Geneva County, Alabama: commercial real estate data.
Geneva County, Alabama has a population of 26,887 across 574 square miles, up 2.2 percent since the 2020 census base. County output reached $827.5 m in 2024, 424 establishments operate here, and the SBA record carries 14 7(a) approvals worth $2.7 m.
118 sourced county values · tier FULL · 11 sections
Geneva County
How many people live in Geneva County
- Population26,887
- Households10,647
- Average household size2.53
- Median household income$52,771
- Median age43.7
- Median gross rent$784 per month
- Median owner-occupied home value$130,700
- Home value to household income2.5 times
- Annual rent as a share of median income17.8 percent
- Adults 25 and over with a bachelor degree or higher13.2 percent
- Adults 25 and over with a graduate degree3.7 percent
- Adults 25 and over19,064
- Population under 185,905
- Share under 1822.0 percent
- Population 65 and over5,452
- Share 65 and over20.3 percent
- Working age population, 18 to 6415,530
- Civilian labor force11,766
- Unemployment rate5.6 percent
- Labor force participation, adults 18 and over56.1 percent
- Rank by population among Alabama counties39th of 67
- Rank by population among US county-equivalents1583rd
Geneva County is the 39th largest of 67 Alabama counties by population. A median home costs 2.5 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 22.0 percent against 20.3 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Geneva County
Is Geneva County growing
- Population change since the 2020 census base2.24 percent
- Census 2020 base population26,662
- Births, 2024302
- Deaths, 2024423
- Natural change, 2024-121
- Net domestic migration, 2024294
- Net international migration, 202435
- Total net migration, 2024329
- Cumulative net domestic migration, 2021 to 20241,132
- Rank by growth among US county-equivalents1091st
The county has grown 2.24 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Geneva County
Where people moving to Geneva County come from
- Tax returns filed by households arriving670
- People arriving, from those returns1,406
- Adjusted gross income arriving$29.4 m
- Net adjusted gross income movement$0
- Average income of an arriving household$43,813
- Largest single originGeneva County Non-migrants (8,284 households)
- Largest single destination (8,284 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Geneva County Non-migrants | 8,284 | 17,718 | $440.4 m |
| Other flows - Different State | 237 | 492 | $10.1 m |
| Other flows - South | 189 | 389 | $7.2 m |
| Houston County | 158 | 338 | $9.1 m |
| Coffee County | 72 | 145 | $2.9 m |
| Other flows - Same State | 59 | 111 | $2.8 m |
| Dale County | 58 | 118 | $2.3 m |
| Holmes County | 40 | 106 | $1.3 m |
The largest single source of arrivals is Geneva County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Geneva County
What the Geneva County economy runs on
- County GDP, 2024$827.5 m
- County GDP, 2023$793.6 m
- GDP change, 2023 to 20244.3 percent
- GDP change over five years38.4 percent
- Rank by GDP among Alabama counties46th
- Rank by GDP among US county-equivalents2005th
- GDP per resident$30,775
Output grew 4.3 percent in the latest year and 38.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Geneva County
Who employs people in Geneva County
- Covered employment, annual average5,471
- Establishments reporting605
- Average annual pay$42,591
- Average weekly wage$819
- Sector 44-45, employment856
- Sector 44-45, average annual pay$30,224
- Sector 31-33, employment807
- Sector 31-33, average annual pay$45,072
- Sector 42, employment317
- Sector 42, average annual pay$69,353
- Sector 56, employment228
- Sector 56, average annual pay$29,489
- Sector 23, employment209
- Sector 52, employment197
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 856 | 85 | $30,224 |
| Sector 31-33 | 807 | 25 | $45,072 |
| Sector 42 | 317 | 22 | $69,353 |
| Sector 56 | 228 | 26 | $29,489 |
| Sector 23 | 209 | 65 | $44,932 |
| Sector 52 | 197 | 39 | $55,607 |
| Sector 53 | 36 | 13 | $39,100 |
The largest sector is the biggest private employer group at 856 jobs, 15.6 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Geneva County
What businesses operate in Geneva County
- Establishments, all industries424
- Employment at those establishments4,098
- Annual payroll$151.1 m
- Establishments per 1,000 residents15.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Geneva County
What is being built in Geneva County
- Housing units authorised by permit, 202426
- Declared construction value permitted$3.8 m
- Single family units authorised22
- Multifamily units authorised4
- Multifamily share of units15.4 percent
- Average declared value per unit$144,692
- Units authorised per 1,000 households2.4
Multifamily is 15.4 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Geneva County
How much SBA lending happens in Geneva County
- 7(a) approvals recorded14
- 7(a) gross approval dollars$2.7 m
- Average 7(a) approval$190,379
- Median 7(a) approval$150,000
- 10th percentile approval$30,000
- 90th percentile approval$400,000
- Largest single approval$676,000
- Jobs reported supported, 7(a)91
- Jobs per approval6.5
- Distinct 7(a) lenders active6
- Distinct industries receiving approvals11
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer14.3 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter12
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countRoofing Contractors (2)
- Most active lenderFriend Bank (8)
- 504 approvals recorded3
- 504 gross approval dollars$786,000
- Average 504 approval$262,000
- Median 504 approval$287,000
- Distinct CDCs active1
- 504 jobs per approval4.3
- 504 jobs per million dollars approved16.5
- Most active CDCSouthern Development Council (3)
- 7(a) share of SBA approvals82.4 percent
- Combined SBA approval dollars$3.5 m
The average approval of $190,379 sits close to the median of $150,000, so lending here is fairly evenly sized rather than driven by a few large deals. Only 14.3 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Geneva County
Do SBA loans in Geneva County get paid back
- Loans with a final outcome recorded5
- Paid in full5
- Charged off0
- Status: Paid in full5
- Status: Cancelled1
- Status: Exempt from disclosure8
Too few loans have reached a final outcome to publish a charge off rate. only 5 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Geneva County
Which parts of Geneva County get the lending
- Places in the county with recorded lending4
- SLOCOMB, approvals6
- GENEVA, approvals4
- DOTHAN, approvals2
- HARTFORD, approvals2
| Place | Approvals | Gross approval dollars |
|---|---|---|
| SLOCOMB | 6 | $1,080,800 |
| GENEVA | 4 | $1,276,000 |
| DOTHAN | 2 | $55,000 |
| HARTFORD | 2 | $253,500 |
SLOCOMB accounts for 6 approvals against 4 in GENEVA. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Geneva County
How big is Geneva County
- Land area574 sq mi
- Rank by land area among Alabama counties60th of 67
- Width, east to west41.9 mi
- Height, north to south14.3 mi
- Geographies sharing a boundary4
- Residents per square mile of land47
- Establishments per square mile0.74
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Geneva County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Geneva County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population26,887
- Households10,647
- Average household size2.53
- Median household income$52,771
- Median age43.7
Common questions
Geneva County questions, answered from the record.
How many people live in Geneva County, Alabama?
26,887, in 10,647 households, ranking 39th of 67 Alabama counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Geneva County growing?
The population has grown 2.24 percent since the 2020 census base. In 2024 there were 302 births against 423 deaths, with net migration of 329. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Geneva County?
$52,771. The median owner-occupied home is valued at $130,700, which is 2.5 times income, and median gross rent is $784 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Geneva County?
424 establishments, employing 4,098 people with an annual payroll of $151.1 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Geneva County?
Average annual pay is $42,591, or $819 a week, across 5,471 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Geneva County?
14 7(a) approvals totalling $2.7 m since FY2020, across 6 lenders, with a median approval of $150,000, plus 3 504 approvals worth $786,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Geneva County?
26 housing units were authorised by permit in 2024, with a declared construction value of $3.8 m. Multifamily was 15.4 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Geneva County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Geneva County come from?
The largest single origin is Geneva County Non-migrants, with 8,284 households. Arriving households report an average income of $43,813 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Geneva County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Geneva County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.