Cleburne County, Arkansas: commercial real estate data.
Cleburne County, Arkansas has a population of 25,226 across 554 square miles, up 3.8 percent since the 2020 census base. County output reached $844.1 m in 2024, 601 establishments operate here, and the SBA record carries 20 7(a) approvals worth $8.6 m.
110 sourced county values · tier FULL · 11 sections
Cleburne County
How many people live in Cleburne County
- Population25,226
- Households10,522
- Average household size2.40
- Median household income$55,798
- Median age49.5
- Median gross rent$859 per month
- Median owner-occupied home value$179,800
- Home value to household income3.2 times
- Annual rent as a share of median income18.5 percent
- Adults 25 and over with a bachelor degree or higher18.4 percent
- Adults 25 and over with a graduate degree6.7 percent
- Adults 25 and over18,816
- Population under 184,813
- Share under 1819.1 percent
- Population 65 and over6,910
- Share 65 and over27.4 percent
- Working age population, 18 to 6413,503
- Civilian labor force9,625
- Unemployment rate6.4 percent
- Labor force participation, adults 18 and over47.2 percent
- Rank by population among Arkansas counties25th of 75
- Rank by population among US county-equivalents1648th
Cleburne County is the 25th largest of 75 Arkansas counties by population. A median home costs 3.2 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 27.4 percent against 19.1 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Cleburne County
Is Cleburne County growing
- Population change since the 2020 census base3.75 percent
- Census 2020 base population24,720
- Births, 2024232
- Deaths, 2024400
- Natural change, 2024-168
- Net domestic migration, 2024344
- Net international migration, 2024-3
- Total net migration, 2024341
- Cumulative net domestic migration, 2021 to 20241,793
- Rank by growth among US county-equivalents735th
The county has grown 3.75 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Cleburne County
Where people moving to Cleburne County come from
- Tax returns filed by households arriving845
- People arriving, from those returns1,608
- Adjusted gross income arriving$64.9 m
- Net adjusted gross income movement$0
- Average income of an arriving household$76,836
- Largest single originCleburne County Non-migrants (8,627 households)
- Largest single destination (8,627 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Cleburne County Non-migrants | 8,627 | 17,757 | $551.6 m |
| Other flows - Different State | 323 | 607 | $24.4 m |
| Other flows - South | 165 | 316 | $16.1 m |
| Other flows - Same State | 162 | 314 | $14.0 m |
| Faulkner County | 95 | 203 | $4.8 m |
| Other flows - West | 92 | 175 | $4.8 m |
| White County | 91 | 174 | $3.8 m |
| Other flows - Midwest | 66 | 116 | $3.5 m |
The largest single source of arrivals is Cleburne County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Cleburne County
What the Cleburne County economy runs on
- County GDP, 2024$844.1 m
- County GDP, 2023$807.0 m
- GDP change, 2023 to 20244.6 percent
- GDP change over five years31.2 percent
- Rank by GDP among Arkansas counties38th
- Rank by GDP among US county-equivalents1991st
- GDP per resident$33,460
Output grew 4.6 percent in the latest year and 31.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Cleburne County
Who employs people in Cleburne County
- Covered employment, annual average6,524
- Establishments reporting643
- Average annual pay$41,874
- Average weekly wage$805
- Sector 31-33, employment1,244
- Sector 31-33, average annual pay$50,614
- Sector 44-45, employment1,143
- Sector 44-45, average annual pay$36,728
- Sector 62, employment823
- Sector 62, average annual pay$41,798
- Sector 72, employment784
- Sector 72, average annual pay$21,048
- Sector 23, employment298
- Sector 56, employment252
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 1,244 | 29 | $50,614 |
| Sector 44-45 | 1,143 | 102 | $36,728 |
| Sector 62 | 823 | 63 | $41,798 |
| Sector 72 | 784 | 69 | $21,048 |
| Sector 23 | 298 | 64 | $48,978 |
| Sector 56 | 252 | 40 | $37,559 |
| Sector 52 | 197 | 41 | $55,736 |
| Sector 42 | 118 | 26 | $56,870 |
The largest sector is the biggest private employer group at 1,244 jobs, 19.1 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Cleburne County
What businesses operate in Cleburne County
- Establishments, all industries601
- Employment at those establishments5,836
- Annual payroll$227.8 m
- Establishments per 1,000 residents23.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Cleburne County
What is being built in Cleburne County
- Housing units authorised by permit, 20248
- Declared construction value permitted$3.5 m
- Single family units authorised8
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$441,015
- Units authorised per 1,000 households0.8
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Cleburne County
How much SBA lending happens in Cleburne County
- 7(a) approvals recorded20
- 7(a) gross approval dollars$8.6 m
- Average 7(a) approval$427,530
- Median 7(a) approval$200,000
- 10th percentile approval$14,000
- 90th percentile approval$1,370,000
- Largest single approval$2,670,000
- Jobs reported supported, 7(a)103
- Jobs per approval5.2
- Distinct 7(a) lenders active9
- Distinct industries receiving approvals16
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer15.0 percent
- Loans on real estate terms3
- Loans on working capital terms, 120 months or shorter14
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countChicken Egg Production (3)
- Most active lenderU.S. Bank, National Association (9)
The average approval of $427,530 sits well above the median of $200,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 15.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cleburne County
Do SBA loans in Cleburne County get paid back
- Loans with a final outcome recorded6
- Paid in full6
- Charged off0
- Status: Paid in full6
- Status: Exempt from disclosure12
- Status: Cancelled2
Too few loans have reached a final outcome to publish a charge off rate. only 6 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cleburne County
Which parts of Cleburne County get the lending
- Places in the county with recorded lending6
- HEBER SPRINGS, approvals8
- QUITMAN, approvals4
- PRIM, approvals4
- IDA, approvals2
- HIGDEN, approvals1
- TUMBLING SHOALS, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| HEBER SPRINGS | 8 | $2,416,600 |
| QUITMAN | 4 | $1,009,000 |
| PRIM | 4 | $1,869,000 |
| IDA | 2 | $26,000 |
| HIGDEN | 1 | $560,000 |
| TUMBLING SHOALS | 1 | $2,670,000 |
HEBER SPRINGS accounts for 8 approvals against 4 in QUITMAN. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cleburne County
How big is Cleburne County
- Land area554 sq mi
- Rank by land area among Arkansas counties69th of 75
- Width, east to west26.1 mi
- Height, north to south24.4 mi
- Geographies sharing a boundary5
- Residents per square mile of land46
- Establishments per square mile1.08
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Cleburne County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Cleburne County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population25,226
- Households10,522
- Average household size2.40
- Median household income$55,798
- Median age49.5
Common questions
Cleburne County questions, answered from the record.
How many people live in Cleburne County, Arkansas?
25,226, in 10,522 households, ranking 25th of 75 Arkansas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Cleburne County growing?
The population has grown 3.75 percent since the 2020 census base. In 2024 there were 232 births against 400 deaths, with net migration of 341. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Cleburne County?
$55,798. The median owner-occupied home is valued at $179,800, which is 3.2 times income, and median gross rent is $859 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Cleburne County?
601 establishments, employing 5,836 people with an annual payroll of $227.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Cleburne County?
Average annual pay is $41,874, or $805 a week, across 6,524 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Cleburne County?
20 7(a) approvals totalling $8.6 m since FY2020, across 9 lenders, with a median approval of $200,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Cleburne County?
8 housing units were authorised by permit in 2024, with a declared construction value of $3.5 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Cleburne County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Cleburne County come from?
The largest single origin is Cleburne County Non-migrants, with 8,627 households. Arriving households report an average income of $76,836 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Cleburne County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Cleburne County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.