Cobb County, Georgia: commercial real estate data.
Cobb County, Georgia has a population of 775,208 across 340 square miles, up 2.8 percent since the 2020 census base. County output reached $81.87 bn in 2024, 22,148 establishments operate here, and the SBA record carries 1,150 7(a) approvals worth $765.7 m.
129 sourced county values · tier FULL · 12 sections
Cobb County
How many people live in Cobb County
- Population775,208
- Households295,714
- Average household size2.62
- Median household income$102,738
- Median age37.5
- Median gross rent$1,730 per month
- Median owner-occupied home value$407,200
- Home value to household income4.0 times
- Annual rent as a share of median income20.2 percent
- Adults 25 and over with a bachelor degree or higher50.8 percent
- Adults 25 and over with a graduate degree19.0 percent
- Adults 25 and over529,840
- Population under 18174,967
- Share under 1822.6 percent
- Population 65 and over105,818
- Share 65 and over13.7 percent
- Working age population, 18 to 64494,423
- Civilian labor force437,210
- Unemployment rate4.5 percent
- Labor force participation, adults 18 and over72.8 percent
- Rank by population among Georgia counties3rd of 159
- Rank by population among US county-equivalents85th
Cobb County is the 3rd largest of 159 Georgia counties by population. A median home costs 4.0 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 22.6 percent against 13.7 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Cobb County
Is Cobb County growing
- Population change since the 2020 census base2.80 percent
- Census 2020 base population766,086
- Births, 20248,919
- Deaths, 20244,770
- Natural change, 20244,149
- Net domestic migration, 2024-5,616
- Net international migration, 20247,795
- Total net migration, 20242,179
- Cumulative net domestic migration, 2021 to 2024-13,908
- Rank by growth among US county-equivalents924th
The county has grown 2.80 percent since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Cobb County
Where people moving to Cobb County come from
- Tax returns filed by households arriving28,996
- People arriving, from those returns48,469
- Adjusted gross income arriving$2.18 bn
- Net adjusted gross income movement$0
- Average income of an arriving household$75,190
- Largest single originCobb County Non-migrants (272,591 households)
- Largest single destination (272,591 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Cobb County Non-migrants | 272,591 | 553,157 | $32.49 bn |
| Fulton County | 5,784 | 9,083 | $521.1 m |
| Other flows - Different State | 3,703 | 6,371 | $272.7 m |
| DeKalb County | 2,171 | 3,476 | $172.2 m |
| Other flows - South | 1,859 | 3,155 | $123.6 m |
| Cherokee County | 1,678 | 2,734 | $106.8 m |
| Paulding County | 1,474 | 2,801 | $85.0 m |
| Gwinnett County | 1,319 | 2,098 | $79.2 m |
The largest single source of arrivals is Cobb County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Cobb County
What the Cobb County economy runs on
- County GDP, 2024$81.87 bn
- County GDP, 2023$78.93 bn
- GDP change, 2023 to 20243.7 percent
- GDP change over five years40.2 percent
- Rank by GDP among Georgia counties2nd
- Rank by GDP among US county-equivalents64th
- GDP per resident$105,609
Output grew 3.7 percent in the latest year and 40.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Cobb County
Who employs people in Cobb County
- Covered employment, annual average384,275
- Establishments reporting28,427
- Average annual pay$77,531
- Average weekly wage$1,491
- Sector 62, employment49,558
- Sector 62, average annual pay$76,614
- Sector 44-45, employment40,163
- Sector 44-45, average annual pay$48,658
- Sector 54, employment36,495
- Sector 54, average annual pay$122,883
- Sector 72, employment34,701
- Sector 72, average annual pay$27,319
- Sector 23, employment31,775
- Sector 56, employment28,006
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 49,558 | 2,764 | $76,614 |
| Sector 44-45 | 40,163 | 2,397 | $48,658 |
| Sector 54 | 36,495 | 4,697 | $122,883 |
| Sector 72 | 34,701 | 1,958 | $27,319 |
| Sector 23 | 31,775 | 2,188 | $92,921 |
| Sector 56 | 28,006 | 1,904 | $52,055 |
| Sector 42 | 21,671 | 1,613 | $103,228 |
| Sector 31-33 | 20,190 | 812 | $95,204 |
The largest sector is the biggest private employer group at 49,558 jobs, 12.9 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Cobb County
What businesses operate in Cobb County
- Establishments, all industries22,148
- Employment at those establishments376,117
- Annual payroll$27.90 bn
- Establishments per 1,000 residents28.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Cobb County
What is being built in Cobb County
- Housing units authorised by permit, 20241,604
- Declared construction value permitted$467.2 m
- Single family units authorised1,143
- Multifamily units authorised461
- Multifamily share of units28.7 percent
- Average declared value per unit$291,277
- Units authorised per 1,000 households5.4
Multifamily is 28.7 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Cobb County
How much SBA lending happens in Cobb County
- 7(a) approvals recorded1,150
- 7(a) gross approval dollars$765.7 m
- Average 7(a) approval$665,857
- Median 7(a) approval$316,700
- 10th percentile approval$50,000
- 90th percentile approval$1,900,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)12,962
- Jobs per approval11.3
- Distinct 7(a) lenders active138
- Distinct industries receiving approvals275
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer19.3 percent
- Loans on real estate terms222
- Loans on working capital terms, 120 months or shorter824
- Franchise loans264
- Franchise share of approvals23.0 percent
- Leading industry by approval countFull-Service Restaurants (60)
- Most active lenderThe Huntington National Bank (93)
- 504 approvals recorded260
- 504 gross approval dollars$220.8 m
- Average 504 approval$849,065
- Median 504 approval$546,000
- Distinct CDCs active8
- 504 jobs per approval9.4
- 504 jobs per million dollars approved11.1
- Most active CDCFlorida Business Development Corporation (82)
- 7(a) share of SBA approvals81.6 percent
- Combined SBA approval dollars$986.5 m
The average approval of $665,857 sits well above the median of $316,700, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 19.3 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cobb County
Do SBA loans in Cobb County get paid back
- Loans with a final outcome recorded216
- Paid in full196
- Charged off20
- Charge off rate on resolved loans9.3 percent
- Status: Exempt from disclosure722
- Status: Paid in full196
- Status: Cancelled168
- Status: Charged off20
- Status: Committed, not yet disbursed44
| NAICS | Industry | Resolved loans | Charged off | Charge off rate |
|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 13 | 1 | 7.7% |
Of the 216 loans that have reached a final outcome, 9.3 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong. Among industries with at least ten resolved loans, Full-Service Restaurants carries the highest charge off rate at 7.7 percent.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cobb County
Which parts of Cobb County get the lending
- Places in the county with recorded lending18
- MARIETTA, approvals493
- KENNESAW, approvals175
- SMYRNA, approvals147
- ATLANTA, approvals94
- ACWORTH, approvals67
- Mableton, approvals51
| Place | Approvals | Gross approval dollars |
|---|---|---|
| MARIETTA | 493 | $335,945,500 |
| KENNESAW | 175 | $124,694,600 |
| SMYRNA | 147 | $111,774,800 |
| ATLANTA | 94 | $43,865,100 |
| ACWORTH | 67 | $49,199,200 |
| Mableton | 51 | $30,098,200 |
| AUSTELL | 51 | $38,389,100 |
| Powder Springs | 41 | $10,831,000 |
MARIETTA accounts for 493 approvals against 175 in KENNESAW. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cobb County
How big is Cobb County
- Land area340 sq mi
- Rank by land area among Georgia counties82nd of 159
- Width, east to west20.4 mi
- Height, north to south23.2 mi
- Geographies sharing a boundary5
- Residents per square mile of land2,280
- Establishments per square mile65.14
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Cobb County
What hazards affect Cobb County
- EPA radon zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
- Communities in the NFIP Community Status Book7
- Of those, participating in the NFIP7
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 5
- Communities carrying a CRS class4
The EPA places the county in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The best Community Rating System class in the county is 5, which carries a flood insurance premium discount for properties in the participating community.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Cobb County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Cobb County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population775,208
- Households295,714
- Average household size2.62
- Median household income$102,738
- Median age37.5
Common questions
Cobb County questions, answered from the record.
How many people live in Cobb County, Georgia?
775,208, in 295,714 households, ranking 3rd of 159 Georgia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Cobb County growing?
The population has grown 2.80 percent since the 2020 census base. In 2024 there were 8,919 births against 4,770 deaths, with net migration of 2,179. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Cobb County?
$102,738. The median owner-occupied home is valued at $407,200, which is 4.0 times income, and median gross rent is $1,730 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Cobb County?
22,148 establishments, employing 376,117 people with an annual payroll of $27.90 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Cobb County?
Average annual pay is $77,531, or $1,491 a week, across 384,275 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Cobb County?
1,150 7(a) approvals totalling $765.7 m since FY2020, across 138 lenders, with a median approval of $316,700, plus 260 504 approvals worth $220.8 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Cobb County get paid back?
Of the 216 loans that have reached a final outcome, 196 were paid in full and 20 charged off, a charge off rate of 9.3 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Cobb County?
1,604 housing units were authorised by permit in 2024, with a declared construction value of $467.2 m. Multifamily was 28.7 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Cobb County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Cobb County come from?
The largest single origin is Cobb County Non-migrants, with 272,591 households. Arriving households report an average income of $75,190 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Cobb County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Cobb County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.