Clark County, Arkansas: commercial real estate data.
Clark County, Arkansas has a population of 21,125 across 866 square miles, down 2.5 percent since the 2020 census base. County output reached $1.07 bn in 2024, 540 establishments operate here, and the SBA record carries 20 7(a) approvals worth $7.2 m.
118 sourced county values · tier FULL · 11 sections
Clark County
How many people live in Clark County
- Population21,125
- Households8,121
- Average household size2.60
- Median household income$52,034
- Median age32.0
- Median gross rent$793 per month
- Median owner-occupied home value$155,000
- Home value to household income3.0 times
- Annual rent as a share of median income18.3 percent
- Adults 25 and over with a bachelor degree or higher26.2 percent
- Adults 25 and over with a graduate degree9.2 percent
- Adults 25 and over12,380
- Population under 184,240
- Share under 1820.1 percent
- Population 65 and over3,470
- Share 65 and over16.4 percent
- Working age population, 18 to 6413,415
- Civilian labor force9,900
- Unemployment rate3.8 percent
- Labor force participation, adults 18 and over58.6 percent
- Rank by population among Arkansas counties31st of 75
- Rank by population among US county-equivalents1812th
Clark County is the 31st largest of 75 Arkansas counties by population. A median home costs 3.0 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 20.1 percent against 16.4 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Clark County
Is Clark County growing
- Population change since the 2020 census base-2.53 percent
- Census 2020 base population21,462
- Births, 2024240
- Deaths, 2024303
- Natural change, 2024-63
- Net domestic migration, 202472
- Net international migration, 2024-8
- Total net migration, 202464
- Cumulative net domestic migration, 2021 to 2024-263
- Rank by growth among US county-equivalents2642nd
The county has lost 2.53 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Clark County
Where people moving to Clark County come from
- Tax returns filed by households arriving540
- People arriving, from those returns1,034
- Adjusted gross income arriving$24.4 m
- Net adjusted gross income movement$0
- Average income of an arriving household$45,252
- Largest single originClark County Non-migrants (6,530 households)
- Largest single destination (6,530 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Clark County Non-migrants | 6,530 | 13,361 | $372.5 m |
| Other flows - Same State | 174 | 327 | $7.0 m |
| Other flows - Different State | 158 | 340 | $8.2 m |
| Other flows - South | 106 | 224 | $5.5 m |
| Garland County | 65 | 110 | $2.7 m |
| Hot Spring County | 48 | 94 | $1.6 m |
| Pike County | 37 | 72 | $2.1 m |
| Saline County | 31 | 54 | $1.8 m |
The largest single source of arrivals is Clark County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Clark County
What the Clark County economy runs on
- County GDP, 2024$1.07 bn
- County GDP, 2023$1.02 bn
- GDP change, 2023 to 20245.5 percent
- GDP change over five years26.5 percent
- Rank by GDP among Arkansas counties28th
- Rank by GDP among US county-equivalents1792nd
- GDP per resident$50,713
Output grew 5.5 percent in the latest year and 26.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Clark County
Who employs people in Clark County
- Covered employment, annual average8,618
- Establishments reporting655
- Average annual pay$45,514
- Average weekly wage$875
- Sector 31-33, employment1,351
- Sector 31-33, average annual pay$64,678
- Sector 44-45, employment1,120
- Sector 44-45, average annual pay$33,864
- Sector 72, employment1,018
- Sector 72, average annual pay$18,432
- Sector 56, employment423
- Sector 56, average annual pay$55,393
- Sector 54, employment208
- Sector 52, employment195
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 1,351 | 33 | $64,678 |
| Sector 44-45 | 1,120 | 84 | $33,864 |
| Sector 72 | 1,018 | 54 | $18,432 |
| Sector 56 | 423 | 16 | $55,393 |
| Sector 54 | 208 | 36 | $63,688 |
| Sector 52 | 195 | 34 | $60,493 |
| Sector 48-49 | 132 | 28 | $43,119 |
| Sector 53 | 101 | 40 | $19,054 |
The largest sector is the biggest private employer group at 1,351 jobs, 15.7 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Clark County
What businesses operate in Clark County
- Establishments, all industries540
- Employment at those establishments6,973
- Annual payroll$317.2 m
- Establishments per 1,000 residents25.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Clark County
What is being built in Clark County
- Housing units authorised by permit, 202412
- Declared construction value permitted$2.5 m
- Single family units authorised12
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$209,871
- Units authorised per 1,000 households1.5
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Clark County
How much SBA lending happens in Clark County
- 7(a) approvals recorded20
- 7(a) gross approval dollars$7.2 m
- Average 7(a) approval$358,600
- Median 7(a) approval$125,000
- 10th percentile approval$22,500
- 90th percentile approval$1,045,000
- Largest single approval$2,100,000
- Jobs reported supported, 7(a)145
- Jobs per approval7.3
- Distinct 7(a) lenders active8
- Distinct industries receiving approvals12
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer25.0 percent
- Loans on real estate terms5
- Loans on working capital terms, 120 months or shorter14
- Franchise loans3
- Franchise share of approvals15.0 percent
- Leading industry by approval countElectrical Contractors and Other Wiring Installation Contractors (5)
- Most active lenderU.S. Bank, National Association (6)
- 504 approvals recorded3
- 504 gross approval dollars$2.5 m
- Average 504 approval$817,000
- Median 504 approval$289,000
- Distinct CDCs active2
- 504 jobs per approval2.0
- 504 jobs per million dollars approved2.4
- Most active CDCSix Bridges Capital Corporation (2)
- 7(a) share of SBA approvals87.0 percent
- Combined SBA approval dollars$9.6 m
The average approval of $358,600 sits well above the median of $125,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 25.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Clark County
Do SBA loans in Clark County get paid back
- Loans with a final outcome recorded5
- Paid in full5
- Charged off0
- Status: Paid in full5
- Status: Exempt from disclosure9
- Status: Cancelled6
Too few loans have reached a final outcome to publish a charge off rate. only 5 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Clark County
Which parts of Clark County get the lending
- Places in the county with recorded lending4
- ARKADELPHIA, approvals11
- OKOLONA, approvals4
- GURDON, approvals3
- CADDO VALLEY, approvals2
| Place | Approvals | Gross approval dollars |
|---|---|---|
| ARKADELPHIA | 11 | $3,134,000 |
| OKOLONA | 4 | $87,500 |
| GURDON | 3 | $1,167,500 |
| CADDO VALLEY | 2 | $2,783,000 |
ARKADELPHIA accounts for 11 approvals against 4 in OKOLONA. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Clark County
How big is Clark County
- Land area866 sq mi
- Rank by land area among Arkansas counties10th of 75
- Width, east to west33.9 mi
- Height, north to south38.9 mi
- Geographies sharing a boundary6
- Residents per square mile of land24
- Establishments per square mile0.62
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Clark County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Clark County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population21,125
- Households8,121
- Average household size2.60
- Median household income$52,034
- Median age32.0
Common questions
Clark County questions, answered from the record.
How many people live in Clark County, Arkansas?
21,125, in 8,121 households, ranking 31st of 75 Arkansas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Clark County growing?
The population has fallen 2.53 percent since the 2020 census base. In 2024 there were 240 births against 303 deaths, with net migration of 64. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Clark County?
$52,034. The median owner-occupied home is valued at $155,000, which is 3.0 times income, and median gross rent is $793 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Clark County?
540 establishments, employing 6,973 people with an annual payroll of $317.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Clark County?
Average annual pay is $45,514, or $875 a week, across 8,618 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Clark County?
20 7(a) approvals totalling $7.2 m since FY2020, across 8 lenders, with a median approval of $125,000, plus 3 504 approvals worth $2.5 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Clark County?
12 housing units were authorised by permit in 2024, with a declared construction value of $2.5 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Clark County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Clark County come from?
The largest single origin is Clark County Non-migrants, with 6,530 households. Arriving households report an average income of $45,252 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Clark County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Clark County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.