Arapahoe County, Colorado: commercial real estate data.
Arapahoe County, Colorado has a population of 659,844 across 798 square miles, up 1.8 percent since the 2020 census base. County output reached $66.68 bn in 2024, 20,137 establishments operate here, and the SBA record carries 1,368 7(a) approvals worth $829.9 m.
123 sourced county values · tier FULL · 11 sections
Arapahoe County
How many people live in Arapahoe County
- Population659,844
- Households257,232
- Average household size2.57
- Median household income$101,087
- Median age37.3
- Median gross rent$1,891 per month
- Median owner-occupied home value$561,200
- Home value to household income5.6 times
- Annual rent as a share of median income22.4 percent
- Adults 25 and over with a bachelor degree or higher46.5 percent
- Adults 25 and over with a graduate degree18.0 percent
- Adults 25 and over456,918
- Population under 18149,062
- Share under 1822.6 percent
- Population 65 and over95,133
- Share 65 and over14.4 percent
- Working age population, 18 to 64415,649
- Civilian labor force377,040
- Unemployment rate5.0 percent
- Labor force participation, adults 18 and over73.8 percent
- Rank by population among Colorado counties3rd of 64
- Rank by population among US county-equivalents106th
Arapahoe County is the 3rd largest of 64 Colorado counties by population. A median home costs 5.6 times median household income, which is a stretched ownership market and usually shows up as rental demand. Residents under 18 outnumber those 65 and over, at 22.6 percent against 14.4 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Arapahoe County
Is Arapahoe County growing
- Population change since the 2020 census base1.81 percent
- Census 2020 base population655,077
- Births, 20247,605
- Deaths, 20244,671
- Natural change, 20242,934
- Net domestic migration, 2024-6,587
- Net international migration, 20248,676
- Total net migration, 20242,089
- Cumulative net domestic migration, 2021 to 2024-21,305
- Rank by growth among US county-equivalents1235th
The county has grown 1.81 percent since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Arapahoe County
Where people moving to Arapahoe County come from
- Tax returns filed by households arriving32,854
- People arriving, from those returns51,560
- Adjusted gross income arriving$2.73 bn
- Net adjusted gross income movement$0
- Average income of an arriving household$83,050
- Largest single originArapahoe County Non-migrants (247,154 households)
- Largest single destination (247,154 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Arapahoe County Non-migrants | 247,154 | 487,424 | $31.09 bn |
| Denver County | 9,834 | 15,583 | $887.3 m |
| Other flows - Different State | 4,740 | 7,209 | $317.6 m |
| Douglas County | 2,967 | 4,722 | $247.7 m |
| Adams County | 2,703 | 4,805 | $131.6 m |
| Jefferson County | 2,565 | 3,717 | $163.0 m |
| Other flows - South | 1,894 | 2,994 | $118.1 m |
| Other flows - Midwest | 1,252 | 1,806 | $80.0 m |
The largest single source of arrivals is Arapahoe County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Arapahoe County
What the Arapahoe County economy runs on
- County GDP, 2024$66.68 bn
- County GDP, 2023$63.94 bn
- GDP change, 2023 to 20244.3 percent
- GDP change over five years28.4 percent
- Rank by GDP among Colorado counties2nd
- Rank by GDP among US county-equivalents82nd
- GDP per resident$101,050
Output grew 4.3 percent in the latest year and 28.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Arapahoe County
Who employs people in Arapahoe County
- Covered employment, annual average339,996
- Establishments reporting26,450
- Average annual pay$85,628
- Average weekly wage$1,647
- Sector 62, employment50,950
- Sector 62, average annual pay$69,844
- Sector 54, employment39,497
- Sector 54, average annual pay$127,075
- Sector 44-45, employment32,135
- Sector 44-45, average annual pay$48,045
- Sector 72, employment26,249
- Sector 72, average annual pay$31,691
- Sector 23, employment24,704
- Sector 56, employment23,646
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 50,950 | 2,887 | $69,844 |
| Sector 54 | 39,497 | 5,934 | $127,075 |
| Sector 44-45 | 32,135 | 1,758 | $48,045 |
| Sector 72 | 26,249 | 1,442 | $31,691 |
| Sector 23 | 24,704 | 2,164 | $91,379 |
| Sector 56 | 23,646 | 1,651 | $65,539 |
| Sector 52 | 21,801 | 2,061 | $132,634 |
| Sector 51 | 15,428 | 696 | $143,198 |
The largest sector is the biggest private employer group at 50,950 jobs, 15.0 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Arapahoe County
What businesses operate in Arapahoe County
- Establishments, all industries20,137
- Employment at those establishments321,810
- Annual payroll$24.54 bn
- Establishments per 1,000 residents30.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Arapahoe County
What is being built in Arapahoe County
- Housing units authorised by permit, 20243,856
- Declared construction value permitted$835.6 m
- Single family units authorised2,362
- Multifamily units authorised1,494
- Multifamily share of units38.7 percent
- Average declared value per unit$216,698
- Units authorised per 1,000 households15.0
Multifamily is 38.7 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Arapahoe County
How much SBA lending happens in Arapahoe County
- 7(a) approvals recorded1,368
- 7(a) gross approval dollars$829.9 m
- Average 7(a) approval$606,639
- Median 7(a) approval$292,000
- 10th percentile approval$25,000
- 90th percentile approval$1,699,400
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)16,443
- Jobs per approval12.0
- Distinct 7(a) lenders active117
- Distinct industries receiving approvals279
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer13.7 percent
- Loans on real estate terms187
- Loans on working capital terms, 120 months or shorter1,124
- Franchise loans190
- Franchise share of approvals13.9 percent
- Leading industry by approval countFull-Service Restaurants (59)
- Most active lenderThe Huntington National Bank (179)
- 504 approvals recorded263
- 504 gross approval dollars$279.5 m
- Average 504 approval$1,062,578
- Median 504 approval$658,000
- Distinct CDCs active8
- 504 jobs per approval10.9
- 504 jobs per million dollars approved10.3
- Most active CDCB:Side Capital (167)
- 7(a) share of SBA approvals83.9 percent
- Combined SBA approval dollars$1.11 bn
The average approval of $606,639 sits well above the median of $292,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 13.7 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Arapahoe County
Do SBA loans in Arapahoe County get paid back
- Loans with a final outcome recorded249
- Paid in full227
- Charged off22
- Charge off rate on resolved loans8.8 percent
- Status: Paid in full227
- Status: Exempt from disclosure885
- Status: Cancelled158
- Status: Charged off22
- Status: Committed, not yet disbursed76
| NAICS | Industry | Resolved loans | Charged off | Charge off rate |
|---|---|---|---|---|
| 811111 | General Automotive Repair | 10 | 0 | 0.0% |
Of the 249 loans that have reached a final outcome, 8.8 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong. Among industries with at least ten resolved loans, General Automotive Repair carries the highest charge off rate at 0.0 percent.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Arapahoe County
Which parts of Arapahoe County get the lending
- Places in the county with recorded lending17
- Aurora, approvals514
- ENGLEWOOD, approvals294
- CENTENNIAL, approvals236
- LITTLETON, approvals143
- GREENWOOD VILLAGE, approvals113
- Denver, approvals42
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Aurora | 514 | $271,219,800 |
| ENGLEWOOD | 294 | $204,573,600 |
| CENTENNIAL | 236 | $158,462,700 |
| LITTLETON | 143 | $82,584,900 |
| GREENWOOD VILLAGE | 113 | $67,375,100 |
| Denver | 42 | $28,821,000 |
| Sheridan | 8 | $3,744,000 |
| Deer Trail | 5 | $2,222,800 |
Aurora accounts for 514 approvals against 294 in ENGLEWOOD. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Arapahoe County
How big is Arapahoe County
- Land area798 sq mi
- Rank by land area among Colorado counties48th of 64
- Width, east to west71.8 mi
- Height, north to south12 mi
- Geographies sharing a boundary7
- Residents per square mile of land827
- Establishments per square mile25.23
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Arapahoe County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Arapahoe County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population659,844
- Households257,232
- Average household size2.57
- Median household income$101,087
- Median age37.3
Common questions
Arapahoe County questions, answered from the record.
How many people live in Arapahoe County, Colorado?
659,844, in 257,232 households, ranking 3rd of 64 Colorado counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Arapahoe County growing?
The population has grown 1.81 percent since the 2020 census base. In 2024 there were 7,605 births against 4,671 deaths, with net migration of 2,089. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Arapahoe County?
$101,087. The median owner-occupied home is valued at $561,200, which is 5.6 times income, and median gross rent is $1,891 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Arapahoe County?
20,137 establishments, employing 321,810 people with an annual payroll of $24.54 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Arapahoe County?
Average annual pay is $85,628, or $1,647 a week, across 339,996 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Arapahoe County?
1,368 7(a) approvals totalling $829.9 m since FY2020, across 117 lenders, with a median approval of $292,000, plus 263 504 approvals worth $279.5 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Arapahoe County get paid back?
Of the 249 loans that have reached a final outcome, 227 were paid in full and 22 charged off, a charge off rate of 8.8 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Arapahoe County?
3,856 housing units were authorised by permit in 2024, with a declared construction value of $835.6 m. Multifamily was 38.7 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Arapahoe County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Arapahoe County come from?
The largest single origin is Arapahoe County Non-migrants, with 247,154 households. Arriving households report an average income of $83,050 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Arapahoe County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Arapahoe County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.