Manatee County, Florida: commercial real estate data.
Manatee County, Florida has a population of 429,792 across 743 square miles, up 14.7 percent since the 2020 census base. County output reached $26.35 bn in 2024, 11,176 establishments operate here, and the SBA record carries 527 7(a) approvals worth $370.8 m.
129 sourced county values · tier FULL · 12 sections
Manatee County
How many people live in Manatee County
- Population429,792
- Households176,747
- Average household size2.43
- Median household income$78,457
- Median age49.6
- Median gross rent$1,671 per month
- Median owner-occupied home value$391,400
- Home value to household income5.0 times
- Annual rent as a share of median income25.6 percent
- Adults 25 and over with a bachelor degree or higher35.4 percent
- Adults 25 and over with a graduate degree13.4 percent
- Adults 25 and over326,931
- Population under 1875,182
- Share under 1817.5 percent
- Population 65 and over122,539
- Share 65 and over28.5 percent
- Working age population, 18 to 64232,071
- Civilian labor force199,240
- Unemployment rate4.6 percent
- Labor force participation, adults 18 and over56.2 percent
- Rank by population among Florida counties15th of 67
- Rank by population among US county-equivalents169th
Manatee County is the 15th largest of 67 Florida counties by population. A median home costs 5.0 times median household income, which is a stretched ownership market and usually shows up as rental demand. Residents 65 and over outnumber those under 18, at 28.5 percent against 17.5 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Manatee County
Is Manatee County growing
- Population change since the 2020 census base14.67 percent
- Census 2020 base population399,716
- Births, 20243,738
- Deaths, 20244,752
- Natural change, 2024-1,014
- Net domestic migration, 202410,615
- Net international migration, 20244,295
- Total net migration, 202414,910
- Cumulative net domestic migration, 2021 to 202450,643
- Rank by growth among US county-equivalents65th
The county has grown 14.67 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Manatee County
Where people moving to Manatee County come from
- Tax returns filed by households arriving18,741
- People arriving, from those returns32,921
- Adjusted gross income arriving$2.46 bn
- Net adjusted gross income movement$0
- Average income of an arriving household$131,103
- Largest single originManatee County Non-migrants (158,018 households)
- Largest single destination (158,018 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Manatee County Non-migrants | 158,018 | 300,228 | $16.99 bn |
| Other flows - Different State | 4,648 | 8,492 | $612.7 m |
| Sarasota County | 2,983 | 4,914 | $280.3 m |
| Other flows - South | 1,766 | 3,288 | $237.3 m |
| Other flows - Midwest | 1,500 | 2,698 | $178.6 m |
| Hillsborough County | 1,220 | 2,123 | $130.5 m |
| Pinellas County | 998 | 1,649 | $83.1 m |
| Other flows - Northeast | 816 | 1,443 | $127.5 m |
The largest single source of arrivals is Manatee County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Manatee County
What the Manatee County economy runs on
- County GDP, 2024$26.35 bn
- County GDP, 2023$24.55 bn
- GDP change, 2023 to 20247.3 percent
- GDP change over five years57.3 percent
- Rank by GDP among Florida counties15th
- Rank by GDP among US county-equivalents214th
- GDP per resident$61,304
Output grew 7.3 percent in the latest year and 57.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Manatee County
Who employs people in Manatee County
- Covered employment, annual average143,894
- Establishments reporting14,624
- Average annual pay$60,844
- Average weekly wage$1,170
- Sector 44-45, employment22,676
- Sector 44-45, average annual pay$41,172
- Sector 62, employment19,199
- Sector 62, average annual pay$65,136
- Sector 72, employment16,214
- Sector 72, average annual pay$30,963
- Sector 23, employment12,992
- Sector 23, average annual pay$68,080
- Sector 31-33, employment9,119
- Sector 56, employment7,857
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 22,676 | 1,480 | $41,172 |
| Sector 62 | 19,199 | 1,424 | $65,136 |
| Sector 72 | 16,214 | 913 | $30,963 |
| Sector 23 | 12,992 | 1,904 | $68,080 |
| Sector 31-33 | 9,119 | 560 | $73,859 |
| Sector 56 | 7,857 | 1,184 | $53,774 |
| Sector 54 | 6,624 | 2,137 | $93,964 |
| Sector 81 | 5,574 | 1,059 | $45,906 |
The largest sector is the biggest private employer group at 22,676 jobs, 15.8 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Manatee County
What businesses operate in Manatee County
- Establishments, all industries11,176
- Employment at those establishments121,840
- Annual payroll$6.17 bn
- Establishments per 1,000 residents26.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Manatee County
What is being built in Manatee County
- Housing units authorised by permit, 20247,472
- Declared construction value permitted$1.92 bn
- Single family units authorised5,630
- Multifamily units authorised1,842
- Multifamily share of units24.7 percent
- Average declared value per unit$256,717
- Units authorised per 1,000 households42.3
Multifamily is 24.7 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Manatee County
How much SBA lending happens in Manatee County
- 7(a) approvals recorded527
- 7(a) gross approval dollars$370.8 m
- Average 7(a) approval$703,635
- Median 7(a) approval$350,000
- 10th percentile approval$50,000
- 90th percentile approval$1,911,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)6,925
- Jobs per approval13.1
- Distinct 7(a) lenders active105
- Distinct industries receiving approvals191
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer14.8 percent
- Loans on real estate terms78
- Loans on working capital terms, 120 months or shorter389
- Franchise loans95
- Franchise share of approvals18.0 percent
- Leading industry by approval countLimited-Service Restaurants (24)
- Most active lenderThe Huntington National Bank (53)
- 504 approvals recorded193
- 504 gross approval dollars$169.7 m
- Average 504 approval$879,036
- Median 504 approval$613,000
- Distinct CDCs active4
- 504 jobs per approval9.0
- 504 jobs per million dollars approved10.2
- Most active CDCFlorida Business Development Corporation (79)
- 7(a) share of SBA approvals73.2 percent
- Combined SBA approval dollars$540.5 m
The average approval of $703,635 sits well above the median of $350,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 14.8 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Manatee County
Do SBA loans in Manatee County get paid back
- Loans with a final outcome recorded77
- Paid in full69
- Charged off8
- Charge off rate on resolved loans10.4 percent
- Status: Paid in full69
- Status: Exempt from disclosure338
- Status: Cancelled76
- Status: Charged off8
- Status: Committed, not yet disbursed36
Of the 77 loans that have reached a final outcome, 10.4 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Manatee County
Which parts of Manatee County get the lending
- Places in the county with recorded lending19
- Bradenton, approvals278
- Sarasota, approvals80
- PALMETTO, approvals59
- PARRISH, approvals38
- LAKEWOOD RANCH, approvals21
- ELLENTON, approvals14
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Bradenton | 278 | $191,600,400 |
| Sarasota | 80 | $68,602,400 |
| PALMETTO | 59 | $47,916,700 |
| PARRISH | 38 | $26,146,400 |
| LAKEWOOD RANCH | 21 | $9,219,600 |
| ELLENTON | 14 | $4,398,200 |
| UNIVERSITY PARK | 10 | $4,195,400 |
| Myakka City | 7 | $4,383,300 |
Bradenton accounts for 278 approvals against 80 in Sarasota. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Manatee County
How big is Manatee County
- Land area743 sq mi
- Rank by land area among Florida counties31st of 67
- Width, east to west42.4 mi
- Height, north to south30.3 mi
- Geographies sharing a boundary4
- Residents per square mile of land578
- Establishments per square mile15.04
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Manatee County
What hazards affect Manatee County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book7
- Of those, participating in the NFIP7
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 5
- Communities carrying a CRS class7
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The best Community Rating System class in the county is 5, which carries a flood insurance premium discount for properties in the participating community.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Manatee County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Manatee County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population429,792
- Households176,747
- Average household size2.43
- Median household income$78,457
- Median age49.6
Common questions
Manatee County questions, answered from the record.
How many people live in Manatee County, Florida?
429,792, in 176,747 households, ranking 15th of 67 Florida counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Manatee County growing?
The population has grown 14.67 percent since the 2020 census base. In 2024 there were 3,738 births against 4,752 deaths, with net migration of 14,910. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Manatee County?
$78,457. The median owner-occupied home is valued at $391,400, which is 5.0 times income, and median gross rent is $1,671 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Manatee County?
11,176 establishments, employing 121,840 people with an annual payroll of $6.17 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Manatee County?
Average annual pay is $60,844, or $1,170 a week, across 143,894 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Manatee County?
527 7(a) approvals totalling $370.8 m since FY2020, across 105 lenders, with a median approval of $350,000, plus 193 504 approvals worth $169.7 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Manatee County get paid back?
Of the 77 loans that have reached a final outcome, 69 were paid in full and 8 charged off, a charge off rate of 10.4 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Manatee County?
7,472 housing units were authorised by permit in 2024, with a declared construction value of $1.92 bn. Multifamily was 24.7 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Manatee County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Manatee County come from?
The largest single origin is Manatee County Non-migrants, with 158,018 households. Arriving households report an average income of $131,103 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Manatee County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Manatee County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.