivals is Stanislaus County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Stanislaus County
What the Stanislaus County economy runs on
- County GDP, 2024$32.07 bn
- County GDP, 2023$29.95 bn
- GDP change, 2023 to 20247.1 percent
- GDP change over five years33.4 percent
- Rank by GDP among California counties22nd
- Rank by GDP among US county-equivalents183rd
- GDP per resident$57,881
Output grew 7.1 percent in the latest year and 33.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Stanislaus County
Who employs people in Stanislaus County
- Covered employment, annual average199,396
- Establishments reporting17,952
- Average annual pay$63,795
- Average weekly wage$1,227
- Sector 62, employment36,104
- Sector 62, average annual pay$76,446
- Sector 31-33, employment22,985
- Sector 31-33, average annual pay$76,748
- Sector 44-45, employment22,731
- Sector 44-45, average annual pay$42,242
- Sector 72, employment18,566
- Sector 72, average annual pay$30,696
- Sector 23, employment10,990
- Sector 48-49, employment9,504
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 36,104 | 7,885 | $76,446 |
| Sector 31-33 | 22,985 | 497 | $76,748 |
| Sector 44-45 | 22,731 | 1,465 | $42,242 |
| Sector 72 | 18,566 | 1,060 | $30,696 |
| Sector 23 | 10,990 | 1,134 | $75,607 |
| Sector 48-49 | 9,504 | 666 | $73,205 |
| Sector 56 | 7,201 | 529 | $48,388 |
| Sector 54 | 5,532 | 766 | $71,396 |
The largest sector is the biggest private employer group at 36,104 jobs, 18.1 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Stanislaus County
What businesses operate in Stanislaus County
- Establishments, all industries10,013
- Employment at those establishments152,942
- Annual payroll$9.00 bn
- Establishments per 1,000 residents18.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Stanislaus County
What is being built in Stanislaus County
- Housing units authorised by permit, 2024902
- Declared construction value permitted$176.6 m
- Single family units authorised833
- Multifamily units authorised69
- Multifamily share of units7.6 percent
- Average declared value per unit$195,764
- Units authorised per 1,000 households5.1
Multifamily is 7.6 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Stanislaus County
How much SBA lending happens in Stanislaus County
- 7(a) approvals recorded415
- 7(a) gross approval dollars$315.7 m
- Average 7(a) approval$760,603
- Median 7(a) approval$325,000
- 10th percentile approval$25,000
- 90th percentile approval$2,342,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)4,443
- Jobs per approval10.7
- Distinct 7(a) lenders active71
- Distinct industries receiving approvals149
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer29.4 percent
- Loans on real estate terms122
- Loans on working capital terms, 120 months or shorter280
- Franchise loans64
- Franchise share of approvals15.4 percent
- Leading industry by approval countGeneral Freight Trucking, Long-Distance, Truckload (23)
- Most active lenderU.S. Bank, National Association (60)
- 504 approvals recorded221
- 504 gross approval dollars$185.6 m
- Average 504 approval$839,810
- Median 504 approval$516,000
- Distinct CDCs active13
- 504 jobs per approval9.5
- 504 jobs per million dollars approved11.3
- Most active CDCSuccess Capital Expansion & Development Corporation (115)
- 7(a) share of SBA approvals65.3 percent
- Combined SBA approval dollars$501.2 m
The average approval of $760,603 sits well above the median of $325,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 29.4 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Stanislaus County
Do SBA loans in Stanislaus County get paid back
- Loans with a final outcome recorded69
- Paid in full64
- Charged off5
- Charge off rate on resolved loans7.2 percent
- Status: Exempt from disclosure268
- Status: Paid in full64
- Status: Charged off5
- Status: Cancelled57
- Status: Committed, not yet disbursed21
Of the 69 loans that have reached a final outcome, 7.2 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Stanislaus County
Which parts of Stanislaus County get the lending
- Places in the county with recorded lending18
- Modesto, approvals198
- TURLOCK, approvals76
- Oakdale, approvals38
- CERES, approvals34
- PATTERSON, approvals21
- Salida, approvals12
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Modesto | 198 | $131,097,700 |
| TURLOCK | 76 | $68,721,800 |
| Oakdale | 38 | $31,244,700 |
| CERES | 34 | $23,670,400 |
| PATTERSON | 21 | $25,843,100 |
| Salida | 12 | $5,460,500 |
| RIVERBANK | 9 | $3,060,500 |
| Waterford | 6 | $9,125,200 |
Modesto accounts for 198 approvals against 76 in TURLOCK. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Stanislaus County
How big is Stanislaus County
- Land area1,495 sq mi
- Rank by land area among California counties30th of 58
- Width, east to west59.5 mi
- Height, north to south65.1 mi
- Geographies sharing a boundary7
- Residents per square mile of land371
- Establishments per square mile6.70
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Stanislaus County
What hazards affect Stanislaus County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book10
- Of those, participating in the NFIP10
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 8
- Communities carrying a CRS class2
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The best Community Rating System class in the county is 8, which carries a flood insurance premium discount for properties in the participating community.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Stanislaus County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Stanislaus County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population553,990
- Households177,874
- Average household size3.11
- Median household income$81,468
- Median age34.9
Common questions
Stanislaus County questions, answered from the record.
How many people live in Stanislaus County, California?
553,990, in 177,874 households, ranking 16th of 58 California counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Stanislaus County growing?
The population has grown 0.67 percent since the 2020 census base. In 2024 there were 6,553 births against 4,660 deaths, with net migration of 1,138. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Stanislaus County?
$81,468. The median owner-occupied home is valued at $450,100, which is 5.5 times income, and median gross rent is $1,623 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Stanislaus County?
10,013 establishments, employing 152,942 people with an annual payroll of $9.00 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Stanislaus County?
Average annual pay is $63,795, or $1,227 a week, across 199,396 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Stanislaus County?
415 7(a) approvals totalling $315.7 m since FY2020, across 71 lenders, with a median approval of $325,000, plus 221 504 approvals worth $185.6 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Stanislaus County get paid back?
Of the 69 loans that have reached a final outcome, 64 were paid in full and 5 charged off, a charge off rate of 7.2 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Stanislaus County?
902 housing units were authorised by permit in 2024, with a declared construction value of $176.6 m. Multifamily was 7.6 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Stanislaus County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Stanislaus County come from?
The largest single origin is Stanislaus County Non-migrants, with 198,638 households. Arriving households report an average income of $62,846 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Stanislaus County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Stanislaus County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.