Jefferson County, Arkansas: commercial real estate data.
Jefferson County, Arkansas has a population of 64,802 across 871 square miles, down 5.3 percent since the 2020 census base. County output reached $3.46 bn in 2024, 1,199 establishments operate here, and the SBA record carries 29 7(a) approvals worth $28.1 m.
120 sourced county values · tier FULL · 11 sections
Jefferson County
How many people live in Jefferson County
- Population64,802
- Households24,017
- Average household size2.70
- Median household income$51,096
- Median age39.7
- Median gross rent$888 per month
- Median owner-occupied home value$113,400
- Home value to household income2.2 times
- Annual rent as a share of median income20.9 percent
- Adults 25 and over with a bachelor degree or higher20.1 percent
- Adults 25 and over with a graduate degree5.8 percent
- Adults 25 and over44,396
- Population under 1813,906
- Share under 1821.5 percent
- Population 65 and over12,051
- Share 65 and over18.6 percent
- Working age population, 18 to 6438,845
- Civilian labor force26,966
- Unemployment rate8.1 percent
- Labor force participation, adults 18 and over53.0 percent
- Rank by population among Arkansas counties11th of 75
- Rank by population among US county-equivalents853rd
Jefferson County is the 11th largest of 75 Arkansas counties by population. A median home costs 2.2 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 21.5 percent against 18.6 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Jefferson County
Is Jefferson County growing
- Population change since the 2020 census base-5.33 percent
- Census 2020 base population67,258
- Births, 2024729
- Deaths, 2024862
- Natural change, 2024-133
- Net domestic migration, 2024196
- Net international migration, 202468
- Total net migration, 2024264
- Cumulative net domestic migration, 2021 to 2024-2,603
- Rank by growth among US county-equivalents3004th
The county has lost 5.33 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Jefferson County
Where people moving to Jefferson County come from
- Tax returns filed by households arriving1,226
- People arriving, from those returns2,185
- Adjusted gross income arriving$48.5 m
- Net adjusted gross income movement$0
- Average income of an arriving household$39,563
- Largest single originJefferson County Non-migrants (21,255 households)
- Largest single destination (21,255 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Jefferson County Non-migrants | 21,255 | 42,156 | $1.12 bn |
| Other flows - Different State | 371 | 675 | $17.9 m |
| Pulaski County | 239 | 431 | $7.6 m |
| Other flows - South | 229 | 403 | $11.7 m |
| Other flows - Same State | 208 | 335 | $6.3 m |
| Lincoln County | 63 | 125 | $2.3 m |
| Other flows - Midwest | 62 | 125 | $2.2 m |
| Grant County | 60 | 101 | $1.9 m |
The largest single source of arrivals is Jefferson County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Jefferson County
What the Jefferson County economy runs on
- County GDP, 2024$3.46 bn
- County GDP, 2023$3.57 bn
- GDP change, 2023 to 2024-3.0 percent
- GDP change over five years13.4 percent
- Rank by GDP among Arkansas counties11th
- Rank by GDP among US county-equivalents897th
- GDP per resident$53,404
Output grew -3.0 percent in the latest year and 13.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Jefferson County
Who employs people in Jefferson County
- Covered employment, annual average25,233
- Establishments reporting1,655
- Average annual pay$51,569
- Average weekly wage$992
- Sector 31-33, employment4,105
- Sector 31-33, average annual pay$70,591
- Sector 44-45, employment2,766
- Sector 44-45, average annual pay$32,400
- Sector 56, employment1,471
- Sector 56, average annual pay$40,705
- Sector 52, employment632
- Sector 52, average annual pay$61,593
- Sector 42, employment532
- Sector 23, employment472
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 4,105 | 51 | $70,591 |
| Sector 44-45 | 2,766 | 262 | $32,400 |
| Sector 56 | 1,471 | 72 | $40,705 |
| Sector 52 | 632 | 72 | $61,593 |
| Sector 42 | 532 | 63 | $59,993 |
| Sector 23 | 472 | 84 | $53,545 |
| Sector 81 | 369 | 99 | $41,891 |
| Sector 48-49 | 318 | 40 | $57,381 |
The largest sector is the biggest private employer group at 4,105 jobs, 16.3 percent of covered employment. Average pay per job exceeds median household income, which usually means single earner households and a wage base that can carry rent.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Jefferson County
What businesses operate in Jefferson County
- Establishments, all industries1,199
- Employment at those establishments18,269
- Annual payroll$904.9 m
- Establishments per 1,000 residents18.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Jefferson County
What is being built in Jefferson County
- Housing units authorised by permit, 202463
- Declared construction value permitted$9.2 m
- Single family units authorised53
- Multifamily units authorised10
- Multifamily share of units15.9 percent
- Average declared value per unit$145,363
- Units authorised per 1,000 households2.6
Multifamily is 15.9 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Jefferson County
How much SBA lending happens in Jefferson County
- 7(a) approvals recorded29
- 7(a) gross approval dollars$28.1 m
- Average 7(a) approval$968,624
- Median 7(a) approval$255,200
- 10th percentile approval$20,400
- 90th percentile approval$3,452,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)70
- Jobs per approval2.4
- Distinct 7(a) lenders active12
- Distinct industries receiving approvals13
- Median 7(a) term180 months
- Share of loans on real estate terms, 240 months or longer20.7 percent
- Loans on real estate terms6
- Loans on working capital terms, 120 months or shorter12
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countBroilers and Other Meat Type Chicken Production (14)
- Most active lenderFirst Service Bank (11)
- 504 approvals recorded2
- 504 gross approval dollars$3.9 m
- Average 504 approval$1,957,000
- Median 504 approval$3,393,000
- Distinct CDCs active2
- 504 jobs per approval8.5
- 504 jobs per million dollars approved4.3
- Most active CDCIndependent Development Services Corporation (1)
- 7(a) share of SBA approvals93.5 percent
- Combined SBA approval dollars$32.0 m
The average approval of $968,624 sits well above the median of $255,200, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 20.7 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Jefferson County
Do SBA loans in Jefferson County get paid back
- Loans with a final outcome recorded2
- Paid in full1
- Charged off1
- Status: Charged off1
- Status: Exempt from disclosure22
- Status: Paid in full1
- Status: Cancelled2
- Status: Committed, not yet disbursed3
Too few loans have reached a final outcome to publish a charge off rate. only 2 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jefferson County
Which parts of Jefferson County get the lending
- Places in the county with recorded lending4
- Pine Bluff, approvals25
- White Hall, approvals2
- REDFIELD, approvals1
- JEFFERSON, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Pine Bluff | 25 | $22,863,500 |
| White Hall | 2 | $206,600 |
| REDFIELD | 1 | $20,000 |
| JEFFERSON | 1 | $5,000,000 |
Pine Bluff accounts for 25 approvals against 2 in White Hall. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jefferson County
How big is Jefferson County
- Land area871 sq mi
- Rank by land area among Arkansas counties9th of 75
- Width, east to west45 mi
- Height, north to south29.7 mi
- Geographies sharing a boundary6
- Residents per square mile of land74
- Establishments per square mile1.38
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Jefferson County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Jefferson County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population64,802
- Households24,017
- Average household size2.70
- Median household income$51,096
- Median age39.7
Common questions
Jefferson County questions, answered from the record.
How many people live in Jefferson County, Arkansas?
64,802, in 24,017 households, ranking 11th of 75 Arkansas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Jefferson County growing?
The population has fallen 5.33 percent since the 2020 census base. In 2024 there were 729 births against 862 deaths, with net migration of 264. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Jefferson County?
$51,096. The median owner-occupied home is valued at $113,400, which is 2.2 times income, and median gross rent is $888 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Jefferson County?
1,199 establishments, employing 18,269 people with an annual payroll of $904.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Jefferson County?
Average annual pay is $51,569, or $992 a week, across 25,233 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Jefferson County?
29 7(a) approvals totalling $28.1 m since FY2020, across 12 lenders, with a median approval of $255,200, plus 2 504 approvals worth $3.9 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Jefferson County?
63 housing units were authorised by permit in 2024, with a declared construction value of $9.2 m. Multifamily was 15.9 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Jefferson County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Jefferson County come from?
The largest single origin is Jefferson County Non-migrants, with 21,255 households. Arriving households report an average income of $39,563 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Jefferson County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Jefferson County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.