Floyd County, Georgia: commercial real estate data.
Floyd County, Georgia has a population of 99,693 across 510 square miles, up 2.9 percent since the 2020 census base. County output reached $5.69 bn in 2024, 2,128 establishments operate here, and the SBA record carries 48 7(a) approvals worth $39.3 m.
125 sourced county values · tier FULL · 12 sections
Floyd County
How many people live in Floyd County
- Population99,693
- Households36,856
- Average household size2.70
- Median household income$65,565
- Median age38.2
- Median gross rent$1,014 per month
- Median owner-occupied home value$217,900
- Home value to household income3.3 times
- Annual rent as a share of median income18.6 percent
- Adults 25 and over with a bachelor degree or higher25.9 percent
- Adults 25 and over with a graduate degree10.9 percent
- Adults 25 and over66,421
- Population under 1822,606
- Share under 1822.7 percent
- Population 65 and over16,744
- Share 65 and over16.8 percent
- Working age population, 18 to 6460,343
- Civilian labor force46,883
- Unemployment rate4.2 percent
- Labor force participation, adults 18 and over60.8 percent
- Rank by population among Georgia counties27th of 159
- Rank by population among US county-equivalents622nd
Floyd County is the 27th largest of 159 Georgia counties by population. A median home costs 3.3 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 22.7 percent against 16.8 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Floyd County
Is Floyd County growing
- Population change since the 2020 census base2.85 percent
- Census 2020 base population98,580
- Births, 20241,142
- Deaths, 20241,246
- Natural change, 2024-104
- Net domestic migration, 2024739
- Net international migration, 2024340
- Total net migration, 20241,079
- Cumulative net domestic migration, 2021 to 20242,552
- Rank by growth among US county-equivalents909th
The county has grown 2.85 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Floyd County
Where people moving to Floyd County come from
- Tax returns filed by households arriving2,270
- People arriving, from those returns4,318
- Adjusted gross income arriving$131.1 m
- Net adjusted gross income movement$0
- Average income of an arriving household$57,733
- Largest single originFloyd County Non-migrants (32,874 households)
- Largest single destination (32,874 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Floyd County Non-migrants | 32,874 | 69,489 | $2.32 bn |
| Other flows - Different State | 702 | 1,282 | $42.0 m |
| Other flows - South | 449 | 829 | $26.5 m |
| Bartow County | 267 | 547 | $19.2 m |
| Other flows - Same State | 261 | 490 | $16.4 m |
| Polk County | 231 | 466 | $8.8 m |
| Cobb County | 149 | 248 | $7.7 m |
| Gordon County | 124 | 272 | $4.7 m |
The largest single source of arrivals is Floyd County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Floyd County
What the Floyd County economy runs on
- County GDP, 2024$5.69 bn
- County GDP, 2023$5.47 bn
- GDP change, 2023 to 20244.1 percent
- GDP change over five years36.4 percent
- Rank by GDP among Georgia counties28th
- Rank by GDP among US county-equivalents667th
- GDP per resident$57,041
Output grew 4.1 percent in the latest year and 36.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Floyd County
Who employs people in Floyd County
- Covered employment, annual average43,894
- Establishments reporting2,448
- Average annual pay$49,770
- Average weekly wage$957
- Sector 62, employment8,918
- Sector 62, average annual pay$68,239
- Sector 31-33, employment6,282
- Sector 31-33, average annual pay$67,772
- Sector 56, employment6,135
- Sector 56, average annual pay$20,517
- Sector 72, employment4,529
- Sector 72, average annual pay$23,850
- Sector 44-45, employment4,370
- Sector 48-49, employment1,382
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 8,918 | 353 | $68,239 |
| Sector 31-33 | 6,282 | 112 | $67,772 |
| Sector 56 | 6,135 | 140 | $20,517 |
| Sector 72 | 4,529 | 232 | $23,850 |
| Sector 44-45 | 4,370 | 402 | $32,235 |
| Sector 48-49 | 1,382 | 64 | $47,928 |
| Sector 61 | 1,168 | 22 | $53,987 |
| Sector 42 | 1,160 | 81 | $69,903 |
The largest sector is the biggest private employer group at 8,918 jobs, 20.3 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Floyd County
What businesses operate in Floyd County
- Establishments, all industries2,128
- Employment at those establishments39,783
- Annual payroll$2.07 bn
- Establishments per 1,000 residents21.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Floyd County
What is being built in Floyd County
- Housing units authorised by permit, 2024355
- Declared construction value permitted$71.6 m
- Single family units authorised355
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$201,566
- Units authorised per 1,000 households9.6
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Floyd County
How much SBA lending happens in Floyd County
- 7(a) approvals recorded48
- 7(a) gross approval dollars$39.3 m
- Average 7(a) approval$818,504
- Median 7(a) approval$620,000
- 10th percentile approval$40,000
- 90th percentile approval$2,336,000
- Largest single approval$3,938,000
- Jobs reported supported, 7(a)683
- Jobs per approval14.2
- Distinct 7(a) lenders active30
- Distinct industries receiving approvals29
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer31.3 percent
- Loans on real estate terms15
- Loans on working capital terms, 120 months or shorter26
- Franchise loans11
- Franchise share of approvals22.9 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (4)
- Most active lenderLGE Community CU (9)
- 504 approvals recorded14
- 504 gross approval dollars$13.2 m
- Average 504 approval$940,357
- Median 504 approval$657,000
- Distinct CDCs active5
- 504 jobs per approval6.1
- 504 jobs per million dollars approved6.5
- Most active CDCCSRA Local Development Corporation (5)
- 7(a) share of SBA approvals77.4 percent
- Combined SBA approval dollars$52.5 m
The average approval of $818,504 sits close to the median of $620,000, so lending here is fairly evenly sized rather than driven by a few large deals. 31.3 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Floyd County
Do SBA loans in Floyd County get paid back
- Loans with a final outcome recorded10
- Paid in full10
- Charged off0
- Charge off rate on resolved loans0.0 percent
- Status: Paid in full10
- Status: Exempt from disclosure28
- Status: Committed, not yet disbursed5
- Status: Cancelled5
Of the 10 loans that have reached a final outcome, 0.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Floyd County
Which parts of Floyd County get the lending
- Places in the county with recorded lending4
- Rome, approvals40
- LINDALE, approvals4
- Cave Spring, approvals3
- SILVER CREEK, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Rome | 40 | $35,487,200 |
| LINDALE | 4 | $916,000 |
| Cave Spring | 3 | $1,680,000 |
| SILVER CREEK | 1 | $1,205,000 |
Rome accounts for 40 approvals against 4 in LINDALE. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Floyd County
How big is Floyd County
- Land area510 sq mi
- Rank by land area among Georgia counties21st of 159
- Width, east to west26.1 mi
- Height, north to south35 mi
- Geographies sharing a boundary5
- Residents per square mile of land195
- Establishments per square mile4.17
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Floyd County
What hazards affect Floyd County
- EPA radon zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
- Communities in the NFIP Community Status Book3
- Of those, participating in the NFIP3
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Floyd County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Floyd County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population99,693
- Households36,856
- Average household size2.70
- Median household income$65,565
- Median age38.2
Common questions
Floyd County questions, answered from the record.
How many people live in Floyd County, Georgia?
99,693, in 36,856 households, ranking 27th of 159 Georgia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Floyd County growing?
The population has grown 2.85 percent since the 2020 census base. In 2024 there were 1,142 births against 1,246 deaths, with net migration of 1,079. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Floyd County?
$65,565. The median owner-occupied home is valued at $217,900, which is 3.3 times income, and median gross rent is $1,014 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Floyd County?
2,128 establishments, employing 39,783 people with an annual payroll of $2.07 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Floyd County?
Average annual pay is $49,770, or $957 a week, across 43,894 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Floyd County?
48 7(a) approvals totalling $39.3 m since FY2020, across 30 lenders, with a median approval of $620,000, plus 14 504 approvals worth $13.2 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Floyd County get paid back?
Of the 10 loans that have reached a final outcome, 10 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Floyd County?
355 housing units were authorised by permit in 2024, with a declared construction value of $71.6 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Floyd County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Floyd County come from?
The largest single origin is Floyd County Non-migrants, with 32,874 households. Arriving households report an average income of $57,733 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Floyd County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Floyd County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.