Lincoln County, Arkansas: commercial real estate data.
Lincoln County, Arkansas has a population of 12,950 across 562 square miles, down 0.5 percent since the 2020 census base. County output reached $380.0 m in 2024, 156 establishments operate here, and the SBA record carries 10 7(a) approvals worth $8.7 m.
107 sourced county values · tier FULL · 11 sections
Lincoln County
How many people live in Lincoln County
- Population12,950
- Households3,592
- Average household size3.61
- Median household income$51,778
- Median age40.3
- Median gross rent$744 per month
- Median owner-occupied home value$108,000
- Home value to household income2.1 times
- Annual rent as a share of median income17.2 percent
- Adults 25 and over with a bachelor degree or higher12.0 percent
- Adults 25 and over with a graduate degree4.1 percent
- Adults 25 and over9,818
- Population under 182,038
- Share under 1815.7 percent
- Population 65 and over1,914
- Share 65 and over14.8 percent
- Working age population, 18 to 648,998
- Civilian labor force4,051
- Unemployment rate2.7 percent
- Labor force participation, adults 18 and over37.1 percent
- Rank by population among Arkansas counties53rd of 75
- Rank by population among US county-equivalents2286th
Lincoln County is the 53rd largest of 75 Arkansas counties by population. A median home costs 2.1 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 15.7 percent against 14.8 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Lincoln County
Is Lincoln County growing
- Population change since the 2020 census base-0.53 percent
- Census 2020 base population12,937
- Births, 202491
- Deaths, 2024155
- Natural change, 2024-64
- Net domestic migration, 202433
- Net international migration, 2024-2
- Total net migration, 202431
- Cumulative net domestic migration, 2021 to 2024266
- Rank by growth among US county-equivalents2028th
The county has lost 0.53 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Lincoln County
Where people moving to Lincoln County come from
- Tax returns filed by households arriving208
- People arriving, from those returns375
- Adjusted gross income arriving$6.7 m
- Net adjusted gross income movement$0
- Average income of an arriving household$32,058
- Largest single originLincoln County Non-migrants (3,042 households)
- Largest single destination (3,042 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Lincoln County Non-migrants | 3,042 | 6,483 | $171.1 m |
| Other flows - Same State | 115 | 200 | $3.4 m |
| Jefferson County | 40 | 75 | $1.2 m |
| Other flows - Different State | 32 | 66 | $1.7 m |
| Other flows - South | 32 | 66 | $1.7 m |
| Pulaski County | 21 | 34 | $437,000 |
The largest single source of arrivals is Lincoln County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Lincoln County
What the Lincoln County economy runs on
- County GDP, 2024$380.0 m
- County GDP, 2023$332.5 m
- GDP change, 2023 to 202414.3 percent
- GDP change over five years57.0 percent
- Rank by GDP among Arkansas counties60th
- Rank by GDP among US county-equivalents2578th
- GDP per resident$29,343
Output grew 14.3 percent in the latest year and 57.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Lincoln County
Who employs people in Lincoln County
- Covered employment, annual average2,666
- Establishments reporting233
- Average annual pay$46,882
- Average weekly wage$902
- Sector 31-33, employment319
- Sector 31-33, average annual pay$42,991
- Sector 62, employment310
- Sector 62, average annual pay$48,979
- Sector 44-45, employment132
- Sector 44-45, average annual pay$26,821
- Sector 72, employment129
- Sector 72, average annual pay$13,861
- Sector 23, employment127
- Sector 22, employment113
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 319 | 10 | $42,991 |
| Sector 62 | 310 | 45 | $48,979 |
| Sector 44-45 | 132 | 20 | $26,821 |
| Sector 72 | 129 | 15 | $13,861 |
| Sector 23 | 127 | 16 | $55,842 |
| Sector 22 | 113 | 4 | $79,021 |
| Sector 81 | 73 | 17 | $58,045 |
| Sector 42 | 71 | 8 | $58,817 |
The largest sector is the biggest private employer group at 319 jobs, 12.0 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Lincoln County
What businesses operate in Lincoln County
- Establishments, all industries156
- Employment at those establishments1,463
- Annual payroll$64.6 m
- Establishments per 1,000 residents12.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Lincoln County
What is being built in Lincoln County
- Housing units authorised by permit, 20244
- Declared construction value permitted$1.1 m
- Single family units authorised4
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$272,187
- Units authorised per 1,000 households1.1
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Lincoln County
How much SBA lending happens in Lincoln County
- 7(a) approvals recorded10
- 7(a) gross approval dollars$8.7 m
- Average 7(a) approval$870,910
- Median 7(a) approval$592,000
- 10th percentile approval$100,000
- 90th percentile approval$3,294,500
- Largest single approval$3,294,500
- Jobs reported supported, 7(a)51
- Jobs per approval5.1
- Distinct 7(a) lenders active4
- Distinct industries receiving approvals5
- Median 7(a) term168 months
- Share of loans on real estate terms, 240 months or longer30.0 percent
- Loans on real estate terms3
- Loans on working capital terms, 120 months or shorter4
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countBroilers and Other Meat Type Chicken Production (5)
- Most active lenderFirst Financial Bank (5)
The average approval of $870,910 sits well above the median of $592,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. 30.0 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lincoln County
Do SBA loans in Lincoln County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure5
- Status: Committed, not yet disbursed4
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lincoln County
Which parts of Lincoln County get the lending
- Places in the county with recorded lending3
- STAR CITY, approvals7
- DUMAS, approvals2
- GOULD, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| STAR CITY | 7 | $5,963,600 |
| DUMAS | 2 | $2,645,500 |
| GOULD | 1 | $100,000 |
STAR CITY accounts for 7 approvals against 2 in DUMAS. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lincoln County
How big is Lincoln County
- Land area562 sq mi
- Rank by land area among Arkansas counties68th of 75
- Width, east to west31.8 mi
- Height, north to south27 mi
- Geographies sharing a boundary5
- Residents per square mile of land23
- Establishments per square mile0.28
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Lincoln County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Lincoln County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population12,950
- Households3,592
- Average household size3.61
- Median household income$51,778
- Median age40.3
Common questions
Lincoln County questions, answered from the record.
How many people live in Lincoln County, Arkansas?
12,950, in 3,592 households, ranking 53rd of 75 Arkansas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Lincoln County growing?
The population has fallen 0.53 percent since the 2020 census base. In 2024 there were 91 births against 155 deaths, with net migration of 31. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Lincoln County?
$51,778. The median owner-occupied home is valued at $108,000, which is 2.1 times income, and median gross rent is $744 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Lincoln County?
156 establishments, employing 1,463 people with an annual payroll of $64.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Lincoln County?
Average annual pay is $46,882, or $902 a week, across 2,666 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Lincoln County?
10 7(a) approvals totalling $8.7 m since FY2020, across 4 lenders, with a median approval of $592,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Lincoln County?
4 housing units were authorised by permit in 2024, with a declared construction value of $1.1 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Lincoln County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Lincoln County come from?
The largest single origin is Lincoln County Non-migrants, with 3,042 households. Arriving households report an average income of $32,058 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Lincoln County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Lincoln County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.