Yuma County, Colorado: commercial real estate data.
Yuma County, Colorado has a population of 9,979 across 2,364 square miles, up 0.7 percent since the 2020 census base. County output reached $611.9 m in 2024, 352 establishments operate here, and the SBA record carries 4 7(a) approvals worth $1.4 m.
114 sourced county values · tier FULL · 11 sections
Yuma County
How many people live in Yuma County
- Population9,979
- Households4,078
- Average household size2.45
- Median household income$60,545
- Median age40.5
- Median gross rent$942 per month
- Median owner-occupied home value$211,700
- Home value to household income3.5 times
- Annual rent as a share of median income18.7 percent
- Adults 25 and over with a bachelor degree or higher25.3 percent
- Adults 25 and over with a graduate degree8.9 percent
- Adults 25 and over6,578
- Population under 182,776
- Share under 1827.8 percent
- Population 65 and over1,840
- Share 65 and over18.4 percent
- Working age population, 18 to 645,363
- Civilian labor force4,950
- Unemployment rate4.5 percent
- Labor force participation, adults 18 and over68.7 percent
- Rank by population among Colorado counties38th of 64
- Rank by population among US county-equivalents2482nd
Yuma County is the 38th largest of 64 Colorado counties by population. A median home costs 3.5 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 27.8 percent against 18.4 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Yuma County
Is Yuma County growing
- Population change since the 2020 census base0.68 percent
- Census 2020 base population9,980
- Births, 2024125
- Deaths, 202490
- Natural change, 202435
- Net domestic migration, 2024-161
- Net international migration, 2024195
- Total net migration, 202434
- Cumulative net domestic migration, 2021 to 2024-616
- Rank by growth among US county-equivalents1594th
The county has grown 0.68 percent since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Yuma County
Where people moving to Yuma County come from
- Tax returns filed by households arriving180
- People arriving, from those returns339
- Adjusted gross income arriving$10.6 m
- Net adjusted gross income movement$0
- Average income of an arriving household$58,694
- Largest single originYuma County Non-migrants (3,506 households)
- Largest single destination (3,506 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Yuma County Non-migrants | 3,506 | 7,823 | $250.3 m |
| Other flows - Same State | 105 | 204 | $5.8 m |
| Other flows - Different State | 75 | 135 | $4.8 m |
| Other flows - Midwest | 29 | 60 | $2.1 m |
| Other flows - West | 25 | 37 | $919,000 |
| Other flows - South | 21 | 38 | $1.8 m |
The largest single source of arrivals is Yuma County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Yuma County
What the Yuma County economy runs on
- County GDP, 2024$611.9 m
- County GDP, 2023$623.1 m
- GDP change, 2023 to 2024-1.8 percent
- GDP change over five years50.2 percent
- Rank by GDP among Colorado counties42nd
- Rank by GDP among US county-equivalents2258th
- GDP per resident$61,315
Output grew -1.8 percent in the latest year and 50.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Yuma County
Who employs people in Yuma County
- Covered employment, annual average3,996
- Establishments reporting437
- Average annual pay$49,574
- Average weekly wage$953
- Sector 44-45, employment429
- Sector 44-45, average annual pay$30,617
- Sector 72, employment226
- Sector 72, average annual pay$20,642
- Sector 42, employment213
- Sector 42, average annual pay$72,569
- Sector 23, employment144
- Sector 23, average annual pay$58,113
- Sector 31-33, employment138
- Sector 81, employment121
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 429 | 52 | $30,617 |
| Sector 72 | 226 | 26 | $20,642 |
| Sector 42 | 213 | 26 | $72,569 |
| Sector 23 | 144 | 30 | $58,113 |
| Sector 31-33 | 138 | 16 | $50,198 |
| Sector 81 | 121 | 27 | $57,267 |
| Sector 71 | 120 | 5 | $27,591 |
| Sector 56 | 103 | 9 | $47,448 |
The largest sector is the biggest private employer group at 429 jobs, 10.7 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Yuma County
What businesses operate in Yuma County
- Establishments, all industries352
- Employment at those establishments2,314
- Annual payroll$117.6 m
- Establishments per 1,000 residents35.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Yuma County
What is being built in Yuma County
- Housing units authorised by permit, 202412
- Declared construction value permitted$2.0 m
- Single family units authorised12
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$169,778
- Units authorised per 1,000 households2.9
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Yuma County
How much SBA lending happens in Yuma County
- 7(a) approvals recorded4
- 7(a) gross approval dollars$1.4 m
- Average 7(a) approval$346,875
- Median 7(a) approval$412,500
- 10th percentile approval$125,000
- 90th percentile approval$500,000
- Largest single approval$500,000
- Jobs reported supported, 7(a)40
- Jobs per approval10.0
- Distinct 7(a) lenders active2
- Distinct industries receiving approvals3
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer25.0 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter3
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countFarm Machinery and Equipment Manufacturing (2)
- Most active lenderFNB Bank (2)
- 504 approvals recorded1
- 504 gross approval dollars$61,000
- Average 504 approval$61,000
- Median 504 approval$61,000
- Distinct CDCs active1
- 504 jobs per approval2.0
- 504 jobs per million dollars approved32.8
- Most active CDCB:Side Capital (1)
- 7(a) share of SBA approvals80.0 percent
- Combined SBA approval dollars$1.4 m
The average approval of $346,875 sits close to the median of $412,500, so lending here is fairly evenly sized rather than driven by a few large deals. Only 25.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Yuma County
Do SBA loans in Yuma County get paid back
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure4
Too few loans have reached a final outcome to publish a charge off rate. only 0 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Yuma County
Which parts of Yuma County get the lending
- Places in the county with recorded lending2
- Wray, approvals2
- JOES, approvals2
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Wray | 2 | $625,000 |
| JOES | 2 | $762,500 |
Wray accounts for 2 approvals against 2 in JOES. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Yuma County
How big is Yuma County
- Land area2,364 sq mi
- Rank by land area among Colorado counties14th of 64
- Width, east to west39.9 mi
- Height, north to south60.2 mi
- Geographies sharing a boundary4
- Residents per square mile of land4
- Establishments per square mile0.15
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Yuma County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Yuma County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population9,979
- Households4,078
- Average household size2.45
- Median household income$60,545
- Median age40.5
Common questions
Yuma County questions, answered from the record.
How many people live in Yuma County, Colorado?
9,979, in 4,078 households, ranking 38th of 64 Colorado counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Yuma County growing?
The population has grown 0.68 percent since the 2020 census base. In 2024 there were 125 births against 90 deaths, with net migration of 34. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Yuma County?
$60,545. The median owner-occupied home is valued at $211,700, which is 3.5 times income, and median gross rent is $942 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Yuma County?
352 establishments, employing 2,314 people with an annual payroll of $117.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Yuma County?
Average annual pay is $49,574, or $953 a week, across 3,996 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Yuma County?
4 7(a) approvals totalling $1.4 m since FY2020, across 2 lenders, with a median approval of $412,500, plus 1 504 approvals worth $61,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Yuma County?
12 housing units were authorised by permit in 2024, with a declared construction value of $2.0 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Yuma County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Yuma County come from?
The largest single origin is Yuma County Non-migrants, with 3,506 households. Arriving households report an average income of $58,694 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Yuma County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Yuma County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.