Coffee County, Alabama: commercial real estate data.
Coffee County, Alabama has a population of 54,920 across 679 square miles, up 5.4 percent since the 2020 census base. County output reached $2.32 bn in 2024, 1,022 establishments operate here, and the SBA record carries 18 7(a) approvals worth $8.7 m.
118 sourced county values · tier FULL · 11 sections
Coffee County
How many people live in Coffee County
- Population54,920
- Households20,984
- Average household size2.62
- Median household income$68,353
- Median age39.0
- Median gross rent$1,018 per month
- Median owner-occupied home value$188,600
- Home value to household income2.8 times
- Annual rent as a share of median income17.9 percent
- Adults 25 and over with a bachelor degree or higher22.5 percent
- Adults 25 and over with a graduate degree10.1 percent
- Adults 25 and over37,306
- Population under 1813,250
- Share under 1824.1 percent
- Population 65 and over9,446
- Share 65 and over17.2 percent
- Working age population, 18 to 6432,224
- Civilian labor force23,071
- Unemployment rate5.1 percent
- Labor force participation, adults 18 and over55.4 percent
- Rank by population among Alabama counties26th of 67
- Rank by population among US county-equivalents947th
Coffee County is the 26th largest of 67 Alabama counties by population. A median home costs 2.8 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 24.1 percent against 17.2 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Coffee County
Is Coffee County growing
- Population change since the 2020 census base5.40 percent
- Census 2020 base population53,470
- Births, 2024698
- Deaths, 2024615
- Natural change, 202483
- Net domestic migration, 2024371
- Net international migration, 2024200
- Total net migration, 2024571
- Cumulative net domestic migration, 2021 to 20242,181
- Rank by growth among US county-equivalents483rd
The county has grown 5.40 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Coffee County
Where people moving to Coffee County come from
- Tax returns filed by households arriving2,140
- People arriving, from those returns4,365
- Adjusted gross income arriving$119.2 m
- Net adjusted gross income movement$0
- Average income of an arriving household$55,695
- Largest single originCoffee County Non-migrants (17,002 households)
- Largest single destination (17,002 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Coffee County Non-migrants | 17,002 | 37,027 | $1.23 bn |
| Other flows - Different State | 1,132 | 2,244 | $66.2 m |
| Other flows - South | 668 | 1,320 | $38.8 m |
| Dale County | 317 | 708 | $17.1 m |
| Other flows - West | 218 | 445 | $12.6 m |
| Other flows - Same State | 199 | 375 | $11.7 m |
| Other flows - Midwest | 135 | 269 | $8.4 m |
| Other flows - Northeast | 111 | 210 | $6.4 m |
The largest single source of arrivals is Coffee County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coffee County
What the Coffee County economy runs on
- County GDP, 2024$2.32 bn
- County GDP, 2023$2.13 bn
- GDP change, 2023 to 20249.0 percent
- GDP change over five years55.0 percent
- Rank by GDP among Alabama counties24th
- Rank by GDP among US county-equivalents1165th
- GDP per resident$42,298
Output grew 9.0 percent in the latest year and 55.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Coffee County
Who employs people in Coffee County
- Covered employment, annual average17,365
- Establishments reporting1,372
- Average annual pay$46,411
- Average weekly wage$893
- Sector 31-33, employment3,791
- Sector 31-33, average annual pay$49,845
- Sector 44-45, employment2,514
- Sector 44-45, average annual pay$36,118
- Sector 62, employment2,274
- Sector 62, average annual pay$48,547
- Sector 72, employment1,772
- Sector 72, average annual pay$20,101
- Sector 42, employment495
- Sector 23, employment433
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 3,791 | 49 | $49,845 |
| Sector 44-45 | 2,514 | 213 | $36,118 |
| Sector 62 | 2,274 | 209 | $48,547 |
| Sector 72 | 1,772 | 126 | $20,101 |
| Sector 42 | 495 | 39 | $76,209 |
| Sector 23 | 433 | 94 | $53,299 |
| Sector 11 | 363 | 22 | $50,332 |
| Sector 48-49 | 351 | 36 | $62,308 |
The largest sector is the biggest private employer group at 3,791 jobs, 21.8 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Coffee County
What businesses operate in Coffee County
- Establishments, all industries1,022
- Employment at those establishments15,245
- Annual payroll$665.9 m
- Establishments per 1,000 residents18.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Coffee County
What is being built in Coffee County
- Housing units authorised by permit, 2024146
- Declared construction value permitted$33.7 m
- Single family units authorised133
- Multifamily units authorised13
- Multifamily share of units8.9 percent
- Average declared value per unit$231,111
- Units authorised per 1,000 households7.0
Multifamily is 8.9 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Coffee County
How much SBA lending happens in Coffee County
- 7(a) approvals recorded18
- 7(a) gross approval dollars$8.7 m
- Average 7(a) approval$481,700
- Median 7(a) approval$150,000
- 10th percentile approval$34,000
- 90th percentile approval$1,444,500
- Largest single approval$2,945,500
- Jobs reported supported, 7(a)276
- Jobs per approval15.3
- Distinct 7(a) lenders active12
- Distinct industries receiving approvals15
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter13
- Franchise loans1
- Franchise share of approvals5.6 percent
- Leading industry by approval countLandscaping Services (3)
- Most active lenderClimate First Bank (2)
- 504 approvals recorded13
- 504 gross approval dollars$10.9 m
- Average 504 approval$838,385
- Median 504 approval$522,000
- Distinct CDCs active4
- 504 jobs per approval7.2
- 504 jobs per million dollars approved8.6
- Most active CDCFlorida Business Development Corporation (6)
- 7(a) share of SBA approvals58.1 percent
- Combined SBA approval dollars$19.6 m
The average approval of $481,700 sits well above the median of $150,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 0.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Coffee County
Do SBA loans in Coffee County get paid back
- Loans with a final outcome recorded3
- Paid in full3
- Charged off0
- Status: Paid in full3
- Status: Cancelled1
- Status: Exempt from disclosure12
- Status: Committed, not yet disbursed2
Too few loans have reached a final outcome to publish a charge off rate. only 3 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Coffee County
Which parts of Coffee County get the lending
- Places in the county with recorded lending3
- ENTERPRISE, approvals15
- ELBA, approvals2
- NEW BROCKTON, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| ENTERPRISE | 15 | $7,282,600 |
| ELBA | 2 | $1,303,000 |
| NEW BROCKTON | 1 | $85,000 |
ENTERPRISE accounts for 15 approvals against 2 in ELBA. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Coffee County
How big is Coffee County
- Land area679 sq mi
- Rank by land area among Alabama counties33rd of 67
- Width, east to west24 mi
- Height, north to south29.4 mi
- Geographies sharing a boundary5
- Residents per square mile of land81
- Establishments per square mile1.51
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Coffee County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Coffee County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population54,920
- Households20,984
- Average household size2.62
- Median household income$68,353
- Median age39.0
Common questions
Coffee County questions, answered from the record.
How many people live in Coffee County, Alabama?
54,920, in 20,984 households, ranking 26th of 67 Alabama counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Coffee County growing?
The population has grown 5.40 percent since the 2020 census base. In 2024 there were 698 births against 615 deaths, with net migration of 571. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Coffee County?
$68,353. The median owner-occupied home is valued at $188,600, which is 2.8 times income, and median gross rent is $1,018 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Coffee County?
1,022 establishments, employing 15,245 people with an annual payroll of $665.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Coffee County?
Average annual pay is $46,411, or $893 a week, across 17,365 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Coffee County?
18 7(a) approvals totalling $8.7 m since FY2020, across 12 lenders, with a median approval of $150,000, plus 13 504 approvals worth $10.9 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Coffee County?
146 housing units were authorised by permit in 2024, with a declared construction value of $33.7 m. Multifamily was 8.9 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Coffee County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Coffee County come from?
The largest single origin is Coffee County Non-migrants, with 17,002 households. Arriving households report an average income of $55,695 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Coffee County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Coffee County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.