Talladega County, Alabama: commercial real estate data.
Talladega County, Alabama has a population of 81,021 across 737 square miles, down 0.9 percent since the 2020 census base. County output reached $4.50 bn in 2024, 1,256 establishments operate here, and the SBA record carries 14 7(a) approvals worth $4.3 m.
118 sourced county values · tier FULL · 11 sections
Talladega County
How many people live in Talladega County
- Population81,021
- Households33,644
- Average household size2.41
- Median household income$57,776
- Median age42.0
- Median gross rent$785 per month
- Median owner-occupied home value$149,200
- Home value to household income2.6 times
- Annual rent as a share of median income16.3 percent
- Adults 25 and over with a bachelor degree or higher16.5 percent
- Adults 25 and over with a graduate degree7.8 percent
- Adults 25 and over58,163
- Population under 1816,707
- Share under 1820.6 percent
- Population 65 and over15,700
- Share 65 and over19.4 percent
- Working age population, 18 to 6448,614
- Civilian labor force34,507
- Unemployment rate6.8 percent
- Labor force participation, adults 18 and over53.7 percent
- Rank by population among Alabama counties19th of 67
- Rank by population among US county-equivalents718th
Talladega County is the 19th largest of 67 Alabama counties by population. A median home costs 2.6 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 20.6 percent against 19.4 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Talladega County
Is Talladega County growing
- Population change since the 2020 census base-0.95 percent
- Census 2020 base population82,153
- Births, 2024867
- Deaths, 20241,189
- Natural change, 2024-322
- Net domestic migration, 2024546
- Net international migration, 202468
- Total net migration, 2024614
- Cumulative net domestic migration, 2021 to 20241,161
- Rank by growth among US county-equivalents2171st
The county has lost 0.95 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Talladega County
Where people moving to Talladega County come from
- Tax returns filed by households arriving1,822
- People arriving, from those returns3,470
- Adjusted gross income arriving$93.0 m
- Net adjusted gross income movement$0
- Average income of an arriving household$51,020
- Largest single originTalladega County Non-migrants (26,514 households)
- Largest single destination (26,514 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Talladega County Non-migrants | 26,514 | 53,882 | $1.48 bn |
| Other flows - Different State | 486 | 928 | $26.8 m |
| Calhoun County | 378 | 749 | $17.0 m |
| Other flows - South | 333 | 606 | $17.7 m |
| St. Clair County | 207 | 430 | $11.3 m |
| Other flows - Same State | 197 | 345 | $8.7 m |
| Shelby County | 166 | 315 | $10.5 m |
| Jefferson County | 165 | 274 | $11.3 m |
The largest single source of arrivals is Talladega County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Talladega County
What the Talladega County economy runs on
- County GDP, 2024$4.50 bn
- County GDP, 2023$3.99 bn
- GDP change, 2023 to 202412.7 percent
- GDP change over five years42.4 percent
- Rank by GDP among Alabama counties14th
- Rank by GDP among US county-equivalents756th
- GDP per resident$55,496
Output grew 12.7 percent in the latest year and 42.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Talladega County
Who employs people in Talladega County
- Covered employment, annual average31,690
- Establishments reporting1,578
- Average annual pay$58,301
- Average weekly wage$1,121
- Sector 31-33, employment10,421
- Sector 31-33, average annual pay$78,776
- Sector 44-45, employment2,724
- Sector 44-45, average annual pay$30,748
- Sector 72, employment2,067
- Sector 72, average annual pay$21,338
- Sector 48-49, employment1,912
- Sector 48-49, average annual pay$58,253
- Sector 56, employment1,860
- Sector 23, employment1,091
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 10,421 | 107 | $78,776 |
| Sector 44-45 | 2,724 | 265 | $30,748 |
| Sector 72 | 2,067 | 146 | $21,338 |
| Sector 48-49 | 1,912 | 56 | $58,253 |
| Sector 56 | 1,860 | 62 | $41,442 |
| Sector 23 | 1,091 | 119 | $64,181 |
| Sector 42 | 777 | 65 | $79,941 |
| Sector 52 | 555 | 90 | $70,845 |
The largest sector is the biggest private employer group at 10,421 jobs, 32.9 percent of covered employment. Average pay per job exceeds median household income, which usually means single earner households and a wage base that can carry rent.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Talladega County
What businesses operate in Talladega County
- Establishments, all industries1,256
- Employment at those establishments28,466
- Annual payroll$1.46 bn
- Establishments per 1,000 residents15.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Talladega County
What is being built in Talladega County
- Housing units authorised by permit, 2024195
- Declared construction value permitted$37.9 m
- Single family units authorised181
- Multifamily units authorised14
- Multifamily share of units7.2 percent
- Average declared value per unit$194,276
- Units authorised per 1,000 households5.8
Multifamily is 7.2 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Talladega County
How much SBA lending happens in Talladega County
- 7(a) approvals recorded14
- 7(a) gross approval dollars$4.3 m
- Average 7(a) approval$308,100
- Median 7(a) approval$252,700
- 10th percentile approval$10,000
- 90th percentile approval$777,000
- Largest single approval$992,500
- Jobs reported supported, 7(a)144
- Jobs per approval10.3
- Distinct 7(a) lenders active10
- Distinct industries receiving approvals11
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer7.1 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter10
- Franchise loans1
- Franchise share of approvals7.1 percent
- Leading industry by approval countDrilling Oil and Gas Wells (2)
- Most active lenderCommunity Bank of Mississippi (2)
- 504 approvals recorded9
- 504 gross approval dollars$6.5 m
- Average 504 approval$717,000
- Median 504 approval$414,000
- Distinct CDCs active2
- 504 jobs per approval10.8
- 504 jobs per million dollars approved15.0
- Most active CDCBirmingham Citywide Local Development Company (6)
- 7(a) share of SBA approvals60.9 percent
- Combined SBA approval dollars$10.8 m
The average approval of $308,100 sits close to the median of $252,700, so lending here is fairly evenly sized rather than driven by a few large deals. Only 7.1 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Talladega County
Do SBA loans in Talladega County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure10
- Status: Cancelled3
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Talladega County
Which parts of Talladega County get the lending
- Places in the county with recorded lending4
- SYLACAUGA, approvals7
- Childersburg, approvals4
- MUNFORD, approvals2
- OXFORD, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| SYLACAUGA | 7 | $2,620,800 |
| Childersburg | 4 | $1,379,900 |
| MUNFORD | 2 | $262,700 |
| OXFORD | 1 | $50,000 |
SYLACAUGA accounts for 7 approvals against 4 in Childersburg. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Talladega County
How big is Talladega County
- Land area737 sq mi
- Rank by land area among Alabama counties26th of 67
- Width, east to west40.9 mi
- Height, north to south39.8 mi
- Geographies sharing a boundary6
- Residents per square mile of land110
- Establishments per square mile1.70
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Talladega County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Talladega County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population81,021
- Households33,644
- Average household size2.41
- Median household income$57,776
- Median age42.0
Common questions
Talladega County questions, answered from the record.
How many people live in Talladega County, Alabama?
81,021, in 33,644 households, ranking 19th of 67 Alabama counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Talladega County growing?
The population has fallen 0.95 percent since the 2020 census base. In 2024 there were 867 births against 1,189 deaths, with net migration of 614. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Talladega County?
$57,776. The median owner-occupied home is valued at $149,200, which is 2.6 times income, and median gross rent is $785 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Talladega County?
1,256 establishments, employing 28,466 people with an annual payroll of $1.46 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Talladega County?
Average annual pay is $58,301, or $1,121 a week, across 31,690 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Talladega County?
14 7(a) approvals totalling $4.3 m since FY2020, across 10 lenders, with a median approval of $252,700, plus 9 504 approvals worth $6.5 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Talladega County?
195 housing units were authorised by permit in 2024, with a declared construction value of $37.9 m. Multifamily was 7.2 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Talladega County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Talladega County come from?
The largest single origin is Talladega County Non-migrants, with 26,514 households. Arriving households report an average income of $51,020 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Talladega County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Talladega County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.