Lawrence County, Arkansas: commercial real estate data.
Lawrence County, Arkansas has a population of 16,238 across 588 square miles, up 0.5 percent since the 2020 census base. County output reached $559.4 m in 2024, 284 establishments operate here, and the SBA record carries 10 7(a) approvals worth $16.9 m.
109 sourced county values · tier FULL · 11 sections
Lawrence County
How many people live in Lawrence County
- Population16,238
- Households6,613
- Average household size2.46
- Median household income$44,882
- Median age40.3
- Median gross rent$697 per month
- Median owner-occupied home value$98,900
- Home value to household income2.2 times
- Annual rent as a share of median income18.6 percent
- Adults 25 and over with a bachelor degree or higher14.5 percent
- Adults 25 and over with a graduate degree4.8 percent
- Adults 25 and over10,946
- Population under 183,624
- Share under 1822.3 percent
- Population 65 and over3,077
- Share 65 and over18.9 percent
- Working age population, 18 to 649,537
- Civilian labor force7,018
- Unemployment rate5.8 percent
- Labor force participation, adults 18 and over55.6 percent
- Rank by population among Arkansas counties47th of 75
- Rank by population among US county-equivalents2082nd
Lawrence County is the 47th largest of 75 Arkansas counties by population. A median home costs 2.2 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 22.3 percent against 18.9 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Lawrence County
Is Lawrence County growing
- Population change since the 2020 census base0.53 percent
- Census 2020 base population16,219
- Births, 2024175
- Deaths, 2024220
- Natural change, 2024-45
- Net domestic migration, 2024117
- Net international migration, 202410
- Total net migration, 2024127
- Cumulative net domestic migration, 2021 to 2024328
- Rank by growth among US county-equivalents1639th
The county has grown 0.53 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Lawrence County
Where people moving to Lawrence County come from
- Tax returns filed by households arriving466
- People arriving, from those returns930
- Adjusted gross income arriving$20.9 m
- Net adjusted gross income movement$0
- Average income of an arriving household$44,876
- Largest single originLawrence County Non-migrants (4,894 households)
- Largest single destination (4,894 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Lawrence County Non-migrants | 4,894 | 10,592 | $260.5 m |
| Other flows - Different State | 130 | 277 | $5.6 m |
| Craighead County | 101 | 192 | $8.1 m |
| Other flows - Same State | 98 | 204 | $3.4 m |
| Randolph County | 84 | 148 | $2.2 m |
| Other flows - South | 59 | 125 | $2.5 m |
| Other flows - Midwest | 41 | 83 | $1.5 m |
| Greene County | 31 | 63 | $890,000 |
The largest single source of arrivals is Lawrence County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Lawrence County
What the Lawrence County economy runs on
- County GDP, 2024$559.4 m
- County GDP, 2023$587.2 m
- GDP change, 2023 to 2024-4.7 percent
- GDP change over five years18.4 percent
- Rank by GDP among Arkansas counties52nd
- Rank by GDP among US county-equivalents2335th
- GDP per resident$34,448
Output grew -4.7 percent in the latest year and 18.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Lawrence County
Who employs people in Lawrence County
- Covered employment, annual average3,983
- Establishments reporting397
- Average annual pay$43,366
- Average weekly wage$834
- Sector 44-45, employment497
- Sector 44-45, average annual pay$34,020
- Sector 31-33, employment298
- Sector 31-33, average annual pay$46,344
- Sector 42, employment239
- Sector 42, average annual pay$48,897
- Sector 23, employment180
- Sector 23, average annual pay$79,716
- Sector 81, employment168
- Sector 11, employment137
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 497 | 58 | $34,020 |
| Sector 31-33 | 298 | 17 | $46,344 |
| Sector 42 | 239 | 20 | $48,897 |
| Sector 23 | 180 | 27 | $79,716 |
| Sector 81 | 168 | 24 | $45,885 |
| Sector 11 | 137 | 51 | $50,118 |
| Sector 52 | 79 | 15 | $57,010 |
| Sector 48-49 | 78 | 24 | $48,737 |
The largest sector is the biggest private employer group at 497 jobs, 12.5 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Lawrence County
What businesses operate in Lawrence County
- Establishments, all industries284
- Employment at those establishments3,289
- Annual payroll$128.4 m
- Establishments per 1,000 residents17.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Lawrence County
What is being built in Lawrence County
- Housing units authorised by permit, 202475
- Declared construction value permitted$17.6 m
- Single family units authorised55
- Multifamily units authorised20
- Multifamily share of units26.7 percent
- Average declared value per unit$234,022
- Units authorised per 1,000 households11.3
Multifamily is 26.7 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Lawrence County
How much SBA lending happens in Lawrence County
- 7(a) approvals recorded10
- 7(a) gross approval dollars$16.9 m
- Average 7(a) approval$1,693,700
- Median 7(a) approval$1,875,000
- 10th percentile approval$185,000
- 90th percentile approval$4,120,800
- Largest single approval$4,120,800
- Jobs reported supported, 7(a)77
- Jobs per approval7.7
- Distinct 7(a) lenders active6
- Distinct industries receiving approvals6
- Median 7(a) term197 months
- Share of loans on real estate terms, 240 months or longer40.0 percent
- Loans on real estate terms4
- Loans on working capital terms, 120 months or shorter3
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countChicken Egg Production (4)
- Most active lenderLive Oak Banking Company (3)
The average approval of $1,693,700 sits close to the median of $1,875,000, so lending here is fairly evenly sized rather than driven by a few large deals. 40.0 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lawrence County
Do SBA loans in Lawrence County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Exempt from disclosure8
- Status: Paid in full1
- Status: Cancelled1
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lawrence County
Which parts of Lawrence County get the lending
- Places in the county with recorded lending5
- WALNUT RIDGE, approvals3
- RAVENDEN, approvals2
- IMBODEN, approvals2
- SMITHVILLE, approvals2
- Black Rock, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| WALNUT RIDGE | 3 | $3,090,000 |
| RAVENDEN | 2 | $1,848,000 |
| IMBODEN | 2 | $7,142,800 |
| SMITHVILLE | 2 | $2,981,200 |
| Black Rock | 1 | $1,875,000 |
WALNUT RIDGE accounts for 3 approvals against 2 in RAVENDEN. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lawrence County
How big is Lawrence County
- Land area588 sq mi
- Rank by land area among Arkansas counties63rd of 75
- Width, east to west34.1 mi
- Height, north to south26 mi
- Geographies sharing a boundary6
- Residents per square mile of land28
- Establishments per square mile0.48
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Lawrence County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Lawrence County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population16,238
- Households6,613
- Average household size2.46
- Median household income$44,882
- Median age40.3
Common questions
Lawrence County questions, answered from the record.
How many people live in Lawrence County, Arkansas?
16,238, in 6,613 households, ranking 47th of 75 Arkansas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Lawrence County growing?
The population has grown 0.53 percent since the 2020 census base. In 2024 there were 175 births against 220 deaths, with net migration of 127. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Lawrence County?
$44,882. The median owner-occupied home is valued at $98,900, which is 2.2 times income, and median gross rent is $697 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Lawrence County?
284 establishments, employing 3,289 people with an annual payroll of $128.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Lawrence County?
Average annual pay is $43,366, or $834 a week, across 3,983 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Lawrence County?
10 7(a) approvals totalling $16.9 m since FY2020, across 6 lenders, with a median approval of $1,875,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Lawrence County?
75 housing units were authorised by permit in 2024, with a declared construction value of $17.6 m. Multifamily was 26.7 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Lawrence County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Lawrence County come from?
The largest single origin is Lawrence County Non-migrants, with 4,894 households. Arriving households report an average income of $44,876 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Lawrence County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Lawrence County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.