Wakulla County, Florida: commercial real estate data.
Wakulla County, Florida has a population of 35,387 across 606 square miles, up 9.9 percent since the 2020 census base. County output reached $1.16 bn in 2024, 509 establishments operate here, and the SBA record carries 11 7(a) approvals worth $8.9 m.
123 sourced county values · tier FULL · 12 sections
Wakulla County
How many people live in Wakulla County
- Population35,387
- Households12,745
- Average household size2.78
- Median household income$81,895
- Median age42.3
- Median gross rent$1,108 per month
- Median owner-occupied home value$258,300
- Home value to household income3.2 times
- Annual rent as a share of median income16.2 percent
- Adults 25 and over with a bachelor degree or higher23.3 percent
- Adults 25 and over with a graduate degree8.5 percent
- Adults 25 and over25,584
- Population under 187,314
- Share under 1820.7 percent
- Population 65 and over5,841
- Share 65 and over16.5 percent
- Working age population, 18 to 6422,232
- Civilian labor force17,011
- Unemployment rate3.3 percent
- Labor force participation, adults 18 and over60.6 percent
- Rank by population among Florida counties48th of 67
- Rank by population among US county-equivalents1331st
Wakulla County is the 48th largest of 67 Florida counties by population. A median home costs 3.2 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 20.7 percent against 16.5 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Wakulla County
Is Wakulla County growing
- Population change since the 2020 census base9.92 percent
- Census 2020 base population33,766
- Births, 2024338
- Deaths, 2024382
- Natural change, 2024-44
- Net domestic migration, 2024636
- Net international migration, 202450
- Total net migration, 2024686
- Cumulative net domestic migration, 2021 to 20243,340
- Rank by growth among US county-equivalents150th
The county has grown 9.92 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Wakulla County
Where people moving to Wakulla County come from
- Tax returns filed by households arriving1,348
- People arriving, from those returns2,518
- Adjusted gross income arriving$82.2 m
- Net adjusted gross income movement$0
- Average income of an arriving household$60,970
- Largest single originWakulla County Non-migrants (11,845 households)
- Largest single destination (11,845 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Wakulla County Non-migrants | 11,845 | 24,300 | $800.6 m |
| Leon County | 555 | 999 | $29.2 m |
| Other flows - Different State | 435 | 868 | $32.6 m |
| Other flows - Same State | 282 | 501 | $15.4 m |
| Other flows - South | 211 | 430 | $15.5 m |
| Other flows - Midwest | 102 | 183 | $7.3 m |
| Other flows - West | 79 | 170 | $6.0 m |
| Other flows - Northeast | 43 | 85 | $3.7 m |
The largest single source of arrivals is Wakulla County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Wakulla County
What the Wakulla County economy runs on
- County GDP, 2024$1.16 bn
- County GDP, 2023$1.09 bn
- GDP change, 2023 to 20246.5 percent
- GDP change over five years43.5 percent
- Rank by GDP among Florida counties50th
- Rank by GDP among US county-equivalents1718th
- GDP per resident$32,810
Output grew 6.5 percent in the latest year and 43.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Wakulla County
Who employs people in Wakulla County
- Covered employment, annual average6,620
- Establishments reporting634
- Average annual pay$48,580
- Average weekly wage$934
- Sector 44-45, employment1,033
- Sector 44-45, average annual pay$29,432
- Sector 72, employment776
- Sector 72, average annual pay$21,278
- Sector 23, employment591
- Sector 23, average annual pay$51,366
- Sector 31-33, employment541
- Sector 31-33, average annual pay$79,572
- Sector 62, employment444
- Sector 54, employment350
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 1,033 | 86 | $29,432 |
| Sector 72 | 776 | 60 | $21,278 |
| Sector 23 | 591 | 120 | $51,366 |
| Sector 31-33 | 541 | 21 | $79,572 |
| Sector 62 | 444 | 52 | $39,014 |
| Sector 54 | 350 | 56 | $92,655 |
| Sector 81 | 207 | 45 | $34,743 |
| Sector 52 | 162 | 22 | $89,531 |
The largest sector is the biggest private employer group at 1,033 jobs, 15.6 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Wakulla County
What businesses operate in Wakulla County
- Establishments, all industries509
- Employment at those establishments4,357
- Annual payroll$174.2 m
- Establishments per 1,000 residents14.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Wakulla County
What is being built in Wakulla County
- Housing units authorised by permit, 2024468
- Declared construction value permitted$80.2 m
- Single family units authorised468
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$171,443
- Units authorised per 1,000 households36.7
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Wakulla County
How much SBA lending happens in Wakulla County
- 7(a) approvals recorded11
- 7(a) gross approval dollars$8.9 m
- Average 7(a) approval$807,645
- Median 7(a) approval$499,000
- 10th percentile approval$50,000
- 90th percentile approval$1,844,000
- Largest single approval$2,626,000
- Jobs reported supported, 7(a)172
- Jobs per approval15.6
- Distinct 7(a) lenders active7
- Distinct industries receiving approvals9
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer36.4 percent
- Loans on real estate terms4
- Loans on working capital terms, 120 months or shorter6
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countChild Care Services (2)
- Most active lenderNortheast Bank (3)
- 504 approvals recorded6
- 504 gross approval dollars$4.8 m
- Average 504 approval$802,333
- Median 504 approval$753,000
- Distinct CDCs active2
- 504 jobs per approval10.8
- 504 jobs per million dollars approved13.5
- Most active CDCFlorida First Capital Finance Corporation, Inc. (5)
- 7(a) share of SBA approvals64.7 percent
- Combined SBA approval dollars$13.7 m
The average approval of $807,645 sits well above the median of $499,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. 36.4 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Wakulla County
Do SBA loans in Wakulla County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure7
- Status: Cancelled2
- Status: Committed, not yet disbursed1
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Wakulla County
Which parts of Wakulla County get the lending
- Places in the county with recorded lending2
- Crawfordville, approvals7
- Panacea, approvals4
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Crawfordville | 7 | $3,812,600 |
| Panacea | 4 | $5,071,500 |
Crawfordville accounts for 7 approvals against 4 in Panacea. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Wakulla County
How big is Wakulla County
- Land area606 sq mi
- Rank by land area among Florida counties42nd of 67
- Width, east to west38.2 mi
- Height, north to south23.7 mi
- Geographies sharing a boundary4
- Residents per square mile of land58
- Establishments per square mile0.84
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Wakulla County
What hazards affect Wakulla County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book3
- Of those, participating in the NFIP3
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 7
- Communities carrying a CRS class2
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The best Community Rating System class in the county is 7, which carries a flood insurance premium discount for properties in the participating community.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Wakulla County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Wakulla County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population35,387
- Households12,745
- Average household size2.78
- Median household income$81,895
- Median age42.3
Common questions
Wakulla County questions, answered from the record.
How many people live in Wakulla County, Florida?
35,387, in 12,745 households, ranking 48th of 67 Florida counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Wakulla County growing?
The population has grown 9.92 percent since the 2020 census base. In 2024 there were 338 births against 382 deaths, with net migration of 686. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Wakulla County?
$81,895. The median owner-occupied home is valued at $258,300, which is 3.2 times income, and median gross rent is $1,108 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Wakulla County?
509 establishments, employing 4,357 people with an annual payroll of $174.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Wakulla County?
Average annual pay is $48,580, or $934 a week, across 6,620 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Wakulla County?
11 7(a) approvals totalling $8.9 m since FY2020, across 7 lenders, with a median approval of $499,000, plus 6 504 approvals worth $4.8 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Wakulla County?
468 housing units were authorised by permit in 2024, with a declared construction value of $80.2 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Wakulla County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Wakulla County come from?
The largest single origin is Wakulla County Non-migrants, with 11,845 households. Arriving households report an average income of $60,970 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Wakulla County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Wakulla County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.