Lawrence County, Alabama: commercial real estate data.
Lawrence County, Alabama has a population of 33,276 across 691 square miles, up 1.5 percent since the 2020 census base. County output reached $864.5 m in 2024, 408 establishments operate here, and the SBA record carries 5 7(a) approvals worth $5.6 m.
115 sourced county values · tier FULL · 11 sections
Lawrence County
How many people live in Lawrence County
- Population33,276
- Households13,627
- Average household size2.44
- Median household income$66,071
- Median age42.3
- Median gross rent$753 per month
- Median owner-occupied home value$172,300
- Home value to household income2.6 times
- Annual rent as a share of median income13.7 percent
- Adults 25 and over with a bachelor degree or higher15.2 percent
- Adults 25 and over with a graduate degree5.2 percent
- Adults 25 and over23,444
- Population under 187,240
- Share under 1821.8 percent
- Population 65 and over6,336
- Share 65 and over19.0 percent
- Working age population, 18 to 6419,700
- Civilian labor force15,268
- Unemployment rate2.0 percent
- Labor force participation, adults 18 and over58.6 percent
- Rank by population among Alabama counties35th of 67
- Rank by population among US county-equivalents1387th
Lawrence County is the 35th largest of 67 Alabama counties by population. A median home costs 2.6 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 21.8 percent against 19.0 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Lawrence County
Is Lawrence County growing
- Population change since the 2020 census base1.54 percent
- Census 2020 base population33,058
- Births, 2024363
- Deaths, 2024528
- Natural change, 2024-165
- Net domestic migration, 2024207
- Net international migration, 202418
- Total net migration, 2024225
- Cumulative net domestic migration, 2021 to 20241,090
- Rank by growth among US county-equivalents1313th
The county has grown 1.54 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Lawrence County
Where people moving to Lawrence County come from
- Tax returns filed by households arriving729
- People arriving, from those returns1,425
- Adjusted gross income arriving$36.6 m
- Net adjusted gross income movement$0
- Average income of an arriving household$50,158
- Largest single originLawrence County Non-migrants (11,151 households)
- Largest single destination (11,151 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Lawrence County Non-migrants | 11,151 | 23,774 | $662.7 m |
| Morgan County | 305 | 611 | $14.8 m |
| Other flows - Different State | 164 | 333 | $9.5 m |
| Other flows - South | 101 | 210 | $5.5 m |
| Other flows - Same State | 91 | 155 | $4.5 m |
| Colbert County | 42 | 87 | $1.7 m |
| Lauderdale County | 40 | 67 | $1.8 m |
| Madison County | 36 | 69 | $1.9 m |
The largest single source of arrivals is Lawrence County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Lawrence County
What the Lawrence County economy runs on
- County GDP, 2024$864.5 m
- County GDP, 2023$899.9 m
- GDP change, 2023 to 2024-3.9 percent
- GDP change over five years41.5 percent
- Rank by GDP among Alabama counties44th
- Rank by GDP among US county-equivalents1965th
- GDP per resident$25,981
Output grew -3.9 percent in the latest year and 41.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Lawrence County
Who employs people in Lawrence County
- Covered employment, annual average6,054
- Establishments reporting572
- Average annual pay$51,594
- Average weekly wage$992
- Sector 44-45, employment850
- Sector 44-45, average annual pay$31,327
- Sector 31-33, employment644
- Sector 31-33, average annual pay$64,847
- Sector 56, employment483
- Sector 56, average annual pay$86,867
- Sector 23, employment469
- Sector 23, average annual pay$70,165
- Sector 52, employment313
- Sector 42, employment138
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 850 | 92 | $31,327 |
| Sector 31-33 | 644 | 28 | $64,847 |
| Sector 56 | 483 | 20 | $86,867 |
| Sector 23 | 469 | 50 | $70,165 |
| Sector 52 | 313 | 22 | $67,910 |
| Sector 42 | 138 | 21 | $61,204 |
| Sector 22 | 136 | 3 | $109,820 |
| Sector 48-49 | 93 | 16 | $52,743 |
The largest sector is the biggest private employer group at 850 jobs, 14.0 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Lawrence County
What businesses operate in Lawrence County
- Establishments, all industries408
- Employment at those establishments3,567
- Annual payroll$160.1 m
- Establishments per 1,000 residents12.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Lawrence County
What is being built in Lawrence County
- Housing units authorised by permit, 20245
- Declared construction value permitted$1.4 m
- Single family units authorised5
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$287,588
- Units authorised per 1,000 households0.4
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Lawrence County
How much SBA lending happens in Lawrence County
- 7(a) approvals recorded5
- 7(a) gross approval dollars$5.6 m
- Average 7(a) approval$1,115,760
- Median 7(a) approval$544,000
- 10th percentile approval$115,000
- 90th percentile approval$3,950,000
- Largest single approval$3,950,000
- Jobs reported supported, 7(a)15
- Jobs per approval3.0
- Distinct 7(a) lenders active4
- Distinct industries receiving approvals4
- Median 7(a) term162 months
- Share of loans on real estate terms, 240 months or longer20.0 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter1
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countBroilers and Other Meat Type Chicken Production (2)
- Most active lenderBankPlus (2)
- 504 approvals recorded2
- 504 gross approval dollars$938,000
- Average 504 approval$469,000
- Median 504 approval$689,000
- Distinct CDCs active2
- 504 jobs per approval6.0
- 504 jobs per million dollars approved12.8
- Most active CDCBirmingham Citywide Local Development Company (1)
- 7(a) share of SBA approvals71.4 percent
- Combined SBA approval dollars$6.5 m
The average approval of $1,115,760 sits well above the median of $544,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 20.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lawrence County
Do SBA loans in Lawrence County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Exempt from disclosure4
- Status: Paid in full1
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lawrence County
Which parts of Lawrence County get the lending
- Places in the county with recorded lending2
- TRINITY, approvals3
- TOWN CREEK, approvals2
| Place | Approvals | Gross approval dollars |
|---|---|---|
| TRINITY | 3 | $4,394,800 |
| TOWN CREEK | 2 | $1,184,000 |
TRINITY accounts for 3 approvals against 2 in TOWN CREEK. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lawrence County
How big is Lawrence County
- Land area691 sq mi
- Rank by land area among Alabama counties32nd of 67
- Width, east to west24.2 mi
- Height, north to south34.6 mi
- Geographies sharing a boundary7
- Residents per square mile of land48
- Establishments per square mile0.59
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Lawrence County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Lawrence County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population33,276
- Households13,627
- Average household size2.44
- Median household income$66,071
- Median age42.3
Common questions
Lawrence County questions, answered from the record.
How many people live in Lawrence County, Alabama?
33,276, in 13,627 households, ranking 35th of 67 Alabama counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Lawrence County growing?
The population has grown 1.54 percent since the 2020 census base. In 2024 there were 363 births against 528 deaths, with net migration of 225. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Lawrence County?
$66,071. The median owner-occupied home is valued at $172,300, which is 2.6 times income, and median gross rent is $753 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Lawrence County?
408 establishments, employing 3,567 people with an annual payroll of $160.1 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Lawrence County?
Average annual pay is $51,594, or $992 a week, across 6,054 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Lawrence County?
5 7(a) approvals totalling $5.6 m since FY2020, across 4 lenders, with a median approval of $544,000, plus 2 504 approvals worth $938,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Lawrence County?
5 housing units were authorised by permit in 2024, with a declared construction value of $1.4 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Lawrence County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Lawrence County come from?
The largest single origin is Lawrence County Non-migrants, with 11,151 households. Arriving households report an average income of $50,158 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Lawrence County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Lawrence County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.