Barrow County, Georgia: commercial real estate data.
Barrow County, Georgia has a population of 89,886 across 160 square miles, up 15.3 percent since the 2020 census base. County output reached $3.80 bn in 2024, 1,543 establishments operate here, and the SBA record carries 104 7(a) approvals worth $92.8 m.
127 sourced county values · tier FULL · 12 sections
Barrow County
How many people live in Barrow County
- Population89,886
- Households30,789
- Average household size2.92
- Median household income$80,653
- Median age36.4
- Median gross rent$1,318 per month
- Median owner-occupied home value$294,700
- Home value to household income3.7 times
- Annual rent as a share of median income19.6 percent
- Adults 25 and over with a bachelor degree or higher21.2 percent
- Adults 25 and over with a graduate degree7.4 percent
- Adults 25 and over59,830
- Population under 1822,595
- Share under 1825.1 percent
- Population 65 and over11,574
- Share 65 and over12.9 percent
- Working age population, 18 to 6455,717
- Civilian labor force47,196
- Unemployment rate3.7 percent
- Labor force participation, adults 18 and over70.1 percent
- Rank by population among Georgia counties29th of 159
- Rank by population among US county-equivalents670th
Barrow County is the 29th largest of 159 Georgia counties by population. A median home costs 3.7 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 25.1 percent against 12.9 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Barrow County
Is Barrow County growing
- Population change since the 2020 census base15.28 percent
- Census 2020 base population83,527
- Births, 20241,223
- Deaths, 2024801
- Natural change, 2024422
- Net domestic migration, 20242,632
- Net international migration, 2024237
- Total net migration, 20242,869
- Cumulative net domestic migration, 2021 to 202410,228
- Rank by growth among US county-equivalents56th
The county has grown 15.28 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Barrow County
Where people moving to Barrow County come from
- Tax returns filed by households arriving4,138
- People arriving, from those returns8,199
- Adjusted gross income arriving$266.9 m
- Net adjusted gross income movement$0
- Average income of an arriving household$64,495
- Largest single originBarrow County Non-migrants (30,002 households)
- Largest single destination (30,002 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Barrow County Non-migrants | 30,002 | 64,308 | $2.34 bn |
| Gwinnett County | 1,545 | 3,229 | $102.4 m |
| Other flows - Different State | 808 | 1,606 | $51.9 m |
| Other flows - South | 413 | 800 | $29.0 m |
| Other flows - Same State | 271 | 473 | $14.7 m |
| Jackson County | 247 | 498 | $16.4 m |
| Hall County | 232 | 429 | $18.1 m |
| Clarke County | 222 | 416 | $11.9 m |
The largest single source of arrivals is Barrow County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Barrow County
What the Barrow County economy runs on
- County GDP, 2024$3.80 bn
- County GDP, 2023$3.53 bn
- GDP change, 2023 to 20247.7 percent
- GDP change over five years49.7 percent
- Rank by GDP among Georgia counties36th
- Rank by GDP among US county-equivalents847th
- GDP per resident$42,231
Output grew 7.7 percent in the latest year and 49.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Barrow County
Who employs people in Barrow County
- Covered employment, annual average24,098
- Establishments reporting1,735
- Average annual pay$53,359
- Average weekly wage$1,026
- Sector 44-45, employment4,807
- Sector 44-45, average annual pay$50,237
- Sector 72, employment2,817
- Sector 72, average annual pay$23,256
- Sector 31-33, employment2,394
- Sector 31-33, average annual pay$68,527
- Sector 42, employment2,216
- Sector 42, average annual pay$63,285
- Sector 23, employment1,919
- Sector 62, employment1,885
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 4,807 | 209 | $50,237 |
| Sector 72 | 2,817 | 134 | $23,256 |
| Sector 31-33 | 2,394 | 84 | $68,527 |
| Sector 42 | 2,216 | 80 | $63,285 |
| Sector 23 | 1,919 | 248 | $80,178 |
| Sector 62 | 1,885 | 124 | $56,634 |
| Sector 56 | 1,457 | 119 | $39,563 |
| Sector 54 | 711 | 146 | $64,673 |
The largest sector is the biggest private employer group at 4,807 jobs, 19.9 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Barrow County
What businesses operate in Barrow County
- Establishments, all industries1,543
- Employment at those establishments19,843
- Annual payroll$923.8 m
- Establishments per 1,000 residents17.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Barrow County
What is being built in Barrow County
- Housing units authorised by permit, 20241,427
- Declared construction value permitted$259.2 m
- Single family units authorised1,116
- Multifamily units authorised311
- Multifamily share of units21.8 percent
- Average declared value per unit$181,620
- Units authorised per 1,000 households46.3
Multifamily is 21.8 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Barrow County
How much SBA lending happens in Barrow County
- 7(a) approvals recorded104
- 7(a) gross approval dollars$92.8 m
- Average 7(a) approval$891,971
- Median 7(a) approval$350,000
- 10th percentile approval$43,500
- 90th percentile approval$2,558,600
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)864
- Jobs per approval8.3
- Distinct 7(a) lenders active49
- Distinct industries receiving approvals62
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer27.9 percent
- Loans on real estate terms29
- Loans on working capital terms, 120 months or shorter64
- Franchise loans21
- Franchise share of approvals20.2 percent
- Leading industry by approval countGasoline Stations with Convenience Stores (7)
- Most active lenderWells Fargo Bank National Association (7)
- 504 approvals recorded28
- 504 gross approval dollars$38.5 m
- Average 504 approval$1,374,107
- Median 504 approval$700,000
- Distinct CDCs active5
- 504 jobs per approval8.0
- 504 jobs per million dollars approved5.8
- Most active CDCCapital Partners Certified Development Company (8)
- 7(a) share of SBA approvals78.8 percent
- Combined SBA approval dollars$131.2 m
The average approval of $891,971 sits well above the median of $350,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 27.9 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Barrow County
Do SBA loans in Barrow County get paid back
- Loans with a final outcome recorded10
- Paid in full10
- Charged off0
- Charge off rate on resolved loans0.0 percent
- Status: Paid in full10
- Status: Cancelled26
- Status: Exempt from disclosure64
- Status: Committed, not yet disbursed4
Of the 10 loans that have reached a final outcome, 0.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Barrow County
Which parts of Barrow County get the lending
- Places in the county with recorded lending6
- WINDER, approvals48
- BETHLEHEM, approvals21
- Auburn, approvals13
- Statham, approvals12
- BRASELTON, approvals6
- HOSCHTON, approvals4
| Place | Approvals | Gross approval dollars |
|---|---|---|
| WINDER | 48 | $46,587,700 |
| BETHLEHEM | 21 | $16,845,400 |
| Auburn | 13 | $14,309,700 |
| Statham | 12 | $8,350,100 |
| BRASELTON | 6 | $5,517,100 |
| HOSCHTON | 4 | $1,155,000 |
WINDER accounts for 48 approvals against 21 in BETHLEHEM. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Barrow County
How big is Barrow County
- Land area160 sq mi
- Rank by land area among Georgia counties153rd of 159
- Width, east to west19 mi
- Height, north to south15.9 mi
- Geographies sharing a boundary4
- Residents per square mile of land562
- Establishments per square mile9.64
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Barrow County
What hazards affect Barrow County
- EPA radon zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
- Communities in the NFIP Community Status Book7
- Of those, participating in the NFIP6
- NFIP participation rate85.7 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Barrow County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Barrow County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population89,886
- Households30,789
- Average household size2.92
- Median household income$80,653
- Median age36.4
Common questions
Barrow County questions, answered from the record.
How many people live in Barrow County, Georgia?
89,886, in 30,789 households, ranking 29th of 159 Georgia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Barrow County growing?
The population has grown 15.28 percent since the 2020 census base. In 2024 there were 1,223 births against 801 deaths, with net migration of 2,869. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Barrow County?
$80,653. The median owner-occupied home is valued at $294,700, which is 3.7 times income, and median gross rent is $1,318 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Barrow County?
1,543 establishments, employing 19,843 people with an annual payroll of $923.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Barrow County?
Average annual pay is $53,359, or $1,026 a week, across 24,098 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Barrow County?
104 7(a) approvals totalling $92.8 m since FY2020, across 49 lenders, with a median approval of $350,000, plus 28 504 approvals worth $38.5 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Barrow County get paid back?
Of the 10 loans that have reached a final outcome, 10 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Barrow County?
1,427 housing units were authorised by permit in 2024, with a declared construction value of $259.2 m. Multifamily was 21.8 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Barrow County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Barrow County come from?
The largest single origin is Barrow County Non-migrants, with 30,002 households. Arriving households report an average income of $64,495 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Barrow County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Barrow County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.