Coffee County, Georgia: commercial real estate data.
Coffee County, Georgia has a population of 43,347 across 575 square miles, up 1.8 percent since the 2020 census base. County output reached $2.28 bn in 2024, 871 establishments operate here, and the SBA record carries 40 7(a) approvals worth $49.4 m.
124 sourced county values · tier FULL · 12 sections
Coffee County
How many people live in Coffee County
- Population43,347
- Households15,349
- Average household size2.82
- Median household income$50,683
- Median age36.0
- Median gross rent$710 per month
- Median owner-occupied home value$128,900
- Home value to household income2.5 times
- Annual rent as a share of median income16.8 percent
- Adults 25 and over with a bachelor degree or higher13.9 percent
- Adults 25 and over with a graduate degree6.2 percent
- Adults 25 and over28,768
- Population under 1810,640
- Share under 1824.5 percent
- Population 65 and over6,318
- Share 65 and over14.6 percent
- Working age population, 18 to 6426,389
- Civilian labor force18,037
- Unemployment rate4.4 percent
- Labor force participation, adults 18 and over55.1 percent
- Rank by population among Georgia counties50th of 159
- Rank by population among US county-equivalents1142nd
Coffee County is the 50th largest of 159 Georgia counties by population. A median home costs 2.5 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 24.5 percent against 14.6 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Coffee County
Is Coffee County growing
- Population change since the 2020 census base1.77 percent
- Census 2020 base population43,088
- Births, 2024567
- Deaths, 2024472
- Natural change, 202495
- Net domestic migration, 202492
- Net international migration, 2024200
- Total net migration, 2024292
- Cumulative net domestic migration, 2021 to 202467
- Rank by growth among US county-equivalents1247th
The county has grown 1.77 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Coffee County
Where people moving to Coffee County come from
- Tax returns filed by households arriving800
- People arriving, from those returns1,502
- Adjusted gross income arriving$32.7 m
- Net adjusted gross income movement$0
- Average income of an arriving household$40,926
- Largest single originCoffee County Non-migrants (12,743 households)
- Largest single destination (12,743 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Coffee County Non-migrants | 12,743 | 27,781 | $740.1 m |
| Other flows - Same State | 283 | 527 | $11.3 m |
| Other flows - Different State | 267 | 470 | $13.0 m |
| Other flows - South | 179 | 313 | $5.9 m |
| Atkinson County | 88 | 193 | $3.2 m |
| Bacon County | 42 | 83 | $1.4 m |
| Lowndes County | 38 | 72 | $1.4 m |
| Other flows - Midwest | 35 | 62 | $1.7 m |
The largest single source of arrivals is Coffee County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coffee County
What the Coffee County economy runs on
- County GDP, 2024$2.28 bn
- County GDP, 2023$2.13 bn
- GDP change, 2023 to 20246.9 percent
- GDP change over five years39.7 percent
- Rank by GDP among Georgia counties46th
- Rank by GDP among US county-equivalents1175th
- GDP per resident$52,500
Output grew 6.9 percent in the latest year and 39.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Coffee County
Who employs people in Coffee County
- Covered employment, annual average17,889
- Establishments reporting1,028
- Average annual pay$47,678
- Average weekly wage$917
- Sector 31-33, employment3,748
- Sector 31-33, average annual pay$53,465
- Sector 44-45, employment2,671
- Sector 44-45, average annual pay$41,785
- Sector 72, employment1,463
- Sector 72, average annual pay$19,226
- Sector 48-49, employment1,260
- Sector 48-49, average annual pay$49,253
- Sector 56, employment861
- Sector 23, employment723
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 3,748 | 64 | $53,465 |
| Sector 44-45 | 2,671 | 220 | $41,785 |
| Sector 72 | 1,463 | 78 | $19,226 |
| Sector 48-49 | 1,260 | 40 | $49,253 |
| Sector 56 | 861 | 30 | $40,966 |
| Sector 23 | 723 | 68 | $51,920 |
| Sector 11 | 570 | 50 | $50,218 |
| Sector 42 | 495 | 36 | $75,343 |
The largest sector is the biggest private employer group at 3,748 jobs, 21.0 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Coffee County
What businesses operate in Coffee County
- Establishments, all industries871
- Employment at those establishments15,091
- Annual payroll$697.3 m
- Establishments per 1,000 residents20.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Coffee County
What is being built in Coffee County
- Housing units authorised by permit, 2024110
- Declared construction value permitted$18.0 m
- Single family units authorised92
- Multifamily units authorised18
- Multifamily share of units16.4 percent
- Average declared value per unit$163,851
- Units authorised per 1,000 households7.2
Multifamily is 16.4 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Coffee County
How much SBA lending happens in Coffee County
- 7(a) approvals recorded40
- 7(a) gross approval dollars$49.4 m
- Average 7(a) approval$1,234,800
- Median 7(a) approval$350,000
- 10th percentile approval$77,500
- 90th percentile approval$5,000,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)302
- Jobs per approval7.5
- Distinct 7(a) lenders active18
- Distinct industries receiving approvals29
- Median 7(a) term126 months
- Share of loans on real estate terms, 240 months or longer37.5 percent
- Loans on real estate terms15
- Loans on working capital terms, 120 months or shorter19
- Franchise loans6
- Franchise share of approvals15.0 percent
- Leading industry by approval countBroilers and Other Meat Type Chicken Production (5)
- Most active lenderFirst National Bank of Coffee County (10)
- 504 approvals recorded5
- 504 gross approval dollars$3.5 m
- Average 504 approval$695,800
- Median 504 approval$231,000
- Distinct CDCs active4
- 504 jobs per approval7.0
- 504 jobs per million dollars approved10.1
- Most active CDCSmall Business Assistance Corporation (2)
- 7(a) share of SBA approvals88.9 percent
- Combined SBA approval dollars$52.9 m
The average approval of $1,234,800 sits well above the median of $350,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. 37.5 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Coffee County
Do SBA loans in Coffee County get paid back
- Loans with a final outcome recorded7
- Paid in full7
- Charged off0
- Status: Exempt from disclosure28
- Status: Paid in full7
- Status: Cancelled2
- Status: Committed, not yet disbursed3
Too few loans have reached a final outcome to publish a charge off rate. only 7 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Coffee County
Which parts of Coffee County get the lending
- Places in the county with recorded lending3
- Douglas, approvals26
- NICHOLLS, approvals11
- Ambrose, approvals3
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Douglas | 26 | $18,125,500 |
| NICHOLLS | 11 | $30,562,500 |
| Ambrose | 3 | $704,000 |
Douglas accounts for 26 approvals against 11 in NICHOLLS. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Coffee County
How big is Coffee County
- Land area575 sq mi
- Rank by land area among Georgia counties13th of 159
- Width, east to west32.6 mi
- Height, north to south31.2 mi
- Geographies sharing a boundary8
- Residents per square mile of land75
- Establishments per square mile1.51
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coffee County
What hazards affect Coffee County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book5
- Of those, participating in the NFIP5
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 9
- Communities carrying a CRS class1
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The best Community Rating System class in the county is 9, which carries a flood insurance premium discount for properties in the participating community.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Coffee County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Coffee County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population43,347
- Households15,349
- Average household size2.82
- Median household income$50,683
- Median age36.0
Common questions
Coffee County questions, answered from the record.
How many people live in Coffee County, Georgia?
43,347, in 15,349 households, ranking 50th of 159 Georgia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Coffee County growing?
The population has grown 1.77 percent since the 2020 census base. In 2024 there were 567 births against 472 deaths, with net migration of 292. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Coffee County?
$50,683. The median owner-occupied home is valued at $128,900, which is 2.5 times income, and median gross rent is $710 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Coffee County?
871 establishments, employing 15,091 people with an annual payroll of $697.3 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Coffee County?
Average annual pay is $47,678, or $917 a week, across 17,889 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Coffee County?
40 7(a) approvals totalling $49.4 m since FY2020, across 18 lenders, with a median approval of $350,000, plus 5 504 approvals worth $3.5 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Coffee County?
110 housing units were authorised by permit in 2024, with a declared construction value of $18.0 m. Multifamily was 16.4 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Coffee County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Coffee County come from?
The largest single origin is Coffee County Non-migrants, with 12,743 households. Arriving households report an average income of $40,926 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Coffee County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Coffee County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.