Escambia County, Alabama: commercial real estate data.
Escambia County, Alabama has a population of 36,629 across 945 square miles, down 0.4 percent since the 2020 census base. County output reached $1.69 bn in 2024, 755 establishments operate here, and the SBA record carries 15 7(a) approvals worth $3.0 m.
117 sourced county values · tier FULL · 11 sections
Escambia County
How many people live in Escambia County
- Population36,629
- Households12,808
- Average household size2.86
- Median household income$48,225
- Median age40.6
- Median gross rent$766 per month
- Median owner-occupied home value$136,500
- Home value to household income2.8 times
- Annual rent as a share of median income19.1 percent
- Adults 25 and over with a bachelor degree or higher13.5 percent
- Adults 25 and over with a graduate degree5.2 percent
- Adults 25 and over25,637
- Population under 188,308
- Share under 1822.7 percent
- Population 65 and over6,955
- Share 65 and over19.0 percent
- Working age population, 18 to 6421,366
- Civilian labor force13,847
- Unemployment rate10.1 percent
- Labor force participation, adults 18 and over48.9 percent
- Rank by population among Alabama counties33rd of 67
- Rank by population among US county-equivalents1303rd
Escambia County is the 33rd largest of 67 Alabama counties by population. A median home costs 2.8 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 22.7 percent against 19.0 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Escambia County
Is Escambia County growing
- Population change since the 2020 census base-0.38 percent
- Census 2020 base population36,768
- Births, 2024416
- Deaths, 2024528
- Natural change, 2024-112
- Net domestic migration, 2024153
- Net international migration, 20248
- Total net migration, 2024161
- Cumulative net domestic migration, 2021 to 2024570
- Rank by growth among US county-equivalents1976th
The county has lost 0.38 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Escambia County
Where people moving to Escambia County come from
- Tax returns filed by households arriving756
- People arriving, from those returns1,499
- Adjusted gross income arriving$29.8 m
- Net adjusted gross income movement$0
- Average income of an arriving household$39,454
- Largest single originEscambia County Non-migrants (11,442 households)
- Largest single destination (11,442 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Escambia County Non-migrants | 11,442 | 23,925 | $639.9 m |
| Other flows - Different State | 211 | 395 | $8.2 m |
| Other flows - South | 149 | 279 | $5.0 m |
| Escambia County | 137 | 287 | $5.4 m |
| Other flows - Same State | 132 | 250 | $6.0 m |
| Baldwin County | 93 | 178 | $3.3 m |
| Santa Rosa County | 61 | 125 | $2.4 m |
| Conecuh County | 48 | 97 | $1.6 m |
The largest single source of arrivals is Escambia County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Escambia County
What the Escambia County economy runs on
- County GDP, 2024$1.69 bn
- County GDP, 2023$1.64 bn
- GDP change, 2023 to 20243.0 percent
- GDP change over five years34.6 percent
- Rank by GDP among Alabama counties31st
- Rank by GDP among US county-equivalents1422nd
- GDP per resident$46,037
Output grew 3.0 percent in the latest year and 34.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Escambia County
Who employs people in Escambia County
- Covered employment, annual average12,924
- Establishments reporting934
- Average annual pay$51,384
- Average weekly wage$988
- Sector 44-45, employment1,720
- Sector 44-45, average annual pay$34,875
- Sector 31-33, employment1,606
- Sector 31-33, average annual pay$68,990
- Sector 72, employment1,025
- Sector 72, average annual pay$19,276
- Sector 56, employment615
- Sector 56, average annual pay$39,332
- Sector 23, employment429
- Sector 52, employment377
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 1,720 | 169 | $34,875 |
| Sector 31-33 | 1,606 | 45 | $68,990 |
| Sector 72 | 1,025 | 70 | $19,276 |
| Sector 56 | 615 | 38 | $39,332 |
| Sector 23 | 429 | 75 | $61,497 |
| Sector 52 | 377 | 58 | $61,431 |
| Sector 42 | 294 | 40 | $54,653 |
| Sector 54 | 238 | 65 | $47,704 |
The largest sector is the biggest private employer group at 1,720 jobs, 13.3 percent of covered employment. Average pay per job exceeds median household income, which usually means single earner households and a wage base that can carry rent.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Escambia County
What businesses operate in Escambia County
- Establishments, all industries755
- Employment at those establishments9,975
- Annual payroll$447.7 m
- Establishments per 1,000 residents20.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Escambia County
What is being built in Escambia County
- Housing units authorised by permit, 202435
- Declared construction value permitted$5.9 m
- Single family units authorised30
- Multifamily units authorised5
- Multifamily share of units14.3 percent
- Average declared value per unit$167,462
- Units authorised per 1,000 households2.7
Multifamily is 14.3 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Escambia County
How much SBA lending happens in Escambia County
- 7(a) approvals recorded15
- 7(a) gross approval dollars$3.0 m
- Average 7(a) approval$200,513
- Median 7(a) approval$150,000
- 10th percentile approval$64,800
- 90th percentile approval$500,000
- Largest single approval$715,500
- Jobs reported supported, 7(a)93
- Jobs per approval6.2
- Distinct 7(a) lenders active9
- Distinct industries receiving approvals12
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer13.3 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter11
- Franchise loans3
- Franchise share of approvals20.0 percent
- Leading industry by approval countLimited-Service Restaurants (2)
- Most active lenderPeoples Bank (3)
- 504 approvals recorded7
- 504 gross approval dollars$3.1 m
- Average 504 approval$449,000
- Median 504 approval$162,000
- Distinct CDCs active4
- 504 jobs per approval5.0
- 504 jobs per million dollars approved11.1
- Most active CDCSouthern Development Council (2)
- 7(a) share of SBA approvals68.2 percent
- Combined SBA approval dollars$6.2 m
The average approval of $200,513 sits close to the median of $150,000, so lending here is fairly evenly sized rather than driven by a few large deals. Only 13.3 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Escambia County
Do SBA loans in Escambia County get paid back
- Loans with a final outcome recorded4
- Paid in full4
- Charged off0
- Status: Paid in full4
- Status: Cancelled2
- Status: Exempt from disclosure8
- Status: Committed, not yet disbursed1
Too few loans have reached a final outcome to publish a charge off rate. only 4 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Escambia County
Which parts of Escambia County get the lending
- Places in the county with recorded lending2
- Atmore, approvals13
- Brewton, approvals2
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Atmore | 13 | $2,868,900 |
| Brewton | 2 | $138,800 |
Atmore accounts for 13 approvals against 2 in Brewton. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Escambia County
How big is Escambia County
- Land area945 sq mi
- Rank by land area among Alabama counties12th of 67
- Width, east to west55 mi
- Height, north to south18.4 mi
- Geographies sharing a boundary4
- Residents per square mile of land39
- Establishments per square mile0.80
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Escambia County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Escambia County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population36,629
- Households12,808
- Average household size2.86
- Median household income$48,225
- Median age40.6
Common questions
Escambia County questions, answered from the record.
How many people live in Escambia County, Alabama?
36,629, in 12,808 households, ranking 33rd of 67 Alabama counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Escambia County growing?
The population has fallen 0.38 percent since the 2020 census base. In 2024 there were 416 births against 528 deaths, with net migration of 161. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Escambia County?
$48,225. The median owner-occupied home is valued at $136,500, which is 2.8 times income, and median gross rent is $766 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Escambia County?
755 establishments, employing 9,975 people with an annual payroll of $447.7 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Escambia County?
Average annual pay is $51,384, or $988 a week, across 12,924 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Escambia County?
15 7(a) approvals totalling $3.0 m since FY2020, across 9 lenders, with a median approval of $150,000, plus 7 504 approvals worth $3.1 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Escambia County?
35 housing units were authorised by permit in 2024, with a declared construction value of $5.9 m. Multifamily was 14.3 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Escambia County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Escambia County come from?
The largest single origin is Escambia County Non-migrants, with 11,442 households. Arriving households report an average income of $39,454 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Escambia County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Escambia County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.