Collier County, Florida: commercial real estate data.
Collier County, Florida has a population of 398,291 across 1,998 square miles, up 10.8 percent since the 2020 census base. County output reached $36.08 bn in 2024, 14,541 establishments operate here, and the SBA record carries 541 7(a) approvals worth $321.3 m.
129 sourced county values · tier FULL · 12 sections
Collier County
How many people live in Collier County
- Population398,291
- Households165,875
- Average household size2.40
- Median household income$90,045
- Median age53.3
- Median gross rent$1,862 per month
- Median owner-occupied home value$540,700
- Home value to household income6.0 times
- Annual rent as a share of median income24.8 percent
- Adults 25 and over with a bachelor degree or higher40.3 percent
- Adults 25 and over with a graduate degree16.8 percent
- Adults 25 and over308,251
- Population under 1864,916
- Share under 1816.3 percent
- Population 65 and over134,721
- Share 65 and over33.8 percent
- Working age population, 18 to 64198,654
- Civilian labor force174,612
- Unemployment rate3.9 percent
- Labor force participation, adults 18 and over52.4 percent
- Rank by population among Florida counties19th of 67
- Rank by population among US county-equivalents187th
Collier County is the 19th largest of 67 Florida counties by population. A median home costs 6.0 times median household income, which is a stretched ownership market and usually shows up as rental demand. Residents 65 and over outnumber those under 18, at 33.8 percent against 16.3 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Collier County
Is Collier County growing
- Population change since the 2020 census base10.77 percent
- Census 2020 base population375,761
- Births, 20243,421
- Deaths, 20244,490
- Natural change, 2024-1,069
- Net domestic migration, 2024-352
- Net international migration, 20247,637
- Total net migration, 20247,285
- Cumulative net domestic migration, 2021 to 202423,476
- Rank by growth among US county-equivalents131st
The county has grown 10.77 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Collier County
Where people moving to Collier County come from
- Tax returns filed by households arriving15,522
- People arriving, from those returns27,054
- Adjusted gross income arriving$6.70 bn
- Net adjusted gross income movement$0
- Average income of an arriving household$431,915
- Largest single originCollier County Non-migrants (158,280 households)
- Largest single destination (158,280 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Collier County Non-migrants | 158,280 | 295,296 | $38.29 bn |
| Other flows - Different State | 3,712 | 6,676 | $1.42 bn |
| Lee County | 1,862 | 3,092 | $374.5 m |
| Other flows - Midwest | 1,354 | 2,396 | $662.4 m |
| Other flows - South | 1,148 | 2,052 | $255.9 m |
| Miami-Dade County | 777 | 1,319 | $72.1 m |
| Other flows - Northeast | 648 | 1,157 | $286.6 m |
| Other flows - West | 562 | 1,071 | $217.3 m |
The largest single source of arrivals is Collier County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Collier County
What the Collier County economy runs on
- County GDP, 2024$36.08 bn
- County GDP, 2023$33.03 bn
- GDP change, 2023 to 20249.2 percent
- GDP change over five years64.4 percent
- Rank by GDP among Florida counties11th
- Rank by GDP among US county-equivalents166th
- GDP per resident$90,579
Output grew 9.2 percent in the latest year and 64.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Collier County
Who employs people in Collier County
- Covered employment, annual average171,813
- Establishments reporting18,444
- Average annual pay$68,041
- Average weekly wage$1,308
- Sector 62, employment24,150
- Sector 62, average annual pay$70,288
- Sector 72, employment24,099
- Sector 72, average annual pay$38,345
- Sector 44-45, employment22,666
- Sector 44-45, average annual pay$47,306
- Sector 23, employment20,703
- Sector 23, average annual pay$67,737
- Sector 56, employment11,563
- Sector 54, employment8,126
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 24,150 | 1,598 | $70,288 |
| Sector 72 | 24,099 | 1,111 | $38,345 |
| Sector 44-45 | 22,666 | 1,618 | $47,306 |
| Sector 23 | 20,703 | 2,656 | $67,737 |
| Sector 56 | 11,563 | 1,666 | $55,351 |
| Sector 54 | 8,126 | 2,684 | $111,101 |
| Sector 71 | 8,097 | 314 | $54,302 |
| Sector 81 | 7,540 | 1,449 | $50,563 |
The largest sector is the biggest private employer group at 24,150 jobs, 14.1 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Collier County
What businesses operate in Collier County
- Establishments, all industries14,541
- Employment at those establishments151,907
- Annual payroll$8.88 bn
- Establishments per 1,000 residents36.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Collier County
What is being built in Collier County
- Housing units authorised by permit, 20243,524
- Declared construction value permitted$1.82 bn
- Single family units authorised2,466
- Multifamily units authorised1,058
- Multifamily share of units30.0 percent
- Average declared value per unit$516,055
- Units authorised per 1,000 households21.2
Multifamily is 30.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Collier County
How much SBA lending happens in Collier County
- 7(a) approvals recorded541
- 7(a) gross approval dollars$321.3 m
- Average 7(a) approval$593,960
- Median 7(a) approval$260,000
- 10th percentile approval$30,000
- 90th percentile approval$1,620,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)6,556
- Jobs per approval12.1
- Distinct 7(a) lenders active96
- Distinct industries receiving approvals170
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer7.8 percent
- Loans on real estate terms42
- Loans on working capital terms, 120 months or shorter467
- Franchise loans71
- Franchise share of approvals13.1 percent
- Leading industry by approval countFull-Service Restaurants (33)
- Most active lenderThe Huntington National Bank (84)
- 504 approvals recorded80
- 504 gross approval dollars$63.0 m
- Average 504 approval$787,213
- Median 504 approval$501,000
- Distinct CDCs active4
- 504 jobs per approval8.0
- 504 jobs per million dollars approved10.2
- Most active CDCFlorida First Capital Finance Corporation, Inc. (37)
- 7(a) share of SBA approvals87.1 percent
- Combined SBA approval dollars$384.3 m
The average approval of $593,960 sits well above the median of $260,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 7.8 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Collier County
Do SBA loans in Collier County get paid back
- Loans with a final outcome recorded98
- Paid in full82
- Charged off16
- Charge off rate on resolved loans16.3 percent
- Status: Paid in full82
- Status: Exempt from disclosure345
- Status: Cancelled61
- Status: Charged off16
- Status: Committed, not yet disbursed37
Of the 98 loans that have reached a final outcome, 16.3 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Collier County
Which parts of Collier County get the lending
- Places in the county with recorded lending11
- NAPLES, approvals485
- MARCO ISLAND, approvals31
- AVE MARIA, approvals10
- BONITA SPRINGS, approvals6
- IMMOKALEE, approvals2
- Goodland, approvals2
| Place | Approvals | Gross approval dollars |
|---|---|---|
| NAPLES | 485 | $289,319,200 |
| MARCO ISLAND | 31 | $19,429,700 |
| AVE MARIA | 10 | $1,462,000 |
| BONITA SPRINGS | 6 | $5,614,200 |
| IMMOKALEE | 2 | $1,900,000 |
| Goodland | 2 | $325,000 |
| BONITA SPGS | 1 | $1,575,000 |
| NaplesNAPLES | 1 | $85,000 |
NAPLES accounts for 485 approvals against 31 in MARCO ISLAND. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Collier County
How big is Collier County
- Land area1,998 sq mi
- Rank by land area among Florida counties1st of 67
- Width, east to west60.5 mi
- Height, north to south49.3 mi
- Geographies sharing a boundary5
- Residents per square mile of land199
- Establishments per square mile7.28
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Collier County
What hazards affect Collier County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book5
- Of those, participating in the NFIP5
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 5
- Communities carrying a CRS class4
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The best Community Rating System class in the county is 5, which carries a flood insurance premium discount for properties in the participating community.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Collier County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Collier County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population398,291
- Households165,875
- Average household size2.40
- Median household income$90,045
- Median age53.3
Common questions
Collier County questions, answered from the record.
How many people live in Collier County, Florida?
398,291, in 165,875 households, ranking 19th of 67 Florida counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Collier County growing?
The population has grown 10.77 percent since the 2020 census base. In 2024 there were 3,421 births against 4,490 deaths, with net migration of 7,285. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Collier County?
$90,045. The median owner-occupied home is valued at $540,700, which is 6.0 times income, and median gross rent is $1,862 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Collier County?
14,541 establishments, employing 151,907 people with an annual payroll of $8.88 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Collier County?
Average annual pay is $68,041, or $1,308 a week, across 171,813 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Collier County?
541 7(a) approvals totalling $321.3 m since FY2020, across 96 lenders, with a median approval of $260,000, plus 80 504 approvals worth $63.0 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Collier County get paid back?
Of the 98 loans that have reached a final outcome, 82 were paid in full and 16 charged off, a charge off rate of 16.3 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Collier County?
3,524 housing units were authorised by permit in 2024, with a declared construction value of $1.82 bn. Multifamily was 30.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Collier County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Collier County come from?
The largest single origin is Collier County Non-migrants, with 158,280 households. Arriving households report an average income of $431,915 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Collier County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Collier County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.