Camden County, Georgia: commercial real estate data.
Camden County, Georgia has a population of 56,970 across 613 square miles, up 7.9 percent since the 2020 census base. County output reached $2.76 bn in 2024, 947 establishments operate here, and the SBA record carries 61 7(a) approvals worth $74.0 m.
128 sourced county values · tier FULL · 12 sections
Camden County
How many people live in Camden County
- Population56,970
- Households21,693
- Average household size2.63
- Median household income$74,378
- Median age34.7
- Median gross rent$1,235 per month
- Median owner-occupied home value$261,400
- Home value to household income3.5 times
- Annual rent as a share of median income19.9 percent
- Adults 25 and over with a bachelor degree or higher24.6 percent
- Adults 25 and over with a graduate degree9.1 percent
- Adults 25 and over37,101
- Population under 1813,714
- Share under 1824.1 percent
- Population 65 and over8,739
- Share 65 and over15.3 percent
- Working age population, 18 to 6434,517
- Civilian labor force23,033
- Unemployment rate5.4 percent
- Labor force participation, adults 18 and over53.2 percent
- Rank by population among Georgia counties41st of 159
- Rank by population among US county-equivalents928th
Camden County is the 41st largest of 159 Georgia counties by population. A median home costs 3.5 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 24.1 percent against 15.3 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Camden County
Is Camden County growing
- Population change since the 2020 census base7.90 percent
- Census 2020 base population54,770
- Births, 2024790
- Deaths, 2024512
- Natural change, 2024278
- Net domestic migration, 2024814
- Net international migration, 20245
- Total net migration, 2024819
- Cumulative net domestic migration, 2021 to 20243,015
- Rank by growth among US county-equivalents243rd
The county has grown 7.90 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Camden County
Where people moving to Camden County come from
- Tax returns filed by households arriving2,588
- People arriving, from those returns5,222
- Adjusted gross income arriving$163.6 m
- Net adjusted gross income movement$0
- Average income of an arriving household$63,213
- Largest single originCamden County Non-migrants (18,123 households)
- Largest single destination (18,123 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Camden County Non-migrants | 18,123 | 39,196 | $1.26 bn |
| Other flows - Different State | 1,314 | 2,622 | $84.3 m |
| Other flows - South | 671 | 1,353 | $43.0 m |
| Other flows - Same State | 307 | 641 | $22.7 m |
| Duval County | 257 | 495 | $11.9 m |
| Other flows - West | 218 | 435 | $11.5 m |
| Other flows - Midwest | 213 | 420 | $15.2 m |
| Other flows - Northeast | 212 | 414 | $14.6 m |
The largest single source of arrivals is Camden County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Camden County
What the Camden County economy runs on
- County GDP, 2024$2.76 bn
- County GDP, 2023$2.55 bn
- GDP change, 2023 to 20248.3 percent
- GDP change over five years38.2 percent
- Rank by GDP among Georgia counties43rd
- Rank by GDP among US county-equivalents1038th
- GDP per resident$48,486
Output grew 8.3 percent in the latest year and 38.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Camden County
Who employs people in Camden County
- Covered employment, annual average15,883
- Establishments reporting1,203
- Average annual pay$54,858
- Average weekly wage$1,055
- Sector 44-45, employment2,125
- Sector 44-45, average annual pay$31,814
- Sector 72, employment2,117
- Sector 72, average annual pay$22,278
- Sector 62, employment1,117
- Sector 62, average annual pay$47,865
- Sector 54, employment991
- Sector 54, average annual pay$78,688
- Sector 31-33, employment945
- Sector 52, employment673
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 2,125 | 168 | $31,814 |
| Sector 72 | 2,117 | 146 | $22,278 |
| Sector 62 | 1,117 | 106 | $47,865 |
| Sector 54 | 991 | 117 | $78,688 |
| Sector 31-33 | 945 | 37 | $87,193 |
| Sector 52 | 673 | 58 | $75,065 |
| Sector 23 | 662 | 123 | $63,142 |
| Sector 42 | 413 | 16 | $71,688 |
The largest sector is the biggest private employer group at 2,125 jobs, 13.4 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Camden County
What businesses operate in Camden County
- Establishments, all industries947
- Employment at those establishments10,074
- Annual payroll$399.9 m
- Establishments per 1,000 residents16.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Camden County
What is being built in Camden County
- Housing units authorised by permit, 2024363
- Declared construction value permitted$108.2 m
- Single family units authorised315
- Multifamily units authorised48
- Multifamily share of units13.2 percent
- Average declared value per unit$298,004
- Units authorised per 1,000 households16.7
Multifamily is 13.2 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Camden County
How much SBA lending happens in Camden County
- 7(a) approvals recorded61
- 7(a) gross approval dollars$74.0 m
- Average 7(a) approval$1,213,256
- Median 7(a) approval$874,000
- 10th percentile approval$129,000
- 90th percentile approval$3,000,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)845
- Jobs per approval13.9
- Distinct 7(a) lenders active24
- Distinct industries receiving approvals29
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer60.7 percent
- Loans on real estate terms37
- Loans on working capital terms, 120 months or shorter19
- Franchise loans22
- Franchise share of approvals36.1 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (13)
- Most active lenderPineland Bank (18)
- 504 approvals recorded17
- 504 gross approval dollars$12.5 m
- Average 504 approval$734,353
- Median 504 approval$488,000
- Distinct CDCs active4
- 504 jobs per approval8.2
- 504 jobs per million dollars approved11.1
- Most active CDCCoastal Area District Development Authority, Inc. (11)
- 7(a) share of SBA approvals78.2 percent
- Combined SBA approval dollars$86.5 m
The average approval of $1,213,256 sits close to the median of $874,000, so lending here is fairly evenly sized rather than driven by a few large deals. 60.7 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Camden County
Do SBA loans in Camden County get paid back
- Loans with a final outcome recorded17
- Paid in full16
- Charged off1
- Charge off rate on resolved loans5.9 percent
- Status: Paid in full16
- Status: Cancelled9
- Status: Exempt from disclosure33
- Status: Charged off1
- Status: Committed, not yet disbursed2
Of the 17 loans that have reached a final outcome, 5.9 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Camden County
Which parts of Camden County get the lending
- Places in the county with recorded lending5
- KINGSLAND, approvals30
- SAINT MARYS, approvals24
- WOODBINE, approvals5
- BLACKSHEAR, approvals1
- East Kingsland, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| KINGSLAND | 30 | $45,257,600 |
| SAINT MARYS | 24 | $20,635,500 |
| WOODBINE | 5 | $5,865,500 |
| BLACKSHEAR | 1 | $1,900,000 |
| East Kingsland | 1 | $350,000 |
KINGSLAND accounts for 30 approvals against 24 in SAINT MARYS. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Camden County
How big is Camden County
- Land area613 sq mi
- Rank by land area among Georgia counties11th of 159
- Width, east to west31.6 mi
- Height, north to south31.8 mi
- Geographies sharing a boundary3
- Residents per square mile of land93
- Establishments per square mile1.54
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Camden County
What hazards affect Camden County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book4
- Of those, participating in the NFIP4
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 6
- Communities carrying a CRS class3
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The best Community Rating System class in the county is 6, which carries a flood insurance premium discount for properties in the participating community.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Camden County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Camden County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population56,970
- Households21,693
- Average household size2.63
- Median household income$74,378
- Median age34.7
Common questions
Camden County questions, answered from the record.
How many people live in Camden County, Georgia?
56,970, in 21,693 households, ranking 41st of 159 Georgia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Camden County growing?
The population has grown 7.90 percent since the 2020 census base. In 2024 there were 790 births against 512 deaths, with net migration of 819. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Camden County?
$74,378. The median owner-occupied home is valued at $261,400, which is 3.5 times income, and median gross rent is $1,235 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Camden County?
947 establishments, employing 10,074 people with an annual payroll of $399.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Camden County?
Average annual pay is $54,858, or $1,055 a week, across 15,883 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Camden County?
61 7(a) approvals totalling $74.0 m since FY2020, across 24 lenders, with a median approval of $874,000, plus 17 504 approvals worth $12.5 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Camden County get paid back?
Of the 17 loans that have reached a final outcome, 16 were paid in full and 1 charged off, a charge off rate of 5.9 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Camden County?
363 housing units were authorised by permit in 2024, with a declared construction value of $108.2 m. Multifamily was 13.2 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Camden County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Camden County come from?
The largest single origin is Camden County Non-migrants, with 18,123 households. Arriving households report an average income of $63,213 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Camden County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Camden County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.