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HomeFloridaLevy County

Levy County, Florida: commercial real estate data.

Levy County, Florida has a population of 45,391 across 1,118 square miles, up 11.3 percent since the 2020 census base. County output reached $1.66 bn in 2024, 886 establishments operate here, and the SBA record carries 40 7(a) approvals worth $25.4 m.

126 sourced county values · tier FULL · 12 sections

Levy County

How many people live in Levy County

  • Population45,391
  • Households18,562
  • Average household size2.45
  • Median household income$56,750
  • Median age46.7
  • Median gross rent$850 per month
  • Median owner-occupied home value$190,600
  • Home value to household income3.4 times
  • Annual rent as a share of median income18.0 percent
  • Adults 25 and over with a bachelor degree or higher16.5 percent
  • Adults 25 and over with a graduate degree5.0 percent
  • Adults 25 and over33,735
  • Population under 188,801
  • Share under 1819.4 percent
  • Population 65 and over11,401
  • Share 65 and over25.1 percent
  • Working age population, 18 to 6425,189
  • Civilian labor force18,806
  • Unemployment rate4.1 percent
  • Labor force participation, adults 18 and over51.4 percent
  • Rank by population among Florida counties43rd of 67
  • Rank by population among US county-equivalents1091st

Levy County is the 43rd largest of 67 Florida counties by population. A median home costs 3.4 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 25.1 percent against 19.4 percent, which points demand at health care, services and single storey product rather than schools.

US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Levy County

Is Levy County growing

  • Population change since the 2020 census base11.31 percent
  • Census 2020 base population42,913
  • Births, 2024390
  • Deaths, 2024620
  • Natural change, 2024-230
  • Net domestic migration, 20241,156
  • Net international migration, 2024175
  • Total net migration, 20241,331
  • Cumulative net domestic migration, 2021 to 20245,367
  • Rank by growth among US county-equivalents121st

The county has grown 11.31 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.

US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

Levy County

Where people moving to Levy County come from

  • Tax returns filed by households arriving1,893
  • People arriving, from those returns3,479
  • Adjusted gross income arriving$111.8 m
  • Net adjusted gross income movement$0
  • Average income of an arriving household$59,082
  • Largest single originLevy County Non-migrants (14,789 households)
  • Largest single destination (14,789 households)
Largest origins of households moving into Levy County
OriginHouseholdsPeopleAdjusted gross income
Levy County Non-migrants14,78929,332$830.6 m
Other flows - Different State536966$39.9 m
Alachua County305559$14.9 m
Other flows - Same State275526$16.9 m
Marion County240470$11.3 m
Other flows - South207376$14.4 m
Other flows - Midwest137255$11.1 m
Other flows - Northeast113192$7.7 m

The largest single source of arrivals is Levy County Non-migrants, which is the catchment a retail or multifamily study should look at first.

US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Levy County

What the Levy County economy runs on

  • County GDP, 2024$1.66 bn
  • County GDP, 2023$1.49 bn
  • GDP change, 2023 to 202411.6 percent
  • GDP change over five years56.4 percent
  • Rank by GDP among Florida counties47th
  • Rank by GDP among US county-equivalents1429th
  • GDP per resident$36,580

Output grew 11.6 percent in the latest year and 56.4 percent over five, which is the trend line a lender will read behind any single year figure.

US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.

Levy County

Who employs people in Levy County

  • Covered employment, annual average9,153
  • Establishments reporting1,134
  • Average annual pay$43,623
  • Average weekly wage$839
  • Sector 44-45, employment1,666
  • Sector 44-45, average annual pay$31,883
  • Sector 72, employment1,058
  • Sector 72, average annual pay$23,091
  • Sector 23, employment855
  • Sector 23, average annual pay$50,222
  • Sector 62, employment668
  • Sector 62, average annual pay$39,759
  • Sector 31-33, employment652
  • Sector 54, employment267
Private sector employment and pay, Levy County
SectorEmploymentEstablishmentsAverage annual pay
Sector 44-451,666181$31,883
Sector 721,058104$23,091
Sector 23855177$50,222
Sector 6266884$39,759
Sector 31-3365238$51,907
Sector 5426780$50,933
Sector 8123966$39,126
Sector 5222232$81,680

The largest sector is the biggest private employer group at 1,666 jobs, 18.2 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.

US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

Levy County

What businesses operate in Levy County

  • Establishments, all industries886
  • Employment at those establishments7,282
  • Annual payroll$270.6 m
  • Establishments per 1,000 residents19.5

These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.

US Census Bureau, County Business Patterns, 2023.

Levy County

What is being built in Levy County

  • Housing units authorised by permit, 2024199
  • Declared construction value permitted$42.3 m
  • Single family units authorised199
  • Multifamily units authorised0
  • Multifamily share of units0.0 percent
  • Average declared value per unit$212,466
  • Units authorised per 1,000 households10.7

Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.

US Census Bureau, Building Permits Survey, 2024 annual.

Levy County

How much SBA lending happens in Levy County

  • 7(a) approvals recorded40
  • 7(a) gross approval dollars$25.4 m
  • Average 7(a) approval$635,400
  • Median 7(a) approval$300,000
  • 10th percentile approval$100,000
  • 90th percentile approval$1,570,000
  • Largest single approval$3,500,000
  • Jobs reported supported, 7(a)360
  • Jobs per approval9.0
  • Distinct 7(a) lenders active22
  • Distinct industries receiving approvals28
  • Median 7(a) term120 months
  • Share of loans on real estate terms, 240 months or longer37.5 percent
  • Loans on real estate terms15
  • Loans on working capital terms, 120 months or shorter22
  • Franchise loans7
  • Franchise share of approvals17.5 percent
  • Leading industry by approval countNursery and Tree Production (5)
  • Most active lenderSeacoast National Bank (5)
  • 504 approvals recorded8
  • 504 gross approval dollars$5.6 m
  • Average 504 approval$703,500
  • Median 504 approval$578,000
  • Distinct CDCs active3
  • 504 jobs per approval12.5
  • 504 jobs per million dollars approved17.8
  • Most active CDCFlorida First Capital Finance Corporation, Inc. (5)
  • 7(a) share of SBA approvals83.3 percent
  • Combined SBA approval dollars$31.0 m

The average approval of $635,400 sits well above the median of $300,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. 37.5 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Levy County

Do SBA loans in Levy County get paid back

  • Loans with a final outcome recorded8
  • Paid in full8
  • Charged off0
  • Status: Paid in full8
  • Status: Exempt from disclosure23
  • Status: Cancelled9

Too few loans have reached a final outcome to publish a charge off rate. only 8 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Levy County

Which parts of Levy County get the lending

  • Places in the county with recorded lending10
  • WILLISTON, approvals14
  • CHIEFLAND, approvals8
  • ARCHER, approvals5
  • Cedar Key, approvals3
  • BRONSON, approvals3
  • MORRISTON, approvals3
SBA 7(a) approvals by place within Levy County
PlaceApprovalsGross approval dollars
WILLISTON14$7,425,700
CHIEFLAND8$8,731,500
ARCHER5$2,134,000
Cedar Key3$2,734,800
BRONSON3$1,855,000
MORRISTON3$315,000
TAMPA1$300,000
FANNING SPRINGS1$1,570,000

WILLISTON accounts for 14 approvals against 8 in CHIEFLAND. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Levy County

How big is Levy County

  • Land area1,118 sq mi
  • Rank by land area among Florida counties9th of 67
  • Width, east to west46.1 mi
  • Height, north to south41.3 mi
  • Geographies sharing a boundary5
  • Residents per square mile of land41
  • Establishments per square mile0.79

US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.

Levy County

What hazards affect Levy County

  • EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
  • Communities in the NFIP Community Status Book9
  • Of those, participating in the NFIP9
  • NFIP participation rate100.0 percent
  • Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 6
  • Communities carrying a CRS class4

The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The best Community Rating System class in the county is 6, which carries a flood insurance premium discount for properties in the participating community.

US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
  • Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
  • Zoning is in build. Parcel level zoning is not published on this page.

Feasibility studies

When a Levy County site needs a document a lender will accept.

The same data layer behind this page is the one the studies are written from. A study for a Levy County site starts with the figures you are reading, carrying the same source and period into the credit file.

  • Population45,391
  • Households18,562
  • Average household size2.45
  • Median household income$56,750
  • Median age46.7

How a feasibility study works →

Common questions

Levy County questions, answered from the record.

How many people live in Levy County, Florida?

45,391, in 18,562 households, ranking 43rd of 67 Florida counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Is Levy County growing?

The population has grown 11.31 percent since the 2020 census base. In 2024 there were 390 births against 620 deaths, with net migration of 1,331. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

What is the median household income in Levy County?

$56,750. The median owner-occupied home is valued at $190,600, which is 3.4 times income, and median gross rent is $850 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

How many businesses are there in Levy County?

886 establishments, employing 7,282 people with an annual payroll of $270.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.

What is the average wage in Levy County?

Average annual pay is $43,623, or $839 a week, across 9,153 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

How much SBA lending happens in Levy County?

40 7(a) approvals totalling $25.4 m since FY2020, across 22 lenders, with a median approval of $300,000, plus 8 504 approvals worth $5.6 m. These are approvals recorded in the release, not loans disbursed.

What is being built in Levy County?

199 housing units were authorised by permit in 2024, with a declared construction value of $42.3 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.

What is the radon zone for Levy County?

Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Where do people moving to Levy County come from?

The largest single origin is Levy County Non-migrants, with 14,789 households. Arriving households report an average income of $59,082 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Are traffic counts available for Levy County on this page?

No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.

Is zoning published for Levy County?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.