Marion County, Florida: commercial real estate data.
Marion County, Florida has a population of 400,078 across 1,585 square miles, up 14.1 percent since the 2020 census base. County output reached $17.64 bn in 2024, 8,389 establishments operate here, and the SBA record carries 311 7(a) approvals worth $190.8 m.
129 sourced county values · tier FULL · 12 sections
Marion County
How many people live in Marion County
- Population400,078
- Households164,881
- Average household size2.43
- Median household income$61,010
- Median age47.9
- Median gross rent$1,277 per month
- Median owner-occupied home value$243,100
- Home value to household income4.0 times
- Annual rent as a share of median income25.1 percent
- Adults 25 and over with a bachelor degree or higher23.4 percent
- Adults 25 and over with a graduate degree8.4 percent
- Adults 25 and over299,128
- Population under 1875,043
- Share under 1818.8 percent
- Population 65 and over114,789
- Share 65 and over28.7 percent
- Working age population, 18 to 64210,246
- Civilian labor force163,861
- Unemployment rate4.8 percent
- Labor force participation, adults 18 and over50.4 percent
- Rank by population among Florida counties18th of 67
- Rank by population among US county-equivalents185th
Marion County is the 18th largest of 67 Florida counties by population. A median home costs 4.0 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 28.7 percent against 18.8 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Marion County
Is Marion County growing
- Population change since the 2020 census base14.10 percent
- Census 2020 base population375,902
- Births, 20243,550
- Deaths, 20246,007
- Natural change, 2024-2,457
- Net domestic migration, 202416,105
- Net international migration, 20242,893
- Total net migration, 202418,998
- Cumulative net domestic migration, 2021 to 202455,611
- Rank by growth among US county-equivalents76th
The county has grown 14.10 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Marion County
Where people moving to Marion County come from
- Tax returns filed by households arriving16,054
- People arriving, from those returns29,108
- Adjusted gross income arriving$1.13 bn
- Net adjusted gross income movement$0
- Average income of an arriving household$70,462
- Largest single originMarion County Non-migrants (144,122 households)
- Largest single destination (144,122 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Marion County Non-migrants | 144,122 | 274,718 | $9.67 bn |
| Other flows - Different State | 4,971 | 9,118 | $388.0 m |
| Other flows - South | 2,000 | 3,756 | $156.7 m |
| Other flows - Midwest | 1,293 | 2,326 | $103.4 m |
| Other flows - Northeast | 994 | 1,762 | $72.0 m |
| Lake County | 910 | 1,701 | $42.6 m |
| Other flows - West | 684 | 1,274 | $56.0 m |
| Orange County | 583 | 1,118 | $45.9 m |
The largest single source of arrivals is Marion County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Marion County
What the Marion County economy runs on
- County GDP, 2024$17.64 bn
- County GDP, 2023$16.47 bn
- GDP change, 2023 to 20247.1 percent
- GDP change over five years52.5 percent
- Rank by GDP among Florida counties24th
- Rank by GDP among US county-equivalents288th
- GDP per resident$44,093
Output grew 7.1 percent in the latest year and 52.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Marion County
Who employs people in Marion County
- Covered employment, annual average119,528
- Establishments reporting10,226
- Average annual pay$52,526
- Average weekly wage$1,010
- Sector 62, employment19,406
- Sector 62, average annual pay$64,698
- Sector 44-45, employment19,264
- Sector 44-45, average annual pay$41,011
- Sector 72, employment12,016
- Sector 72, average annual pay$26,092
- Sector 23, employment9,812
- Sector 23, average annual pay$59,283
- Sector 31-33, employment9,298
- Sector 48-49, employment5,496
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 19,406 | 1,211 | $64,698 |
| Sector 44-45 | 19,264 | 1,280 | $41,011 |
| Sector 72 | 12,016 | 658 | $26,092 |
| Sector 23 | 9,812 | 1,390 | $59,283 |
| Sector 31-33 | 9,298 | 300 | $61,684 |
| Sector 48-49 | 5,496 | 311 | $49,615 |
| Sector 56 | 5,130 | 780 | $44,570 |
| Sector 42 | 4,559 | 378 | $72,451 |
The largest sector is the biggest private employer group at 19,406 jobs, 16.2 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Marion County
What businesses operate in Marion County
- Establishments, all industries8,389
- Employment at those establishments101,916
- Annual payroll$4.82 bn
- Establishments per 1,000 residents21.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Marion County
What is being built in Marion County
- Housing units authorised by permit, 20246,729
- Declared construction value permitted$1.29 bn
- Single family units authorised6,067
- Multifamily units authorised662
- Multifamily share of units9.8 percent
- Average declared value per unit$191,180
- Units authorised per 1,000 households40.8
Multifamily is 9.8 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Marion County
How much SBA lending happens in Marion County
- 7(a) approvals recorded311
- 7(a) gross approval dollars$190.8 m
- Average 7(a) approval$613,638
- Median 7(a) approval$300,000
- 10th percentile approval$35,000
- 90th percentile approval$1,479,700
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)3,720
- Jobs per approval12.0
- Distinct 7(a) lenders active62
- Distinct industries receiving approvals132
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer20.9 percent
- Loans on real estate terms65
- Loans on working capital terms, 120 months or shorter226
- Franchise loans48
- Franchise share of approvals15.4 percent
- Leading industry by approval countLimited-Service Restaurants (18)
- Most active lenderThe Huntington National Bank (30)
- 504 approvals recorded118
- 504 gross approval dollars$90.7 m
- Average 504 approval$768,492
- Median 504 approval$423,000
- Distinct CDCs active5
- 504 jobs per approval18.3
- 504 jobs per million dollars approved23.8
- Most active CDCFlorida Business Development Corporation (64)
- 7(a) share of SBA approvals72.5 percent
- Combined SBA approval dollars$281.5 m
The average approval of $613,638 sits well above the median of $300,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 20.9 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Marion County
Do SBA loans in Marion County get paid back
- Loans with a final outcome recorded61
- Paid in full57
- Charged off4
- Charge off rate on resolved loans6.6 percent
- Status: Cancelled40
- Status: Paid in full57
- Status: Exempt from disclosure194
- Status: Charged off4
- Status: Committed, not yet disbursed16
Of the 61 loans that have reached a final outcome, 6.6 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Marion County
Which parts of Marion County get the lending
- Places in the county with recorded lending15
- OCALA, approvals229
- BELLEVIEW, approvals23
- SUMMERFIELD, approvals17
- DUNNELLON, approvals16
- Silver Springs, approvals8
- Reddick, approvals5
| Place | Approvals | Gross approval dollars |
|---|---|---|
| OCALA | 229 | $131,174,500 |
| BELLEVIEW | 23 | $21,260,200 |
| SUMMERFIELD | 17 | $13,819,700 |
| DUNNELLON | 16 | $11,362,600 |
| Silver Springs | 8 | $4,146,800 |
| Reddick | 5 | $4,248,700 |
| CITRA | 4 | $710,000 |
| FORT MC COY | 2 | $1,123,600 |
OCALA accounts for 229 approvals against 23 in BELLEVIEW. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Marion County
How big is Marion County
- Land area1,585 sq mi
- Rank by land area among Florida counties5th of 67
- Width, east to west54.1 mi
- Height, north to south38.7 mi
- Geographies sharing a boundary7
- Residents per square mile of land252
- Establishments per square mile5.29
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Marion County
What hazards affect Marion County
- EPA radon zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
- Communities in the NFIP Community Status Book5
- Of those, participating in the NFIP5
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 3
- Communities carrying a CRS class2
The EPA places the county in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The best Community Rating System class in the county is 3, which carries a flood insurance premium discount for properties in the participating community.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Marion County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Marion County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population400,078
- Households164,881
- Average household size2.43
- Median household income$61,010
- Median age47.9
Common questions
Marion County questions, answered from the record.
How many people live in Marion County, Florida?
400,078, in 164,881 households, ranking 18th of 67 Florida counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Marion County growing?
The population has grown 14.10 percent since the 2020 census base. In 2024 there were 3,550 births against 6,007 deaths, with net migration of 18,998. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Marion County?
$61,010. The median owner-occupied home is valued at $243,100, which is 4.0 times income, and median gross rent is $1,277 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Marion County?
8,389 establishments, employing 101,916 people with an annual payroll of $4.82 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Marion County?
Average annual pay is $52,526, or $1,010 a week, across 119,528 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Marion County?
311 7(a) approvals totalling $190.8 m since FY2020, across 62 lenders, with a median approval of $300,000, plus 118 504 approvals worth $90.7 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Marion County get paid back?
Of the 61 loans that have reached a final outcome, 57 were paid in full and 4 charged off, a charge off rate of 6.6 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Marion County?
6,729 housing units were authorised by permit in 2024, with a declared construction value of $1.29 bn. Multifamily was 9.8 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Marion County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Marion County come from?
The largest single origin is Marion County Non-migrants, with 144,122 households. Arriving households report an average income of $70,462 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Marion County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Marion County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.