Ouray County, Colorado: commercial real estate data.
Ouray County, Colorado has a population of 5,087 across 542 square miles, up 6.5 percent since the 2020 census base. County output reached $309.4 m in 2024, 321 establishments operate here, and the SBA record carries 3 7(a) approvals worth $590,000.
116 sourced county values · tier FULL · 11 sections
Ouray County
How many people live in Ouray County
- Population5,087
- Households2,623
- Average household size1.94
- Median household income$91,020
- Median age55.4
- Median gross rent$1,786 per month
- Median owner-occupied home value$739,800
- Home value to household income8.1 times
- Annual rent as a share of median income23.5 percent
- Adults 25 and over with a bachelor degree or higher56.5 percent
- Adults 25 and over with a graduate degree19.2 percent
- Adults 25 and over4,347
- Population under 18639
- Share under 1812.6 percent
- Population 65 and over1,820
- Share 65 and over35.8 percent
- Working age population, 18 to 642,628
- Civilian labor force2,472
- Unemployment rate3.5 percent
- Labor force participation, adults 18 and over55.6 percent
- Rank by population among Colorado counties52nd of 64
- Rank by population among US county-equivalents2892nd
Ouray County is the 52nd largest of 64 Colorado counties by population. A median home costs 8.1 times median household income, which is a stretched ownership market and usually shows up as rental demand. Residents 65 and over outnumber those under 18, at 35.8 percent against 12.6 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Ouray County
Is Ouray County growing
- Population change since the 2020 census base6.50 percent
- Census 2020 base population4,880
- Births, 202427
- Deaths, 202447
- Natural change, 2024-20
- Net domestic migration, 20249
- Net international migration, 202424
- Total net migration, 202433
- Cumulative net domestic migration, 2021 to 2024297
- Rank by growth among US county-equivalents350th
The county has grown 6.50 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Ouray County
Where people moving to Ouray County come from
- Tax returns filed by households arriving235
- People arriving, from those returns372
- Adjusted gross income arriving$33.0 m
- Net adjusted gross income movement$0
- Average income of an arriving household$140,523
- Largest single originOuray County Non-migrants (2,205 households)
- Largest single destination (2,205 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Ouray County Non-migrants | 2,205 | 4,017 | $363.9 m |
| Other flows - Different State | 104 | 166 | $19.9 m |
| Other flows - Same State | 71 | 113 | $7.5 m |
| Other flows - South | 55 | 92 | $11.2 m |
| Other flows - West | 49 | 74 | $8.7 m |
| Montrose County | 37 | 58 | $2.6 m |
| San Miguel County | 23 | 35 | $3.1 m |
The largest single source of arrivals is Ouray County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Ouray County
What the Ouray County economy runs on
- County GDP, 2024$309.4 m
- County GDP, 2023$296.2 m
- GDP change, 2023 to 20244.5 percent
- GDP change over five years35.2 percent
- Rank by GDP among Colorado counties48th
- Rank by GDP among US county-equivalents2684th
- GDP per resident$60,828
Output grew 4.5 percent in the latest year and 35.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Ouray County
Who employs people in Ouray County
- Covered employment, annual average2,214
- Establishments reporting396
- Average annual pay$50,140
- Average weekly wage$964
- Sector 72, employment562
- Sector 72, average annual pay$34,497
- Sector 44-45, employment219
- Sector 44-45, average annual pay$30,748
- Sector 23, employment149
- Sector 23, average annual pay$67,795
- Sector 54, employment109
- Sector 54, average annual pay$84,792
- Sector 81, employment97
- Sector 71, employment83
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 72 | 562 | 50 | $34,497 |
| Sector 44-45 | 219 | 37 | $30,748 |
| Sector 23 | 149 | 41 | $67,795 |
| Sector 54 | 109 | 67 | $84,792 |
| Sector 81 | 97 | 20 | $61,536 |
| Sector 71 | 83 | 17 | $34,579 |
| Sector 31-33 | 82 | 12 | $40,008 |
| Sector 62 | 49 | 19 | $41,790 |
The largest sector is the biggest private employer group at 562 jobs, 25.4 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Ouray County
What businesses operate in Ouray County
- Establishments, all industries321
- Employment at those establishments1,626
- Annual payroll$73.8 m
- Establishments per 1,000 residents63.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Ouray County
What is being built in Ouray County
- Housing units authorised by permit, 202496
- Declared construction value permitted$36.5 m
- Single family units authorised74
- Multifamily units authorised22
- Multifamily share of units22.9 percent
- Average declared value per unit$379,754
- Units authorised per 1,000 households36.6
Multifamily is 22.9 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Ouray County
How much SBA lending happens in Ouray County
- 7(a) approvals recorded3
- 7(a) gross approval dollars$590,000
- Average 7(a) approval$196,667
- Median 7(a) approval$20,000
- 10th percentile approval$15,000
- 90th percentile approval$555,000
- Largest single approval$555,000
- Jobs reported supported, 7(a)4
- Jobs per approval1.3
- Distinct 7(a) lenders active3
- Distinct industries receiving approvals3
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer33.3 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter2
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countBed-and-Breakfast Inns (1)
- Most active lenderFirst Southwest Bank (1)
- 504 approvals recorded1
- 504 gross approval dollars$289,000
- Average 504 approval$289,000
- Median 504 approval$289,000
- Distinct CDCs active1
- 504 jobs per approval0.0
- 504 jobs per million dollars approved0.0
- Most active CDCCommunity Economic Development Company of Colorado (1)
- 7(a) share of SBA approvals75.0 percent
- Combined SBA approval dollars$879,000
The average approval of $196,667 sits well above the median of $20,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. 33.3 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ouray County
Do SBA loans in Ouray County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Committed, not yet disbursed1
- Status: Exempt from disclosure1
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ouray County
Which parts of Ouray County get the lending
- Places in the county with recorded lending2
- RIDGWAY, approvals2
- MONTROSE, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| RIDGWAY | 2 | $35,000 |
| MONTROSE | 1 | $555,000 |
RIDGWAY accounts for 2 approvals against 1 in MONTROSE. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ouray County
How big is Ouray County
- Land area542 sq mi
- Rank by land area among Colorado counties58th of 64
- Width, east to west33.8 mi
- Height, north to south29.5 mi
- Geographies sharing a boundary5
- Residents per square mile of land9
- Establishments per square mile0.59
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Ouray County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Ouray County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population5,087
- Households2,623
- Average household size1.94
- Median household income$91,020
- Median age55.4
Common questions
Ouray County questions, answered from the record.
How many people live in Ouray County, Colorado?
5,087, in 2,623 households, ranking 52nd of 64 Colorado counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Ouray County growing?
The population has grown 6.50 percent since the 2020 census base. In 2024 there were 27 births against 47 deaths, with net migration of 33. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Ouray County?
$91,020. The median owner-occupied home is valued at $739,800, which is 8.1 times income, and median gross rent is $1,786 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Ouray County?
321 establishments, employing 1,626 people with an annual payroll of $73.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Ouray County?
Average annual pay is $50,140, or $964 a week, across 2,214 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Ouray County?
3 7(a) approvals totalling $590,000 since FY2020, across 3 lenders, with a median approval of $20,000, plus 1 504 approvals worth $289,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Ouray County?
96 housing units were authorised by permit in 2024, with a declared construction value of $36.5 m. Multifamily was 22.9 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Ouray County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Ouray County come from?
The largest single origin is Ouray County Non-migrants, with 2,205 households. Arriving households report an average income of $140,523 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Ouray County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Ouray County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.