Yavapai County, Arizona: commercial real estate data.
Yavapai County, Arizona has a population of 245,480 across 8,123 square miles, up 6.7 percent since the 2020 census base. County output reached $12.14 bn in 2024, 6,559 establishments operate here, and the SBA record carries 287 7(a) approvals worth $196.3 m.
129 sourced county values · tier FULL · 12 sections
Yavapai County
How many people live in Yavapai County
- Population245,480
- Households111,157
- Average household size2.21
- Median household income$69,613
- Median age55.1
- Median gross rent$1,351 per month
- Median owner-occupied home value$425,200
- Home value to household income6.1 times
- Annual rent as a share of median income23.3 percent
- Adults 25 and over with a bachelor degree or higher30.3 percent
- Adults 25 and over with a graduate degree12.2 percent
- Adults 25 and over192,027
- Population under 1837,781
- Share under 1815.4 percent
- Population 65 and over83,800
- Share 65 and over34.1 percent
- Working age population, 18 to 64123,899
- Civilian labor force102,525
- Unemployment rate4.3 percent
- Labor force participation, adults 18 and over49.4 percent
- Rank by population among Arizona counties4th of 15
- Rank by population among US county-equivalents293rd
Yavapai County is the 4th largest of 15 Arizona counties by population. A median home costs 6.1 times median household income, which is a stretched ownership market and usually shows up as rental demand. Residents 65 and over outnumber those under 18, at 34.1 percent against 15.4 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Yavapai County
Is Yavapai County growing
- Population change since the 2020 census base6.69 percent
- Census 2020 base population236,211
- Births, 20241,812
- Deaths, 20243,479
- Natural change, 2024-1,667
- Net domestic migration, 20243,546
- Net international migration, 2024645
- Total net migration, 20244,191
- Cumulative net domestic migration, 2021 to 202421,404
- Rank by growth among US county-equivalents330th
The county has grown 6.69 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Yavapai County
Where people moving to Yavapai County come from
- Tax returns filed by households arriving9,610
- People arriving, from those returns16,586
- Adjusted gross income arriving$869.9 m
- Net adjusted gross income movement$0
- Average income of an arriving household$90,518
- Largest single originYavapai County Non-migrants (95,920 households)
- Largest single destination (95,920 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Yavapai County Non-migrants | 95,920 | 176,608 | $7.69 bn |
| Other flows - Different State | 2,699 | 4,557 | $260.1 m |
| Maricopa County | 2,558 | 4,428 | $221.9 m |
| Other flows - West | 988 | 1,728 | $89.8 m |
| Other flows - South | 771 | 1,349 | $70.0 m |
| Other flows - Midwest | 578 | 924 | $53.4 m |
| Los Angeles County | 455 | 752 | $48.4 m |
| Coconino County | 440 | 733 | $29.1 m |
The largest single source of arrivals is Yavapai County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Yavapai County
What the Yavapai County economy runs on
- County GDP, 2024$12.14 bn
- County GDP, 2023$11.19 bn
- GDP change, 2023 to 20248.4 percent
- GDP change over five years50.4 percent
- Rank by GDP among Arizona counties4th
- Rank by GDP among US county-equivalents382nd
- GDP per resident$49,443
Output grew 8.4 percent in the latest year and 50.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Yavapai County
Who employs people in Yavapai County
- Covered employment, annual average71,540
- Establishments reporting7,444
- Average annual pay$54,666
- Average weekly wage$1,051
- Sector 62, employment11,042
- Sector 62, average annual pay$59,377
- Sector 44-45, employment10,013
- Sector 44-45, average annual pay$39,012
- Sector 72, employment9,105
- Sector 72, average annual pay$30,183
- Sector 23, employment6,017
- Sector 23, average annual pay$59,113
- Sector 56, employment4,407
- Sector 31-33, employment3,630
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 11,042 | 815 | $59,377 |
| Sector 44-45 | 10,013 | 750 | $39,012 |
| Sector 72 | 9,105 | 590 | $30,183 |
| Sector 23 | 6,017 | 1,001 | $59,113 |
| Sector 56 | 4,407 | 396 | $49,079 |
| Sector 31-33 | 3,630 | 227 | $65,102 |
| Sector 81 | 2,252 | 484 | $43,738 |
| Sector 54 | 2,150 | 930 | $72,281 |
The largest sector is the biggest private employer group at 11,042 jobs, 15.4 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Yavapai County
What businesses operate in Yavapai County
- Establishments, all industries6,559
- Employment at those establishments68,562
- Annual payroll$3.41 bn
- Establishments per 1,000 residents26.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Yavapai County
What is being built in Yavapai County
- Housing units authorised by permit, 20242,068
- Declared construction value permitted$579.8 m
- Single family units authorised1,836
- Multifamily units authorised232
- Multifamily share of units11.2 percent
- Average declared value per unit$280,358
- Units authorised per 1,000 households18.6
Multifamily is 11.2 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Yavapai County
How much SBA lending happens in Yavapai County
- 7(a) approvals recorded287
- 7(a) gross approval dollars$196.3 m
- Average 7(a) approval$684,135
- Median 7(a) approval$350,000
- 10th percentile approval$50,000
- 90th percentile approval$1,631,100
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)3,149
- Jobs per approval11.0
- Distinct 7(a) lenders active69
- Distinct industries receiving approvals137
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer28.9 percent
- Loans on real estate terms83
- Loans on working capital terms, 120 months or shorter190
- Franchise loans20
- Franchise share of approvals7.0 percent
- Leading industry by approval countFull-Service Restaurants (19)
- Most active lenderZions Bank, A Division of (43)
- 504 approvals recorded101
- 504 gross approval dollars$66.8 m
- Average 504 approval$661,426
- Median 504 approval$496,000
- Distinct CDCs active3
- 504 jobs per approval8.0
- 504 jobs per million dollars approved12.1
- Most active CDCArizona Capital Source (57)
- 7(a) share of SBA approvals74.0 percent
- Combined SBA approval dollars$263.2 m
The average approval of $684,135 sits well above the median of $350,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 28.9 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Yavapai County
Do SBA loans in Yavapai County get paid back
- Loans with a final outcome recorded43
- Paid in full42
- Charged off1
- Charge off rate on resolved loans2.3 percent
- Status: Cancelled39
- Status: Exempt from disclosure194
- Status: Paid in full42
- Status: Charged off1
- Status: Committed, not yet disbursed11
Of the 43 loans that have reached a final outcome, 2.3 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Yavapai County
Which parts of Yavapai County get the lending
- Places in the county with recorded lending19
- PRESCOTT, approvals120
- PRESCOTT VALLEY, approvals45
- COTTONWOOD, approvals36
- SEDONA, approvals25
- Chino Valley, approvals20
- Camp Verde, approvals14
| Place | Approvals | Gross approval dollars |
|---|---|---|
| PRESCOTT | 120 | $72,589,000 |
| PRESCOTT VALLEY | 45 | $27,845,300 |
| COTTONWOOD | 36 | $19,921,300 |
| SEDONA | 25 | $37,494,900 |
| Chino Valley | 20 | $6,211,100 |
| Camp Verde | 14 | $12,881,900 |
| DEWEY | 5 | $7,684,500 |
| Cornville | 5 | $1,517,200 |
PRESCOTT accounts for 120 approvals against 45 in PRESCOTT VALLEY. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Yavapai County
How big is Yavapai County
- Land area8,123 sq mi
- Rank by land area among Arizona counties7th of 15
- Width, east to west105.6 mi
- Height, north to south113.9 mi
- Geographies sharing a boundary5
- Residents per square mile of land30
- Establishments per square mile0.81
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Yavapai County
What hazards affect Yavapai County
- EPA radon zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
- Communities in the NFIP Community Status Book12
- Of those, participating in the NFIP12
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 7
- Communities carrying a CRS class8
The EPA places the county in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The best Community Rating System class in the county is 7, which carries a flood insurance premium discount for properties in the participating community.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Yavapai County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Yavapai County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population245,480
- Households111,157
- Average household size2.21
- Median household income$69,613
- Median age55.1
Common questions
Yavapai County questions, answered from the record.
How many people live in Yavapai County, Arizona?
245,480, in 111,157 households, ranking 4th of 15 Arizona counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Yavapai County growing?
The population has grown 6.69 percent since the 2020 census base. In 2024 there were 1,812 births against 3,479 deaths, with net migration of 4,191. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Yavapai County?
$69,613. The median owner-occupied home is valued at $425,200, which is 6.1 times income, and median gross rent is $1,351 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Yavapai County?
6,559 establishments, employing 68,562 people with an annual payroll of $3.41 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Yavapai County?
Average annual pay is $54,666, or $1,051 a week, across 71,540 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Yavapai County?
287 7(a) approvals totalling $196.3 m since FY2020, across 69 lenders, with a median approval of $350,000, plus 101 504 approvals worth $66.8 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Yavapai County get paid back?
Of the 43 loans that have reached a final outcome, 42 were paid in full and 1 charged off, a charge off rate of 2.3 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Yavapai County?
2,068 housing units were authorised by permit in 2024, with a declared construction value of $579.8 m. Multifamily was 11.2 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Yavapai County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Yavapai County come from?
The largest single origin is Yavapai County Non-migrants, with 95,920 households. Arriving households report an average income of $90,518 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Yavapai County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Yavapai County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.