Grady County, Georgia: commercial real estate data.
Grady County, Georgia has a population of 26,108 across 455 square miles, up 0.1 percent since the 2020 census base. County output reached $873.9 m in 2024, 451 establishments operate here, and the SBA record carries 8 7(a) approvals worth $12.1 m.
118 sourced county values · tier FULL · 11 sections
Grady County
How many people live in Grady County
- Population26,108
- Households10,108
- Average household size2.58
- Median household income$58,980
- Median age39.4
- Median gross rent$779 per month
- Median owner-occupied home value$152,400
- Home value to household income2.6 times
- Annual rent as a share of median income15.8 percent
- Adults 25 and over with a bachelor degree or higher16.4 percent
- Adults 25 and over with a graduate degree6.8 percent
- Adults 25 and over17,678
- Population under 186,432
- Share under 1824.6 percent
- Population 65 and over4,949
- Share 65 and over19.0 percent
- Working age population, 18 to 6414,727
- Civilian labor force11,610
- Unemployment rate3.7 percent
- Labor force participation, adults 18 and over59.0 percent
- Rank by population among Georgia counties75th of 159
- Rank by population among US county-equivalents1610th
Grady County is the 75th largest of 159 Georgia counties by population. A median home costs 2.6 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 24.6 percent against 19.0 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Grady County
Is Grady County growing
- Population change since the 2020 census base0.13 percent
- Census 2020 base population26,238
- Births, 2024295
- Deaths, 2024324
- Natural change, 2024-29
- Net domestic migration, 2024134
- Net international migration, 202440
- Total net migration, 2024174
- Cumulative net domestic migration, 2021 to 202485
- Rank by growth among US county-equivalents1779th
The county has grown 0.13 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Grady County
Where people moving to Grady County come from
- Tax returns filed by households arriving512
- People arriving, from those returns1,030
- Adjusted gross income arriving$22.8 m
- Net adjusted gross income movement$0
- Average income of an arriving household$44,607
- Largest single originGrady County Non-migrants (7,725 households)
- Largest single destination (7,725 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Grady County Non-migrants | 7,725 | 16,500 | $438.7 m |
| Other flows - Different State | 157 | 300 | $8.4 m |
| Thomas County | 150 | 316 | $6.0 m |
| Other flows - South | 133 | 253 | $6.6 m |
| Other flows - Same State | 86 | 168 | $3.7 m |
| Decatur County | 44 | 95 | $1.9 m |
| Leon County | 40 | 65 | $1.8 m |
| Mitchell County | 35 | 86 | $1.0 m |
The largest single source of arrivals is Grady County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Grady County
What the Grady County economy runs on
- County GDP, 2024$873.9 m
- County GDP, 2023$849.0 m
- GDP change, 2023 to 20242.9 percent
- GDP change over five years27.6 percent
- Rank by GDP among Georgia counties89th
- Rank by GDP among US county-equivalents1955th
- GDP per resident$33,471
Output grew 2.9 percent in the latest year and 27.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Grady County
Who employs people in Grady County
- Covered employment, annual average5,899
- Establishments reporting575
- Average annual pay$45,151
- Average weekly wage$868
- Sector 31-33, employment945
- Sector 31-33, average annual pay$46,828
- Sector 44-45, employment730
- Sector 44-45, average annual pay$33,639
- Sector 72, employment467
- Sector 72, average annual pay$15,757
- Sector 11, employment444
- Sector 11, average annual pay$39,744
- Sector 23, employment267
- Sector 81, employment159
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 945 | 24 | $46,828 |
| Sector 44-45 | 730 | 88 | $33,639 |
| Sector 72 | 467 | 36 | $15,757 |
| Sector 11 | 444 | 33 | $39,744 |
| Sector 23 | 267 | 67 | $53,605 |
| Sector 81 | 159 | 46 | $39,036 |
| Sector 52 | 133 | 30 | $63,177 |
| Sector 56 | 133 | 28 | $32,216 |
The largest sector is the biggest private employer group at 945 jobs, 16.0 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Grady County
What businesses operate in Grady County
- Establishments, all industries451
- Employment at those establishments4,786
- Annual payroll$204.8 m
- Establishments per 1,000 residents17.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Grady County
What is being built in Grady County
- Housing units authorised by permit, 202458
- Declared construction value permitted$15.0 m
- Single family units authorised58
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$259,263
- Units authorised per 1,000 households5.7
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Grady County
How much SBA lending happens in Grady County
- 7(a) approvals recorded8
- 7(a) gross approval dollars$12.1 m
- Average 7(a) approval$1,515,425
- Median 7(a) approval$1,502,000
- 10th percentile approval$50,000
- 90th percentile approval$5,000,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)59
- Jobs per approval7.4
- Distinct 7(a) lenders active6
- Distinct industries receiving approvals7
- Median 7(a) term144 months
- Share of loans on real estate terms, 240 months or longer37.5 percent
- Loans on real estate terms3
- Loans on working capital terms, 120 months or shorter4
- Franchise loans2
- Franchise share of approvals25.0 percent
- Leading industry by approval countOther Accounting Services (2)
- Most active lenderNortheast Bank (3)
- 504 approvals recorded5
- 504 gross approval dollars$2.8 m
- Average 504 approval$560,000
- Median 504 approval$461,000
- Distinct CDCs active3
- 504 jobs per approval8.0
- 504 jobs per million dollars approved14.3
- Most active CDCCSRA Local Development Corporation (2)
- 7(a) share of SBA approvals61.5 percent
- Combined SBA approval dollars$14.9 m
The average approval of $1,515,425 sits close to the median of $1,502,000, so lending here is fairly evenly sized rather than driven by a few large deals. 37.5 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Grady County
Do SBA loans in Grady County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure6
- Status: Cancelled1
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Grady County
How big is Grady County
- Land area455 sq mi
- Rank by land area among Georgia counties37th of 159
- Width, east to west18 mi
- Height, north to south27.8 mi
- Geographies sharing a boundary3
- Residents per square mile of land57
- Establishments per square mile0.99
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Grady County
What hazards affect Grady County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book3
- Of those, participating in the NFIP3
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Grady County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Grady County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population26,108
- Households10,108
- Average household size2.58
- Median household income$58,980
- Median age39.4
Common questions
Grady County questions, answered from the record.
How many people live in Grady County, Georgia?
26,108, in 10,108 households, ranking 75th of 159 Georgia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Grady County growing?
The population has grown 0.13 percent since the 2020 census base. In 2024 there were 295 births against 324 deaths, with net migration of 174. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Grady County?
$58,980. The median owner-occupied home is valued at $152,400, which is 2.6 times income, and median gross rent is $779 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Grady County?
451 establishments, employing 4,786 people with an annual payroll of $204.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Grady County?
Average annual pay is $45,151, or $868 a week, across 5,899 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Grady County?
8 7(a) approvals totalling $12.1 m since FY2020, across 6 lenders, with a median approval of $1,502,000, plus 5 504 approvals worth $2.8 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Grady County?
58 housing units were authorised by permit in 2024, with a declared construction value of $15.0 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Grady County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Grady County come from?
The largest single origin is Grady County Non-migrants, with 7,725 households. Arriving households report an average income of $44,607 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Grady County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Grady County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.