Saline County, Arkansas: commercial real estate data.
Saline County, Arkansas has a population of 127,479 across 724 square miles, up 6.3 percent since the 2020 census base. County output reached $4.03 bn in 2024, 2,389 establishments operate here, and the SBA record carries 89 7(a) approvals worth $28.8 m.
123 sourced county values · tier FULL · 11 sections
Saline County
How many people live in Saline County
- Population127,479
- Households50,203
- Average household size2.54
- Median household income$79,046
- Median age40.5
- Median gross rent$1,033 per month
- Median owner-occupied home value$221,200
- Home value to household income2.8 times
- Annual rent as a share of median income15.7 percent
- Adults 25 and over with a bachelor degree or higher29.4 percent
- Adults 25 and over with a graduate degree9.2 percent
- Adults 25 and over88,552
- Population under 1829,643
- Share under 1823.3 percent
- Population 65 and over23,444
- Share 65 and over18.4 percent
- Working age population, 18 to 6474,392
- Civilian labor force63,121
- Unemployment rate3.9 percent
- Labor force participation, adults 18 and over64.5 percent
- Rank by population among Arkansas counties6th of 75
- Rank by population among US county-equivalents514th
Saline County is the 6th largest of 75 Arkansas counties by population. A median home costs 2.8 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 23.3 percent against 18.4 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Saline County
Is Saline County growing
- Population change since the 2020 census base6.34 percent
- Census 2020 base population123,422
- Births, 20241,400
- Deaths, 20241,349
- Natural change, 202451
- Net domestic migration, 20241,483
- Net international migration, 2024154
- Total net migration, 20241,637
- Cumulative net domestic migration, 2021 to 20247,232
- Rank by growth among US county-equivalents364th
The county has grown 6.34 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Saline County
Where people moving to Saline County come from
- Tax returns filed by households arriving4,255
- People arriving, from those returns8,245
- Adjusted gross income arriving$283.1 m
- Net adjusted gross income movement$0
- Average income of an arriving household$66,525
- Largest single originSaline County Non-migrants (42,981 households)
- Largest single destination (42,981 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Saline County Non-migrants | 42,981 | 92,328 | $3.52 bn |
| Pulaski County | 1,554 | 2,996 | $91.9 m |
| Other flows - Different State | 1,101 | 2,250 | $89.4 m |
| Other flows - South | 549 | 1,119 | $43.8 m |
| Garland County | 331 | 591 | $23.4 m |
| Other flows - Same State | 316 | 603 | $16.0 m |
| Other flows - West | 292 | 589 | $24.2 m |
| Other flows - Midwest | 208 | 437 | $18.1 m |
The largest single source of arrivals is Saline County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Saline County
What the Saline County economy runs on
- County GDP, 2024$4.03 bn
- County GDP, 2023$3.89 bn
- GDP change, 2023 to 20243.7 percent
- GDP change over five years36.1 percent
- Rank by GDP among Arkansas counties10th
- Rank by GDP among US county-equivalents802nd
- GDP per resident$31,606
Output grew 3.7 percent in the latest year and 36.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Saline County
Who employs people in Saline County
- Covered employment, annual average27,501
- Establishments reporting2,457
- Average annual pay$47,454
- Average weekly wage$913
- Sector 62, employment5,009
- Sector 62, average annual pay$51,554
- Sector 44-45, employment4,729
- Sector 44-45, average annual pay$36,781
- Sector 72, employment3,670
- Sector 72, average annual pay$21,168
- Sector 23, employment2,699
- Sector 23, average annual pay$60,556
- Sector 31-33, employment1,471
- Sector 56, employment1,183
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 5,009 | 341 | $51,554 |
| Sector 44-45 | 4,729 | 305 | $36,781 |
| Sector 72 | 3,670 | 201 | $21,168 |
| Sector 23 | 2,699 | 341 | $60,556 |
| Sector 31-33 | 1,471 | 81 | $61,549 |
| Sector 56 | 1,183 | 148 | $49,787 |
| Sector 81 | 906 | 188 | $42,067 |
| Sector 54 | 843 | 224 | $72,592 |
The largest sector is the biggest private employer group at 5,009 jobs, 18.2 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Saline County
What businesses operate in Saline County
- Establishments, all industries2,389
- Employment at those establishments25,592
- Annual payroll$1.03 bn
- Establishments per 1,000 residents18.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Saline County
What is being built in Saline County
- Housing units authorised by permit, 2024509
- Declared construction value permitted$129.7 m
- Single family units authorised491
- Multifamily units authorised18
- Multifamily share of units3.5 percent
- Average declared value per unit$254,819
- Units authorised per 1,000 households10.1
Multifamily is 3.5 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Saline County
How much SBA lending happens in Saline County
- 7(a) approvals recorded89
- 7(a) gross approval dollars$28.8 m
- Average 7(a) approval$323,676
- Median 7(a) approval$150,000
- 10th percentile approval$25,000
- 90th percentile approval$1,037,000
- Largest single approval$2,623,800
- Jobs reported supported, 7(a)705
- Jobs per approval7.9
- Distinct 7(a) lenders active28
- Distinct industries receiving approvals57
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer7.9 percent
- Loans on real estate terms7
- Loans on working capital terms, 120 months or shorter80
- Franchise loans11
- Franchise share of approvals12.4 percent
- Leading industry by approval countElectrical Contractors and Other Wiring Installation Contractors (7)
- Most active lenderArvest Bank (15)
- 504 approvals recorded11
- 504 gross approval dollars$4.9 m
- Average 504 approval$442,455
- Median 504 approval$335,000
- Distinct CDCs active2
- 504 jobs per approval11.4
- 504 jobs per million dollars approved25.7
- Most active CDCRural Missouri, Inc. (6)
- 7(a) share of SBA approvals89.0 percent
- Combined SBA approval dollars$33.7 m
The average approval of $323,676 sits well above the median of $150,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 7.9 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Saline County
Do SBA loans in Saline County get paid back
- Loans with a final outcome recorded26
- Paid in full22
- Charged off4
- Charge off rate on resolved loans15.4 percent
- Status: Exempt from disclosure47
- Status: Paid in full22
- Status: Cancelled14
- Status: Charged off4
- Status: Committed, not yet disbursed2
Of the 26 loans that have reached a final outcome, 15.4 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Saline County
Which parts of Saline County get the lending
- Places in the county with recorded lending11
- Benton, approvals44
- BRYANT, approvals20
- ALEXANDER, approvals6
- LITTLE ROCK, approvals4
- Mabelvale, approvals4
- BAUXITE, approvals3
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Benton | 44 | $13,335,200 |
| BRYANT | 20 | $4,597,600 |
| ALEXANDER | 6 | $1,115,900 |
| LITTLE ROCK | 4 | $225,000 |
| Mabelvale | 4 | $3,332,100 |
| BAUXITE | 3 | $1,539,300 |
| Hensley | 3 | $1,561,000 |
| Paron | 2 | $2,838,000 |
Benton accounts for 44 approvals against 20 in BRYANT. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Saline County
How big is Saline County
- Land area724 sq mi
- Rank by land area among Arkansas counties26th of 75
- Width, east to west47.3 mi
- Height, north to south30.7 mi
- Geographies sharing a boundary5
- Residents per square mile of land176
- Establishments per square mile3.30
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Saline County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Saline County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population127,479
- Households50,203
- Average household size2.54
- Median household income$79,046
- Median age40.5
Common questions
Saline County questions, answered from the record.
How many people live in Saline County, Arkansas?
127,479, in 50,203 households, ranking 6th of 75 Arkansas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Saline County growing?
The population has grown 6.34 percent since the 2020 census base. In 2024 there were 1,400 births against 1,349 deaths, with net migration of 1,637. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Saline County?
$79,046. The median owner-occupied home is valued at $221,200, which is 2.8 times income, and median gross rent is $1,033 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Saline County?
2,389 establishments, employing 25,592 people with an annual payroll of $1.03 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Saline County?
Average annual pay is $47,454, or $913 a week, across 27,501 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Saline County?
89 7(a) approvals totalling $28.8 m since FY2020, across 28 lenders, with a median approval of $150,000, plus 11 504 approvals worth $4.9 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Saline County get paid back?
Of the 26 loans that have reached a final outcome, 22 were paid in full and 4 charged off, a charge off rate of 15.4 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Saline County?
509 housing units were authorised by permit in 2024, with a declared construction value of $129.7 m. Multifamily was 3.5 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Saline County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Saline County come from?
The largest single origin is Saline County Non-migrants, with 42,981 households. Arriving households report an average income of $66,525 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Saline County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Saline County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.