Cook County, Georgia: commercial real estate data.
Cook County, Georgia has a population of 17,532 across 227 square miles, up 4.4 percent since the 2020 census base. County output reached $535.8 m in 2024, 339 establishments operate here, and the SBA record carries 5 7(a) approvals worth $5.2 m.
119 sourced county values · tier FULL · 12 sections
Cook County
How many people live in Cook County
- Population17,532
- Households6,304
- Average household size2.78
- Median household income$53,651
- Median age37.5
- Median gross rent$956 per month
- Median owner-occupied home value$157,500
- Home value to household income2.9 times
- Annual rent as a share of median income21.4 percent
- Adults 25 and over with a bachelor degree or higher17.9 percent
- Adults 25 and over with a graduate degree7.3 percent
- Adults 25 and over11,496
- Population under 184,458
- Share under 1825.4 percent
- Population 65 and over2,834
- Share 65 and over16.2 percent
- Working age population, 18 to 6410,240
- Civilian labor force7,685
- Unemployment rate3.6 percent
- Labor force participation, adults 18 and over58.8 percent
- Rank by population among Georgia counties101st of 159
- Rank by population among US county-equivalents2010th
Cook County is the 101st largest of 159 Georgia counties by population. A median home costs 2.9 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 25.4 percent against 16.2 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Cook County
Is Cook County growing
- Population change since the 2020 census base4.37 percent
- Census 2020 base population17,231
- Births, 2024231
- Deaths, 2024215
- Natural change, 202416
- Net domestic migration, 202489
- Net international migration, 2024116
- Total net migration, 2024205
- Cumulative net domestic migration, 2021 to 2024498
- Rank by growth among US county-equivalents631st
The county has grown 4.37 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Cook County
Where people moving to Cook County come from
- Tax returns filed by households arriving416
- People arriving, from those returns854
- Adjusted gross income arriving$14.8 m
- Net adjusted gross income movement$0
- Average income of an arriving household$35,606
- Largest single originCook County Non-migrants (5,239 households)
- Largest single destination (5,239 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Cook County Non-migrants | 5,239 | 11,346 | $281.6 m |
| Other flows - Same State | 107 | 223 | $3.6 m |
| Lowndes County | 106 | 218 | $4.1 m |
| Other flows - Different State | 99 | 192 | $3.7 m |
| Other flows - South | 99 | 192 | $3.7 m |
| Tift County | 43 | 86 | $1.1 m |
| Berrien County | 37 | 73 | $1.4 m |
| Colquitt County | 24 | 62 | $860,000 |
The largest single source of arrivals is Cook County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Cook County
What the Cook County economy runs on
- County GDP, 2024$535.8 m
- County GDP, 2023$538.3 m
- GDP change, 2023 to 2024-0.5 percent
- GDP change over five years36.2 percent
- Rank by GDP among Georgia counties110th
- Rank by GDP among US county-equivalents2363rd
- GDP per resident$30,564
Output grew -0.5 percent in the latest year and 36.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Cook County
Who employs people in Cook County
- Covered employment, annual average4,662
- Establishments reporting414
- Average annual pay$43,348
- Average weekly wage$834
- Sector 44-45, employment625
- Sector 44-45, average annual pay$30,361
- Sector 31-33, employment553
- Sector 31-33, average annual pay$58,583
- Sector 72, employment531
- Sector 72, average annual pay$17,985
- Sector 23, employment400
- Sector 23, average annual pay$57,080
- Sector 56, employment91
- Sector 52, employment90
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 625 | 69 | $30,361 |
| Sector 31-33 | 553 | 31 | $58,583 |
| Sector 72 | 531 | 33 | $17,985 |
| Sector 23 | 400 | 40 | $57,080 |
| Sector 56 | 91 | 19 | $28,757 |
| Sector 52 | 90 | 14 | $50,826 |
| Sector 42 | 75 | 16 | $56,161 |
| Sector 81 | 55 | 20 | $38,604 |
The largest sector is the biggest private employer group at 625 jobs, 13.4 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Cook County
What businesses operate in Cook County
- Establishments, all industries339
- Employment at those establishments3,580
- Annual payroll$166.9 m
- Establishments per 1,000 residents19.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Cook County
What is being built in Cook County
- Housing units authorised by permit, 202447
- Declared construction value permitted$9.6 m
- Single family units authorised47
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$203,658
- Units authorised per 1,000 households7.5
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Cook County
How much SBA lending happens in Cook County
- 7(a) approvals recorded5
- 7(a) gross approval dollars$5.2 m
- Average 7(a) approval$1,031,900
- Median 7(a) approval$257,500
- 10th percentile approval$100,000
- 90th percentile approval$4,160,000
- Largest single approval$4,160,000
- Jobs reported supported, 7(a)75
- Jobs per approval15.0
- Distinct 7(a) lenders active4
- Distinct industries receiving approvals5
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer20.0 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter4
- Franchise loans3
- Franchise share of approvals60.0 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (1)
- Most active lenderCommercial Banking Company (2)
- 504 approvals recorded2
- 504 gross approval dollars$262,000
- Average 504 approval$131,000
- Median 504 approval$166,000
- Distinct CDCs active1
- 504 jobs per approval7.0
- 504 jobs per million dollars approved53.4
- Most active CDCSouthern Georgia Area Development Corporation (2)
- 7(a) share of SBA approvals71.4 percent
- Combined SBA approval dollars$5.4 m
The average approval of $1,031,900 sits well above the median of $257,500, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 20.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cook County
Do SBA loans in Cook County get paid back
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure5
Too few loans have reached a final outcome to publish a charge off rate. only 0 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cook County
Which parts of Cook County get the lending
- Places in the county with recorded lending2
- Adel, approvals4
- Hahira, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Adel | 4 | $5,017,500 |
| Hahira | 1 | $142,000 |
Adel accounts for 4 approvals against 1 in Hahira. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cook County
How big is Cook County
- Land area227 sq mi
- Rank by land area among Georgia counties129th of 159
- Width, east to west16.6 mi
- Height, north to south22.3 mi
- Geographies sharing a boundary5
- Residents per square mile of land77
- Establishments per square mile1.49
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Cook County
What hazards affect Cook County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book5
- Of those, participating in the NFIP5
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Cook County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Cook County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population17,532
- Households6,304
- Average household size2.78
- Median household income$53,651
- Median age37.5
Common questions
Cook County questions, answered from the record.
How many people live in Cook County, Georgia?
17,532, in 6,304 households, ranking 101st of 159 Georgia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Cook County growing?
The population has grown 4.37 percent since the 2020 census base. In 2024 there were 231 births against 215 deaths, with net migration of 205. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Cook County?
$53,651. The median owner-occupied home is valued at $157,500, which is 2.9 times income, and median gross rent is $956 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Cook County?
339 establishments, employing 3,580 people with an annual payroll of $166.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Cook County?
Average annual pay is $43,348, or $834 a week, across 4,662 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Cook County?
5 7(a) approvals totalling $5.2 m since FY2020, across 4 lenders, with a median approval of $257,500, plus 2 504 approvals worth $262,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Cook County?
47 housing units were authorised by permit in 2024, with a declared construction value of $9.6 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Cook County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Cook County come from?
The largest single origin is Cook County Non-migrants, with 5,239 households. Arriving households report an average income of $35,606 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Cook County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Cook County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.