Cleveland County, Arkansas: commercial real estate data.
Cleveland County, Arkansas has a population of 7,453 across 598 square miles, down 2.4 percent since the 2020 census base. County output reached $235.3 m in 2024, 77 establishments operate here, and the SBA record carries 15 7(a) approvals worth $13.8 m.
102 sourced county values · tier FULL · 11 sections
Cleveland County
How many people live in Cleveland County
- Population7,453
- Households2,931
- Average household size2.54
- Median household income$54,794
- Median age44.1
- Median gross rent$536 per month
- Median owner-occupied home value$137,600
- Home value to household income2.5 times
- Annual rent as a share of median income11.7 percent
- Adults 25 and over with a bachelor degree or higher19.7 percent
- Adults 25 and over with a graduate degree5.9 percent
- Adults 25 and over5,333
- Population under 181,595
- Share under 1821.4 percent
- Population 65 and over1,580
- Share 65 and over21.2 percent
- Working age population, 18 to 644,278
- Civilian labor force2,840
- Unemployment rate2.2 percent
- Labor force participation, adults 18 and over48.5 percent
- Rank by population among Arkansas counties69th of 75
- Rank by population among US county-equivalents2698th
Cleveland County is the 69th largest of 75 Arkansas counties by population. A median home costs 2.5 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 21.4 percent against 21.2 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Cleveland County
Is Cleveland County growing
- Population change since the 2020 census base-2.44 percent
- Census 2020 base population7,551
- Births, 202476
- Deaths, 2024135
- Natural change, 2024-59
- Net domestic migration, 202440
- Net international migration, 20242
- Total net migration, 202442
- Cumulative net domestic migration, 2021 to 202430
- Rank by growth among US county-equivalents2611th
The county has lost 2.44 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Cleveland County
Where people moving to Cleveland County come from
- Tax returns filed by households arriving154
- People arriving, from those returns315
- Adjusted gross income arriving$6.3 m
- Net adjusted gross income movement$0
- Average income of an arriving household$40,721
- Largest single originCleveland County Non-migrants (2,475 households)
- Largest single destination (2,475 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Cleveland County Non-migrants | 2,475 | 5,413 | $154.3 m |
| Other flows - Same State | 97 | 190 | $4.1 m |
| Other flows - Different State | 30 | 64 | $1.2 m |
| Other flows - South | 30 | 64 | $1.2 m |
| Jefferson County | 27 | 61 | $925,000 |
The largest single source of arrivals is Cleveland County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Cleveland County
What the Cleveland County economy runs on
- County GDP, 2024$235.3 m
- County GDP, 2023$189.3 m
- GDP change, 2023 to 202424.3 percent
- GDP change over five years133.5 percent
- Rank by GDP among Arkansas counties72nd
- Rank by GDP among US county-equivalents2830th
- GDP per resident$31,576
Output grew 24.3 percent in the latest year and 133.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Cleveland County
Who employs people in Cleveland County
- Covered employment, annual average1,045
- Establishments reporting127
- Average annual pay$44,678
- Average weekly wage$859
- Sector 62, employment263
- Sector 62, average annual pay$44,088
- Sector 44-45, employment57
- Sector 44-45, average annual pay$22,682
- Sector 48-49, employment40
- Sector 48-49, average annual pay$45,481
- Sector 81, employment14
- Sector 81, average annual pay$42,176
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 263 | 30 | $44,088 |
| Sector 44-45 | 57 | 17 | $22,682 |
| Sector 48-49 | 40 | 5 | $45,481 |
| Sector 81 | 14 | 8 | $42,176 |
The largest sector is the biggest private employer group at 263 jobs, 25.2 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Cleveland County
What businesses operate in Cleveland County
- Establishments, all industries77
- Employment at those establishments626
- Annual payroll$23.8 m
- Establishments per 1,000 residents10.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Cleveland County
What is being built in Cleveland County
- Housing units authorised by permit, 20240
- Declared construction value permitted$0
- Single family units authorised0
- Multifamily units authorised0
No residential units were authorised by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.
US Census Bureau, Building Permits Survey, 2024 annual.
Cleveland County
How much SBA lending happens in Cleveland County
- 7(a) approvals recorded15
- 7(a) gross approval dollars$13.8 m
- Average 7(a) approval$922,400
- Median 7(a) approval$552,000
- 10th percentile approval$40,000
- 90th percentile approval$2,428,000
- Largest single approval$2,805,000
- Jobs reported supported, 7(a)77
- Jobs per approval5.1
- Distinct 7(a) lenders active3
- Distinct industries receiving approvals3
- Median 7(a) term180 months
- Share of loans on real estate terms, 240 months or longer6.7 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter4
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countBroilers and Other Meat Type Chicken Production (10)
- Most active lenderFirst Financial Bank (8)
The average approval of $922,400 sits well above the median of $552,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 6.7 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cleveland County
Do SBA loans in Cleveland County get paid back
- Loans with a final outcome recorded3
- Paid in full3
- Charged off0
- Status: Paid in full3
- Status: Exempt from disclosure10
- Status: Committed, not yet disbursed2
Too few loans have reached a final outcome to publish a charge off rate. only 3 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cleveland County
Which parts of Cleveland County get the lending
- Places in the county with recorded lending3
- RISON, approvals13
- NEW EDINBURG, approvals1
- PINE BLUFF, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| RISON | 13 | $12,536,000 |
| NEW EDINBURG | 1 | $450,000 |
| PINE BLUFF | 1 | $850,000 |
RISON accounts for 13 approvals against 1 in NEW EDINBURG. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cleveland County
How big is Cleveland County
- Land area598 sq mi
- Rank by land area among Arkansas counties58th of 75
- Width, east to west29.9 mi
- Height, north to south24.8 mi
- Geographies sharing a boundary7
- Residents per square mile of land12
- Establishments per square mile0.13
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Cleveland County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Cleveland County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population7,453
- Households2,931
- Average household size2.54
- Median household income$54,794
- Median age44.1
Common questions
Cleveland County questions, answered from the record.
How many people live in Cleveland County, Arkansas?
7,453, in 2,931 households, ranking 69th of 75 Arkansas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Cleveland County growing?
The population has fallen 2.44 percent since the 2020 census base. In 2024 there were 76 births against 135 deaths, with net migration of 42. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Cleveland County?
$54,794. The median owner-occupied home is valued at $137,600, which is 2.5 times income, and median gross rent is $536 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Cleveland County?
77 establishments, employing 626 people with an annual payroll of $23.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Cleveland County?
Average annual pay is $44,678, or $859 a week, across 1,045 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Cleveland County?
15 7(a) approvals totalling $13.8 m since FY2020, across 3 lenders, with a median approval of $552,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Cleveland County?
No residential units were authorised by permit in 2024. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Cleveland County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Cleveland County come from?
The largest single origin is Cleveland County Non-migrants, with 2,475 households. Arriving households report an average income of $40,721 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Cleveland County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Cleveland County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.