DeSoto County, Florida: commercial real estate data.
DeSoto County, Florida has a population of 35,386 across 637 square miles, up 8.2 percent since the 2020 census base. County output reached $1.42 bn in 2024, 566 establishments operate here, and the SBA record carries 14 7(a) approvals worth $8.0 m.
122 sourced county values · tier FULL · 12 sections
DeSoto County
How many people live in DeSoto County
- Population35,386
- Households12,824
- Average household size2.76
- Median household income$54,417
- Median age43.5
- Median gross rent$932 per month
- Median owner-occupied home value$174,100
- Home value to household income3.2 times
- Annual rent as a share of median income20.6 percent
- Adults 25 and over with a bachelor degree or higher10.8 percent
- Adults 25 and over with a graduate degree3.3 percent
- Adults 25 and over26,215
- Population under 186,349
- Share under 1817.9 percent
- Population 65 and over8,417
- Share 65 and over23.8 percent
- Working age population, 18 to 6420,620
- Civilian labor force14,817
- Unemployment rate9.5 percent
- Labor force participation, adults 18 and over51.0 percent
- Rank by population among Florida counties49th of 67
- Rank by population among US county-equivalents1332nd
DeSoto County is the 49th largest of 67 Florida counties by population. A median home costs 3.2 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 23.8 percent against 17.9 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
DeSoto County
Is DeSoto County growing
- Population change since the 2020 census base8.15 percent
- Census 2020 base population33,975
- Births, 2024390
- Deaths, 2024455
- Natural change, 2024-65
- Net domestic migration, 2024298
- Net international migration, 2024236
- Total net migration, 2024534
- Cumulative net domestic migration, 2021 to 20242,136
- Rank by growth among US county-equivalents231st
The county has grown 8.15 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
DeSoto County
Where people moving to DeSoto County come from
- Tax returns filed by households arriving1,297
- People arriving, from those returns2,320
- Adjusted gross income arriving$70.2 m
- Net adjusted gross income movement$0
- Average income of an arriving household$54,101
- Largest single originDeSoto County Non-migrants (10,883 households)
- Largest single destination (10,883 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| DeSoto County Non-migrants | 10,883 | 22,096 | $595.7 m |
| Other flows - Different State | 472 | 854 | $30.9 m |
| Charlotte County | 235 | 420 | $13.9 m |
| Other flows - Same State | 178 | 284 | $7.1 m |
| Other flows - Midwest | 164 | 293 | $10.5 m |
| Other flows - South | 140 | 250 | $8.7 m |
| Sarasota County | 127 | 241 | $5.9 m |
| Other flows - Northeast | 120 | 216 | $8.4 m |
The largest single source of arrivals is DeSoto County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
DeSoto County
What the DeSoto County economy runs on
- County GDP, 2024$1.42 bn
- County GDP, 2023$1.41 bn
- GDP change, 2023 to 20241.0 percent
- GDP change over five years44.0 percent
- Rank by GDP among Florida counties49th
- Rank by GDP among US county-equivalents1562nd
- GDP per resident$40,097
Output grew 1.0 percent in the latest year and 44.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
DeSoto County
Who employs people in DeSoto County
- Covered employment, annual average9,915
- Establishments reporting739
- Average annual pay$49,347
- Average weekly wage$949
- Sector 48-49, employment1,290
- Sector 48-49, average annual pay$52,857
- Sector 44-45, employment1,150
- Sector 44-45, average annual pay$36,406
- Sector 23, employment862
- Sector 23, average annual pay$50,899
- Sector 31-33, employment424
- Sector 31-33, average annual pay$73,761
- Sector 56, employment373
- Sector 81, employment123
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 48-49 | 1,290 | 36 | $52,857 |
| Sector 44-45 | 1,150 | 85 | $36,406 |
| Sector 23 | 862 | 142 | $50,899 |
| Sector 31-33 | 424 | 24 | $73,761 |
| Sector 56 | 373 | 60 | $50,511 |
| Sector 81 | 123 | 46 | $43,694 |
| Sector 52 | 120 | 24 | $66,042 |
| Sector 51 | 98 | 6 | $33,316 |
The largest sector is the biggest private employer group at 1,290 jobs, 13.0 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
DeSoto County
What businesses operate in DeSoto County
- Establishments, all industries566
- Employment at those establishments6,281
- Annual payroll$282.0 m
- Establishments per 1,000 residents16.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
DeSoto County
What is being built in DeSoto County
- Housing units authorised by permit, 202471
- Declared construction value permitted$16.2 m
- Single family units authorised71
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$227,470
- Units authorised per 1,000 households5.5
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
DeSoto County
How much SBA lending happens in DeSoto County
- 7(a) approvals recorded14
- 7(a) gross approval dollars$8.0 m
- Average 7(a) approval$568,929
- Median 7(a) approval$240,000
- 10th percentile approval$25,000
- 90th percentile approval$865,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)148
- Jobs per approval10.6
- Distinct 7(a) lenders active10
- Distinct industries receiving approvals12
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer21.4 percent
- Loans on real estate terms3
- Loans on working capital terms, 120 months or shorter10
- Franchise loans1
- Franchise share of approvals7.1 percent
- Leading industry by approval countOffices of Dentists (2)
- Most active lenderJPMorgan Chase Bank, National Association (3)
- 504 approvals recorded1
- 504 gross approval dollars$282,000
- Average 504 approval$282,000
- Median 504 approval$282,000
- Distinct CDCs active1
- 504 jobs per approval0.0
- 504 jobs per million dollars approved0.0
- Most active CDCFlorida Business Development Corporation (1)
- 7(a) share of SBA approvals93.3 percent
- Combined SBA approval dollars$8.2 m
The average approval of $568,929 sits well above the median of $240,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 21.4 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
DeSoto County
Do SBA loans in DeSoto County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Exempt from disclosure12
- Status: Paid in full1
- Status: Committed, not yet disbursed1
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
DeSoto County
Which parts of DeSoto County get the lending
- Places in the county with recorded lending3
- ARCADIA, approvals11
- LAKE SUZY, approvals2
- Bradenton, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| ARCADIA | 11 | $6,925,000 |
| LAKE SUZY | 2 | $175,000 |
| Bradenton | 1 | $865,000 |
ARCADIA accounts for 11 approvals against 2 in LAKE SUZY. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
DeSoto County
How big is DeSoto County
- Land area637 sq mi
- Rank by land area among Florida counties41st of 67
- Width, east to west30.5 mi
- Height, north to south21.3 mi
- Geographies sharing a boundary5
- Residents per square mile of land56
- Establishments per square mile0.89
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
DeSoto County
What hazards affect DeSoto County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book2
- Of those, participating in the NFIP2
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a DeSoto County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a DeSoto County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population35,386
- Households12,824
- Average household size2.76
- Median household income$54,417
- Median age43.5
Common questions
DeSoto County questions, answered from the record.
How many people live in DeSoto County, Florida?
35,386, in 12,824 households, ranking 49th of 67 Florida counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is DeSoto County growing?
The population has grown 8.15 percent since the 2020 census base. In 2024 there were 390 births against 455 deaths, with net migration of 534. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in DeSoto County?
$54,417. The median owner-occupied home is valued at $174,100, which is 3.2 times income, and median gross rent is $932 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in DeSoto County?
566 establishments, employing 6,281 people with an annual payroll of $282.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in DeSoto County?
Average annual pay is $49,347, or $949 a week, across 9,915 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in DeSoto County?
14 7(a) approvals totalling $8.0 m since FY2020, across 10 lenders, with a median approval of $240,000, plus 1 504 approvals worth $282,000. These are approvals recorded in the release, not loans disbursed.
What is being built in DeSoto County?
71 housing units were authorised by permit in 2024, with a declared construction value of $16.2 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for DeSoto County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to DeSoto County come from?
The largest single origin is DeSoto County Non-migrants, with 10,883 households. Arriving households report an average income of $54,101 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for DeSoto County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for DeSoto County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.