Gwinnett County, Georgia: commercial real estate data.
Gwinnett County, Georgia has a population of 979,864 across 430 square miles, up 4.9 percent since the 2020 census base. County output reached $72.41 bn in 2024, 27,653 establishments operate here, and the SBA record carries 1,580 7(a) approvals worth $1.05 bn.
129 sourced county values · tier FULL · 12 sections
Gwinnett County
How many people live in Gwinnett County
- Population979,864
- Households327,043
- Average household size3.00
- Median household income$87,890
- Median age36.0
- Median gross rent$1,810 per month
- Median owner-occupied home value$380,900
- Home value to household income4.3 times
- Annual rent as a share of median income24.7 percent
- Adults 25 and over with a bachelor degree or higher39.0 percent
- Adults 25 and over with a graduate degree13.9 percent
- Adults 25 and over632,663
- Population under 18255,158
- Share under 1826.0 percent
- Population 65 and over110,790
- Share 65 and over11.3 percent
- Working age population, 18 to 64613,916
- Civilian labor force518,602
- Unemployment rate4.2 percent
- Labor force participation, adults 18 and over71.6 percent
- Rank by population among Georgia counties2nd of 159
- Rank by population among US county-equivalents51st
Gwinnett County is the 2nd largest of 159 Georgia counties by population. A median home costs 4.3 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 26.0 percent against 11.3 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Gwinnett County
Is Gwinnett County growing
- Population change since the 2020 census base4.87 percent
- Census 2020 base population957,290
- Births, 202411,279
- Deaths, 20245,081
- Natural change, 20246,198
- Net domestic migration, 2024-6,958
- Net international migration, 202412,945
- Total net migration, 20245,987
- Cumulative net domestic migration, 2021 to 2024-12,107
- Rank by growth among US county-equivalents551st
The county has grown 4.87 percent since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Gwinnett County
Where people moving to Gwinnett County come from
- Tax returns filed by households arriving30,640
- People arriving, from those returns56,987
- Adjusted gross income arriving$1.94 bn
- Net adjusted gross income movement$0
- Average income of an arriving household$63,295
- Largest single originGwinnett County Non-migrants (335,674 households)
- Largest single destination (335,674 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Gwinnett County Non-migrants | 335,674 | 715,410 | $27.03 bn |
| DeKalb County | 5,409 | 10,420 | $303.5 m |
| Other flows - Different State | 3,618 | 6,818 | $235.6 m |
| Fulton County | 3,598 | 6,116 | $293.4 m |
| Other flows - South | 1,794 | 3,262 | $107.0 m |
| Cobb County | 1,253 | 2,055 | $67.9 m |
| Hall County | 871 | 1,621 | $59.7 m |
| Forsyth County | 869 | 1,670 | $80.8 m |
The largest single source of arrivals is Gwinnett County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Gwinnett County
What the Gwinnett County economy runs on
- County GDP, 2024$72.41 bn
- County GDP, 2023$68.79 bn
- GDP change, 2023 to 20245.3 percent
- GDP change over five years38.1 percent
- Rank by GDP among Georgia counties3rd
- Rank by GDP among US county-equivalents77th
- GDP per resident$73,896
Output grew 5.3 percent in the latest year and 38.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Gwinnett County
Who employs people in Gwinnett County
- Covered employment, annual average386,500
- Establishments reporting34,096
- Average annual pay$66,588
- Average weekly wage$1,281
- Sector 44-45, employment47,787
- Sector 44-45, average annual pay$43,831
- Sector 62, employment45,269
- Sector 62, average annual pay$56,151
- Sector 72, employment33,757
- Sector 72, average annual pay$25,770
- Sector 42, employment33,085
- Sector 42, average annual pay$92,304
- Sector 56, employment32,916
- Sector 54, employment29,336
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 47,787 | 3,022 | $43,831 |
| Sector 62 | 45,269 | 3,156 | $56,151 |
| Sector 72 | 33,757 | 2,488 | $25,770 |
| Sector 42 | 33,085 | 2,425 | $92,304 |
| Sector 56 | 32,916 | 2,265 | $53,422 |
| Sector 54 | 29,336 | 4,680 | $104,687 |
| Sector 31-33 | 27,503 | 1,164 | $79,144 |
| Sector 23 | 27,114 | 3,416 | $83,366 |
The largest sector is the biggest private employer group at 47,787 jobs, 12.4 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Gwinnett County
What businesses operate in Gwinnett County
- Establishments, all industries27,653
- Employment at those establishments372,873
- Annual payroll$22.75 bn
- Establishments per 1,000 residents28.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Gwinnett County
What is being built in Gwinnett County
- Housing units authorised by permit, 20245,603
- Declared construction value permitted$1.13 bn
- Single family units authorised4,300
- Multifamily units authorised1,303
- Multifamily share of units23.3 percent
- Average declared value per unit$201,291
- Units authorised per 1,000 households17.1
Multifamily is 23.3 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Gwinnett County
How much SBA lending happens in Gwinnett County
- 7(a) approvals recorded1,580
- 7(a) gross approval dollars$1.05 bn
- Average 7(a) approval$664,990
- Median 7(a) approval$300,100
- 10th percentile approval$35,000
- 90th percentile approval$1,729,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)16,905
- Jobs per approval10.7
- Distinct 7(a) lenders active127
- Distinct industries receiving approvals321
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer21.2 percent
- Loans on real estate terms335
- Loans on working capital terms, 120 months or shorter1,159
- Franchise loans265
- Franchise share of approvals16.8 percent
- Leading industry by approval countFull-Service Restaurants (96)
- Most active lenderWells Fargo Bank National Association (99)
- 504 approvals recorded332
- 504 gross approval dollars$333.7 m
- Average 504 approval$1,004,982
- Median 504 approval$682,000
- Distinct CDCs active8
- 504 jobs per approval10.0
- 504 jobs per million dollars approved10.0
- Most active CDCFlorida Business Development Corporation (108)
- 7(a) share of SBA approvals82.6 percent
- Combined SBA approval dollars$1.38 bn
The average approval of $664,990 sits well above the median of $300,100, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 21.2 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Gwinnett County
Do SBA loans in Gwinnett County get paid back
- Loans with a final outcome recorded303
- Paid in full273
- Charged off30
- Charge off rate on resolved loans9.9 percent
- Status: Exempt from disclosure1,002
- Status: Paid in full273
- Status: Cancelled213
- Status: Charged off30
- Status: Committed, not yet disbursed62
| NAICS | Industry | Resolved loans | Charged off | Charge off rate |
|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 19 | 2 | 10.5% |
| 722513 | Limited-Service Restaurants | 13 | 0 | 0.0% |
| 624410 | Child Day Care Services | 11 | 0 | 0.0% |
| 621210 | Offices of Dentists | 11 | 0 | 0.0% |
Of the 303 loans that have reached a final outcome, 9.9 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong. Among industries with at least ten resolved loans, Full-Service Restaurants carries the highest charge off rate at 10.5 percent.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gwinnett County
Which parts of Gwinnett County get the lending
- Places in the county with recorded lending33
- LAWRENCEVILLE, approvals267
- Duluth, approvals252
- Norcross, approvals182
- SUWANEE, approvals176
- Buford, approvals168
- Snellville, approvals117
| Place | Approvals | Gross approval dollars |
|---|---|---|
| LAWRENCEVILLE | 267 | $155,260,600 |
| Duluth | 252 | $210,794,800 |
| Norcross | 182 | $124,194,500 |
| SUWANEE | 176 | $120,148,200 |
| Buford | 168 | $102,192,300 |
| Snellville | 117 | $54,299,200 |
| LILBURN | 108 | $79,520,900 |
| PEACHTREE CORNERS | 98 | $76,059,200 |
LAWRENCEVILLE accounts for 267 approvals against 252 in Duluth. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gwinnett County
How big is Gwinnett County
- Land area430 sq mi
- Rank by land area among Georgia counties46th of 159
- Width, east to west27.4 mi
- Height, north to south28.7 mi
- Geographies sharing a boundary7
- Residents per square mile of land2,279
- Establishments per square mile64.31
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Gwinnett County
What hazards affect Gwinnett County
- EPA radon zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
- Communities in the NFIP Community Status Book16
- Of those, participating in the NFIP16
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 7
- Communities carrying a CRS class3
The EPA places the county in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The best Community Rating System class in the county is 7, which carries a flood insurance premium discount for properties in the participating community.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Gwinnett County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Gwinnett County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population979,864
- Households327,043
- Average household size3.00
- Median household income$87,890
- Median age36.0
Common questions
Gwinnett County questions, answered from the record.
How many people live in Gwinnett County, Georgia?
979,864, in 327,043 households, ranking 2nd of 159 Georgia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Gwinnett County growing?
The population has grown 4.87 percent since the 2020 census base. In 2024 there were 11,279 births against 5,081 deaths, with net migration of 5,987. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Gwinnett County?
$87,890. The median owner-occupied home is valued at $380,900, which is 4.3 times income, and median gross rent is $1,810 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Gwinnett County?
27,653 establishments, employing 372,873 people with an annual payroll of $22.75 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Gwinnett County?
Average annual pay is $66,588, or $1,281 a week, across 386,500 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Gwinnett County?
1,580 7(a) approvals totalling $1.05 bn since FY2020, across 127 lenders, with a median approval of $300,100, plus 332 504 approvals worth $333.7 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Gwinnett County get paid back?
Of the 303 loans that have reached a final outcome, 273 were paid in full and 30 charged off, a charge off rate of 9.9 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Gwinnett County?
5,603 housing units were authorised by permit in 2024, with a declared construction value of $1.13 bn. Multifamily was 23.3 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Gwinnett County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Gwinnett County come from?
The largest single origin is Gwinnett County Non-migrants, with 335,674 households. Arriving households report an average income of $63,295 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Gwinnett County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Gwinnett County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.