Harris County, Georgia: commercial real estate data.
Harris County, Georgia has a population of 36,086 across 464 square miles, up 6.5 percent since the 2020 census base. County output reached $865.5 m in 2024, 501 establishments operate here, and the SBA record carries 10 7(a) approvals worth $6.6 m.
124 sourced county values · tier FULL · 12 sections
Harris County
How many people live in Harris County
- Population36,086
- Households13,027
- Average household size2.77
- Median household income$97,302
- Median age43.5
- Median gross rent$1,048 per month
- Median owner-occupied home value$302,800
- Home value to household income3.1 times
- Annual rent as a share of median income12.9 percent
- Adults 25 and over with a bachelor degree or higher38.0 percent
- Adults 25 and over with a graduate degree16.2 percent
- Adults 25 and over25,303
- Population under 187,744
- Share under 1821.5 percent
- Population 65 and over6,940
- Share 65 and over19.2 percent
- Working age population, 18 to 6421,402
- Civilian labor force17,123
- Unemployment rate5.9 percent
- Labor force participation, adults 18 and over60.4 percent
- Rank by population among Georgia counties53rd of 159
- Rank by population among US county-equivalents1314th
Harris County is the 53rd largest of 159 Georgia counties by population. A median home costs 3.1 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 21.5 percent against 19.2 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Harris County
Is Harris County growing
- Population change since the 2020 census base6.52 percent
- Census 2020 base population34,667
- Births, 2024301
- Deaths, 2024339
- Natural change, 2024-38
- Net domestic migration, 2024236
- Net international migration, 202436
- Total net migration, 2024272
- Cumulative net domestic migration, 2021 to 20242,095
- Rank by growth among US county-equivalents347th
The county has grown 6.52 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Harris County
Where people moving to Harris County come from
- Tax returns filed by households arriving1,237
- People arriving, from those returns2,623
- Adjusted gross income arriving$108.4 m
- Net adjusted gross income movement$0
- Average income of an arriving household$87,641
- Largest single originHarris County Non-migrants (12,138 households)
- Largest single destination (12,138 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Harris County Non-migrants | 12,138 | 27,053 | $1.24 bn |
| Muscogee County | 464 | 987 | $46.2 m |
| Other flows - Different State | 369 | 801 | $35.4 m |
| Other flows - South | 229 | 496 | $23.9 m |
| Other flows - Same State | 190 | 411 | $16.2 m |
| Troup County | 83 | 165 | $3.5 m |
| Other flows - West | 64 | 158 | $5.2 m |
| Other flows - Midwest | 47 | 98 | $3.2 m |
The largest single source of arrivals is Harris County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Harris County
What the Harris County economy runs on
- County GDP, 2024$865.5 m
- County GDP, 2023$777.9 m
- GDP change, 2023 to 202411.3 percent
- GDP change over five years48.1 percent
- Rank by GDP among Georgia counties91st
- Rank by GDP among US county-equivalents1963rd
- GDP per resident$23,984
Output grew 11.3 percent in the latest year and 48.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Harris County
Who employs people in Harris County
- Covered employment, annual average6,557
- Establishments reporting585
- Average annual pay$47,289
- Average weekly wage$909
- Sector 31-33, employment1,899
- Sector 31-33, average annual pay$51,689
- Sector 23, employment430
- Sector 23, average annual pay$54,280
- Sector 44-45, employment383
- Sector 44-45, average annual pay$26,210
- Sector 48-49, employment289
- Sector 48-49, average annual pay$47,419
- Sector 52, employment206
- Sector 51, employment95
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 1,899 | 28 | $51,689 |
| Sector 23 | 430 | 88 | $54,280 |
| Sector 44-45 | 383 | 60 | $26,210 |
| Sector 48-49 | 289 | 23 | $47,419 |
| Sector 52 | 206 | 21 | $69,451 |
| Sector 51 | 95 | 8 | $114,853 |
| Sector 81 | 82 | 33 | $34,674 |
| Sector 53 | 57 | 30 | $44,024 |
The largest sector is the biggest private employer group at 1,899 jobs, 29.0 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Harris County
What businesses operate in Harris County
- Establishments, all industries501
- Employment at those establishments4,191
- Annual payroll$158.7 m
- Establishments per 1,000 residents13.9
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Harris County
What is being built in Harris County
- Housing units authorised by permit, 2024189
- Declared construction value permitted$59.8 m
- Single family units authorised189
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$316,204
- Units authorised per 1,000 households14.5
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Harris County
How much SBA lending happens in Harris County
- 7(a) approvals recorded10
- 7(a) gross approval dollars$6.6 m
- Average 7(a) approval$662,000
- Median 7(a) approval$577,000
- 10th percentile approval$40,000
- 90th percentile approval$2,038,000
- Largest single approval$2,038,000
- Jobs reported supported, 7(a)76
- Jobs per approval7.6
- Distinct 7(a) lenders active8
- Distinct industries receiving approvals9
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer30.0 percent
- Loans on real estate terms3
- Loans on working capital terms, 120 months or shorter7
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countCouriers and Express Delivery Services (2)
- Most active lenderPinnacle Bank (2)
- 504 approvals recorded2
- 504 gross approval dollars$976,000
- Average 504 approval$488,000
- Median 504 approval$779,000
- Distinct CDCs active1
- 504 jobs per approval16.0
- 504 jobs per million dollars approved32.8
- Most active CDCFlorida Business Development Corporation (2)
- 7(a) share of SBA approvals83.3 percent
- Combined SBA approval dollars$7.6 m
The average approval of $662,000 sits close to the median of $577,000, so lending here is fairly evenly sized rather than driven by a few large deals. 30.0 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Harris County
Do SBA loans in Harris County get paid back
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Cancelled3
- Status: Exempt from disclosure6
- Status: Committed, not yet disbursed1
Too few loans have reached a final outcome to publish a charge off rate. only 0 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Harris County
Which parts of Harris County get the lending
- Places in the county with recorded lending5
- WAVERLY HALL, approvals3
- PINE MOUNTAIN, approvals2
- MIDLAND, approvals2
- HAMILTON, approvals2
- FORTSON, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| WAVERLY HALL | 3 | $2,263,000 |
| PINE MOUNTAIN | 2 | $107,500 |
| MIDLAND | 2 | $1,712,500 |
| HAMILTON | 2 | $1,517,000 |
| FORTSON | 1 | $1,020,000 |
WAVERLY HALL accounts for 3 approvals against 2 in PINE MOUNTAIN. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Harris County
How big is Harris County
- Land area464 sq mi
- Rank by land area among Georgia counties34th of 159
- Width, east to west28.5 mi
- Height, north to south20 mi
- Geographies sharing a boundary4
- Residents per square mile of land78
- Establishments per square mile1.08
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Harris County
What hazards affect Harris County
- EPA radon zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
- Communities in the NFIP Community Status Book5
- Of those, participating in the NFIP4
- NFIP participation rate80.0 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Harris County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Harris County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population36,086
- Households13,027
- Average household size2.77
- Median household income$97,302
- Median age43.5
Common questions
Harris County questions, answered from the record.
How many people live in Harris County, Georgia?
36,086, in 13,027 households, ranking 53rd of 159 Georgia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Harris County growing?
The population has grown 6.52 percent since the 2020 census base. In 2024 there were 301 births against 339 deaths, with net migration of 272. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Harris County?
$97,302. The median owner-occupied home is valued at $302,800, which is 3.1 times income, and median gross rent is $1,048 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Harris County?
501 establishments, employing 4,191 people with an annual payroll of $158.7 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Harris County?
Average annual pay is $47,289, or $909 a week, across 6,557 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Harris County?
10 7(a) approvals totalling $6.6 m since FY2020, across 8 lenders, with a median approval of $577,000, plus 2 504 approvals worth $976,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Harris County?
189 housing units were authorised by permit in 2024, with a declared construction value of $59.8 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Harris County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Harris County come from?
The largest single origin is Harris County Non-migrants, with 12,138 households. Arriving households report an average income of $87,641 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Harris County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Harris County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.