Delta County, Colorado: commercial real estate data.
Delta County, Colorado has a population of 31,598 across 1,142 square miles, up 3.3 percent since the 2020 census base. County output reached $1.20 bn in 2024, 878 establishments operate here, and the SBA record carries 28 7(a) approvals worth $22.4 m.
120 sourced county values · tier FULL · 11 sections
Delta County
How many people live in Delta County
- Population31,598
- Households12,959
- Average household size2.44
- Median household income$57,774
- Median age48.1
- Median gross rent$1,121 per month
- Median owner-occupied home value$343,200
- Home value to household income5.9 times
- Annual rent as a share of median income23.3 percent
- Adults 25 and over with a bachelor degree or higher26.6 percent
- Adults 25 and over with a graduate degree9.3 percent
- Adults 25 and over23,409
- Population under 186,029
- Share under 1819.1 percent
- Population 65 and over8,973
- Share 65 and over28.4 percent
- Working age population, 18 to 6416,596
- Civilian labor force12,999
- Unemployment rate3.2 percent
- Labor force participation, adults 18 and over50.8 percent
- Rank by population among Colorado counties18th of 64
- Rank by population among US county-equivalents1428th
Delta County is the 18th largest of 64 Colorado counties by population. A median home costs 5.9 times median household income, which is a stretched ownership market and usually shows up as rental demand. Residents 65 and over outnumber those under 18, at 28.4 percent against 19.1 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Delta County
Is Delta County growing
- Population change since the 2020 census base3.26 percent
- Census 2020 base population31,197
- Births, 2024273
- Deaths, 2024450
- Natural change, 2024-177
- Net domestic migration, 2024615
- Net international migration, 202421
- Total net migration, 2024636
- Cumulative net domestic migration, 2021 to 20241,909
- Rank by growth among US county-equivalents816th
The county has grown 3.26 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Delta County
Where people moving to Delta County come from
- Tax returns filed by households arriving1,109
- People arriving, from those returns2,036
- Adjusted gross income arriving$80.9 m
- Net adjusted gross income movement$0
- Average income of an arriving household$72,942
- Largest single originDelta County Non-migrants (11,564 households)
- Largest single destination (11,564 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Delta County Non-migrants | 11,564 | 23,108 | $736.6 m |
| Other flows - Different State | 408 | 747 | $33.2 m |
| Other flows - West | 239 | 439 | $16.1 m |
| Other flows - Same State | 181 | 319 | $17.0 m |
| Montrose County | 167 | 331 | $7.7 m |
| Mesa County | 163 | 306 | $8.1 m |
| Other flows - South | 90 | 163 | $6.3 m |
| Other flows - Midwest | 58 | 116 | $3.6 m |
The largest single source of arrivals is Delta County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Delta County
What the Delta County economy runs on
- County GDP, 2024$1.20 bn
- County GDP, 2023$1.14 bn
- GDP change, 2023 to 20245.7 percent
- GDP change over five years30.0 percent
- Rank by GDP among Colorado counties29th
- Rank by GDP among US county-equivalents1692nd
- GDP per resident$38,074
Output grew 5.7 percent in the latest year and 30.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Delta County
Who employs people in Delta County
- Covered employment, annual average8,997
- Establishments reporting1,041
- Average annual pay$47,843
- Average weekly wage$920
- Sector 44-45, employment1,213
- Sector 44-45, average annual pay$36,208
- Sector 62, employment866
- Sector 62, average annual pay$38,922
- Sector 72, employment784
- Sector 72, average annual pay$22,331
- Sector 31-33, employment720
- Sector 31-33, average annual pay$47,429
- Sector 23, employment587
- Sector 11, employment420
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 1,213 | 107 | $36,208 |
| Sector 62 | 866 | 87 | $38,922 |
| Sector 72 | 784 | 86 | $22,331 |
| Sector 31-33 | 720 | 58 | $47,429 |
| Sector 23 | 587 | 136 | $57,527 |
| Sector 11 | 420 | 61 | $45,232 |
| Sector 52 | 348 | 51 | $91,654 |
| Sector 56 | 325 | 38 | $46,192 |
The largest sector is the biggest private employer group at 1,213 jobs, 13.5 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Delta County
What businesses operate in Delta County
- Establishments, all industries878
- Employment at those establishments6,516
- Annual payroll$295.4 m
- Establishments per 1,000 residents27.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Delta County
What is being built in Delta County
- Housing units authorised by permit, 2024115
- Declared construction value permitted$25.4 m
- Single family units authorised63
- Multifamily units authorised52
- Multifamily share of units45.2 percent
- Average declared value per unit$220,908
- Units authorised per 1,000 households8.9
Multifamily is 45.2 percent of units authorised, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Delta County
How much SBA lending happens in Delta County
- 7(a) approvals recorded28
- 7(a) gross approval dollars$22.4 m
- Average 7(a) approval$799,339
- Median 7(a) approval$400,000
- 10th percentile approval$20,000
- 90th percentile approval$2,000,000
- Largest single approval$3,118,500
- Jobs reported supported, 7(a)217
- Jobs per approval7.8
- Distinct 7(a) lenders active16
- Distinct industries receiving approvals19
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer35.7 percent
- Loans on real estate terms10
- Loans on working capital terms, 120 months or shorter16
- Franchise loans5
- Franchise share of approvals17.9 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (4)
- Most active lenderThe Huntington National Bank (4)
- 504 approvals recorded13
- 504 gross approval dollars$4.2 m
- Average 504 approval$324,462
- Median 504 approval$247,000
- Distinct CDCs active3
- 504 jobs per approval4.1
- 504 jobs per million dollars approved12.6
- Most active CDCB:Side Capital (11)
- 7(a) share of SBA approvals68.3 percent
- Combined SBA approval dollars$26.6 m
The average approval of $799,339 sits well above the median of $400,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. 35.7 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Delta County
Do SBA loans in Delta County get paid back
- Loans with a final outcome recorded2
- Paid in full2
- Charged off0
- Status: Exempt from disclosure18
- Status: Cancelled7
- Status: Paid in full2
- Status: Committed, not yet disbursed1
Too few loans have reached a final outcome to publish a charge off rate. only 2 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Delta County
Which parts of Delta County get the lending
- Places in the county with recorded lending5
- DELTA, approvals11
- CEDAREDGE, approvals7
- PAONIA, approvals6
- Austin, approvals3
- HOTCHKISS, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| DELTA | 11 | $14,813,000 |
| CEDAREDGE | 7 | $4,560,000 |
| PAONIA | 6 | $1,181,500 |
| Austin | 3 | $410,000 |
| HOTCHKISS | 1 | $1,417,000 |
DELTA accounts for 11 approvals against 7 in CEDAREDGE. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Delta County
How big is Delta County
- Land area1,142 sq mi
- Rank by land area among Colorado counties40th of 64
- Width, east to west47.3 mi
- Height, north to south38 mi
- Geographies sharing a boundary3
- Residents per square mile of land28
- Establishments per square mile0.77
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Delta County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Delta County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population31,598
- Households12,959
- Average household size2.44
- Median household income$57,774
- Median age48.1
Common questions
Delta County questions, answered from the record.
How many people live in Delta County, Colorado?
31,598, in 12,959 households, ranking 18th of 64 Colorado counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Delta County growing?
The population has grown 3.26 percent since the 2020 census base. In 2024 there were 273 births against 450 deaths, with net migration of 636. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Delta County?
$57,774. The median owner-occupied home is valued at $343,200, which is 5.9 times income, and median gross rent is $1,121 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Delta County?
878 establishments, employing 6,516 people with an annual payroll of $295.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Delta County?
Average annual pay is $47,843, or $920 a week, across 8,997 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Delta County?
28 7(a) approvals totalling $22.4 m since FY2020, across 16 lenders, with a median approval of $400,000, plus 13 504 approvals worth $4.2 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Delta County?
115 housing units were authorised by permit in 2024, with a declared construction value of $25.4 m. Multifamily was 45.2 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Delta County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Delta County come from?
The largest single origin is Delta County Non-migrants, with 11,564 households. Arriving households report an average income of $72,942 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Delta County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Delta County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.