Lauderdale County, Alabama: commercial real estate data.
Lauderdale County, Alabama has a population of 95,830 across 668 square miles, up 4.2 percent since the 2020 census base. County output reached $3.93 bn in 2024, 2,053 establishments operate here, and the SBA record carries 25 7(a) approvals worth $18.9 m.
119 sourced county values · tier FULL · 11 sections
Lauderdale County
How many people live in Lauderdale County
- Population95,830
- Households39,258
- Average household size2.44
- Median household income$62,649
- Median age40.8
- Median gross rent$838 per month
- Median owner-occupied home value$200,300
- Home value to household income3.2 times
- Annual rent as a share of median income16.1 percent
- Adults 25 and over with a bachelor degree or higher29.8 percent
- Adults 25 and over with a graduate degree11.2 percent
- Adults 25 and over65,584
- Population under 1818,584
- Share under 1819.4 percent
- Population 65 and over19,645
- Share 65 and over20.5 percent
- Working age population, 18 to 6457,601
- Civilian labor force46,678
- Unemployment rate4.1 percent
- Labor force participation, adults 18 and over60.4 percent
- Rank by population among Alabama counties15th of 67
- Rank by population among US county-equivalents644th
Lauderdale County is the 15th largest of 67 Alabama counties by population. A median home costs 3.2 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 20.5 percent against 19.4 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Lauderdale County
Is Lauderdale County growing
- Population change since the 2020 census base4.21 percent
- Census 2020 base population93,560
- Births, 2024942
- Deaths, 20241,177
- Natural change, 2024-235
- Net domestic migration, 2024720
- Net international migration, 2024150
- Total net migration, 2024870
- Cumulative net domestic migration, 2021 to 20244,403
- Rank by growth among US county-equivalents650th
The county has grown 4.21 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Lauderdale County
Where people moving to Lauderdale County come from
- Tax returns filed by households arriving2,137
- People arriving, from those returns4,019
- Adjusted gross income arriving$131.1 m
- Net adjusted gross income movement$0
- Average income of an arriving household$61,335
- Largest single originLauderdale County Non-migrants (31,599 households)
- Largest single destination (31,599 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Lauderdale County Non-migrants | 31,599 | 64,751 | $2.46 bn |
| Other flows - Different State | 837 | 1,604 | $66.7 m |
| Other flows - South | 513 | 996 | $41.5 m |
| Colbert County | 459 | 869 | $18.9 m |
| Other flows - Same State | 186 | 337 | $8.2 m |
| Other flows - West | 141 | 270 | $9.7 m |
| Other flows - Midwest | 135 | 247 | $11.7 m |
| Limestone County | 134 | 268 | $7.7 m |
The largest single source of arrivals is Lauderdale County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Lauderdale County
What the Lauderdale County economy runs on
- County GDP, 2024$3.93 bn
- County GDP, 2023$3.70 bn
- GDP change, 2023 to 20246.1 percent
- GDP change over five years38.4 percent
- Rank by GDP among Alabama counties17th
- Rank by GDP among US county-equivalents816th
- GDP per resident$40,995
Output grew 6.1 percent in the latest year and 38.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Lauderdale County
Who employs people in Lauderdale County
- Covered employment, annual average30,845
- Establishments reporting2,558
- Average annual pay$46,767
- Average weekly wage$899
- Sector 62, employment4,964
- Sector 62, average annual pay$56,462
- Sector 44-45, employment4,946
- Sector 44-45, average annual pay$31,722
- Sector 72, employment4,384
- Sector 72, average annual pay$21,207
- Sector 31-33, employment2,365
- Sector 31-33, average annual pay$53,557
- Sector 23, employment1,842
- Sector 42, employment1,275
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 4,964 | 409 | $56,462 |
| Sector 44-45 | 4,946 | 403 | $31,722 |
| Sector 72 | 4,384 | 240 | $21,207 |
| Sector 31-33 | 2,365 | 108 | $53,557 |
| Sector 23 | 1,842 | 190 | $71,685 |
| Sector 42 | 1,275 | 105 | $67,686 |
| Sector 56 | 1,064 | 107 | $38,155 |
| Sector 52 | 952 | 188 | $72,306 |
The largest sector is the biggest private employer group at 4,964 jobs, 16.1 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Lauderdale County
What businesses operate in Lauderdale County
- Establishments, all industries2,053
- Employment at those establishments27,193
- Annual payroll$1.10 bn
- Establishments per 1,000 residents21.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Lauderdale County
What is being built in Lauderdale County
- Housing units authorised by permit, 2024167
- Declared construction value permitted$28.4 m
- Single family units authorised95
- Multifamily units authorised72
- Multifamily share of units43.1 percent
- Average declared value per unit$169,832
- Units authorised per 1,000 households4.3
Multifamily is 43.1 percent of units authorised, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Lauderdale County
How much SBA lending happens in Lauderdale County
- 7(a) approvals recorded25
- 7(a) gross approval dollars$18.9 m
- Average 7(a) approval$756,180
- Median 7(a) approval$290,000
- 10th percentile approval$77,700
- 90th percentile approval$1,215,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)511
- Jobs per approval20.4
- Distinct 7(a) lenders active18
- Distinct industries receiving approvals21
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer8.0 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter21
- Franchise loans5
- Franchise share of approvals20.0 percent
- Leading industry by approval countOffices of Physicians (except Mental Health Specialists) (3)
- Most active lenderNewtek Bank, National Association (4)
- 504 approvals recorded9
- 504 gross approval dollars$5.2 m
- Average 504 approval$580,111
- Median 504 approval$522,000
- Distinct CDCs active4
- 504 jobs per approval14.4
- 504 jobs per million dollars approved24.9
- Most active CDCFlorida Business Development Corporation (4)
- 7(a) share of SBA approvals73.5 percent
- Combined SBA approval dollars$24.1 m
The average approval of $756,180 sits well above the median of $290,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 8.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lauderdale County
Do SBA loans in Lauderdale County get paid back
- Loans with a final outcome recorded2
- Paid in full2
- Charged off0
- Status: Paid in full2
- Status: Exempt from disclosure18
- Status: Committed, not yet disbursed2
- Status: Cancelled3
Too few loans have reached a final outcome to publish a charge off rate. only 2 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lauderdale County
Which parts of Lauderdale County get the lending
- Places in the county with recorded lending4
- FLORENCE, approvals20
- ROGERSVILLE, approvals2
- Killen, approvals2
- LEXINGTON, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| FLORENCE | 20 | $16,951,800 |
| ROGERSVILLE | 2 | $862,700 |
| Killen | 2 | $400,000 |
| LEXINGTON | 1 | $690,000 |
FLORENCE accounts for 20 approvals against 2 in ROGERSVILLE. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lauderdale County
How big is Lauderdale County
- Land area668 sq mi
- Rank by land area among Alabama counties35th of 67
- Width, east to west56.1 mi
- Height, north to south18.4 mi
- Geographies sharing a boundary3
- Residents per square mile of land143
- Establishments per square mile3.07
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Lauderdale County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Lauderdale County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population95,830
- Households39,258
- Average household size2.44
- Median household income$62,649
- Median age40.8
Common questions
Lauderdale County questions, answered from the record.
How many people live in Lauderdale County, Alabama?
95,830, in 39,258 households, ranking 15th of 67 Alabama counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Lauderdale County growing?
The population has grown 4.21 percent since the 2020 census base. In 2024 there were 942 births against 1,177 deaths, with net migration of 870. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Lauderdale County?
$62,649. The median owner-occupied home is valued at $200,300, which is 3.2 times income, and median gross rent is $838 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Lauderdale County?
2,053 establishments, employing 27,193 people with an annual payroll of $1.10 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Lauderdale County?
Average annual pay is $46,767, or $899 a week, across 30,845 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Lauderdale County?
25 7(a) approvals totalling $18.9 m since FY2020, across 18 lenders, with a median approval of $290,000, plus 9 504 approvals worth $5.2 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Lauderdale County?
167 housing units were authorised by permit in 2024, with a declared construction value of $28.4 m. Multifamily was 43.1 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Lauderdale County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Lauderdale County come from?
The largest single origin is Lauderdale County Non-migrants, with 31,599 households. Arriving households report an average income of $61,335 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Lauderdale County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Lauderdale County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.