Sumter County, Alabama: commercial real estate data.
Sumter County, Alabama has a population of 11,878 across 904 square miles, down 6.0 percent since the 2020 census base. County output reached $451.4 m in 2024, 204 establishments operate here, and the SBA record carries 9 7(a) approvals worth $2.4 m.
109 sourced county values · tier FULL · 11 sections
Sumter County
How many people live in Sumter County
- Population11,878
- Households4,823
- Average household size2.46
- Median household income$33,310
- Median age35.7
- Median gross rent$775 per month
- Median owner-occupied home value$82,600
- Home value to household income2.5 times
- Annual rent as a share of median income27.9 percent
- Adults 25 and over with a bachelor degree or higher19.0 percent
- Adults 25 and over with a graduate degree9.5 percent
- Adults 25 and over6,991
- Population under 182,293
- Share under 1819.3 percent
- Population 65 and over2,354
- Share 65 and over19.8 percent
- Working age population, 18 to 647,231
- Civilian labor force4,425
- Unemployment rate12.1 percent
- Labor force participation, adults 18 and over46.2 percent
- Rank by population among Alabama counties60th of 67
- Rank by population among US county-equivalents2360th
Sumter County is the 60th largest of 67 Alabama counties by population. A median home costs 2.5 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 19.8 percent against 19.3 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Sumter County
Is Sumter County growing
- Population change since the 2020 census base-5.96 percent
- Census 2020 base population12,343
- Births, 202488
- Deaths, 2024146
- Natural change, 2024-58
- Net domestic migration, 2024-89
- Net international migration, 202418
- Total net migration, 2024-71
- Cumulative net domestic migration, 2021 to 2024-469
- Rank by growth among US county-equivalents3043rd
The county has lost 5.96 percent of its population since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Sumter County
Where people moving to Sumter County come from
- Tax returns filed by households arriving157
- People arriving, from those returns298
- Adjusted gross income arriving$6.9 m
- Net adjusted gross income movement$0
- Average income of an arriving household$44,038
- Largest single originSumter County Non-migrants (3,698 households)
- Largest single destination (3,698 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Sumter County Non-migrants | 3,698 | 7,258 | $164.4 m |
| Other flows - Same State | 65 | 122 | $2.6 m |
| Other flows - Different State | 61 | 115 | $2.8 m |
| Other flows - South | 61 | 115 | $2.8 m |
| Tuscaloosa County | 31 | 61 | $1.4 m |
The largest single source of arrivals is Sumter County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Sumter County
What the Sumter County economy runs on
- County GDP, 2024$451.4 m
- County GDP, 2023$417.7 m
- GDP change, 2023 to 20248.1 percent
- GDP change over five years31.7 percent
- Rank by GDP among Alabama counties62nd
- Rank by GDP among US county-equivalents2467th
- GDP per resident$38,003
Output grew 8.1 percent in the latest year and 31.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Sumter County
Who employs people in Sumter County
- Covered employment, annual average2,849
- Establishments reporting294
- Average annual pay$47,332
- Average weekly wage$910
- Sector 31-33, employment346
- Sector 31-33, average annual pay$61,869
- Sector 72, employment254
- Sector 72, average annual pay$20,329
- Sector 44-45, employment231
- Sector 44-45, average annual pay$23,577
- Sector 56, employment207
- Sector 56, average annual pay$62,851
- Sector 52, employment54
- Sector 11, employment51
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 346 | 10 | $61,869 |
| Sector 72 | 254 | 23 | $20,329 |
| Sector 44-45 | 231 | 50 | $23,577 |
| Sector 56 | 207 | 7 | $62,851 |
| Sector 52 | 54 | 12 | $39,027 |
| Sector 11 | 51 | 9 | $46,803 |
| Sector 23 | 32 | 15 | $70,024 |
| Sector 81 | 28 | 10 | $41,683 |
The largest sector is the biggest private employer group at 346 jobs, 12.1 percent of covered employment. Average pay per job exceeds median household income, which usually means single earner households and a wage base that can carry rent.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Sumter County
What businesses operate in Sumter County
- Establishments, all industries204
- Employment at those establishments2,597
- Annual payroll$110.6 m
- Establishments per 1,000 residents17.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Sumter County
What is being built in Sumter County
- Housing units authorised by permit, 20245
- Declared construction value permitted$1.5 m
- Single family units authorised5
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$302,641
- Units authorised per 1,000 households1.0
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Sumter County
How much SBA lending happens in Sumter County
- 7(a) approvals recorded9
- 7(a) gross approval dollars$2.4 m
- Average 7(a) approval$263,956
- Median 7(a) approval$349,900
- 10th percentile approval$25,000
- 90th percentile approval$380,300
- Largest single approval$380,300
- Jobs reported supported, 7(a)121
- Jobs per approval13.4
- Distinct 7(a) lenders active4
- Distinct industries receiving approvals4
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter9
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countGeneral Freight Trucking, Local (5)
- Most active lenderTrustmark Bank (4)
The average approval of $263,956 sits close to the median of $349,900, so lending here is fairly evenly sized rather than driven by a few large deals. Only 0.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sumter County
Do SBA loans in Sumter County get paid back
- Loans with a final outcome recorded3
- Paid in full1
- Charged off2
- Status: Paid in full1
- Status: Charged off2
- Status: Cancelled3
- Status: Exempt from disclosure3
Too few loans have reached a final outcome to publish a charge off rate. only 3 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sumter County
Which parts of Sumter County get the lending
- Places in the county with recorded lending4
- York, approvals6
- EMELLE, approvals1
- LIVINGSTON, approvals1
- Epes, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| York | 6 | $1,591,000 |
| EMELLE | 1 | $349,900 |
| LIVINGSTON | 1 | $150,000 |
| Epes | 1 | $284,700 |
York accounts for 6 approvals against 1 in EMELLE. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sumter County
How big is Sumter County
- Land area904 sq mi
- Rank by land area among Alabama counties14th of 67
- Width, east to west33.8 mi
- Height, north to south47.5 mi
- Geographies sharing a boundary4
- Residents per square mile of land13
- Establishments per square mile0.23
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Sumter County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Sumter County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population11,878
- Households4,823
- Average household size2.46
- Median household income$33,310
- Median age35.7
Common questions
Sumter County questions, answered from the record.
How many people live in Sumter County, Alabama?
11,878, in 4,823 households, ranking 60th of 67 Alabama counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Sumter County growing?
The population has fallen 5.96 percent since the 2020 census base. In 2024 there were 88 births against 146 deaths, with net migration of -71. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Sumter County?
$33,310. The median owner-occupied home is valued at $82,600, which is 2.5 times income, and median gross rent is $775 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Sumter County?
204 establishments, employing 2,597 people with an annual payroll of $110.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Sumter County?
Average annual pay is $47,332, or $910 a week, across 2,849 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Sumter County?
9 7(a) approvals totalling $2.4 m since FY2020, across 4 lenders, with a median approval of $349,900. These are approvals recorded in the release, not loans disbursed.
What is being built in Sumter County?
5 housing units were authorised by permit in 2024, with a declared construction value of $1.5 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Sumter County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Sumter County come from?
The largest single origin is Sumter County Non-migrants, with 3,698 households. Arriving households report an average income of $44,038 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Sumter County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Sumter County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.