Mobile County, Alabama: commercial real estate data.
Mobile County, Alabama has a population of 412,590 across 1,229 square miles, down 0.6 percent since the 2020 census base. County output reached $30.12 bn in 2024, 8,960 establishments operate here, and the SBA record carries 260 7(a) approvals worth $159.2 m.
123 sourced county values · tier FULL · 11 sections
Mobile County
How many people live in Mobile County
- Population412,590
- Households161,665
- Average household size2.55
- Median household income$58,880
- Median age38.5
- Median gross rent$1,052 per month
- Median owner-occupied home value$190,700
- Home value to household income3.2 times
- Annual rent as a share of median income21.4 percent
- Adults 25 and over with a bachelor degree or higher26.0 percent
- Adults 25 and over with a graduate degree9.2 percent
- Adults 25 and over280,484
- Population under 1896,039
- Share under 1823.3 percent
- Population 65 and over71,563
- Share 65 and over17.3 percent
- Working age population, 18 to 64244,988
- Civilian labor force190,406
- Unemployment rate5.3 percent
- Labor force participation, adults 18 and over60.2 percent
- Rank by population among Alabama counties2nd of 67
- Rank by population among US county-equivalents180th
Mobile County is the 2nd largest of 67 Alabama counties by population. A median home costs 3.2 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 23.3 percent against 17.3 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Mobile County
Is Mobile County growing
- Population change since the 2020 census base-0.60 percent
- Census 2020 base population414,810
- Births, 20244,981
- Deaths, 20244,626
- Natural change, 2024355
- Net domestic migration, 2024-516
- Net international migration, 2024762
- Total net migration, 2024246
- Cumulative net domestic migration, 2021 to 2024-3,716
- Rank by growth among US county-equivalents2055th
The county has lost 0.60 percent of its population since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Mobile County
Where people moving to Mobile County come from
- Tax returns filed by households arriving5,826
- People arriving, from those returns10,370
- Adjusted gross income arriving$315.4 m
- Net adjusted gross income movement$0
- Average income of an arriving household$54,134
- Largest single originMobile County Non-migrants (140,155 households)
- Largest single destination (140,155 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Mobile County Non-migrants | 140,155 | 285,270 | $10.06 bn |
| Other flows - Different State | 2,518 | 4,618 | $150.2 m |
| Other flows - South | 1,446 | 2,646 | $85.1 m |
| Baldwin County | 800 | 1,401 | $45.9 m |
| Other flows - Midwest | 439 | 780 | $26.4 m |
| Other flows - West | 434 | 821 | $27.7 m |
| Other flows - Same State | 338 | 580 | $13.9 m |
| Jackson County | 232 | 404 | $10.4 m |
The largest single source of arrivals is Mobile County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Mobile County
What the Mobile County economy runs on
- County GDP, 2024$30.12 bn
- County GDP, 2023$28.71 bn
- GDP change, 2023 to 20244.9 percent
- GDP change over five years39.9 percent
- Rank by GDP among Alabama counties3rd
- Rank by GDP among US county-equivalents195th
- GDP per resident$73,009
Output grew 4.9 percent in the latest year and 39.9 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Mobile County
Who employs people in Mobile County
- Covered employment, annual average175,327
- Establishments reporting12,216
- Average annual pay$61,700
- Average weekly wage$1,187
- Sector 62, employment24,762
- Sector 62, average annual pay$62,362
- Sector 44-45, employment19,509
- Sector 44-45, average annual pay$38,417
- Sector 31-33, employment17,741
- Sector 31-33, average annual pay$89,396
- Sector 72, employment15,918
- Sector 72, average annual pay$22,954
- Sector 23, employment12,792
- Sector 56, employment10,076
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 24,762 | 1,844 | $62,362 |
| Sector 44-45 | 19,509 | 1,619 | $38,417 |
| Sector 31-33 | 17,741 | 487 | $89,396 |
| Sector 72 | 15,918 | 915 | $22,954 |
| Sector 23 | 12,792 | 1,006 | $73,391 |
| Sector 56 | 10,076 | 703 | $43,891 |
| Sector 48-49 | 9,930 | 490 | $54,982 |
| Sector 54 | 8,111 | 1,303 | $85,236 |
The largest sector is the biggest private employer group at 24,762 jobs, 14.1 percent of covered employment. Average pay per job exceeds median household income, which usually means single earner households and a wage base that can carry rent.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Mobile County
What businesses operate in Mobile County
- Establishments, all industries8,960
- Employment at those establishments157,810
- Annual payroll$8.58 bn
- Establishments per 1,000 residents21.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Mobile County
What is being built in Mobile County
- Housing units authorised by permit, 20241,715
- Declared construction value permitted$414.4 m
- Single family units authorised1,377
- Multifamily units authorised338
- Multifamily share of units19.7 percent
- Average declared value per unit$241,607
- Units authorised per 1,000 households10.6
Multifamily is 19.7 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Mobile County
How much SBA lending happens in Mobile County
- 7(a) approvals recorded260
- 7(a) gross approval dollars$159.2 m
- Average 7(a) approval$612,410
- Median 7(a) approval$230,900
- 10th percentile approval$20,000
- 90th percentile approval$1,783,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)2,581
- Jobs per approval9.9
- Distinct 7(a) lenders active67
- Distinct industries receiving approvals129
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer20.4 percent
- Loans on real estate terms53
- Loans on working capital terms, 120 months or shorter188
- Franchise loans45
- Franchise share of approvals17.3 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (16)
- Most active lenderWells Fargo Bank National Association (28)
- 504 approvals recorded87
- 504 gross approval dollars$70.2 m
- Average 504 approval$807,230
- Median 504 approval$363,000
- Distinct CDCs active5
- 504 jobs per approval10.8
- 504 jobs per million dollars approved13.4
- Most active CDCSouthern Development Council (40)
- 7(a) share of SBA approvals74.9 percent
- Combined SBA approval dollars$229.5 m
The average approval of $612,410 sits well above the median of $230,900, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 20.4 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Mobile County
Do SBA loans in Mobile County get paid back
- Loans with a final outcome recorded36
- Paid in full32
- Charged off4
- Charge off rate on resolved loans11.1 percent
- Status: Exempt from disclosure176
- Status: Charged off4
- Status: Paid in full32
- Status: Cancelled34
- Status: Committed, not yet disbursed14
Of the 36 loans that have reached a final outcome, 11.1 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Mobile County
Which parts of Mobile County get the lending
- Places in the county with recorded lending16
- MOBILE, approvals200
- Theodore, approvals19
- SEMMES, approvals11
- SARALAND, approvals5
- BAYOU LA BATRE, approvals5
- SATSUMA, approvals5
| Place | Approvals | Gross approval dollars |
|---|---|---|
| MOBILE | 200 | $123,080,600 |
| Theodore | 19 | $11,965,500 |
| SEMMES | 11 | $4,697,300 |
| SARALAND | 5 | $5,181,900 |
| BAYOU LA BATRE | 5 | $3,723,700 |
| SATSUMA | 5 | $4,122,700 |
| CHUNCHULA | 3 | $162,000 |
| IRVINGTON | 2 | $315,000 |
MOBILE accounts for 200 approvals against 19 in Theodore. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Mobile County
How big is Mobile County
- Land area1,229 sq mi
- Rank by land area among Alabama counties4th of 67
- Width, east to west29.3 mi
- Height, north to south64.5 mi
- Geographies sharing a boundary2
- Residents per square mile of land336
- Establishments per square mile7.29
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Mobile County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Mobile County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population412,590
- Households161,665
- Average household size2.55
- Median household income$58,880
- Median age38.5
Common questions
Mobile County questions, answered from the record.
How many people live in Mobile County, Alabama?
412,590, in 161,665 households, ranking 2nd of 67 Alabama counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Mobile County growing?
The population has fallen 0.60 percent since the 2020 census base. In 2024 there were 4,981 births against 4,626 deaths, with net migration of 246. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Mobile County?
$58,880. The median owner-occupied home is valued at $190,700, which is 3.2 times income, and median gross rent is $1,052 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Mobile County?
8,960 establishments, employing 157,810 people with an annual payroll of $8.58 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Mobile County?
Average annual pay is $61,700, or $1,187 a week, across 175,327 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Mobile County?
260 7(a) approvals totalling $159.2 m since FY2020, across 67 lenders, with a median approval of $230,900, plus 87 504 approvals worth $70.2 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Mobile County get paid back?
Of the 36 loans that have reached a final outcome, 32 were paid in full and 4 charged off, a charge off rate of 11.1 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Mobile County?
1,715 housing units were authorised by permit in 2024, with a declared construction value of $414.4 m. Multifamily was 19.7 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Mobile County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Mobile County come from?
The largest single origin is Mobile County Non-migrants, with 140,155 households. Arriving households report an average income of $54,134 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Mobile County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Mobile County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.