Baxter County, Arkansas: commercial real estate data.
Baxter County, Arkansas has a population of 42,407 across 554 square miles, up 3.3 percent since the 2020 census base. County output reached $2.33 bn in 2024, 1,125 establishments operate here, and the SBA record carries 48 7(a) approvals worth $12.8 m.
119 sourced county values · tier FULL · 11 sections
Baxter County
How many people live in Baxter County
- Population42,407
- Households19,348
- Average household size2.19
- Median household income$48,452
- Median age51.4
- Median gross rent$846 per month
- Median owner-occupied home value$174,600
- Home value to household income3.6 times
- Annual rent as a share of median income21.0 percent
- Adults 25 and over with a bachelor degree or higher19.4 percent
- Adults 25 and over with a graduate degree5.4 percent
- Adults 25 and over32,363
- Population under 187,509
- Share under 1817.7 percent
- Population 65 and over13,140
- Share 65 and over31.0 percent
- Working age population, 18 to 6421,758
- Civilian labor force15,785
- Unemployment rate6.3 percent
- Labor force participation, adults 18 and over45.2 percent
- Rank by population among Arkansas counties16th of 75
- Rank by population among US county-equivalents1159th
Baxter County is the 16th largest of 75 Arkansas counties by population. A median home costs 3.6 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 31.0 percent against 17.7 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Baxter County
Is Baxter County growing
- Population change since the 2020 census base3.29 percent
- Census 2020 base population41,637
- Births, 2024344
- Deaths, 2024712
- Natural change, 2024-368
- Net domestic migration, 2024593
- Net international migration, 2024-1
- Total net migration, 2024592
- Cumulative net domestic migration, 2021 to 20243,238
- Rank by growth among US county-equivalents811th
The county has grown 3.29 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Baxter County
Where people moving to Baxter County come from
- Tax returns filed by households arriving1,412
- People arriving, from those returns2,683
- Adjusted gross income arriving$91.1 m
- Net adjusted gross income movement$0
- Average income of an arriving household$64,528
- Largest single originBaxter County Non-migrants (15,061 households)
- Largest single destination (15,061 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Baxter County Non-migrants | 15,061 | 29,636 | $958.6 m |
| Other flows - Different State | 804 | 1,539 | $61.4 m |
| Other flows - Midwest | 273 | 472 | $20.0 m |
| Other flows - South | 264 | 523 | $15.1 m |
| Other flows - West | 240 | 496 | $25.0 m |
| Other flows - Same State | 204 | 396 | $10.5 m |
| Marion County | 173 | 327 | $6.1 m |
| Izard County | 50 | 101 | $2.2 m |
The largest single source of arrivals is Baxter County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Baxter County
What the Baxter County economy runs on
- County GDP, 2024$2.33 bn
- County GDP, 2023$2.21 bn
- GDP change, 2023 to 20245.1 percent
- GDP change over five years38.3 percent
- Rank by GDP among Arkansas counties17th
- Rank by GDP among US county-equivalents1163rd
- GDP per resident$54,856
Output grew 5.1 percent in the latest year and 38.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Baxter County
Who employs people in Baxter County
- Covered employment, annual average16,171
- Establishments reporting1,323
- Average annual pay$45,036
- Average weekly wage$866
- Sector 62, employment4,155
- Sector 62, average annual pay$57,367
- Sector 44-45, employment2,487
- Sector 44-45, average annual pay$34,236
- Sector 31-33, employment2,256
- Sector 31-33, average annual pay$46,279
- Sector 72, employment1,553
- Sector 72, average annual pay$19,950
- Sector 56, employment1,044
- Sector 23, employment625
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 4,155 | 218 | $57,367 |
| Sector 44-45 | 2,487 | 202 | $34,236 |
| Sector 31-33 | 2,256 | 53 | $46,279 |
| Sector 72 | 1,553 | 112 | $19,950 |
| Sector 56 | 1,044 | 90 | $37,053 |
| Sector 23 | 625 | 134 | $47,036 |
| Sector 52 | 575 | 85 | $73,460 |
| Sector 81 | 337 | 84 | $36,193 |
The largest sector is the biggest private employer group at 4,155 jobs, 25.7 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Baxter County
What businesses operate in Baxter County
- Establishments, all industries1,125
- Employment at those establishments14,397
- Annual payroll$678.8 m
- Establishments per 1,000 residents26.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Baxter County
What is being built in Baxter County
- Housing units authorised by permit, 202449
- Declared construction value permitted$10.0 m
- Single family units authorised39
- Multifamily units authorised10
- Multifamily share of units20.4 percent
- Average declared value per unit$204,666
- Units authorised per 1,000 households2.5
Multifamily is 20.4 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Baxter County
How much SBA lending happens in Baxter County
- 7(a) approvals recorded48
- 7(a) gross approval dollars$12.8 m
- Average 7(a) approval$267,179
- Median 7(a) approval$117,300
- 10th percentile approval$15,000
- 90th percentile approval$950,000
- Largest single approval$1,622,800
- Jobs reported supported, 7(a)285
- Jobs per approval5.9
- Distinct 7(a) lenders active14
- Distinct industries receiving approvals32
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer12.5 percent
- Loans on real estate terms6
- Loans on working capital terms, 120 months or shorter37
- Franchise loans5
- Franchise share of approvals10.4 percent
- Leading industry by approval countOther Clothing Stores (4)
- Most active lenderArvest Bank (17)
- 504 approvals recorded1
- 504 gross approval dollars$181,000
- Average 504 approval$181,000
- Median 504 approval$181,000
- Distinct CDCs active1
- 504 jobs per approval1.0
- 504 jobs per million dollars approved5.5
- Most active CDCRural Missouri, Inc. (1)
- 7(a) share of SBA approvals98.0 percent
- Combined SBA approval dollars$13.0 m
The average approval of $267,179 sits well above the median of $117,300, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 12.5 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Baxter County
Do SBA loans in Baxter County get paid back
- Loans with a final outcome recorded14
- Paid in full14
- Charged off0
- Charge off rate on resolved loans0.0 percent
- Status: Paid in full14
- Status: Cancelled7
- Status: Exempt from disclosure27
Of the 14 loans that have reached a final outcome, 0.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Baxter County
Which parts of Baxter County get the lending
- Places in the county with recorded lending4
- MOUNTAIN HOME, approvals41
- Gassville, approvals4
- COTTER, approvals2
- NORFORK, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| MOUNTAIN HOME | 41 | $11,051,600 |
| Gassville | 4 | $552,500 |
| COTTER | 2 | $270,500 |
| NORFORK | 1 | $950,000 |
MOUNTAIN HOME accounts for 41 approvals against 4 in Gassville. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Baxter County
How big is Baxter County
- Land area554 sq mi
- Rank by land area among Arkansas counties70th of 75
- Width, east to west24.7 mi
- Height, north to south36.2 mi
- Geographies sharing a boundary5
- Residents per square mile of land77
- Establishments per square mile2.03
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Baxter County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Baxter County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population42,407
- Households19,348
- Average household size2.19
- Median household income$48,452
- Median age51.4
Common questions
Baxter County questions, answered from the record.
How many people live in Baxter County, Arkansas?
42,407, in 19,348 households, ranking 16th of 75 Arkansas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Baxter County growing?
The population has grown 3.29 percent since the 2020 census base. In 2024 there were 344 births against 712 deaths, with net migration of 592. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Baxter County?
$48,452. The median owner-occupied home is valued at $174,600, which is 3.6 times income, and median gross rent is $846 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Baxter County?
1,125 establishments, employing 14,397 people with an annual payroll of $678.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Baxter County?
Average annual pay is $45,036, or $866 a week, across 16,171 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Baxter County?
48 7(a) approvals totalling $12.8 m since FY2020, across 14 lenders, with a median approval of $117,300, plus 1 504 approvals worth $181,000. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Baxter County get paid back?
Of the 14 loans that have reached a final outcome, 14 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Baxter County?
49 housing units were authorised by permit in 2024, with a declared construction value of $10.0 m. Multifamily was 20.4 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Baxter County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Baxter County come from?
The largest single origin is Baxter County Non-migrants, with 15,061 households. Arriving households report an average income of $64,528 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Baxter County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Baxter County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.