Baldwin County, Georgia: commercial real estate data.
Baldwin County, Georgia has a population of 43,642 across 258 square miles, down 0.3 percent since the 2020 census base. County output reached $1.99 bn in 2024, 862 establishments operate here, and the SBA record carries 26 7(a) approvals worth $21.7 m.
118 sourced county values · tier FULL · 11 sections
Baldwin County
How many people live in Baldwin County
- Population43,642
- Households16,582
- Average household size2.63
- Median household income$54,403
- Median age36.5
- Median gross rent$923 per month
- Median owner-occupied home value$181,900
- Home value to household income3.3 times
- Annual rent as a share of median income20.4 percent
- Adults 25 and over with a bachelor degree or higher24.4 percent
- Adults 25 and over with a graduate degree11.3 percent
- Adults 25 and over27,781
- Population under 188,036
- Share under 1818.4 percent
- Population 65 and over7,516
- Share 65 and over17.2 percent
- Working age population, 18 to 6428,090
- Civilian labor force17,571
- Unemployment rate6.2 percent
- Labor force participation, adults 18 and over49.3 percent
- Rank by population among Georgia counties48th of 159
- Rank by population among US county-equivalents1132nd
Baldwin County is the 48th largest of 159 Georgia counties by population. A median home costs 3.3 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 18.4 percent against 17.2 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Baldwin County
Is Baldwin County growing
- Population change since the 2020 census base-0.34 percent
- Census 2020 base population43,791
- Births, 2024388
- Deaths, 2024528
- Natural change, 2024-140
- Net domestic migration, 2024343
- Net international migration, 202413
- Total net migration, 2024356
- Cumulative net domestic migration, 2021 to 2024410
- Rank by growth among US county-equivalents1967th
The county has lost 0.34 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Baldwin County
Where people moving to Baldwin County come from
- Tax returns filed by households arriving1,061
- People arriving, from those returns1,903
- Adjusted gross income arriving$59.3 m
- Net adjusted gross income movement$0
- Average income of an arriving household$55,928
- Largest single originBaldwin County Non-migrants (13,737 households)
- Largest single destination (13,737 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Baldwin County Non-migrants | 13,737 | 26,185 | $854.2 m |
| Other flows - Same State | 328 | 555 | $15.5 m |
| Other flows - Different State | 274 | 493 | $18.4 m |
| Other flows - South | 169 | 305 | $10.3 m |
| Putnam County | 107 | 219 | $5.4 m |
| Bibb County | 53 | 91 | $3.7 m |
| Wilkinson County | 52 | 101 | $1.5 m |
| Jones County | 51 | 99 | $3.6 m |
The largest single source of arrivals is Baldwin County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Baldwin County
What the Baldwin County economy runs on
- County GDP, 2024$1.99 bn
- County GDP, 2023$1.88 bn
- GDP change, 2023 to 20246.0 percent
- GDP change over five years39.8 percent
- Rank by GDP among Georgia counties53rd
- Rank by GDP among US county-equivalents1288th
- GDP per resident$45,597
Output grew 6.0 percent in the latest year and 39.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Baldwin County
Who employs people in Baldwin County
- Covered employment, annual average16,169
- Establishments reporting995
- Average annual pay$43,911
- Average weekly wage$844
- Sector 62, employment3,318
- Sector 62, average annual pay$43,618
- Sector 44-45, employment2,339
- Sector 44-45, average annual pay$34,571
- Sector 72, employment2,224
- Sector 72, average annual pay$19,495
- Sector 31-33, employment961
- Sector 31-33, average annual pay$68,750
- Sector 56, employment867
- Sector 42, employment474
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 3,318 | 122 | $43,618 |
| Sector 44-45 | 2,339 | 196 | $34,571 |
| Sector 72 | 2,224 | 119 | $19,495 |
| Sector 31-33 | 961 | 26 | $68,750 |
| Sector 56 | 867 | 48 | $37,881 |
| Sector 42 | 474 | 24 | $65,127 |
| Sector 23 | 360 | 73 | $59,772 |
| Sector 81 | 278 | 64 | $41,047 |
The largest sector is the biggest private employer group at 3,318 jobs, 20.5 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Baldwin County
What businesses operate in Baldwin County
- Establishments, all industries862
- Employment at those establishments13,279
- Annual payroll$579.8 m
- Establishments per 1,000 residents19.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Baldwin County
What is being built in Baldwin County
- Housing units authorised by permit, 2024202
- Declared construction value permitted$45.2 m
- Single family units authorised100
- Multifamily units authorised102
- Multifamily share of units50.5 percent
- Average declared value per unit$223,961
- Units authorised per 1,000 households12.2
Multifamily is 50.5 percent of units authorised, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Baldwin County
How much SBA lending happens in Baldwin County
- 7(a) approvals recorded26
- 7(a) gross approval dollars$21.7 m
- Average 7(a) approval$834,538
- Median 7(a) approval$451,200
- 10th percentile approval$39,000
- 90th percentile approval$2,055,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)285
- Jobs per approval11.0
- Distinct 7(a) lenders active17
- Distinct industries receiving approvals19
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer38.5 percent
- Loans on real estate terms10
- Loans on working capital terms, 120 months or shorter15
- Franchise loans6
- Franchise share of approvals23.1 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (3)
- Most active lenderReadycap Lending, LLC (4)
- 504 approvals recorded14
- 504 gross approval dollars$21.0 m
- Average 504 approval$1,497,500
- Median 504 approval$732,000
- Distinct CDCs active5
- 504 jobs per approval20.1
- 504 jobs per million dollars approved13.5
- Most active CDCCapital Partners Certified Development Company (5)
- 7(a) share of SBA approvals65.0 percent
- Combined SBA approval dollars$42.7 m
The average approval of $834,538 sits well above the median of $451,200, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. 38.5 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Baldwin County
Do SBA loans in Baldwin County get paid back
- Loans with a final outcome recorded2
- Paid in full2
- Charged off0
- Status: Exempt from disclosure21
- Status: Paid in full2
- Status: Cancelled3
Too few loans have reached a final outcome to publish a charge off rate. only 2 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Baldwin County
How big is Baldwin County
- Land area258 sq mi
- Rank by land area among Georgia counties116th of 159
- Width, east to west21.8 mi
- Height, north to south18 mi
- Geographies sharing a boundary5
- Residents per square mile of land169
- Establishments per square mile3.34
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Baldwin County
What hazards affect Baldwin County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book2
- Of those, participating in the NFIP2
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Baldwin County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Baldwin County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population43,642
- Households16,582
- Average household size2.63
- Median household income$54,403
- Median age36.5
Common questions
Baldwin County questions, answered from the record.
How many people live in Baldwin County, Georgia?
43,642, in 16,582 households, ranking 48th of 159 Georgia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Baldwin County growing?
The population has fallen 0.34 percent since the 2020 census base. In 2024 there were 388 births against 528 deaths, with net migration of 356. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Baldwin County?
$54,403. The median owner-occupied home is valued at $181,900, which is 3.3 times income, and median gross rent is $923 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Baldwin County?
862 establishments, employing 13,279 people with an annual payroll of $579.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Baldwin County?
Average annual pay is $43,911, or $844 a week, across 16,169 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Baldwin County?
26 7(a) approvals totalling $21.7 m since FY2020, across 17 lenders, with a median approval of $451,200, plus 14 504 approvals worth $21.0 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Baldwin County?
202 housing units were authorised by permit in 2024, with a declared construction value of $45.2 m. Multifamily was 50.5 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Baldwin County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Baldwin County come from?
The largest single origin is Baldwin County Non-migrants, with 13,737 households. Arriving households report an average income of $55,928 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Baldwin County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Baldwin County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.