Kit Carson County, Colorado: commercial real estate data.
Kit Carson County, Colorado has a population of 7,023 across 2,161 square miles, down 0.0 percent since the 2020 census base. County output reached $650.7 m in 2024, 275 establishments operate here, and the SBA record carries 9 7(a) approvals worth $9.8 m.
117 sourced county values · tier FULL · 11 sections
Kit Carson County
How many people live in Kit Carson County
- Population7,023
- Households2,896
- Average household size2.43
- Median household income$70,259
- Median age39.5
- Median gross rent$973 per month
- Median owner-occupied home value$239,500
- Home value to household income3.4 times
- Annual rent as a share of median income16.6 percent
- Adults 25 and over with a bachelor degree or higher20.4 percent
- Adults 25 and over with a graduate degree5.3 percent
- Adults 25 and over4,759
- Population under 181,835
- Share under 1826.1 percent
- Population 65 and over1,394
- Share 65 and over19.8 percent
- Working age population, 18 to 643,794
- Civilian labor force3,509
- Unemployment rate2.4 percent
- Labor force participation, adults 18 and over67.6 percent
- Rank by population among Colorado counties43rd of 64
- Rank by population among US county-equivalents2736th
Kit Carson County is the 43rd largest of 64 Colorado counties by population. A median home costs 3.4 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 26.1 percent against 19.8 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Kit Carson County
Is Kit Carson County growing
- Population change since the 2020 census base-0.01 percent
- Census 2020 base population7,081
- Births, 202492
- Deaths, 202492
- Natural change, 20240
- Net domestic migration, 20244
- Net international migration, 202443
- Total net migration, 202447
- Cumulative net domestic migration, 2021 to 2024-102
- Rank by growth among US county-equivalents1826th
The county has lost 0.01 percent of its population since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Kit Carson County
Where people moving to Kit Carson County come from
- Tax returns filed by households arriving153
- People arriving, from those returns264
- Adjusted gross income arriving$9.2 m
- Net adjusted gross income movement$0
- Average income of an arriving household$60,412
- Largest single originKit Carson County Non-migrants (2,655 households)
- Largest single destination (2,655 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Kit Carson County Non-migrants | 2,655 | 5,740 | $195.3 m |
| Other flows - Same State | 82 | 133 | $6.3 m |
| Other flows - Different State | 71 | 131 | $3.0 m |
| Other flows - Midwest | 27 | 41 | $773,000 |
| Other flows - South | 22 | 57 | $1.1 m |
| Other flows - West | 22 | 33 | $1.1 m |
The largest single source of arrivals is Kit Carson County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Kit Carson County
What the Kit Carson County economy runs on
- County GDP, 2024$650.7 m
- County GDP, 2023$718.4 m
- GDP change, 2023 to 2024-9.4 percent
- GDP change over five years75.1 percent
- Rank by GDP among Colorado counties40th
- Rank by GDP among US county-equivalents2214th
- GDP per resident$92,652
Output grew -9.4 percent in the latest year and 75.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Kit Carson County
Who employs people in Kit Carson County
- Covered employment, annual average3,013
- Establishments reporting333
- Average annual pay$47,531
- Average weekly wage$914
- Sector 44-45, employment364
- Sector 44-45, average annual pay$33,850
- Sector 42, employment362
- Sector 42, average annual pay$72,654
- Sector 52, employment102
- Sector 52, average annual pay$64,460
- Sector 31-33, employment97
- Sector 31-33, average annual pay$58,281
- Sector 23, employment96
- Sector 54, employment64
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 364 | 30 | $33,850 |
| Sector 42 | 362 | 25 | $72,654 |
| Sector 52 | 102 | 24 | $64,460 |
| Sector 31-33 | 97 | 7 | $58,281 |
| Sector 23 | 96 | 22 | $51,383 |
| Sector 54 | 64 | 29 | $77,991 |
| Sector 48-49 | 62 | 12 | $71,593 |
| Sector 81 | 49 | 14 | $34,128 |
The largest sector is the biggest private employer group at 364 jobs, 12.1 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Kit Carson County
What businesses operate in Kit Carson County
- Establishments, all industries275
- Employment at those establishments1,948
- Annual payroll$90.8 m
- Establishments per 1,000 residents39.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Kit Carson County
What is being built in Kit Carson County
- Housing units authorised by permit, 20248
- Declared construction value permitted$1.7 m
- Single family units authorised8
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$208,373
- Units authorised per 1,000 households2.8
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Kit Carson County
How much SBA lending happens in Kit Carson County
- 7(a) approvals recorded9
- 7(a) gross approval dollars$9.8 m
- Average 7(a) approval$1,088,867
- Median 7(a) approval$540,000
- 10th percentile approval$122,200
- 90th percentile approval$3,573,100
- Largest single approval$3,573,100
- Jobs reported supported, 7(a)93
- Jobs per approval10.3
- Distinct 7(a) lenders active7
- Distinct industries receiving approvals4
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer88.9 percent
- Loans on real estate terms8
- Loans on working capital terms, 120 months or shorter1
- Franchise loans3
- Franchise share of approvals33.3 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (5)
- Most active lenderOpen Bank (2)
- 504 approvals recorded5
- 504 gross approval dollars$3.7 m
- Average 504 approval$740,800
- Median 504 approval$842,000
- Distinct CDCs active2
- 504 jobs per approval5.8
- 504 jobs per million dollars approved7.8
- Most active CDCB:Side Capital (4)
- 7(a) share of SBA approvals64.3 percent
- Combined SBA approval dollars$13.5 m
The average approval of $1,088,867 sits well above the median of $540,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. 88.9 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Kit Carson County
Do SBA loans in Kit Carson County get paid back
- Loans with a final outcome recorded4
- Paid in full4
- Charged off0
- Status: Paid in full4
- Status: Exempt from disclosure5
Too few loans have reached a final outcome to publish a charge off rate. only 4 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kit Carson County
Which parts of Kit Carson County get the lending
- Places in the county with recorded lending4
- BURLINGTON, approvals6
- Seibert, approvals1
- FLAGLER, approvals1
- STRATTON, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| BURLINGTON | 6 | $8,415,300 |
| Seibert | 1 | $358,500 |
| FLAGLER | 1 | $540,000 |
| STRATTON | 1 | $486,000 |
BURLINGTON accounts for 6 approvals against 1 in Seibert. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kit Carson County
How big is Kit Carson County
- Land area2,161 sq mi
- Rank by land area among Colorado counties18th of 64
- Width, east to west59.7 mi
- Height, north to south37 mi
- Geographies sharing a boundary4
- Residents per square mile of land3
- Establishments per square mile0.13
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Kit Carson County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Kit Carson County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population7,023
- Households2,896
- Average household size2.43
- Median household income$70,259
- Median age39.5
Common questions
Kit Carson County questions, answered from the record.
How many people live in Kit Carson County, Colorado?
7,023, in 2,896 households, ranking 43rd of 64 Colorado counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Kit Carson County growing?
The population has fallen 0.01 percent since the 2020 census base. In 2024 there were 92 births against 92 deaths, with net migration of 47. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Kit Carson County?
$70,259. The median owner-occupied home is valued at $239,500, which is 3.4 times income, and median gross rent is $973 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Kit Carson County?
275 establishments, employing 1,948 people with an annual payroll of $90.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Kit Carson County?
Average annual pay is $47,531, or $914 a week, across 3,013 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Kit Carson County?
9 7(a) approvals totalling $9.8 m since FY2020, across 7 lenders, with a median approval of $540,000, plus 5 504 approvals worth $3.7 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Kit Carson County?
8 housing units were authorised by permit in 2024, with a declared construction value of $1.7 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Kit Carson County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Kit Carson County come from?
The largest single origin is Kit Carson County Non-migrants, with 2,655 households. Arriving households report an average income of $60,412 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Kit Carson County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Kit Carson County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.