Izard County, Arkansas: commercial real estate data.
Izard County, Arkansas has a population of 14,009 across 581 square miles, up 5.2 percent since the 2020 census base. County output reached $390.1 m in 2024, 213 establishments operate here, and the SBA record carries 11 7(a) approvals worth $880,800.
108 sourced county values · tier FULL · 11 sections
Izard County
How many people live in Izard County
- Population14,009
- Households5,232
- Average household size2.68
- Median household income$49,405
- Median age46.3
- Median gross rent$621 per month
- Median owner-occupied home value$129,100
- Home value to household income2.6 times
- Annual rent as a share of median income15.1 percent
- Adults 25 and over with a bachelor degree or higher19.7 percent
- Adults 25 and over with a graduate degree6.2 percent
- Adults 25 and over10,548
- Population under 182,490
- Share under 1817.8 percent
- Population 65 and over3,523
- Share 65 and over25.1 percent
- Working age population, 18 to 647,996
- Civilian labor force4,880
- Unemployment rate7.2 percent
- Labor force participation, adults 18 and over42.4 percent
- Rank by population among Arkansas counties52nd of 75
- Rank by population among US county-equivalents2226th
Izard County is the 52nd largest of 75 Arkansas counties by population. A median home costs 2.6 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 25.1 percent against 17.8 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Izard County
Is Izard County growing
- Population change since the 2020 census base5.24 percent
- Census 2020 base population13,580
- Births, 2024121
- Deaths, 2024249
- Natural change, 2024-128
- Net domestic migration, 2024216
- Net international migration, 2024-1
- Total net migration, 2024215
- Cumulative net domestic migration, 2021 to 20241,218
- Rank by growth among US county-equivalents498th
The county has grown 5.24 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Izard County
Where people moving to Izard County come from
- Tax returns filed by households arriving423
- People arriving, from those returns861
- Adjusted gross income arriving$20.7 m
- Net adjusted gross income movement$0
- Average income of an arriving household$48,927
- Largest single originIzard County Non-migrants (4,015 households)
- Largest single destination (4,015 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Izard County Non-migrants | 4,015 | 8,615 | $205.3 m |
| Other flows - Different State | 209 | 427 | $12.5 m |
| Other flows - Same State | 100 | 191 | $4.1 m |
| Other flows - South | 89 | 169 | $5.0 m |
| Other flows - Midwest | 67 | 145 | $3.5 m |
| Other flows - West | 53 | 113 | $4.1 m |
| Independence County | 45 | 90 | $1.9 m |
| Sharp County | 36 | 87 | $949,000 |
The largest single source of arrivals is Izard County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Izard County
What the Izard County economy runs on
- County GDP, 2024$390.1 m
- County GDP, 2023$367.8 m
- GDP change, 2023 to 20246.1 percent
- GDP change over five years38.3 percent
- Rank by GDP among Arkansas counties59th
- Rank by GDP among US county-equivalents2561st
- GDP per resident$27,847
Output grew 6.1 percent in the latest year and 38.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Izard County
Who employs people in Izard County
- Covered employment, annual average2,949
- Establishments reporting256
- Average annual pay$41,611
- Average weekly wage$800
- Sector 62, employment573
- Sector 62, average annual pay$37,527
- Sector 44-45, employment342
- Sector 44-45, average annual pay$28,746
- Sector 72, employment147
- Sector 72, average annual pay$18,896
- Sector 31-33, employment137
- Sector 31-33, average annual pay$40,438
- Sector 48-49, employment107
- Sector 53, employment106
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 573 | 32 | $37,527 |
| Sector 44-45 | 342 | 34 | $28,746 |
| Sector 72 | 147 | 18 | $18,896 |
| Sector 31-33 | 137 | 9 | $40,438 |
| Sector 48-49 | 107 | 13 | $56,396 |
| Sector 53 | 106 | 8 | $30,536 |
| Sector 52 | 74 | 18 | $70,093 |
| Sector 42 | 56 | 11 | $41,911 |
The largest sector is the biggest private employer group at 573 jobs, 19.4 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Izard County
What businesses operate in Izard County
- Establishments, all industries213
- Employment at those establishments1,773
- Annual payroll$69.1 m
- Establishments per 1,000 residents15.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Izard County
What is being built in Izard County
- Housing units authorised by permit, 20246
- Declared construction value permitted$814,595
- Single family units authorised6
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$135,766
- Units authorised per 1,000 households1.1
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Izard County
How much SBA lending happens in Izard County
- 7(a) approvals recorded11
- 7(a) gross approval dollars$880,800
- Average 7(a) approval$80,073
- Median 7(a) approval$35,000
- 10th percentile approval$21,400
- 90th percentile approval$250,000
- Largest single approval$258,100
- Jobs reported supported, 7(a)43
- Jobs per approval3.9
- Distinct 7(a) lenders active5
- Distinct industries receiving approvals8
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer9.1 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter9
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countAll Other Specialty Trade Contractors (3)
- Most active lenderFNBC Bank (5)
The average approval of $80,073 sits well above the median of $35,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 9.1 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Izard County
Do SBA loans in Izard County get paid back
- Loans with a final outcome recorded5
- Paid in full5
- Charged off0
- Status: Exempt from disclosure6
- Status: Paid in full5
Too few loans have reached a final outcome to publish a charge off rate. only 5 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Izard County
Which parts of Izard County get the lending
- Places in the county with recorded lending5
- MELBOURNE, approvals5
- CALICO ROCK, approvals2
- OXFORD, approvals2
- FRANKLIN, approvals1
- Horseshoe Bend, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| MELBOURNE | 5 | $370,600 |
| CALICO ROCK | 2 | $121,400 |
| OXFORD | 2 | $108,800 |
| FRANKLIN | 1 | $30,000 |
| Horseshoe Bend | 1 | $250,000 |
MELBOURNE accounts for 5 approvals against 2 in CALICO ROCK. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Izard County
How big is Izard County
- Land area581 sq mi
- Rank by land area among Arkansas counties65th of 75
- Width, east to west28.7 mi
- Height, north to south27.2 mi
- Geographies sharing a boundary5
- Residents per square mile of land24
- Establishments per square mile0.37
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Izard County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Izard County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population14,009
- Households5,232
- Average household size2.68
- Median household income$49,405
- Median age46.3
Common questions
Izard County questions, answered from the record.
How many people live in Izard County, Arkansas?
14,009, in 5,232 households, ranking 52nd of 75 Arkansas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Izard County growing?
The population has grown 5.24 percent since the 2020 census base. In 2024 there were 121 births against 249 deaths, with net migration of 215. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Izard County?
$49,405. The median owner-occupied home is valued at $129,100, which is 2.6 times income, and median gross rent is $621 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Izard County?
213 establishments, employing 1,773 people with an annual payroll of $69.1 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Izard County?
Average annual pay is $41,611, or $800 a week, across 2,949 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Izard County?
11 7(a) approvals totalling $880,800 since FY2020, across 5 lenders, with a median approval of $35,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Izard County?
6 housing units were authorised by permit in 2024, with a declared construction value of $814,595. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Izard County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Izard County come from?
The largest single origin is Izard County Non-migrants, with 4,015 households. Arriving households report an average income of $48,927 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Izard County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Izard County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.