Grand County, Colorado: commercial real estate data.
Grand County, Colorado has a population of 15,895 across 1,846 square miles, up 2.8 percent since the 2020 census base. County output reached $1.62 bn in 2024, 917 establishments operate here, and the SBA record carries 52 7(a) approvals worth $54.9 m.
121 sourced county values · tier FULL · 11 sections
Grand County
How many people live in Grand County
- Population15,895
- Households7,475
- Average household size2.13
- Median household income$88,612
- Median age45.4
- Median gross rent$1,493 per month
- Median owner-occupied home value$601,500
- Home value to household income6.8 times
- Annual rent as a share of median income20.2 percent
- Adults 25 and over with a bachelor degree or higher42.7 percent
- Adults 25 and over with a graduate degree14.9 percent
- Adults 25 and over12,437
- Population under 182,535
- Share under 1815.9 percent
- Population 65 and over3,325
- Share 65 and over20.9 percent
- Working age population, 18 to 6410,035
- Civilian labor force9,644
- Unemployment rate4.1 percent
- Labor force participation, adults 18 and over72.2 percent
- Rank by population among Colorado counties32nd of 64
- Rank by population among US county-equivalents2105th
Grand County is the 32nd largest of 64 Colorado counties by population. A median home costs 6.8 times median household income, which is a stretched ownership market and usually shows up as rental demand. Residents 65 and over outnumber those under 18, at 20.9 percent against 15.9 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Grand County
Is Grand County growing
- Population change since the 2020 census base2.80 percent
- Census 2020 base population15,714
- Births, 2024125
- Deaths, 202492
- Natural change, 202433
- Net domestic migration, 202485
- Net international migration, 202461
- Total net migration, 2024146
- Cumulative net domestic migration, 2021 to 2024167
- Rank by growth among US county-equivalents923rd
The county has grown 2.80 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Grand County
Where people moving to Grand County come from
- Tax returns filed by households arriving872
- People arriving, from those returns1,338
- Adjusted gross income arriving$105.1 m
- Net adjusted gross income movement$0
- Average income of an arriving household$120,573
- Largest single originGrand County Non-migrants (5,949 households)
- Largest single destination (5,949 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Grand County Non-migrants | 5,949 | 10,741 | $735.3 m |
| Other flows - Different State | 414 | 573 | $45.1 m |
| Other flows - South | 143 | 191 | $13.2 m |
| Other flows - Midwest | 138 | 200 | $20.8 m |
| Other flows - Same State | 99 | 159 | $8.9 m |
| Other flows - West | 90 | 129 | $8.5 m |
| Denver County | 77 | 123 | $11.7 m |
| Jefferson County | 76 | 121 | $12.2 m |
The largest single source of arrivals is Grand County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Grand County
What the Grand County economy runs on
- County GDP, 2024$1.62 bn
- County GDP, 2023$1.46 bn
- GDP change, 2023 to 202411.2 percent
- GDP change over five years70.3 percent
- Rank by GDP among Colorado counties22nd
- Rank by GDP among US county-equivalents1451st
- GDP per resident$102,042
Output grew 11.2 percent in the latest year and 70.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Grand County
Who employs people in Grand County
- Covered employment, annual average8,117
- Establishments reporting1,003
- Average annual pay$52,669
- Average weekly wage$1,013
- Sector 72, employment2,042
- Sector 72, average annual pay$37,033
- Sector 71, employment1,137
- Sector 71, average annual pay$38,515
- Sector 44-45, employment841
- Sector 44-45, average annual pay$43,775
- Sector 23, employment785
- Sector 23, average annual pay$69,669
- Sector 53, employment405
- Sector 56, employment212
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 72 | 2,042 | 132 | $37,033 |
| Sector 71 | 1,137 | 30 | $38,515 |
| Sector 44-45 | 841 | 111 | $43,775 |
| Sector 23 | 785 | 185 | $69,669 |
| Sector 53 | 405 | 100 | $56,326 |
| Sector 56 | 212 | 50 | $49,994 |
| Sector 54 | 207 | 118 | $88,017 |
| Sector 81 | 155 | 49 | $49,793 |
The largest sector is the biggest private employer group at 2,042 jobs, 25.2 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Grand County
What businesses operate in Grand County
- Establishments, all industries917
- Employment at those establishments8,294
- Annual payroll$370.6 m
- Establishments per 1,000 residents57.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Grand County
What is being built in Grand County
- Housing units authorised by permit, 2024294
- Declared construction value permitted$94.6 m
- Single family units authorised212
- Multifamily units authorised82
- Multifamily share of units27.9 percent
- Average declared value per unit$321,795
- Units authorised per 1,000 households39.3
Multifamily is 27.9 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Grand County
How much SBA lending happens in Grand County
- 7(a) approvals recorded52
- 7(a) gross approval dollars$54.9 m
- Average 7(a) approval$1,054,815
- Median 7(a) approval$600,000
- 10th percentile approval$30,000
- 90th percentile approval$2,592,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)400
- Jobs per approval7.7
- Distinct 7(a) lenders active32
- Distinct industries receiving approvals38
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer28.8 percent
- Loans on real estate terms15
- Loans on working capital terms, 120 months or shorter32
- Franchise loans3
- Franchise share of approvals5.8 percent
- Leading industry by approval countFull-Service Restaurants (6)
- Most active lenderU.S. Bank, National Association (10)
- 504 approvals recorded12
- 504 gross approval dollars$5.4 m
- Average 504 approval$451,500
- Median 504 approval$472,000
- Distinct CDCs active3
- 504 jobs per approval3.8
- 504 jobs per million dollars approved8.3
- Most active CDCB:Side Capital (9)
- 7(a) share of SBA approvals81.3 percent
- Combined SBA approval dollars$60.3 m
The average approval of $1,054,815 sits well above the median of $600,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 28.8 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Grand County
Do SBA loans in Grand County get paid back
- Loans with a final outcome recorded7
- Paid in full7
- Charged off0
- Status: Paid in full7
- Status: Exempt from disclosure37
- Status: Cancelled5
- Status: Committed, not yet disbursed3
Too few loans have reached a final outcome to publish a charge off rate. only 7 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Grand County
Which parts of Grand County get the lending
- Places in the county with recorded lending8
- WINTER PARK, approvals14
- GRANBY, approvals10
- KREMMLING, approvals9
- GRAND LAKE, approvals8
- FRASER, approvals6
- Hot Sulphur Springs, approvals2
| Place | Approvals | Gross approval dollars |
|---|---|---|
| WINTER PARK | 14 | $20,070,000 |
| GRANBY | 10 | $9,153,000 |
| KREMMLING | 9 | $7,572,000 |
| GRAND LAKE | 8 | $4,355,400 |
| FRASER | 6 | $10,564,000 |
| Hot Sulphur Springs | 2 | $484,000 |
| Tabernash | 2 | $2,612,000 |
| PARSHALL | 1 | $40,000 |
WINTER PARK accounts for 14 approvals against 10 in GRANBY. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Grand County
How big is Grand County
- Land area1,846 sq mi
- Rank by land area among Colorado counties22nd of 64
- Width, east to west53.6 mi
- Height, north to south55.1 mi
- Geographies sharing a boundary8
- Residents per square mile of land9
- Establishments per square mile0.50
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Grand County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Grand County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population15,895
- Households7,475
- Average household size2.13
- Median household income$88,612
- Median age45.4
Common questions
Grand County questions, answered from the record.
How many people live in Grand County, Colorado?
15,895, in 7,475 households, ranking 32nd of 64 Colorado counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Grand County growing?
The population has grown 2.80 percent since the 2020 census base. In 2024 there were 125 births against 92 deaths, with net migration of 146. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Grand County?
$88,612. The median owner-occupied home is valued at $601,500, which is 6.8 times income, and median gross rent is $1,493 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Grand County?
917 establishments, employing 8,294 people with an annual payroll of $370.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Grand County?
Average annual pay is $52,669, or $1,013 a week, across 8,117 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Grand County?
52 7(a) approvals totalling $54.9 m since FY2020, across 32 lenders, with a median approval of $600,000, plus 12 504 approvals worth $5.4 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Grand County?
294 housing units were authorised by permit in 2024, with a declared construction value of $94.6 m. Multifamily was 27.9 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Grand County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Grand County come from?
The largest single origin is Grand County Non-migrants, with 5,949 households. Arriving households report an average income of $120,573 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Grand County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Grand County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.