Bartow County, Georgia: commercial real estate data.
Bartow County, Georgia has a population of 113,113 across 460 square miles, up 7.9 percent since the 2020 census base. County output reached $8.65 bn in 2024, 2,439 establishments operate here, and the SBA record carries 113 7(a) approvals worth $106.1 m.
128 sourced county values · tier FULL · 12 sections
Bartow County
How many people live in Bartow County
- Population113,113
- Households40,819
- Average household size2.77
- Median household income$82,243
- Median age38.2
- Median gross rent$1,268 per month
- Median owner-occupied home value$289,000
- Home value to household income3.5 times
- Annual rent as a share of median income18.5 percent
- Adults 25 and over with a bachelor degree or higher24.3 percent
- Adults 25 and over with a graduate degree8.0 percent
- Adults 25 and over77,530
- Population under 1826,282
- Share under 1823.2 percent
- Population 65 and over16,520
- Share 65 and over14.6 percent
- Working age population, 18 to 6470,311
- Civilian labor force58,660
- Unemployment rate4.7 percent
- Labor force participation, adults 18 and over67.6 percent
- Rank by population among Georgia counties24th of 159
- Rank by population among US county-equivalents556th
Bartow County is the 24th largest of 159 Georgia counties by population. A median home costs 3.5 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 23.2 percent against 14.6 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Bartow County
Is Bartow County growing
- Population change since the 2020 census base7.90 percent
- Census 2020 base population108,900
- Births, 20241,312
- Deaths, 20241,056
- Natural change, 2024256
- Net domestic migration, 20242,191
- Net international migration, 202481
- Total net migration, 20242,272
- Cumulative net domestic migration, 2021 to 20247,315
- Rank by growth among US county-equivalents242nd
The county has grown 7.90 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Bartow County
Where people moving to Bartow County come from
- Tax returns filed by households arriving3,841
- People arriving, from those returns7,382
- Adjusted gross income arriving$241.6 m
- Net adjusted gross income movement$0
- Average income of an arriving household$62,904
- Largest single originBartow County Non-migrants (37,541 households)
- Largest single destination (37,541 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Bartow County Non-migrants | 37,541 | 79,719 | $2.82 bn |
| Other flows - Different State | 912 | 1,814 | $58.2 m |
| Cobb County | 845 | 1,544 | $59.4 m |
| Other flows - South | 540 | 1,062 | $32.6 m |
| Cherokee County | 511 | 1,020 | $32.6 m |
| Other flows - Same State | 311 | 557 | $20.4 m |
| Paulding County | 303 | 598 | $20.9 m |
| Floyd County | 203 | 376 | $9.9 m |
The largest single source of arrivals is Bartow County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Bartow County
What the Bartow County economy runs on
- County GDP, 2024$8.65 bn
- County GDP, 2023$7.87 bn
- GDP change, 2023 to 20249.8 percent
- GDP change over five years62.8 percent
- Rank by GDP among Georgia counties16th
- Rank by GDP among US county-equivalents497th
- GDP per resident$76,441
Output grew 9.8 percent in the latest year and 62.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Bartow County
Who employs people in Bartow County
- Covered employment, annual average46,472
- Establishments reporting2,982
- Average annual pay$57,660
- Average weekly wage$1,109
- Sector 31-33, employment11,456
- Sector 31-33, average annual pay$67,360
- Sector 44-45, employment5,019
- Sector 44-45, average annual pay$36,415
- Sector 72, employment4,818
- Sector 72, average annual pay$24,698
- Sector 62, employment3,537
- Sector 62, average annual pay$63,494
- Sector 56, employment3,241
- Sector 48-49, employment2,634
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 11,456 | 176 | $67,360 |
| Sector 44-45 | 5,019 | 396 | $36,415 |
| Sector 72 | 4,818 | 251 | $24,698 |
| Sector 62 | 3,537 | 259 | $63,494 |
| Sector 56 | 3,241 | 190 | $43,386 |
| Sector 48-49 | 2,634 | 88 | $70,084 |
| Sector 23 | 2,533 | 384 | $73,853 |
| Sector 54 | 1,065 | 236 | $76,553 |
The largest sector is the biggest private employer group at 11,456 jobs, 24.7 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Bartow County
What businesses operate in Bartow County
- Establishments, all industries2,439
- Employment at those establishments39,078
- Annual payroll$2.06 bn
- Establishments per 1,000 residents21.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Bartow County
What is being built in Bartow County
- Housing units authorised by permit, 20241,622
- Declared construction value permitted$392.0 m
- Single family units authorised1,139
- Multifamily units authorised483
- Multifamily share of units29.8 percent
- Average declared value per unit$241,674
- Units authorised per 1,000 households39.7
Multifamily is 29.8 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Bartow County
How much SBA lending happens in Bartow County
- 7(a) approvals recorded113
- 7(a) gross approval dollars$106.1 m
- Average 7(a) approval$938,544
- Median 7(a) approval$559,200
- 10th percentile approval$45,000
- 90th percentile approval$2,660,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)1,131
- Jobs per approval10.0
- Distinct 7(a) lenders active40
- Distinct industries receiving approvals67
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer36.3 percent
- Loans on real estate terms41
- Loans on working capital terms, 120 months or shorter59
- Franchise loans21
- Franchise share of approvals18.6 percent
- Leading industry by approval countFull-Service Restaurants (8)
- Most active lenderLGE Community CU (20)
- 504 approvals recorded49
- 504 gross approval dollars$54.7 m
- Average 504 approval$1,116,592
- Median 504 approval$579,000
- Distinct CDCs active7
- 504 jobs per approval10.9
- 504 jobs per million dollars approved9.7
- Most active CDCFlorida Business Development Corporation (18)
- 7(a) share of SBA approvals69.8 percent
- Combined SBA approval dollars$160.8 m
The average approval of $938,544 sits well above the median of $559,200, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. 36.3 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bartow County
Do SBA loans in Bartow County get paid back
- Loans with a final outcome recorded24
- Paid in full24
- Charged off0
- Charge off rate on resolved loans0.0 percent
- Status: Paid in full24
- Status: Exempt from disclosure69
- Status: Cancelled17
- Status: Committed, not yet disbursed3
Of the 24 loans that have reached a final outcome, 0.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bartow County
Which parts of Bartow County get the lending
- Places in the county with recorded lending12
- Cartersville, approvals82
- Adairsville, approvals10
- RYDAL, approvals5
- WHITE, approvals3
- Rome, approvals3
- Kingston, approvals3
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Cartersville | 82 | $77,930,400 |
| Adairsville | 10 | $9,385,500 |
| RYDAL | 5 | $6,777,400 |
| WHITE | 3 | $4,009,000 |
| Rome | 3 | $1,936,500 |
| Kingston | 3 | $371,000 |
| ACWORTH | 2 | $187,700 |
| ARAGON | 1 | $2,700,000 |
Cartersville accounts for 82 approvals against 10 in Adairsville. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bartow County
How big is Bartow County
- Land area460 sq mi
- Rank by land area among Georgia counties35th of 159
- Width, east to west22.5 mi
- Height, north to south23.1 mi
- Geographies sharing a boundary6
- Residents per square mile of land246
- Establishments per square mile5.30
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Bartow County
What hazards affect Bartow County
- EPA radon zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
- Communities in the NFIP Community Status Book8
- Of those, participating in the NFIP7
- NFIP participation rate87.5 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 7
- Communities carrying a CRS class1
The EPA places the county in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The best Community Rating System class in the county is 7, which carries a flood insurance premium discount for properties in the participating community.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Bartow County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Bartow County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population113,113
- Households40,819
- Average household size2.77
- Median household income$82,243
- Median age38.2
Common questions
Bartow County questions, answered from the record.
How many people live in Bartow County, Georgia?
113,113, in 40,819 households, ranking 24th of 159 Georgia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Bartow County growing?
The population has grown 7.90 percent since the 2020 census base. In 2024 there were 1,312 births against 1,056 deaths, with net migration of 2,272. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Bartow County?
$82,243. The median owner-occupied home is valued at $289,000, which is 3.5 times income, and median gross rent is $1,268 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Bartow County?
2,439 establishments, employing 39,078 people with an annual payroll of $2.06 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Bartow County?
Average annual pay is $57,660, or $1,109 a week, across 46,472 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Bartow County?
113 7(a) approvals totalling $106.1 m since FY2020, across 40 lenders, with a median approval of $559,200, plus 49 504 approvals worth $54.7 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Bartow County get paid back?
Of the 24 loans that have reached a final outcome, 24 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Bartow County?
1,622 housing units were authorised by permit in 2024, with a declared construction value of $392.0 m. Multifamily was 29.8 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Bartow County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Bartow County come from?
The largest single origin is Bartow County Non-migrants, with 37,541 households. Arriving households report an average income of $62,904 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Bartow County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Bartow County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.