Routt County, Colorado: commercial real estate data.
Routt County, Colorado has a population of 25,084 across 2,362 square miles, up 1.7 percent since the 2020 census base. County output reached $2.96 bn in 2024, 1,860 establishments operate here, and the SBA record carries 51 7(a) approvals worth $23.4 m.
120 sourced county values · tier FULL · 11 sections
Routt County
How many people live in Routt County
- Population25,084
- Households11,281
- Average household size2.22
- Median household income$106,489
- Median age43.4
- Median gross rent$1,917 per month
- Median owner-occupied home value$854,700
- Home value to household income8.0 times
- Annual rent as a share of median income21.6 percent
- Adults 25 and over with a bachelor degree or higher54.2 percent
- Adults 25 and over with a graduate degree20.7 percent
- Adults 25 and over19,040
- Population under 184,312
- Share under 1817.2 percent
- Population 65 and over4,637
- Share 65 and over18.5 percent
- Working age population, 18 to 6416,135
- Civilian labor force14,941
- Unemployment rate2.4 percent
- Labor force participation, adults 18 and over71.9 percent
- Rank by population among Colorado counties23rd of 64
- Rank by population among US county-equivalents1659th
Routt County is the 23rd largest of 64 Colorado counties by population. A median home costs 8.0 times median household income, which is a stretched ownership market and usually shows up as rental demand. Residents 65 and over outnumber those under 18, at 18.5 percent against 17.2 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Routt County
Is Routt County growing
- Population change since the 2020 census base1.66 percent
- Census 2020 base population24,831
- Births, 2024205
- Deaths, 2024151
- Natural change, 202454
- Net domestic migration, 2024-74
- Net international migration, 2024103
- Total net migration, 202429
- Cumulative net domestic migration, 2021 to 2024-95
- Rank by growth among US county-equivalents1282nd
The county has grown 1.66 percent since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Routt County
Where people moving to Routt County come from
- Tax returns filed by households arriving1,148
- People arriving, from those returns1,836
- Adjusted gross income arriving$244.4 m
- Net adjusted gross income movement$0
- Average income of an arriving household$212,935
- Largest single originRoutt County Non-migrants (10,454 households)
- Largest single destination (10,454 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Routt County Non-migrants | 10,454 | 19,584 | $1.91 bn |
| Other flows - Different State | 619 | 986 | $123.5 m |
| Other flows - South | 193 | 309 | $22.8 m |
| Other flows - West | 182 | 294 | $48.4 m |
| Other flows - Midwest | 153 | 251 | $31.3 m |
| Other flows - Same State | 121 | 182 | $14.7 m |
| Denver County | 100 | 146 | $16.2 m |
| Other flows - Northeast | 91 | 132 | $21.1 m |
The largest single source of arrivals is Routt County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Routt County
What the Routt County economy runs on
- County GDP, 2024$2.96 bn
- County GDP, 2023$2.81 bn
- GDP change, 2023 to 20245.5 percent
- GDP change over five years46.5 percent
- Rank by GDP among Colorado counties18th
- Rank by GDP among US county-equivalents991st
- GDP per resident$118,036
Output grew 5.5 percent in the latest year and 46.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Routt County
Who employs people in Routt County
- Covered employment, annual average16,768
- Establishments reporting2,126
- Average annual pay$60,252
- Average weekly wage$1,159
- Sector 72, employment2,735
- Sector 72, average annual pay$38,605
- Sector 44-45, employment1,835
- Sector 44-45, average annual pay$45,085
- Sector 71, employment1,527
- Sector 71, average annual pay$40,401
- Sector 23, employment1,502
- Sector 23, average annual pay$70,752
- Sector 62, employment1,200
- Sector 56, employment877
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 72 | 2,735 | 165 | $38,605 |
| Sector 44-45 | 1,835 | 182 | $45,085 |
| Sector 71 | 1,527 | 65 | $40,401 |
| Sector 23 | 1,502 | 356 | $70,752 |
| Sector 62 | 1,200 | 144 | $65,218 |
| Sector 56 | 877 | 122 | $50,979 |
| Sector 54 | 744 | 356 | $93,114 |
| Sector 53 | 674 | 172 | $66,927 |
The largest sector is the biggest private employer group at 2,735 jobs, 16.3 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Routt County
What businesses operate in Routt County
- Establishments, all industries1,860
- Employment at those establishments15,390
- Annual payroll$749.8 m
- Establishments per 1,000 residents74.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Routt County
What is being built in Routt County
- Housing units authorised by permit, 2024597
- Declared construction value permitted$432.7 m
- Single family units authorised167
- Multifamily units authorised430
- Multifamily share of units72.0 percent
- Average declared value per unit$724,832
- Units authorised per 1,000 households52.9
Multifamily is 72.0 percent of units authorised, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Routt County
How much SBA lending happens in Routt County
- 7(a) approvals recorded51
- 7(a) gross approval dollars$23.4 m
- Average 7(a) approval$458,039
- Median 7(a) approval$150,000
- 10th percentile approval$25,000
- 90th percentile approval$960,900
- Largest single approval$4,400,000
- Jobs reported supported, 7(a)307
- Jobs per approval6.0
- Distinct 7(a) lenders active15
- Distinct industries receiving approvals35
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer7.8 percent
- Loans on real estate terms4
- Loans on working capital terms, 120 months or shorter47
- Franchise loans1
- Franchise share of approvals2.0 percent
- Leading industry by approval countFull-Service Restaurants (5)
- Most active lenderZions Bank, A Division of (12)
- 504 approvals recorded36
- 504 gross approval dollars$12.7 m
- Average 504 approval$353,306
- Median 504 approval$328,000
- Distinct CDCs active2
- 504 jobs per approval2.6
- 504 jobs per million dollars approved7.4
- Most active CDCB:Side Capital (34)
- 7(a) share of SBA approvals58.6 percent
- Combined SBA approval dollars$36.1 m
The average approval of $458,039 sits well above the median of $150,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 7.8 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Routt County
Do SBA loans in Routt County get paid back
- Loans with a final outcome recorded7
- Paid in full5
- Charged off2
- Status: Paid in full5
- Status: Exempt from disclosure34
- Status: Charged off2
- Status: Cancelled5
- Status: Committed, not yet disbursed5
Too few loans have reached a final outcome to publish a charge off rate. only 7 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Routt County
Which parts of Routt County get the lending
- Places in the county with recorded lending4
- STEAMBOAT SPRINGS, approvals43
- HAYDEN, approvals5
- OAK CREEK, approvals2
- Yampa, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| STEAMBOAT SPRINGS | 43 | $22,593,600 |
| HAYDEN | 5 | $302,400 |
| OAK CREEK | 2 | $325,000 |
| Yampa | 1 | $139,000 |
STEAMBOAT SPRINGS accounts for 43 approvals against 5 in HAYDEN. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Routt County
How big is Routt County
- Land area2,362 sq mi
- Rank by land area among Colorado counties15th of 64
- Width, east to west42.7 mi
- Height, north to south74.9 mi
- Geographies sharing a boundary6
- Residents per square mile of land11
- Establishments per square mile0.79
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Routt County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Routt County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population25,084
- Households11,281
- Average household size2.22
- Median household income$106,489
- Median age43.4
Common questions
Routt County questions, answered from the record.
How many people live in Routt County, Colorado?
25,084, in 11,281 households, ranking 23rd of 64 Colorado counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Routt County growing?
The population has grown 1.66 percent since the 2020 census base. In 2024 there were 205 births against 151 deaths, with net migration of 29. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Routt County?
$106,489. The median owner-occupied home is valued at $854,700, which is 8.0 times income, and median gross rent is $1,917 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Routt County?
1,860 establishments, employing 15,390 people with an annual payroll of $749.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Routt County?
Average annual pay is $60,252, or $1,159 a week, across 16,768 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Routt County?
51 7(a) approvals totalling $23.4 m since FY2020, across 15 lenders, with a median approval of $150,000, plus 36 504 approvals worth $12.7 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Routt County?
597 housing units were authorised by permit in 2024, with a declared construction value of $432.7 m. Multifamily was 72.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Routt County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Routt County come from?
The largest single origin is Routt County Non-migrants, with 10,454 households. Arriving households report an average income of $212,935 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Routt County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Routt County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.