Duval County, Florida: commercial real estate data.
Duval County, Florida has a population of 1,023,153 across 762 square miles, up 6.0 percent since the 2020 census base. County output reached $105.37 bn in 2024, 28,342 establishments operate here, and the SBA record carries 1,036 7(a) approvals worth $682.9 m.
129 sourced county values · tier FULL · 12 sections
Duval County
How many people live in Duval County
- Population1,023,153
- Households415,128
- Average household size2.46
- Median household income$71,277
- Median age36.9
- Median gross rent$1,475 per month
- Median owner-occupied home value$303,500
- Home value to household income4.3 times
- Annual rent as a share of median income24.8 percent
- Adults 25 and over with a bachelor degree or higher34.4 percent
- Adults 25 and over with a graduate degree11.4 percent
- Adults 25 and over704,962
- Population under 18229,053
- Share under 1822.4 percent
- Population 65 and over156,682
- Share 65 and over15.3 percent
- Working age population, 18 to 64637,418
- Civilian labor force522,761
- Unemployment rate4.5 percent
- Labor force participation, adults 18 and over65.8 percent
- Rank by population among Florida counties6th of 67
- Rank by population among US county-equivalents46th
Duval County is the 6th largest of 67 Florida counties by population. A median home costs 4.3 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 22.4 percent against 15.3 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Duval County
Is Duval County growing
- Population change since the 2020 census base5.99 percent
- Census 2020 base population995,561
- Births, 202412,437
- Deaths, 20249,473
- Natural change, 20242,964
- Net domestic migration, 20241,137
- Net international migration, 202412,228
- Total net migration, 202413,365
- Cumulative net domestic migration, 2021 to 202415,808
- Rank by growth among US county-equivalents407th
The county has grown 5.99 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Duval County
Where people moving to Duval County come from
- Tax returns filed by households arriving33,307
- People arriving, from those returns56,304
- Adjusted gross income arriving$2.64 bn
- Net adjusted gross income movement$0
- Average income of an arriving household$79,370
- Largest single originDuval County Non-migrants (377,506 households)
- Largest single destination (377,506 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Duval County Non-migrants | 377,506 | 714,457 | $31.00 bn |
| Other flows - Different State | 5,538 | 9,555 | $354.6 m |
| Clay County | 2,885 | 5,062 | $136.0 m |
| Other flows - South | 2,605 | 4,550 | $151.4 m |
| St. Johns County | 2,525 | 4,119 | $249.7 m |
| Other flows - Midwest | 1,494 | 2,591 | $103.9 m |
| Other flows - West | 743 | 1,260 | $50.9 m |
| Nassau County | 728 | 1,266 | $70.0 m |
The largest single source of arrivals is Duval County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Duval County
What the Duval County economy runs on
- County GDP, 2024$105.37 bn
- County GDP, 2023$99.34 bn
- GDP change, 2023 to 20246.1 percent
- GDP change over five years45.6 percent
- Rank by GDP among Florida counties6th
- Rank by GDP among US county-equivalents57th
- GDP per resident$102,987
Output grew 6.1 percent in the latest year and 45.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Duval County
Who employs people in Duval County
- Covered employment, annual average563,527
- Establishments reporting35,090
- Average annual pay$71,652
- Average weekly wage$1,378
- Sector 62, employment87,942
- Sector 62, average annual pay$75,729
- Sector 44-45, employment55,786
- Sector 44-45, average annual pay$43,259
- Sector 72, employment46,246
- Sector 72, average annual pay$28,016
- Sector 48-49, employment46,195
- Sector 48-49, average annual pay$62,306
- Sector 52, employment46,115
- Sector 56, employment40,152
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 87,942 | 3,882 | $75,729 |
| Sector 44-45 | 55,786 | 3,724 | $43,259 |
| Sector 72 | 46,246 | 2,497 | $28,016 |
| Sector 48-49 | 46,195 | 1,353 | $62,306 |
| Sector 52 | 46,115 | 1,690 | $105,712 |
| Sector 56 | 40,152 | 3,133 | $52,343 |
| Sector 54 | 39,256 | 5,091 | $103,517 |
| Sector 23 | 38,342 | 3,774 | $76,093 |
The largest sector is the biggest private employer group at 87,942 jobs, 15.6 percent of covered employment. Average pay per job exceeds median household income, which usually means single earner households and a wage base that can carry rent.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Duval County
What businesses operate in Duval County
- Establishments, all industries28,342
- Employment at those establishments508,104
- Annual payroll$32.87 bn
- Establishments per 1,000 residents27.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Duval County
What is being built in Duval County
- Housing units authorised by permit, 20246,495
- Declared construction value permitted$1.29 bn
- Single family units authorised5,134
- Multifamily units authorised1,361
- Multifamily share of units21.0 percent
- Average declared value per unit$198,178
- Units authorised per 1,000 households15.6
Multifamily is 21.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Duval County
How much SBA lending happens in Duval County
- 7(a) approvals recorded1,036
- 7(a) gross approval dollars$682.9 m
- Average 7(a) approval$659,184
- Median 7(a) approval$315,000
- 10th percentile approval$40,000
- 90th percentile approval$1,640,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)12,414
- Jobs per approval12.0
- Distinct 7(a) lenders active120
- Distinct industries receiving approvals268
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer16.1 percent
- Loans on real estate terms167
- Loans on working capital terms, 120 months or shorter758
- Franchise loans206
- Franchise share of approvals19.9 percent
- Leading industry by approval countFull-Service Restaurants (51)
- Most active lenderTD Bank, National Association (91)
- 504 approvals recorded575
- 504 gross approval dollars$412.7 m
- Average 504 approval$717,659
- Median 504 approval$404,000
- Distinct CDCs active6
- 504 jobs per approval11.1
- 504 jobs per million dollars approved15.5
- Most active CDCFlorida First Capital Finance Corporation, Inc. (360)
- 7(a) share of SBA approvals64.3 percent
- Combined SBA approval dollars$1.10 bn
The average approval of $659,184 sits well above the median of $315,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 16.1 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Duval County
Do SBA loans in Duval County get paid back
- Loans with a final outcome recorded198
- Paid in full172
- Charged off26
- Charge off rate on resolved loans13.1 percent
- Status: Paid in full172
- Status: Exempt from disclosure652
- Status: Cancelled135
- Status: Charged off26
- Status: Committed, not yet disbursed51
Of the 198 loans that have reached a final outcome, 13.1 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Duval County
Which parts of Duval County get the lending
- Places in the county with recorded lending15
- JACKSONVILLE, approvals927
- Jacksonville Beach, approvals66
- ATLANTIC BEACH, approvals16
- Neptune Beach, approvals14
- St. Augustine, approvals3
- Ponte Vedra, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| JACKSONVILLE | 927 | $600,557,700 |
| Jacksonville Beach | 66 | $47,285,300 |
| ATLANTIC BEACH | 16 | $9,502,300 |
| Neptune Beach | 14 | $11,337,400 |
| St. Augustine | 3 | $783,000 |
| Ponte Vedra | 1 | $290,700 |
| Daytona Beach | 1 | $3,222,000 |
| LAKE CITY | 1 | $510,700 |
JACKSONVILLE accounts for 927 approvals against 66 in Jacksonville Beach. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Duval County
How big is Duval County
- Land area762 sq mi
- Rank by land area among Florida counties28th of 67
- Width, east to west40 mi
- Height, north to south33.2 mi
- Geographies sharing a boundary4
- Residents per square mile of land1,343
- Establishments per square mile37.19
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Duval County
What hazards affect Duval County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book5
- Of those, participating in the NFIP5
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 6
- Communities carrying a CRS class4
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The best Community Rating System class in the county is 6, which carries a flood insurance premium discount for properties in the participating community.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Duval County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Duval County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population1,023,153
- Households415,128
- Average household size2.46
- Median household income$71,277
- Median age36.9
Common questions
Duval County questions, answered from the record.
How many people live in Duval County, Florida?
1,023,153, in 415,128 households, ranking 6th of 67 Florida counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Duval County growing?
The population has grown 5.99 percent since the 2020 census base. In 2024 there were 12,437 births against 9,473 deaths, with net migration of 13,365. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Duval County?
$71,277. The median owner-occupied home is valued at $303,500, which is 4.3 times income, and median gross rent is $1,475 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Duval County?
28,342 establishments, employing 508,104 people with an annual payroll of $32.87 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Duval County?
Average annual pay is $71,652, or $1,378 a week, across 563,527 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Duval County?
1,036 7(a) approvals totalling $682.9 m since FY2020, across 120 lenders, with a median approval of $315,000, plus 575 504 approvals worth $412.7 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Duval County get paid back?
Of the 198 loans that have reached a final outcome, 172 were paid in full and 26 charged off, a charge off rate of 13.1 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Duval County?
6,495 housing units were authorised by permit in 2024, with a declared construction value of $1.29 bn. Multifamily was 21.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Duval County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Duval County come from?
The largest single origin is Duval County Non-migrants, with 377,506 households. Arriving households report an average income of $79,370 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Duval County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Duval County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.